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Banc of California, Inc. BANC

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Price alert · BANC

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18.23 USD -0.36 -1.94%

At close · Oct 30

18.23 0.00 0.00%

After hours · Oct 30, 5:26 PM ET

Bid
18.14 × 1,100
Ask
18.22 × 1,000
18.12 Day range 18.59
16.20 52-week range 21.83
YTD
-5.50%
1 year
+7.17%
Open
18.62
Prev close
18.59
Mkt cap
2.89B
Vol
3.28M
Avg vol
2.45M
EPS
-0.32
P/E
0.00
Div yield
2.58%
More statistics
Low
18.12
High
18.59
Forward P/E
8.66
Beta
1.21
Short ratio
4.47
Inst. own
103.52%
Dividend
0.48
Ex-div date
Sep 14, 2026
Earnings
Jan 20, 2027
50-d avg
18.01
200-d avg
18.95
1y target
21.75

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Financial health

Altman Z-Score

-0.68 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 3
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 2
  • P/E 1
  • P/B 4

Valuation

P/E 16.3×
FY 2016: 8.8×FY 2017: 43.9×FY 2018: 36.0×FY 2019: 344×FY 2020: -736×FY 2021: 20.7×FY 2022: 18.7×FY 2023: -0.6×FY 2024: 29.7×FY 2025: 16.3×
FY 2016 5y median 18.7× FY 2025
P/S 1.7×
FY 2016: 4.6×FY 2017: 5.9×FY 2018: 3.7×FY 2019: 5.1×FY 2020: 5.6×FY 2021: 1.7×FY 2022: 1.4×FY 2023: 1.3×FY 2024: 1.4×FY 2025: 1.7×
FY 2016 5y median 1.4× FY 2025
P/B 0.8×
FY 2016: 2.1×FY 2017: 2.5×FY 2018: 1.7×FY 2019: 2.3×FY 2020: 1.9×FY 2021: 2.2×FY 2022: 0.6×FY 2023: 0.6×FY 2024: 0.7×FY 2025: 0.8×
FY 2016 5y median 0.7× FY 2025
P/FCF 12.8×
FY 2016: -78.5×FY 2017: 4.6×FY 2018: 14.4×FY 2019: 29.3×FY 2020: 24.6×FY 2021: 5.1×FY 2022: 3.9×FY 2023: 15.9×FY 2024: 40.5×FY 2025: 12.8×
FY 2016 5y median 12.8× FY 2025
EV/EBITDA 8.7×
FY 2016: 20.3×FY 2017: 92.3×FY 2018: 48.4×FY 2019: 65.7×FY 2020: 71.9×FY 2021: 3.1×FY 2022: 4.0×FY 2023: -0.2×FY 2024: 8.4×FY 2025: 8.7×
FY 2016 5y median 4.0× FY 2025
EV/Sales 2.0×
FY 2016: 5.2×FY 2017: 9.3×FY 2018: 6.6×FY 2019: 7.6×FY 2020: 7.5×FY 2021: 2.2×FY 2022: 1.7×FY 2023: 0.3×FY 2024: 1.3×FY 2025: 2.0×
FY 2016 5y median 1.7× FY 2025
FCF Yield 7.8%
FY 2016: -1.3%FY 2017: 21.8%FY 2018: 6.9%FY 2019: 3.4%FY 2020: 4.1%FY 2021: 19.8%FY 2022: 25.5%FY 2023: 6.3%FY 2024: 2.5%FY 2025: 7.8%
FY 2016 5y median 7.8% FY 2025

