AX

Axos Financial, Inc.

Financial Services · USD

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Price alert · AX

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90.38 USD -2.17 -2.34%
As of Oct 30, 2026 Extended hours 90.38 0.00%
Bid
90.46 × 200
Ask
90.91 × 200
90.10 Day range 93.06
75.60 52-week range 105.10
YTD
+4.90%
1 year
+13.94%
Open
90.36
Prev close
92.55
Mkt cap
5.14B
Vol
459.51K
Avg vol
344.98K
EPS
8.48
P/E
10.66
Div yield
0.00%
More statistics
Low
90.10
High
93.06
Forward P/E
8.42
Beta
1.29
Short ratio
7.76
Inst. own
88.14%
Dividend
0.00
Ex-div date
Earnings
Feb 4, 2027
50-d avg
91.72
200-d avg
92.35
1y target
117.71

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Financial health

Altman Z-Score

-0.46 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 1
  • P/E 3
  • P/B 1

Valuation

P/E 11.2×
FY 2017: 11.5×FY 2018: 17.2×FY 2019: 10.8×FY 2020: 7.3×FY 2021: 12.7×FY 2022: 8.9×FY 2023: 7.7×FY 2024: 7.3×FY 2025: 10.0×FY 2026: 11.2×
FY 2017 5y median 8.9× FY 2026
P/S 2.5×
FY 2017: 3.4×FY 2018: 4.8×FY 2019: 2.6×FY 2020: 1.9×FY 2021: 3.9×FY 2022: 2.8×FY 2023: 1.9×FY 2024: 1.9×FY 2025: 2.2×FY 2026: 2.5×
FY 2017 5y median 2.2× FY 2026
P/B 1.7×
FY 2017: 1.8×FY 2018: 2.7×FY 2019: 1.6×FY 2020: 1.1×FY 2021: 2.0×FY 2022: 1.3×FY 2023: 1.2×FY 2024: 1.4×FY 2025: 1.6×FY 2026: 1.7×
FY 2017 5y median 1.4× FY 2026
P/FCF 19.0×
FY 2017: 8.1×FY 2018: 16.8×FY 2019: 9.1×FY 2020: 4.9×FY 2021: 6.8×FY 2022: 10.9×FY 2023: 14.1×FY 2024: 12.2×FY 2025: 9.9×FY 2026: 19.0×
FY 2017 5y median 12.2× FY 2026
EV/EBITDA 7.5×
FY 2017: 6.8×FY 2018: 10.1×FY 2019: 7.8×FY 2020: 0.2×FY 2021: 7.8×FY 2022: 4.1×FY 2023: 1.3×FY 2024: 2.6×FY 2025: 4.3×FY 2026: 7.5×
FY 2017 5y median 4.1× FY 2026
EV/Sales 2.5×
FY 2017: 3.6×FY 2018: 4.6×FY 2019: 2.8×FY 2020: 0.1×FY 2021: 3.7×FY 2022: 2.0×FY 2023: 0.5×FY 2024: 1.0×FY 2025: 1.4×FY 2026: 2.5×
FY 2017 5y median 1.4× FY 2026
FCF Yield 5.3%
FY 2017: 12.3%FY 2018: 5.9%FY 2019: 11.0%FY 2020: 20.2%FY 2021: 14.6%FY 2022: 9.1%FY 2023: 7.1%FY 2024: 8.2%FY 2025: 10.1%FY 2026: 5.3%
FY 2017 5y median 8.2% FY 2026

