BayFirst Financial Corp. BAFN
At closeNov 3, 2026, 4:01 PM EST
After hours · Nov 3, 4:01 PM ET
- YTD
- -24.97%
- 1 year
- -36.67%
- Market cap
- 183.01M
- Revenue (ttm)
- 76.22M
- Profit margin
- 5.88%
- EPS (ttm)
- -4.29
- Shares out
- 4.13M
- Dividend
- 0.32 (2.39%)
- Ex-dividend date
- Nov 28, 2024
- YTD return
- -24.97%
- 1-year return
- -36.67%
- Volume
- 39.86K
- Avg volume
- 103.22K
- Open
- 5.99
- Previous close
- 5.88
- Day's range
- 5.82 – 6.00
- 52-week range
- 4.26 – 9.50
- Beta
- 0.99
2Y -7.82 (-56.87%)
Key statistics
- Enterprise value
- 24.79M
- PEG ratio
- 0.00
- Price / sales
- 0.72
- Price / book
- 0.64
- Dividend yield
- 2.39%
- Payout ratio
- 43.24%
- Revenue growth
- -7.30%
- Free cash flow
- 0
- Total cash
- 66.65M
- Total debt
- 20.27M
- Return on equity
- 4.64%
- Short % of float
- 0.42%
- 50-day average
- 13.31
- 200-day average
- 12.84
Next earnings
Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Oct 24, 2024 | Sep 1, 2024 | 0.00 | 0.18 | — | — |
| Jul 25, 2024 | Jun 1, 2024 | 0.00 | 0.12 | — | — |
| Apr 25, 2024 | Mar 1, 2024 | 0.00 | 0.12 | — | — |
| Jan 25, 2024 | Dec 1, 2023 | 0.00 | 0.32 | — | — |
| Oct 26, 2023 | Sep 1, 2023 | 0.00 | 0.42 | — | — |
| Jul 27, 2023 | Jun 1, 2023 | 0.00 | 0.30 | — | — |
About BayFirst Financial Corp.
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers mobile and online banking, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, Belleair Bluffs, and Bradenton, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- bayfirstfinancial.com
News
BayFirst Stock Falls 8% Despite Q3 Loss Narrowing Y/Y 
BayFirst Financial Corp. (BAFN) Q3 2026 Earnings Call Transcript 
What BayFirst Financial (BAFN) Said on Its Q3 Earnings Call 
BayFirst Financial Q3 2026 Earnings Call Transcript 
CORRECTION: BayFirst Financial Q3 EPS $(0.04) Up From $(4.66) YoY, Sales $11.728M Down From $21.654M YoY 
BayFirst Financial Q3 EPS $(0.40) Up From $(4.66) YoY, Sales $11.728M Down From $21.654M YoY 
BayFirst Financial Corp. Reports Third Quarter 2026 Results 
Head to Head Comparison: BayFirst Financial (NASDAQ:BAFN) vs. TrustCo Bank Corp NY (NASDAQ:TRST) 
BayFirst Announces Third Quarter 2026 Conference Call and Webcast 
BayFirst Elects Twelve Directors to its Board of Directors
Your note
Sign in to keep a note on BAFN — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BERSET MARK S | Director | Stock Award(Grant) | Jan 22, 2024 | 210,837 |
| DELOACH DENNIS REPPARD III | Director | Stock Award(Grant) | Jan 22, 2024 | 34,676 |
| LEO ANTHONY N | Director | Stock Award(Grant) | Jan 22, 2024 | 36,167 |
| MCKIM SCOTT JOSEPH | Chief Financial Officer | Purchase | Jul 30, 2024 | 1,550 |
| OLIVER ROBIN LEIGH | President | Purchase | Jul 29, 2024 | 9,590 |
| POLITIS CHRISTOS | Director | Stock Award(Grant) | Jan 22, 2024 | 43,465 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Banc Funds Company, L.L.C. (The) | 3.78% | 150,272 | 2.00M | Sep 29, 2024 |
| First Manhattan Co. LLC | 3.50% | 139,015 | 1.85M | Sep 29, 2024 |
| Vanguard Group Inc | 1.45% | 57,615 | 768.58K | Sep 29, 2024 |
| Salzhauer, Michael | 1.39% | 55,077 | 734.73K | Sep 29, 2024 |
| Blackrock Inc. | 1.24% | 49,111 | 655.14K | Sep 29, 2024 |
| Graham Capital Wealth Management, LLC | 1.13% | 44,694 | 596.22K | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Extended Market Index Fund | 1.41% | 56,203 | 749.75K | Sep 29, 2024 |
| Fidelity Extended Market Index Fund | 0.50% | 19,757 | 263.56K | Oct 30, 2024 |
| iShares Micro Cap ETF | 0.20% | 8,066 | 107.60K | Oct 30, 2024 |
| Fidelity Total Market Index Fund | 0.18% | 7,201 | 96.06K | Oct 30, 2024 |
| Fidelity Series Total Market Index Fund | 0.12% | 4,688 | 62.54K | Oct 30, 2024 |
| Schwab Capital Trust-Total Stock Market Index Fund | 0.02% | 784 | 10.46K | Jul 30, 2024 |