Citizens, Inc. CIA
At closeNov 3, 2026, 4:08 PM EST
After hours · Nov 3, 4:08 PM ET
- YTD
- -20.91%
- 1 year
- -34.02%
- Market cap
- 193.46M
- Revenue (ttm)
- 248.38M
- Profit margin
- 8.87%
- EPS (ttm)
- 0.22
- Shares out
- 49.91M
- P/E ratio
- 17.36
- Forward P/E
- 8.91
- YTD return
- -20.91%
- 1-year return
- -34.02%
- Volume
- 131.86K
- Avg volume
- 131.73K
- Open
- 3.75
- Previous close
- 3.72
- Day's range
- 3.74 – 3.86
- 52-week range
- 3.31 – 6.54
- Beta
- 0.10
- Price target
- 5.00 (+30.9%)
2Y -1.10 (-22.31%)
Key statistics
- Enterprise value
- 167.24M
- PEG ratio
- 0.00
- Price / sales
- 0.77
- Price / book
- 0.92
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 3.90%
- Free cash flow
- 14.64M
- Total cash
- 32.38M
- Total debt
- 0
- Return on equity
- 12.23%
- Short % of float
- 8.33%
- 50-day average
- 4.59
- 200-day average
- 3.21
Analyst view
Next earnings
Consensus EPS estimate 0.09.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 7, 2024 | Sep 1, 2024 | 0.07 | 0.05 | -0.02 | -28.57% |
| Aug 6, 2024 | Jun 1, 2024 | 0.06 | 0.08 | +0.02 | +33.33% |
| May 7, 2024 | Mar 1, 2024 | 0.06 | 0.09 | +0.03 | +50.00% |
| Mar 14, 2024 | Dec 1, 2023 | 0.00 | 0.21 | — | — |
| Nov 6, 2023 | Sep 1, 2023 | 0.00 | 0.05 | — | — |
| Aug 4, 2023 | Jun 1, 2023 | 0.00 | 0.12 | — | — |
About Citizens, Inc.
Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
- Sector
- Financial Services
- Industry
- Insurance - Life
- Country
- United States
- Website
- citizensinc.com
News
What Champion Iron (CIA) Said on Its Q2 Earnings Call 
Citizens Eyes Global Growth With Tech Overhaul and Expanded Life Insurance Products 
Citizens, Inc. to Participate at LD Micro Annual Main Event Conference on October 20, 2026 
New Strong Sell Stocks for October 8th 
Citizens, Inc. Chief Actuary Seth Hoxworth Appointed Chief Risk Officer 
Citizens (NYSE:CIA) vs. Yuanbao (NASDAQ:YB) Head to Head Review 
Critical Contrast: Chubb (NYSE:CB) and Citizens (NYSE:CIA) 
CIA-backed investor helped top German drones firm break into US 
Champion Iron Gets Second Strike on Pay Report as Shareholders Back Board 
Champion Iron Gets Second Strike on Pay Report as Shareholders Back Board
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CLAUS CHRISTOPHER W | Director | Conversion of Exercise of derivative security | Jun 5, 2024 | 58,358 |
| DAVIS JERRY DODD JR | Director | Purchase | Oct 31, 2024 | 53,193 |
| KEATING FRANCIS A | Director | Conversion of Exercise of derivative security | Jun 5, 2024 | 42,130 |
| KINLAW SHERYL L | Officer | Purchase | Oct 3, 2024 | 38,209 |
| LEWIS BRYON MATTHEW | Officer | Conversion of Exercise of derivative security | Oct 31, 2024 | 6,621 |
| MANESS TERRY SAM | Director | Conversion of Exercise of derivative security | Jun 5, 2024 | 34,129 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Group Inc | 4.23% | 2,111,260 | 8.09M | Sep 29, 2024 |
| Blackrock Inc. | 1.78% | 889,069 | 3.41M | Sep 29, 2024 |
| First Eagle Investment Management, LLC | 0.97% | 486,070 | 1.86M | Sep 29, 2024 |
| Geode Capital Management, LLC | 0.92% | 458,886 | 1.76M | Sep 29, 2024 |
| Bridgeway Capital Management, Inc. | 0.85% | 424,112 | 1.62M | Sep 29, 2024 |
| UBS Group AG | 0.69% | 342,807 | 1.31M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.81% | 1,404,593 | 5.38M | Sep 29, 2024 |
| Vanguard Extended Market Index Fund | 1.25% | 626,169 | 2.40M | Sep 29, 2024 |
| First Eagle Small Opportunity Fund | 0.84% | 420,121 | 1.61M | Jul 30, 2024 |
| Fidelity Extended Market Index Fund | 0.50% | 249,859 | 956.96K | Oct 30, 2024 |
| Bridgeway Fds Inc-Omni Small Cap Value Fund | 0.34% | 169,500 | 649.18K | Sep 29, 2024 |
| EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF | 0.28% | 138,021 | 528.62K | Sep 29, 2024 |