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Atlanticus Holdings Corporation ATLC

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80.75 USD +0.43 (+0.54%)

Nov 12, 2026, 11:40 AM EST

78.74 Day range 81.61
47.50 52-week range 114.34
YTD
+20.61%
1 year
+53.96%
Market cap
1.24B
Revenue (ttm)
833.72M
Profit margin
26.91%
EPS (ttm)
10.25
Shares out
15.35M
P/E ratio
7.90
Forward P/E
6.06
YTD return
+20.61%
1-year return
+53.96%
Volume
44.37K
Avg volume
123.97K
Open
80.32
Previous close
80.32
Day's range
78.74 – 81.61
52-week range
47.50 – 114.34
Beta
1.78
Analysts
Strong Buy
Price target
126.20 (+56.3%)
Earnings date
Mar 11, 2027

5D -17.30 (-17.84%)

8090100WedThuFriMonTue79.69

Key statistics

Enterprise value
7.13B
PEG ratio
-0.10
Price / sales
1.48
Price / book
1.52
Dividend yield
0.00%
Payout ratio
0.00%
Revenue growth
80.10%
Free cash flow
0
Total cash
600.50M
Total debt
6.47B
Return on equity
28.30%
Short % of float
29.87%
50-day average
91.87
200-day average
81.51

Financials — quick view

All financials
ATLC Revenue — quarterly 238.06M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
ATLC Net income — quarterly 95.35M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
ATLC EPS — quarterly 6.11
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026

Earnings

ATLC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Mar 11, 2027Dec 30, 20262.59———
Nov 5, 2026Sep 30, 20262.993.00+0.01+0.33%
Aug 6, 2026Jun 30, 20262.422.50+0.08+3.31%
May 7, 2026Mar 31, 20261.692.23+0.54+31.95%
Mar 12, 2026Dec 31, 20251.651.75+0.10+6.06%
Nov 10, 2025Sep 30, 20251.341.48+0.14+10.45%

Upgrades / downgrades

ATLC analyst upgrades and downgrades
DateFirmActionFromTo
Nov 10, 2026CitizensmainMarket OutperformMarket Outperform
Nov 6, 2026BTIGmainBuyBuy
Sep 22, 2026BTIGreitBuyBuy
Sep 3, 2026B. Riley SecuritiesmainBuyBuy
Jul 8, 2026JefferiesmainBuyBuy
Jun 30, 2026BTIGmainBuyBuy

About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Sector
Financial Services
Industry
Credit Services
Country
United States

News

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Insider holders

ATLC insider holders
InsiderRelationLatest transactionDateShares held
HANNA DAVID GOfficer, Director and Beneficial OwnerSaleJun 30, 20264,047,460
HANNA FRANK J IIIBeneficial Owner of more than 10% of a Class of SecuritySaleJun 30, 20260
HARROD DENISE MDirectorStock Award(Grant)Jan 1, 20267,500
HOWARD JEFFREY AChief Executive OfficerSaleJun 29, 2026663,265
HUDSON DEAL WDirectorSaleJan 12, 202660,467
JAMES DENNIS H JRDirectorStock Award(Grant)Jan 1, 202624,198

Institution ownership

ATLC institution ownership
Holder% heldSharesValueReported
Wellington Management Group, LLP3.41%522,64241.98MJun 29, 2026
Blackrock Inc.2.77%425,76834.20MJun 29, 2026
Dimensional Fund Advisors LP2.22%341,03027.39MSep 29, 2026
Vanguard Capital Management LLC1.54%235,88618.95MJun 29, 2026
American Century Companies Inc1.44%221,04917.75MJun 29, 2026
Geode Capital Management, LLC1.05%160,45712.89MSep 29, 2026

Fund ownership

ATLC fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.45%222,61117.88MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund1.08%166,21313.35MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF0.89%136,24210.94MSep 29, 2026
World Funds Trust-Applied Finance Explorer Fund0.45%68,6915.52MJul 30, 2026
EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF0.43%65,5075.26MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund0.42%64,0215.14MJun 29, 2026