Colony Bankcorp, Inc. CBAN

Full chart Compare
Set alert

Price alert · CBAN

All alert types
20.28 USD -0.34 (-1.65%)

At closeNov 3, 2026, 4:01 PM EST

20.28 0.00 0.00%

After hours · Nov 3, 4:01 PM ET

20.25 Day range 20.72
15.90 52-week range 22.46
YTD
+13.80%
1 year
+26.20%

Financial health

Altman Z-Score

0.34 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 2
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 11.2×
FY 2016: 15.5×FY 2017: 16.4×FY 2018: 10.4×FY 2019: 14.7×FY 2020: 11.8×FY 2021: 10.3×FY 2022: 11.1×FY 2023: 10.7×FY 2024: 11.9×FY 2025: 11.2×
FY 2016 5y median 11.1× FY 2025
P/S 1.7×
FY 2016: 2.1×FY 2017: 2.2×FY 2018: 2.1×FY 2019: 2.0×FY 2020: 1.6×FY 2021: 1.8×FY 2022: 1.7×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 1.7×
FY 2016 5y median 1.7× FY 2025
P/B 0.8×
FY 2016: 1.2×FY 2017: 1.4×FY 2018: 1.3×FY 2019: 1.2×FY 2020: 1.0×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.9×FY 2024: 1.0×FY 2025: 0.8×
FY 2016 5y median 0.9× FY 2025
P/FCF -46.0×
FY 2016: 11.0×FY 2017: 11.0×FY 2018: 10.1×FY 2019: 384×FY 2020: -6.0×FY 2021: 6.3×FY 2022: 4.7×FY 2023: 13.5×FY 2024: 12.7×FY 2025: -46.0×
FY 2016 5y median 6.3× FY 2025
EV/EBITDA 12.8×
FY 2016: 6.8×FY 2017: 7.8×FY 2018: 10.8×FY 2019: 14.2×FY 2020: 8.9×FY 2021: 8.2×FY 2022: 11.6×FY 2023: 12.4×FY 2024: 13.4×FY 2025: 12.8×
FY 2016 5y median 12.4× FY 2025
EV/Sales 2.9×
FY 2016: 2.0×FY 2017: 2.5×FY 2018: 3.1×FY 2019: 3.0×FY 2020: 2.1×FY 2021: 2.4×FY 2022: 3.2×FY 2023: 2.8×FY 2024: 2.9×FY 2025: 2.9×
FY 2016 5y median 2.9× FY 2025
FCF Yield -2.2%
FY 2016: 9.1%FY 2017: 9.1%FY 2018: 9.9%FY 2019: 0.3%FY 2020: -16.8%FY 2021: 15.8%FY 2022: 21.5%FY 2023: 7.4%FY 2024: 7.9%FY 2025: -2.2%
FY 2016 5y median 7.9% FY 2025

Profitability

Gross Margin 66.4%
FY 2016: 86.1%FY 2017: 86.9%FY 2018: 85.6%FY 2019: 81.6%FY 2020: 83.5%FY 2021: 95.2%FY 2022: 88.8%FY 2023: 68.7%FY 2024: 63.6%FY 2025: 66.4%
FY 2016 5y median 68.7% FY 2025
Operating Margin 18.9%
FY 2016: 23.1%FY 2017: 26.1%FY 2018: 25.4%FY 2019: 16.9%FY 2020: 16.7%FY 2021: 21.7%FY 2022: 18.1%FY 2023: 16.9%FY 2024: 16.7%FY 2025: 18.9%
FY 2016 5y median 18.1% FY 2025
Net Margin 15.2%
FY 2016: 16.0%FY 2017: 13.9%FY 2018: 20.3%FY 2019: 13.7%FY 2020: 13.5%FY 2021: 17.5%FY 2022: 15.4%FY 2023: 13.5%FY 2024: 13.5%FY 2025: 15.2%
FY 2016 5y median 15.2% FY 2025
ROE 7.5%
FY 2016: 9.3%FY 2017: 8.6%FY 2018: 12.5%FY 2019: 7.8%FY 2020: 8.2%FY 2021: 8.6%FY 2022: 8.5%FY 2023: 8.5%FY 2024: 8.6%FY 2025: 7.5%
FY 2016 5y median 8.5% FY 2025
ROIC 4.2%
FY 2016: 5.2%FY 2017: 4.7%FY 2018: 7.1%FY 2019: 4.6%FY 2020: 3.7%FY 2021: 5.9%FY 2022: 4.4%FY 2023: 4.3%FY 2024: 4.4%FY 2025: 4.2%
FY 2016 5y median 4.4% FY 2025
ROA 0.8%
FY 2016: 0.7%FY 2017: 0.6%FY 2018: 1.0%FY 2019: 0.7%FY 2020: 0.7%FY 2021: 0.7%FY 2022: 0.7%FY 2023: 0.7%FY 2024: 0.8%FY 2025: 0.8%
FY 2016 5y median 0.7% FY 2025

