Citizens & Northern Corporation CZNC
Set alert
28.03 USD +0.21 +0.75%
At close · Oct 30
28.03 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
27.92 Day range 28.49
19.02 52-week range 28.15
- YTD
- +38.97%
- 1 year
- +43.82%
- Open
- 27.99
- Prev close
- 27.82
- Mkt cap
- 502.71M
- Vol
- 58.23K
- Avg vol
- 63.31K
- EPS
- 1.96
- P/E
- 14.30
- Div yield
- 6.05%
More statistics
- Low
- 27.92
- High
- 28.49
- Forward P/E
- 10.45
- Beta
- 0.45
- Short ratio
- 1.82
- Inst. own
- 33.03%
- Dividend
- 1.12
- Ex-div date
- Oct 27, 2024
- 50-d avg
- 19.83
- 200-d avg
- 18.75
- 1y target
- 21.00
2Y chart
Events in this range
- Feb 3, 2025Dividend: 0.28
- May 2, 2025Dividend: 0.28
- Aug 4, 2025Dividend: 0.28
- Nov 3, 2025Dividend: 0.28
- Feb 2, 2026Dividend: 0.28
- May 4, 2026Dividend: 0.28
- Aug 3, 2026Dividend: 0.28
Signals (85)
| Name | Date | Ago |
|---|---|---|
| RSI: Overbought | Oct 30, 2026 | 1 day ago |
| RSI: Overbought | Oct 23, 2026 | 1 week ago |
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| MACD: Buy Signal | Oct 16, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 5, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 2, 2026 | 4 weeks ago |
| SMA: Bearish | Sep 29, 2026 | 1 month ago |
| SMA: Bullish | Sep 24, 2026 | 1 month ago |
| SMA: Bearish | Sep 23, 2026 | 1 month ago |
| MACD: Sell Signal | Aug 19, 2026 | 2 months ago |
| RSI: Overbought | Aug 11, 2026 | 2 months ago |
| RSI: Overbought | Aug 7, 2026 | 2 months ago |
| RSI: Overbought | Jul 28, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 24, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 10, 2026 | 3 months ago |
| RSI: Overbought | Jul 1, 2026 | 4 months ago |
| SMA: Bullish | Jun 23, 2026 | 4 months ago |
| SMA: Bearish | Jun 15, 2026 | 4 months ago |
| SMA: Bullish | Jun 12, 2026 | 4 months ago |
| SMA: Bullish | Jun 5, 2026 | 4 months ago |
| SMA: Bearish | May 29, 2026 | 5 months ago |
| MACD: Buy Signal | May 26, 2026 | 5 months ago |
| SMA: Bullish | May 21, 2026 | 5 months ago |
| RSI: Oversold | May 15, 2026 | 5 months ago |
| SMA: Bearish | May 13, 2026 | 5 months ago |
| SMA: Bearish | Apr 30, 2026 | 6 months ago |
| MACD: Sell Signal | Apr 23, 2026 | 6 months ago |
| RSI: Overbought | Apr 9, 2026 | 6 months ago |
| SMA: Bullish | Apr 6, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 26, 2026 | 7 months ago |
| SMA: Bearish | Mar 11, 2026 | 7 months ago |
| MACD: Sell Signal | Feb 19, 2026 | 8 months ago |
| RSI: Overbought | Feb 13, 2026 | 8 months ago |
| RSI: Overbought | Feb 3, 2026 | 9 months ago |
| RSI: Overbought | Jan 21, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 14, 2026 | 9 months ago |
| SMA: Bullish | Jan 8, 2026 | 9 months ago |
| SMA: Bearish | Jan 7, 2026 | 9 months ago |
| SMA: Bullish | Jan 5, 2026 | 9 months ago |
| SMA: Bearish | Jan 2, 2026 | 10 months ago |
| MACD: Sell Signal | Dec 22, 2025 | 10 months ago |
| RSI: Overbought | Dec 10, 2025 | 10 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| SMA: Bullish | Nov 14, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 11, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 3, 2025 | 12 months ago |
| MACD: Buy Signal | Oct 24, 2025 | 1 year ago |
| SMA: Bearish | Oct 2, 2025 | 1 year ago |
| SMA: Bearish | Oct 2, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 10, 2025 | 1 year ago |
| SMA: Bullish | Aug 22, 2025 | 1 year ago |
| SMA: Bullish | Aug 18, 2025 | 1 year ago |
| SMA: Bearish | Aug 15, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 13, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| SMA: Bearish | Jul 30, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 18, 2025 | 1 year ago |
| SMA: Bullish | Jun 26, 2025 | 1 year ago |
| SMA: Bearish | Jun 25, 2025 | 1 year ago |
| SMA: Bullish | Jun 24, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 23, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 20, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 18, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 17, 2025 | 1 year ago |
| SMA: Bearish | Jun 11, 2025 | 1 year ago |
| SMA: Bullish | Jun 10, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 10, 2025 | 1 year ago |
| MACD: Sell Signal | May 22, 2025 | 1 year ago |
| SMA: Bearish | May 16, 2025 | 1 year ago |
