BFCC

BankFirst Capital Corporation

USD

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Price alert · BFCC

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65.96 USD +2.47 +3.89%
As of Oct 30, 2026
65.96 Day range 65.96
45.11 52-week range 66.42
YTD
+38.86%
1 year
+44.90%
Open
65.96
Prev close
63.49
Mkt cap
348.41M
Vol
100
Avg vol
804
EPS
5.53
P/E
11.93
More statistics
Low
65.96
High
65.96

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Financial health

Altman Z-Score

0.28 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 5
  • Return on Equity 2
  • Return on Assets 3
  • Debt / Equity 4
  • P/E 3
  • P/B 4

Valuation

P/E 10.3×
FY 2016: 17.1×FY 2017: 18.3×FY 2018: 11.5×FY 2019: 8.8×FY 2020: 7.2×FY 2021: 8.6×FY 2022: 9.5×FY 2023: 6.4×FY 2024: 9.6×FY 2025: 10.3×
FY 2016 5y median 9.5× FY 2025
P/S 1.4×
FY 2016: 2.7×FY 2017: 2.6×FY 2018: 2.4×FY 2019: 1.6×FY 2020: 1.2×FY 2021: 2.0×FY 2022: 2.4×FY 2023: 1.3×FY 2024: 1.4×FY 2025: 1.4×
FY 2016 5y median 1.4× FY 2025
P/B 0.6×
FY 2016: 1.9×FY 2017: 1.4×FY 2018: 1.2×FY 2019: 0.9×FY 2020: 0.7×FY 2021: 1.0×FY 2022: 0.6×FY 2023: 0.5×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
P/FCF 8.3×
FY 2016: 12.7×FY 2017: 13.0×FY 2018: 9.4×FY 2019: 8.5×FY 2020: 6.1×FY 2021: 6.3×FY 2022: 7.7×FY 2023: 5.3×FY 2024: 8.8×FY 2025: 8.3×
FY 2016 5y median 7.7× FY 2025
EV/EBITDA 5.0×
FY 2016: 10.3×FY 2017: 10.4×FY 2018: 9.6×FY 2019: 5.1×FY 2020: 1.7×FY 2021: 6.5×FY 2022: 4.6×FY 2023: 2.5×FY 2024: 1.6×FY 2025: 5.0×
FY 2016 5y median 4.6× FY 2025
EV/Sales 1.2×
FY 2016: 2.7×FY 2017: 2.9×FY 2018: 2.7×FY 2019: 1.3×FY 2020: 0.4×FY 2021: 2.1×FY 2022: 1.6×FY 2023: 0.7×FY 2024: 0.4×FY 2025: 1.2×
FY 2016 5y median 1.2× FY 2025
FCF Yield 12.0%
FY 2016: 7.9%FY 2017: 7.7%FY 2018: 10.7%FY 2019: 11.7%FY 2020: 16.5%FY 2021: 15.9%FY 2022: 12.9%FY 2023: 18.9%FY 2024: 11.3%FY 2025: 12.0%
FY 2016 5y median 12.9% FY 2025

Profitability

Gross Margin 69.4%
FY 2016: 86.8%FY 2017: 85.9%FY 2018: 84.7%FY 2019: 80.8%FY 2020: 77.6%FY 2021: 90.6%FY 2022: 92.1%FY 2023: 79.2%FY 2024: 68.5%FY 2025: 69.4%
FY 2016 5y median 79.2% FY 2025
Operating Margin 20.5%
FY 2016: 23.7%FY 2017: 24.6%FY 2018: 26.1%FY 2019: 23.8%FY 2020: 20.6%FY 2021: 28.7%FY 2022: 31.7%FY 2023: 25.3%FY 2024: 20.4%FY 2025: 20.5%
FY 2016 5y median 25.3% FY 2025
Net Margin 15.9%
FY 2016: 15.6%FY 2017: 14.4%FY 2018: 20.5%FY 2019: 18.4%FY 2020: 17.2%FY 2021: 22.7%FY 2022: 25.3%FY 2023: 19.8%FY 2024: 16.1%FY 2025: 15.9%
FY 2016 5y median 19.8% FY 2025
ROE 6.8%
FY 2016: 10.9%FY 2017: 7.4%FY 2018: 10.9%FY 2019: 10.3%FY 2020: 9.2%FY 2021: 11.7%FY 2022: 6.8%FY 2023: 7.6%FY 2024: 6.5%FY 2025: 6.8%
FY 2016 5y median 6.8% FY 2025
ROIC 0.9%
FY 2016: 0.6%FY 2017: 0.7%FY 2018: 0.8%FY 2019: 0.7%FY 2020: 6.4%FY 2021: 7.7%FY 2022: 0.8%FY 2023: 1.6%FY 2024: 5.9%FY 2025: 0.9%
FY 2016 5y median 1.6% FY 2025
ROA 0.9%
FY 2016: 0.7%FY 2017: 0.6%FY 2018: 1.0%FY 2019: 0.9%FY 2020: 0.8%FY 2021: 1.0%FY 2022: 0.9%FY 2023: 1.0%FY 2024: 0.9%FY 2025: 0.9%
FY 2016 5y median 0.9% FY 2025

