CMBNF

Cembra Money Bank AG

USD

Set alert

Price alert · CMBNF

All alert types
107.82 USD 0.00 0.00%
As of Oct 29, 2026
126.00 Day range 126.00
91.31 52-week range 126.00
YTD
+18.08%
1 year
+18.08%
Open
126.00
Prev close
107.82
Mkt cap
3.22B
Vol
200
Avg vol
3
EPS
7.91
P/E
13.63
More statistics
Low
126.00
High
126.00
Earnings
Jul 24, 2025

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for CMBNF has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.58 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 11.8×
FY 2016: 22.7×FY 2017: 21.6×FY 2018: 20.4×FY 2019: 19.9×FY 2020: 19.3×FY 2021: 18.8×FY 2022: 11.2×FY 2023: 10.3×FY 2024: 14.3×FY 2025: 11.8×
FY 2016 5y median 11.8× FY 2025
P/S 3.4×
FY 2016: 8.3×FY 2017: 7.8×FY 2018: 7.1×FY 2019: 6.6×FY 2020: 5.9×FY 2021: 6.2×FY 2022: 3.7×FY 2023: 3.6×FY 2024: 4.4×FY 2025: 3.4×
FY 2016 5y median 3.7× FY 2025
P/B 1.6×
FY 2016: 3.8×FY 2017: 3.5×FY 2018: 3.4×FY 2019: 2.9×FY 2020: 2.6×FY 2021: 2.5×FY 2022: 1.5×FY 2023: 1.3×FY 2024: 1.9×FY 2025: 1.6×
FY 2016 5y median 1.6× FY 2025
P/FCF 10.5×
FY 2016: 17.6×FY 2017: 12.3×FY 2018: 15.6×FY 2019: 13.4×FY 2020: 13.5×FY 2021: 18.5×FY 2022: 8.2×FY 2023: 9.1×FY 2024: 9.7×FY 2025: 10.5×
FY 2016 5y median 9.7× FY 2025
EV/EBITDA 17.4×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 17.4×
FY 2016 5y median 0.0× FY 2025
EV/Sales 6.6×
FY 2016: 10.4×FY 2017: 10.4×FY 2018: 9.4×FY 2019: 10.9×FY 2020: 9.8×FY 2021: 10.2×FY 2022: 7.7×FY 2023: 8.3×FY 2024: 8.3×FY 2025: 6.6×
FY 2016 5y median 8.3× FY 2025
FCF Yield 9.6%
FY 2016: 5.7%FY 2017: 8.2%FY 2018: 6.4%FY 2019: 7.4%FY 2020: 7.4%FY 2021: 5.4%FY 2022: 12.2%FY 2023: 11.0%FY 2024: 10.3%FY 2025: 9.6%
FY 2016 5y median 10.3% FY 2025

Profitability

Gross Margin 85.3%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 100.0%FY 2025: 85.3%
FY 2016 5y median 100.0% FY 2025
Operating Margin 35.2%
FY 2016: 46.1%FY 2017: 46.1%FY 2018: 44.3%FY 2019: 42.0%FY 2020: 38.4%FY 2021: 40.6%FY 2022: 41.4%FY 2023: 42.8%FY 2024: 51.9%FY 2025: 35.2%
FY 2016 5y median 41.4% FY 2025
Net Margin 28.3%
FY 2016: 36.4%FY 2017: 36.3%FY 2018: 34.8%FY 2019: 33.0%FY 2020: 30.4%FY 2021: 32.7%FY 2022: 33.3%FY 2023: 34.4%FY 2024: 31.0%FY 2025: 28.3%
FY 2016 5y median 32.7% FY 2025
ROE 13.4%
FY 2016: 16.9%FY 2017: 16.3%FY 2018: 16.5%FY 2019: 14.6%FY 2020: 13.6%FY 2021: 13.5%FY 2022: 13.3%FY 2023: 12.6%FY 2024: 13.3%FY 2025: 13.4%
FY 2016 5y median 13.3% FY 2025
ROIC 4.1%
FY 2016: 182.4%FY 2017: 327.5%FY 2018: -209.5%FY 2019: 104.2%FY 2020: 67.1%FY 2021: 131.2%FY 2022: 78.9%FY 2023: 1.8%FY 2024: 5.2%FY 2025: 4.1%
FY 2016 5y median 5.2% FY 2025
ROA 2.3%
FY 2016: 3.0%FY 2017: 2.8%FY 2018: 2.8%FY 2019: 2.1%FY 2020: 2.1%FY 2021: 2.3%FY 2022: 2.2%FY 2023: 2.0%FY 2024: 2.1%FY 2025: 2.3%
FY 2016 5y median 2.2% FY 2025

