Credit Acceptance Corporation CACC
515.38 USD -20.59 (-3.84%)
At closeNov 10, 2026, 4:00 PM EST
515.38 0.00 0.00%
After hours · Nov 10, 4:00 PM ET
511.16 Day range 538.92
405.00 52-week range 668.86
- YTD
- +16.22%
- 1 year
- +19.03%
- Market cap
- 5.22B
- Revenue (ttm)
- 1.07B
- Profit margin
- 31.63%
- EPS (ttm)
- 30.80
- Shares out
- 10.14M
- P/E ratio
- 16.73
- Forward P/E
- 9.42
- YTD return
- +16.22%
- 1-year return
- +19.03%
- Volume
- 91.39K
- Avg volume
- 117.54K
- Open
- 533.22
- Previous close
- 535.97
- Day's range
- 511.16 – 538.92
- 52-week range
- 405.00 – 668.86
- Beta
- 1.46
- Analysts
- Hold
- Price target
- 556.67 (+8.0%)
- Earnings date
- Feb 1, 2027
5D +22.65 (+4.60%)
Key statistics
- Enterprise value
- 12.16B
- PEG ratio
- 1.77
- Price / sales
- 4.90
- Price / book
- 3.76
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- -75.60%
- Free cash flow
- 0
- Total cash
- 1.30M
- Total debt
- 6.72B
- Return on equity
- 22.72%
- Short % of float
- 31.73%
- 50-day average
- 553.40
- 200-day average
- 539.46
Analyst view
Consensus: hold
Hold
Price target (mean) 556.67 +8.0% upside
Now 515.38
- Target (low)
- 470.00
- Target (mean)
- 556.67
- Target (high)
- 600.00
Ratings (0m) 3 0 buy · 3 hold · 0 sell
- Strong buy0
- Buy0
- Hold3
- Sell0
- Strong sell0
Next earnings
Feb 1, 2027
Expected Feb 1, 2027. Consensus EPS estimate 13.02.
Financials — quick view
CACC Revenue — quarterly 594.60M
CACC Net income — quarterly -56.60M
CACC EPS — quarterly -5.43
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 1, 2027 | Dec 30, 2026 | 13.02 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 12.86 | 13.01 | +0.15 | +1.17% |
| Aug 4, 2026 | Jun 30, 2026 | 12.20 | 12.12 | -0.08 | -0.66% |
| May 5, 2026 | Mar 31, 2026 | 10.61 | 10.71 | +0.10 | +0.94% |
| Jan 29, 2026 | Dec 31, 2025 | 10.30 | 11.35 | +1.05 | +10.19% |
| Oct 30, 2025 | Sep 30, 2025 | 9.87 | 10.28 | +0.41 | +4.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | TD Cowen | main | Hold | Hold |
| Oct 6, 2026 | TD Cowen | main | Hold | Hold |
| Aug 5, 2026 | TD Cowen | main | Hold | Hold |
| Jul 7, 2026 | TD Cowen | main | Hold | Hold |
| May 6, 2026 | TD Cowen | main | Hold | Hold |
| Apr 17, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- creditacceptance.com
News
CACC: Credit Acceptance Corp. Investigated For Securities Fraud; Block & Leviton Encourages Investors to Contact the Firm 
Credit Acceptance ALERT: Securities Fraud Investigation by Block & Leviton Could Allow Investors to Recover Losses 
CREDIT ACCEPTANCE CORPORATION INVESTIGATION: CACC Securities Investors Encouraged to Contact Kirby McInerney LLP About Their Rights 
CACC INVESTOR ALERT: Investigation of Credit Acceptance Corporation Announced by Holzer & Holzer, LLC 
Credit Acceptance Sinks 19.3% Post Q3 Earnings: What's Hurting CACC? 
Did You Lose Money on Credit Acceptance Corporation Stock? The Law Offices of Howard G. 
Lost Money on Credit Acceptance Corporation Stock? Glancy Prongay Wolke & Rotter LLP Investigates Possible Securities Fraud After 19.40% Share Price Drop 
Lost Money on Credit Acceptance Corporation Shares? The Law Offices of Frank R. 
TD Cowen Maintains Hold on Credit Acceptance, Lowers Price Target to $470 
Nasdaq Tumbles Over 3%, Chip Stocks Sink: Stock Market Today
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HEGDE VINAYAK R | Chief Executive Officer | Stock Award(Grant) | Nov 12, 2025 | 140,502 |
| LUM JONATHAN | Chief Operating Officer | Sale | Jun 23, 2026 | 31,608 |
| MARTIN JAY D. | Chief Financial Officer | Sale | Jun 23, 2026 | 25,963 |
| PRESCOTT GENERAL PARTNERS L L C | Beneficial Owner of more than 10% of a Class of Security | Sale | May 11, 2025 | 0 |
| SMITH ARTHUR L | Officer | Stock Award(Grant) | Dec 2, 2024 | 28,790 |
| TRYFOROS THOMAS N | Director | Purchase | Nov 1, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Prescott General Partners LLC | 14.17% | 1,436,951 | 740.58M | Jun 29, 2026 |
| Blackrock Inc. | 6.33% | 642,097 | 330.92M | Jun 29, 2026 |
| Boston Partners | 5.66% | 573,616 | 295.63M | Jun 29, 2026 |
| Gobi Capital LLC | 3.53% | 358,067 | 184.54M | Jun 29, 2026 |
| Beck, Mack & Oliver LLC | 3.02% | 305,983 | 157.70M | Jun 29, 2026 |
| Wellington Management Group, LLP | 2.57% | 260,084 | 134.04M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 3.11% | 315,258 | 162.48M | Sep 29, 2026 |
| John Hancock Funds III-Disciplined Value Mid Cap Fund | 2.40% | 243,463 | 125.48M | Sep 29, 2026 |
| Smead Funds Trust-Smead Value Fund | 1.63% | 164,866 | 84.97M | Aug 30, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.30% | 132,275 | 68.17M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.21% | 122,612 | 63.19M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 0.95% | 95,889 | 49.42M | Jun 29, 2026 |