Profitability

Gross Margin 63.0%
FY 2017: 81.3%FY 2018: 75.8%FY 2019: 71.5%FY 2020: 73.9%FY 2021: 85.6%FY 2022: 89.9%FY 2023: 68.5%FY 2024: 58.9%FY 2025: 61.5%FY 2026: 63.0%
FY 2017 5y median 63.0% FY 2026
Operating Margin 29.5%
FY 2017: 51.1%FY 2018: 43.9%FY 2019: 33.0%FY 2020: 36.6%FY 2021: 42.9%FY 2022: 44.9%FY 2023: 34.2%FY 2024: 36.0%FY 2025: 31.8%FY 2026: 29.5%
FY 2017 5y median 34.2% FY 2026
Net Margin 22.4%
FY 2017: 29.6%FY 2018: 27.9%FY 2019: 24.1%FY 2020: 25.6%FY 2021: 30.3%FY 2022: 31.8%FY 2023: 24.3%FY 2024: 25.5%FY 2025: 22.4%FY 2026: 22.4%
FY 2017 5y median 24.3% FY 2026
ROE 15.5%
FY 2017: 16.2%FY 2018: 15.9%FY 2019: 14.5%FY 2020: 14.9%FY 2021: 15.4%FY 2022: 14.7%FY 2023: 16.0%FY 2024: 19.6%FY 2025: 16.1%FY 2026: 15.5%
FY 2017 5y median 16.0% FY 2026
ROIC 9.7%
FY 2017: 8.4%FY 2018: 9.8%FY 2019: 7.8%FY 2020: 8.5%FY 2021: 7.4%FY 2022: 8.2%FY 2023: 11.0%FY 2024: 14.1%FY 2025: 12.0%FY 2026: 9.7%
FY 2017 5y median 11.0% FY 2026
ROA 1.6%
FY 2017: 1.6%FY 2018: 1.6%FY 2019: 1.4%FY 2020: 1.3%FY 2021: 1.5%FY 2022: 1.4%FY 2023: 1.5%FY 2024: 2.0%FY 2025: 1.7%FY 2026: 1.6%
FY 2017 5y median 1.6% FY 2026

Growth (YoY)

Revenue 13.5%
FY 2017: 18.6%FY 2018: 19.9%FY 2019: 18.1%FY 2020: 11.3%FY 2021: -0.8%FY 2022: 6.5%FY 2023: 66.8%FY 2024: 39.8%FY 2025: 9.2%FY 2026: 13.5%
FY 2017 FY 2026
Operating Income 5.4%
FY 2017: 13.6%FY 2018: 3.0%FY 2019: -11.2%FY 2020: 23.4%FY 2021: 16.4%FY 2022: 11.2%FY 2023: 27.0%FY 2024: 47.2%FY 2025: -3.5%FY 2026: 5.4%
FY 2017 FY 2026
EPS (diluted) 14.1%
FY 2017: 11.9%FY 2018: 15.0%FY 2019: 4.6%FY 2020: 19.7%FY 2021: 19.5%FY 2022: 11.5%FY 2023: 27.7%FY 2024: 51.1%FY 2025: -3.0%FY 2026: 14.1%
FY 2017 FY 2026
Free Cash Flow -33.2%
FY 2017: 21.1%FY 2018: -17.7%FY 2019: 18.1%FY 2020: 47.4%FY 2021: 48.0%FY 2022: -51.5%FY 2023: -14.7%FY 2024: 61.9%FY 2025: 61.8%FY 2026: -33.2%
FY 2017 FY 2026

Financial Health

Current Ratio 0.1×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 0.1×FY 2026: 0.1×
FY 2017 5y median 0.1× FY 2026
Quick Ratio 0.1×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 0.1×FY 2026: 0.1×
FY 2017 5y median 0.1× FY 2026
Debt / Equity 0.3×
FY 2017: 0.9×FY 2018: 0.5×FY 2019: 0.6×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.1×FY 2026: 0.3×
FY 2017 5y median 0.2× FY 2026
Net Debt / EBITDA -0.0×
FY 2017: 0.4×FY 2018: -0.4×FY 2019: 0.5×FY 2020: -4.3×FY 2021: -0.4×FY 2022: -1.8×FY 2023: -3.9×FY 2024: -2.4×FY 2025: -2.4×FY 2026: -0.0×
FY 2017 5y median -2.4× FY 2026
Interest Coverage 0.9×
FY 2017: 3.1×FY 2018: 2.2×FY 2019: 1.4×FY 2020: 1.8×FY 2021: 3.9×FY 2022: 6.5×FY 2023: 1.2×FY 2024: 0.9×FY 2025: 0.9×FY 2026: 0.9×
FY 2017 5y median 0.9× FY 2026

Dividends

Dividend Yield 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026
Payout Ratio 0.0%
FY 2017: 0.2%FY 2018: 0.2%FY 2019: 0.1%FY 2020: 0.2%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026

Annual · latest fiscal year ends 2026-06-30