Growth (YoY)

Revenue 15.4%
FY 2016: 2.1%FY 2017: 0.8%FY 2018: 11.2%FY 2019: 9.1%FY 2020: 4.3%FY 2021: -2.0%FY 2022: 3.1%FY 2023: -9.8%FY 2024: 20.0%FY 2025: 15.4%
FY 2016 FY 2025
Operating Income -21.9%
FY 2016: -0.9%FY 2017: 0.8%FY 2018: 6.8%FY 2019: 3.6%FY 2020: -4.7%FY 2021: 3.7%FY 2022: 5.0%FY 2023: -6.8%FY 2024: 45.8%FY 2025: -21.9%
FY 2016 FY 2025
EPS (diluted) 5.3%
FY 2016: 1.2%FY 2017: 0.6%FY 2018: 6.6%FY 2019: 1.3%FY 2020: -6.0%FY 2021: 5.6%FY 2022: 4.9%FY 2023: -6.6%FY 2024: 7.8%FY 2025: 5.3%
FY 2016 FY 2025
Free Cash Flow -17.1%
FY 2016: -1.3%FY 2017: 37.3%FY 2018: -20.3%FY 2019: 16.1%FY 2020: -6.8%FY 2021: -24.9%FY 2022: 40.7%FY 2023: -22.5%FY 2024: 39.4%FY 2025: -17.1%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 1.1×FY 2017: 1.0×FY 2018: 0.8×FY 2019: 0.8×FY 2020: 0.9×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 9.0×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.8× FY 2025
Quick Ratio 0.2×
FY 2016: 2.2×FY 2017: 2.0×FY 2018: 1.6×FY 2019: 0.8×FY 2020: 0.9×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 9.0×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.8× FY 2025
Debt / Equity 2.1×
FY 2016: 1.8×FY 2017: 1.6×FY 2018: 1.6×FY 2019: 2.4×FY 2020: 2.3×FY 2021: 2.1×FY 2022: 2.1×FY 2023: 2.5×FY 2024: 2.3×FY 2025: 2.1×
FY 2016 5y median 2.1× FY 2025
Net Debt / EBITDA 8.5×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 8.5×
FY 2016 5y median 0.0× FY 2025
Interest Coverage 2.4×
FY 2016: 6.3×FY 2017: 6.6×FY 2018: 8.8×FY 2019: 6.6×FY 2020: 6.7×FY 2021: 7.3×FY 2022: 7.2×FY 2023: 2.6×FY 2024: 2.7×FY 2025: 2.4×
FY 2016 5y median 2.7× FY 2025

Dividends

Dividend Yield 5.7%
FY 2016: 2.9%FY 2017: 4.0%FY 2018: 3.2%FY 2019: 3.3%FY 2020: 3.7%FY 2021: 3.6%FY 2022: 5.9%FY 2023: 7.1%FY 2024: 4.8%FY 2025: 5.7%
FY 2016 5y median 5.7% FY 2025
Payout Ratio 69.3%
FY 2016: 65.7%FY 2017: 86.8%FY 2018: 64.9%FY 2019: 66.4%FY 2020: 72.1%FY 2021: 68.2%FY 2022: 66.7%FY 2023: 73.4%FY 2024: 68.9%FY 2025: 69.3%
FY 2016 5y median 68.9% FY 2025

Annual · latest fiscal year ends 2025-12-31