Amerant Bancorp Inc. AMTB

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Price alert · AMTB

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29.94 USD +0.04 +0.13%

At close · Oct 30

29.94 0.00 0.00%

After hours · Oct 30, 4:01 PM ET

Bid
29.63 × 100
Ask
30.10 × 400
29.53 Day range 30.05
16.70 52-week range 30.58
YTD
+53.46%
1 year
+76.22%
Open
29.88
Prev close
29.90
Mkt cap
1.19B
Vol
602.89K
Avg vol
361.26K
EPS
3.18
P/E
9.42
Div yield
1.20%
More statistics
Low
29.53
High
30.05
Forward P/E
10.36
Beta
0.81
Short ratio
5.60
Inst. own
71.84%
Dividend
0.36
Ex-div date
Nov 12, 2026
Earnings
Jan 28, 2027
50-d avg
29.17
200-d avg
25.09
1y target
33.00

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Financial health

Altman Z-Score

-0.39 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C2 / 5 overall

  • DCF 1
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 2
  • P/E 2
  • P/B 2

Valuation

P/E 15.5×
FY 2016: 26.5×FY 2017: 14.6×FY 2018: 12.0×FY 2019: 18.0×FY 2020: -368×FY 2021: 11.4×FY 2022: 14.4×FY 2023: 25.3×FY 2024: -50.9×FY 2025: 15.5×
FY 2016 5y median 14.4× FY 2025
P/S 1.2×
FY 2016: 2.1×FY 2017: 1.8×FY 2018: 1.5×FY 2019: 2.5×FY 2020: 1.9×FY 2021: 4.2×FY 2022: 2.3×FY 2023: 1.5×FY 2024: 1.4×FY 2025: 1.2×
FY 2016 5y median 1.5× FY 2025
P/B 0.9×
FY 2016: 0.9×FY 2017: 0.8×FY 2018: 0.7×FY 2019: 1.1×FY 2020: 0.8×FY 2021: 1.5×FY 2022: 1.3×FY 2023: 1.1×FY 2024: 0.9×FY 2025: 0.9×
FY 2016 5y median 1.1× FY 2025
P/FCF 8.1×
FY 2016: 9.4×FY 2017: 9.7×FY 2018: 10.6×FY 2019: 14.5×FY 2020: 12.3×FY 2021: 21.1×FY 2022: -15.2×FY 2023: 52.2×FY 2024: 10.7×FY 2025: 8.1×
FY 2016 5y median 10.7× FY 2025
EV/EBITDA 19.3×
FY 2016: 37.1×FY 2017: 20.5×FY 2018: 26.5×FY 2019: 30.0×FY 2020: 315×FY 2021: 13.7×FY 2022: 22.0×FY 2023: 30.1×FY 2024: -70.9×FY 2025: 19.3×
FY 2016 5y median 19.3× FY 2025
EV/Sales 2.1×
FY 2016: 5.3×FY 2017: 5.1×FY 2018: 4.8×FY 2019: 5.7×FY 2020: 4.8×FY 2021: 6.8×FY 2022: 4.8×FY 2023: 2.6×FY 2024: 2.2×FY 2025: 2.1×
FY 2016 5y median 2.6× FY 2025
FCF Yield 12.3%
FY 2016: 10.6%FY 2017: 10.3%FY 2018: 9.4%FY 2019: 6.9%FY 2020: 8.1%FY 2021: 4.7%FY 2022: -6.6%FY 2023: 1.9%FY 2024: 9.3%FY 2025: 12.3%
FY 2016 5y median 4.7% FY 2025