| SMA: Bullish | May 14, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 22, 2025 | 1 year ago |
| MACD: Sell Signal | Mar 31, 2025 | 1 year ago |
| SMA: Bearish | Mar 25, 2025 | 1 year ago |
| SMA: Bullish | Mar 24, 2025 | 1 year ago |
| SMA: Bearish | Mar 21, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 20, 2025 | 1 year ago |
| SMA: Bullish | Mar 18, 2025 | 1 year ago |
| SMA: Bearish | Mar 10, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 14, 2025 | 1 year ago |
| RSI: Overbought | Jan 29, 2025 | 1 year ago |
| RSI: Overbought | Jan 27, 2025 | 1 year ago |
| SMA: Bullish | Jan 24, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 14, 2025 | 1 year ago |
Key statistics
- Market cap
- 285.16M
- Enterprise value
- 327.14M
- Trailing P/E
- 12.85
- Forward P/E
- 10.45
- PEG ratio
- 0.00
- Price / sales
- 2.80
- Price / book
- 1.03
- EPS (TTM)
- 1.44
- Beta
- 0.45
- Dividend yield
- 6.05%
- Payout ratio
- 77.78%
- Profit margin
- 21.63%
- Revenue (TTM)
- 101.90M
- Revenue growth
- -4.70%
- Free cash flow
- 0
- Total cash
- 186.21M
- Total debt
- 227.73M
- Return on equity
- 8.52%
- Shares outstanding
- 15.41M
- Short % of float
- 0.37%
- 50-day average
- 19.83
- 200-day average
- 18.75
Analyst view
Consensus: hold
Hold
Price target (mean) 21.00
Ratings (0m) 2 0 buy · 2 hold · 0 sell
- Strong buy0
- Buy0
- Hold2
- Sell0
- Strong sell0
Next earnings
Consensus EPS estimate 0.45.
Financials — quick view
CZNC Revenue — quarterly 41.26M
CZNC Net income — quarterly 14.06M
CZNC EPS — quarterly 0.79
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Oct 17, 2024 | Sep 1, 2024 | 0.45 | 0.41 | -0.04 | -8.89% |
| Aug 7, 2024 | Jun 1, 2024 | 0.37 | 0.40 | +0.03 | +8.11% |
| May 7, 2024 | Mar 1, 2024 | 0.34 | 0.35 | +0.01 | +2.94% |
| Mar 11, 2024 | Dec 1, 2023 | 0.36 | 0.28 | -0.08 | -22.22% |
| Nov 6, 2023 | Sep 1, 2023 | 0.45 | 0.50 | +0.05 | +11.11% |
| Aug 8, 2023 | Jun 1, 2023 | 0.37 | 0.39 | +0.02 | +5.41% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jun 27, 2023 | Janney Montgomery Scott | init | — | Neutral |
| Apr 24, 2023 | Piper Sandler | main | — | Neutral |
| Oct 27, 2020 | Piper Sandler | main | — | Overweight |
| Sep 28, 2020 | Piper Sandler | up | Neutral | Overweight |
About Citizens & Northern Corporation
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; and lending products, including commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit. The company also offers wealth management services comprising 401(k) plans, retirement planning, estate planning, estate settlements, and asset management; personal and commercial insurance products; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents; and reinsures credit and mortgage, life and accident, and health insurance products. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- cnbankpa.com
News
- Citizens & Northern (CZNC) Upgraded to Buy: What Does It Mean for the Stock?
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Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| DORWART STEPHEN M | Director | Sale | Oct 15, 2024 | 18,265 |
| HOOSE HAROLD F III | Officer | Stock Award(Grant) | Feb 19, 2024 | 52,239 |
| HUGHES MARK A | Chief Financial Officer | Stock Award(Grant) | Feb 19, 2024 | 84,848 |
| LEHMAN TERRY L | Director | Purchase | May 28, 2024 | 25,567 |
| LOUGHERY ROBERT G | Director | Purchase | May 7, 2024 | 9,107 |
| PELLEGRINO FRANK G | Director | Purchase | Oct 3, 2024 | 39,750 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 7.57% | 1,167,359 | 21.60M | Sep 29, 2024 |
| Vanguard Group Inc | 5.36% | 825,524 | 15.27M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 3.57% | 550,198 | 10.18M | Sep 29, 2024 |
| Geode Capital Management, LLC | 2.24% | 345,823 | 6.40M | Sep 29, 2024 |
| Citizens & Northern Corp | 2.13% | 328,295 | 6.07M | Sep 29, 2024 |
| State Street Corporation | 2.00% | 308,868 | 5.71M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.89% | 446,132 | 8.25M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.70% | 416,628 | 7.71M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.75% | 269,125 | 4.98M | Sep 29, 2024 |
| Fidelity Small Cap Index Fund | 0.99% | 153,179 | 2.83M | Aug 30, 2024 |
| iShares Russell 2000 Value ETF | 0.93% | 143,692 | 2.66M | Oct 30, 2024 |
| DFA U.S. Targeted Value Portfolio | 0.66% | 101,462 | 1.88M | Jul 30, 2024 |