Profitability

Gross Margin 58.7%
FY 2016: 86.5%FY 2017: 77.4%FY 2018: 63.2%FY 2019: 55.8%FY 2020: 69.3%FY 2021: 108.0%FY 2022: 81.9%FY 2023: 15.1%FY 2024: 50.4%FY 2025: 58.7%
FY 2016 5y median 58.7% FY 2025
Operating Margin 18.0%
FY 2016: 22.1%FY 2017: 6.3%FY 2018: 10.5%FY 2019: 6.9%FY 2020: 4.6%FY 2021: 61.6%FY 2022: 35.3%FY 2023: -147.2%FY 2024: 9.0%FY 2025: 18.0%
FY 2016 5y median 18.0% FY 2025
Net Margin 12.6%
FY 2016: 25.4%FY 2017: 13.5%FY 2018: 10.1%FY 2019: 5.9%FY 2020: 4.1%FY 2021: 45.4%FY 2022: 26.4%FY 2023: -126.4%FY 2024: 6.8%FY 2025: 12.6%
FY 2016 5y median 12.6% FY 2025
ROE 6.5%
FY 2016: 11.8%FY 2017: 5.7%FY 2018: 4.8%FY 2019: 2.6%FY 2020: 1.4%FY 2021: 57.0%FY 2022: 10.7%FY 2023: -56.0%FY 2024: 3.6%FY 2025: 6.5%
FY 2016 5y median 6.5% FY 2025
ROIC 3.6%
FY 2016: 4.8%FY 2017: 0.9%FY 2018: 1.6%FY 2019: 1.0%FY 2020: 0.7%FY 2021: 33.0%FY 2022: 5.9%FY 2023: -23.4%FY 2024: 2.0%FY 2025: 3.6%
FY 2016 5y median 3.6% FY 2025
ROA 0.7%
FY 2016: 1.0%FY 2017: 0.6%FY 2018: 0.4%FY 2019: 0.3%FY 2020: 0.2%FY 2021: 6.4%FY 2022: 1.0%FY 2023: -4.9%FY 2024: 0.4%FY 2025: 0.7%
FY 2016 5y median 0.7% FY 2025

Growth (YoY)

Revenue -3.3%
FY 2016: 44.4%FY 2017: -6.0%FY 2018: 4.9%FY 2019: -10.2%FY 2020: -23.2%FY 2021: 331.6%FY 2022: 20.3%FY 2023: -6.5%FY 2024: 24.6%FY 2025: -3.3%
FY 2016 FY 2025
Operating Income 93.0%
FY 2016: 45.3%FY 2017: -73.2%FY 2018: 74.7%FY 2019: -40.5%FY 2020: -48.7%FY 2021: 5626.6%FY 2022: -31.0%FY 2023: -489.6%FY 2024: 107.6%FY 2025: 93.0%
FY 2016 FY 2025
EPS (diluted) 126.9%
FY 2016: 44.8%FY 2017: -75.8%FY 2018: -21.3%FY 2019: -86.5%FY 2020: -140.0%FY 2021: 4850.0%FY 2022: -10.5%FY 2023: -2771.8%FY 2024: 102.3%FY 2025: 126.9%
FY 2016 FY 2025
Free Cash Flow 265.0%
FY 2016: 79.0%FY 2017: 2161.3%FY 2018: -79.2%FY 2019: -38.8%FY 2020: -0.0%FY 2021: 552.0%FY 2022: 27.7%FY 2023: -79.3%FY 2024: -46.6%FY 2025: 265.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 0.3×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.3×
FY 2016: 0.3×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.9×
FY 2016: 0.7×FY 2017: 1.8×FY 2018: 1.8×FY 2019: 1.5×FY 2020: 0.9×FY 2021: 0.8×FY 2022: 0.7×FY 2023: 1.1×FY 2024: 0.7×FY 2025: 0.9×
FY 2016 5y median 0.8× FY 2025
Net Debt / EBITDA 1.7×
FY 2016: 2.5×FY 2017: 34.2×FY 2018: 21.4×FY 2019: 21.9×FY 2020: 18.5×FY 2021: 0.6×FY 2022: 0.6×FY 2023: 0.7×FY 2024: -0.6×FY 2025: 1.7×
FY 2016 5y median 0.6× FY 2025
Interest Coverage 0.5×
FY 2016: 1.7×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 15.0×FY 2022: 2.1×FY 2023: -1.8×FY 2024: 0.2×FY 2025: 0.5×
FY 2016 5y median 0.5× FY 2025

Dividends

Dividend Yield 3.5%
FY 2016: 2.0%FY 2017: 1.8%FY 2018: 3.3%FY 2019: 1.5%FY 2020: 1.5%FY 2021: 5.6%FY 2022: 6.1%FY 2023: 4.6%FY 2024: 4.2%FY 2025: 3.5%
FY 2016 5y median 4.6% FY 2025
Payout Ratio 45.3%
FY 2016: 35.9%FY 2017: 80.0%FY 2018: 120.2%FY 2019: 131.8%FY 2020: 204.5%FY 2021: 21.1%FY 2022: 33.0%FY 2023: -4.7%FY 2024: 85.2%FY 2025: 45.3%
FY 2016 5y median 33.0% FY 2025

Annual · latest fiscal year ends 2025-12-31