Growth (YoY)

Revenue 5.4%
FY 2016: 1.5%FY 2017: 2.8%FY 2018: 5.4%FY 2019: 27.0%FY 2020: 17.3%FY 2021: 22.3%FY 2022: 18.4%FY 2023: 26.9%FY 2024: 10.0%FY 2025: 5.4%
FY 2016 FY 2025
Operating Income 18.8%
FY 2016: 3.0%FY 2017: 16.0%FY 2018: 2.7%FY 2019: -15.5%FY 2020: 16.0%FY 2021: 58.3%FY 2022: -1.3%FY 2023: 19.1%FY 2024: 8.7%FY 2025: 18.8%
FY 2016 FY 2025
EPS (diluted) 16.9%
FY 2016: 18.3%FY 2017: 3.6%FY 2018: 60.9%FY 2019: -20.0%FY 2020: 10.7%FY 2021: 33.9%FY 2022: -31.3%FY 2023: 8.8%FY 2024: 9.7%FY 2025: 16.9%
FY 2016 FY 2025
Free Cash Flow -130.9%
FY 2016: -6.9%FY 2017: 10.6%FY 2018: 8.5%FY 2019: -96.8%FY 2020: -6052.8%FY 2021: 229.7%FY 2022: 54.8%FY 2023: -62.9%FY 2024: 28.5%FY 2025: -130.9%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.1×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.7×
FY 2016: 0.8×FY 2017: 0.8×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.9×FY 2023: 0.9×FY 2024: 0.9×FY 2025: 0.7×
FY 2016 5y median 0.9× FY 2025
Net Debt / EBITDA 5.4×
FY 2016: -0.3×FY 2017: 0.8×FY 2018: 3.5×FY 2019: 4.5×FY 2020: 2.1×FY 2021: 2.2×FY 2022: 5.3×FY 2023: 5.9×FY 2024: 5.9×FY 2025: 5.4×
FY 2016 5y median 5.4× FY 2025
Interest Coverage 0.6×
FY 2016: 1.9×FY 2017: 2.1×FY 2018: 1.8×FY 2019: 1.0×FY 2020: 1.9×FY 2021: 5.3×FY 2022: 2.1×FY 2023: 0.6×FY 2024: 0.5×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025

Dividends

Dividend Yield 2.5%
FY 2016: 1.4%FY 2017: 0.9%FY 2018: 1.4%FY 2019: 1.8%FY 2020: 2.7%FY 2021: 2.3%FY 2022: 3.3%FY 2023: 3.3%FY 2024: 2.8%FY 2025: 2.5%
FY 2016 5y median 2.8% FY 2025
Payout Ratio 28.5%
FY 2016: 18.3%FY 2017: 15.0%FY 2018: 14.2%FY 2019: 26.4%FY 2020: 32.2%FY 2021: 23.9%FY 2022: 36.6%FY 2023: 35.5%FY 2024: 33.1%FY 2025: 28.5%
FY 2016 5y median 33.1% FY 2025

Annual · latest fiscal year ends 2025-12-31