Growth (YoY)

Revenue 13.5%
FY 2016: 32.3%FY 2017: 0.6%FY 2018: 12.4%FY 2019: 34.8%FY 2020: 22.0%FY 2021: 2.7%FY 2022: 12.6%FY 2023: 56.8%FY 2024: 11.5%FY 2025: 13.5%
FY 2016 FY 2025
Operating Income 14.1%
FY 2016: 31.5%FY 2017: 4.5%FY 2018: 18.9%FY 2019: 23.2%FY 2020: 5.3%FY 2021: 43.2%FY 2022: 24.2%FY 2023: 25.5%FY 2024: -10.3%FY 2025: 14.1%
FY 2016 FY 2025
EPS (diluted) 10.0%
FY 2016: -8.7%FY 2017: -6.8%FY 2018: 59.9%FY 2019: 24.2%FY 2020: 1.5%FY 2021: 25.7%FY 2022: 24.2%FY 2023: 21.3%FY 2024: -19.7%FY 2025: 10.0%
FY 2016 FY 2025
Free Cash Flow 24.2%
FY 2016: 19.7%FY 2017: -2.1%FY 2018: 38.8%FY 2019: 0.9%FY 2020: 30.9%FY 2021: 58.7%FY 2022: 11.8%FY 2023: 20.3%FY 2024: -26.7%FY 2025: 24.2%
FY 2016 FY 2025

Financial Health

Current Ratio 38.4×
FY 2016: 43.7×FY 2017: 1.0×FY 2018: 243×FY 2019: 204×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 93.2×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 38.4×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 38.4×
FY 2016: 43.7×FY 2017: 1.0×FY 2018: 243×FY 2019: 204×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 93.2×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 38.4×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.1×
FY 2016: 0.5×FY 2017: 0.5×FY 2018: 0.5×FY 2019: 0.4×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Net Debt / EBITDA -1.1×
FY 2016: 0.3×FY 2017: 0.8×FY 2018: 1.3×FY 2019: -1.0×FY 2020: -3.6×FY 2021: 0.3×FY 2022: -2.3×FY 2023: -1.9×FY 2024: -4.4×FY 2025: -1.1×
FY 2016 5y median -1.9× FY 2025
Interest Coverage 0.7×
FY 2016: 2.2×FY 2017: 2.3×FY 2018: 2.2×FY 2019: 1.4×FY 2020: 1.7×FY 2021: 3.6×FY 2022: 4.7×FY 2023: 1.3×FY 2024: 0.7×FY 2025: 0.7×
FY 2016 5y median 1.3× FY 2025

Dividends

Dividend Yield 3.6%
FY 2016: 1.2%FY 2017: 1.3%FY 2018: 1.6%FY 2019: 2.2%FY 2020: 2.7%FY 2021: 2.3%FY 2022: 2.1%FY 2023: 2.7%FY 2024: 3.7%FY 2025: 3.6%
FY 2016 5y median 2.7% FY 2025
Payout Ratio 32.3%
FY 2016: 20.5%FY 2017: 23.3%FY 2018: 18.8%FY 2019: 19.0%FY 2020: 19.5%FY 2021: 19.6%FY 2022: 19.8%FY 2023: 17.2%FY 2024: 32.1%FY 2025: 32.3%
FY 2016 5y median 19.8% FY 2025

Annual · latest fiscal year ends 2025-12-31