Profitability

Gross Margin 57.4%
FY 2016: 77.0%FY 2017: 82.6%FY 2018: 75.0%FY 2019: 73.9%FY 2020: 52.2%FY 2021: 91.5%FY 2022: 77.8%FY 2023: 48.6%FY 2024: 42.6%FY 2025: 57.4%
FY 2016 5y median 57.4% FY 2025
Operating Margin 10.1%
FY 2016: 11.2%FY 2017: 22.3%FY 2018: 15.9%FY 2019: 17.3%FY 2020: -1.3%FY 2021: 46.8%FY 2022: 20.3%FY 2023: 7.5%FY 2024: -4.2%FY 2025: 10.1%
FY 2016 5y median 10.1% FY 2025
Net Margin 8.0%
FY 2016: 7.8%FY 2017: 12.5%FY 2018: 12.6%FY 2019: 13.8%FY 2020: -0.5%FY 2021: 36.7%FY 2022: 16.4%FY 2023: 5.9%FY 2024: -2.7%FY 2025: 8.0%
FY 2016 5y median 8.0% FY 2025
ROE 5.6%
FY 2016: 3.3%FY 2017: 5.7%FY 2018: 6.1%FY 2019: 6.1%FY 2020: -0.2%FY 2021: 13.5%FY 2022: 8.9%FY 2023: 4.4%FY 2024: -1.8%FY 2025: 5.6%
FY 2016 5y median 5.6% FY 2025
ROIC 1.3%
FY 2016: 1.3%FY 2017: 2.1%FY 2018: 2.2%FY 2019: 2.3%FY 2020: -0.1%FY 2021: 5.5%FY 2022: 3.0%FY 2023: 1.7%FY 2024: -0.8%FY 2025: 1.3%
FY 2016 5y median 1.7% FY 2025
ROA 0.5%
FY 2016: 0.3%FY 2017: 0.5%FY 2018: 0.6%FY 2019: 0.6%FY 2020: -0.0%FY 2021: 1.5%FY 2022: 0.7%FY 2023: 0.3%FY 2024: -0.2%FY 2025: 0.5%
FY 2016 5y median 0.5% FY 2025

Growth (YoY)

Revenue 14.0%
FY 2016: 14.2%FY 2017: 14.8%FY 2018: 5.1%FY 2019: 2.4%FY 2020: -10.0%FY 2021: -7.8%FY 2022: 25.8%FY 2023: 42.4%FY 2024: 4.3%FY 2025: 14.0%
FY 2016 FY 2025
Operating Income 374.6%
FY 2016: 43.4%FY 2017: 128.0%FY 2018: -25.3%FY 2019: 11.2%FY 2020: -106.8%FY 2021: 3423.0%FY 2022: -45.4%FY 2023: -47.4%FY 2024: -158.3%FY 2025: 374.6%
FY 2016 FY 2025
EPS (diluted) 386.4%
FY 2016: 58.1%FY 2017: 80.9%FY 2018: -12.2%FY 2019: 11.1%FY 2020: -103.4%FY 2021: 7388.1%FY 2022: -38.5%FY 2023: -48.1%FY 2024: -145.8%FY 2025: 386.4%
FY 2016 FY 2025
Free Cash Flow 31.0%
FY 2016: 37.3%FY 2017: -3.1%FY 2018: -19.4%FY 2019: 23.1%FY 2020: -19.4%FY 2021: 17.8%FY 2022: -198.2%FY 2023: 126.4%FY 2024: 373.7%FY 2025: 31.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.4×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.4×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.4×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.4×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 1.1×
FY 2016: 1.6×FY 2017: 1.7×FY 2018: 1.7×FY 2019: 1.6×FY 2020: 1.5×FY 2021: 1.3×FY 2022: 1.7×FY 2023: 1.3×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.3× FY 2025
Net Debt / EBITDA 8.1×
FY 2016: 22.5×FY 2017: 13.2×FY 2018: 18.1×FY 2019: 17.0×FY 2020: 190×FY 2021: 5.3×FY 2022: 11.3×FY 2023: 13.0×FY 2024: -25.1×FY 2025: 8.1×
FY 2016 5y median 8.1× FY 2025
Interest Coverage 0.3×
FY 2016: 0.7×FY 2017: 1.2×FY 2018: 0.6×FY 2019: 0.6×FY 2020: -0.1×FY 2021: 3.4×FY 2022: 1.1×FY 2023: 0.2×FY 2024: -0.1×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025

Dividends

Dividend Yield 1.4%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 7.2%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.2%FY 2022: 1.3%FY 2023: 1.5%FY 2024: 1.6%FY 2025: 1.4%
FY 2016 5y median 1.4% FY 2025
Payout Ratio 21.8%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 87.3%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 2.0%FY 2022: 19.3%FY 2023: 37.1%FY 2024: -81.4%FY 2025: 21.8%
FY 2016 5y median 19.3% FY 2025

Annual · latest fiscal year ends 2025-12-31