Citizens, Inc. CIA
At closeNov 3, 2026, 4:00 PM EST
After hours · Nov 3, 4:00 PM ET
- YTD
- -20.91%
- 1 year
- -34.02%
- Market cap
- 193.46M
- Revenue (ttm)
- 248.38M
- Profit margin
- 8.87%
- EPS (ttm)
- 0.22
- Shares out
- 49.91M
- P/E ratio
- 17.36
- Forward P/E
- 8.91
- YTD return
- -20.91%
- 1-year return
- -34.02%
- Volume
- 131.86K
- Avg volume
- 130.16K
- Open
- 3.75
- Previous close
- 3.72
- Day's range
- 3.74 – 3.86
- 52-week range
- 3.31 – 6.54
- Beta
- 0.10
- Price target
- 5.00 (+30.9%)
1M +0.27 (+7.58%)
Key statistics
- Enterprise value
- 167.24M
- PEG ratio
- 0.00
- Price / sales
- 0.77
- Price / book
- 0.92
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 3.90%
- Free cash flow
- 14.64M
- Total cash
- 32.38M
- Total debt
- 0
- Return on equity
- 12.23%
- Short % of float
- 8.33%
- 50-day average
- 4.59
- 200-day average
- 3.21
Analyst view
Next earnings
Consensus EPS estimate 0.09.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 7, 2024 | Sep 1, 2024 | 0.07 | 0.05 | -0.02 | -28.57% |
| Aug 6, 2024 | Jun 1, 2024 | 0.06 | 0.08 | +0.02 | +33.33% |
| May 7, 2024 | Mar 1, 2024 | 0.06 | 0.09 | +0.03 | +50.00% |
| Mar 14, 2024 | Dec 1, 2023 | 0.00 | 0.21 | — | — |
| Nov 6, 2023 | Sep 1, 2023 | 0.00 | 0.05 | — | — |
| Aug 4, 2023 | Jun 1, 2023 | 0.00 | 0.12 | — | — |
About Citizens, Inc.
Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
- Sector
- Financial Services
- Industry
- Insurance - Life
- Country
- United States
- Website
- citizensinc.com
News
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6 Financials Stocks Whale Activity In Today’s Session 
Citizens Q1 EPS $0.04 Misses $0.07 Estimate, Sales $59.720M Miss $63.853M Estimate 
Earnings Scheduled For January 28, 2026 
Earnings Scheduled For October 29, 2025 
Earnings Scheduled For July 29, 2025 
10 Financials Stocks With Whale Alerts In Today's Session - Earnings Scheduled For January 30, 2025
Citizens And 2 Other Stocks Under $3 Insiders Are Buying - Insurance Stocks Moving In Monday's Intraday Session
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CLAUS CHRISTOPHER W | Director | Conversion of Exercise of derivative security | Jun 5, 2024 | 58,358 |
| DAVIS JERRY DODD JR | Director | Purchase | Oct 31, 2024 | 53,193 |
| KEATING FRANCIS A | Director | Conversion of Exercise of derivative security | Jun 5, 2024 | 42,130 |
| KINLAW SHERYL L | Officer | Purchase | Oct 3, 2024 | 38,209 |
| LEWIS BRYON MATTHEW | Officer | Conversion of Exercise of derivative security | Oct 31, 2024 | 6,621 |
| MANESS TERRY SAM | Director | Conversion of Exercise of derivative security | Jun 5, 2024 | 34,129 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Group Inc | 4.23% | 2,111,260 | 8.09M | Sep 29, 2024 |
| Blackrock Inc. | 1.78% | 889,069 | 3.41M | Sep 29, 2024 |
| First Eagle Investment Management, LLC | 0.97% | 486,070 | 1.86M | Sep 29, 2024 |
| Geode Capital Management, LLC | 0.92% | 458,886 | 1.76M | Sep 29, 2024 |
| Bridgeway Capital Management, Inc. | 0.85% | 424,112 | 1.62M | Sep 29, 2024 |
| UBS Group AG | 0.69% | 342,807 | 1.31M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.81% | 1,404,593 | 5.38M | Sep 29, 2024 |
| Vanguard Extended Market Index Fund | 1.25% | 626,169 | 2.40M | Sep 29, 2024 |
| First Eagle Small Opportunity Fund | 0.84% | 420,121 | 1.61M | Jul 30, 2024 |
| Fidelity Extended Market Index Fund | 0.50% | 249,859 | 956.96K | Oct 30, 2024 |
| Bridgeway Fds Inc-Omni Small Cap Value Fund | 0.34% | 169,500 | 649.18K | Sep 29, 2024 |
| EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF | 0.28% | 138,021 | 528.62K | Sep 29, 2024 |