AMERISAFE, Inc. AMSF

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Price alert · AMSF

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20.70 USD -0.21 -1.03%

At close · Nov 2

20.70 0.00 0.00%

After hours · Nov 2, 4:00 PM ET

Bid
20.68 × 2
Ask
20.71 × 2
20.13 Day range 21.17
20.13 52-week range 42.10
YTD
-46.12%
1 year
-48.37%
Open
20.96
Prev close
20.91
Mkt cap
383.54M
Vol
625.63K
Avg vol
475.78K
EPS
2.15
P/E
9.63
Div yield
2.82%
More statistics
Low
20.13
High
21.17
Forward P/E
22.19
Beta
0.30
Short ratio
1.48
Inst. own
98.29%
Dividend
1.48
Ex-div date
Dec 5, 2024
Earnings
Apr 23, 2025
50-d avg
55.33
200-d avg
49.24
1y target
56.33

MAX chart

Chart tools
Interval

Events in this range
  • Sep 7, 2016Dividend: 0.18
  • Jun 7, 2017Dividend: 0.2
  • Sep 7, 2017Dividend: 0.2
  • Jun 7, 2018Dividend: 0.22
  • Sep 6, 2018Dividend: 0.22
  • Mar 7, 2019Dividend: 0.25
  • Jun 6, 2019Dividend: 0.25
  • Sep 5, 2019Dividend: 0.25
  • Dec 3, 2020Dividend: 0.27
  • Dec 2, 2021Dividend: 0.29
  • Dec 1, 2022Dividend: 4.31
  • Sep 7, 2023Dividend: 0.34
  • Mar 7, 2024Dividend: 0.37
  • Sep 6, 2024Dividend: 0.37
  • Dec 6, 2024Dividend: 3.37
  • Mar 7, 2025Dividend: 0.39
  • Dec 5, 2025Dividend: 1.39
Signals (94)
NameDateAgo
RSI: OversoldSep 1, 20262 months ago
MACD: Sell SignalMay 1, 20251 year ago
SMA: BearishApr 1, 20251 year ago
SMA: BearishApr 1, 20251 year ago
SMA: BullishFeb 1, 20251 year ago
SMA: BearishJan 1, 20251 year ago
SMA: BullishOct 1, 20242 years ago
MACD: Buy SignalSep 1, 20242 years ago
SMA: BullishAug 1, 20242 years ago
MACD: Sell SignalApr 1, 20242 years ago
SMA: BearishMar 1, 20242 years ago
SMA: BearishMar 1, 20242 years ago
SMA: BullishFeb 1, 20242 years ago
SMA: BullishFeb 1, 20242 years ago
MACD: Buy SignalFeb 1, 20242 years ago
MACD: Sell SignalNov 1, 20233 years ago
SMA: BearishMay 1, 20233 years ago
SMA: BearishMay 1, 20233 years ago
SMA: BullishApr 1, 20233 years ago
SMA: BullishApr 1, 20233 years ago
SMA: BearishMar 1, 20233 years ago
SMA: BearishDec 1, 20223 years ago
SMA: BullishOct 1, 20224 years ago
SMA: BullishOct 1, 20224 years ago
MACD: Buy SignalOct 1, 20224 years ago
SMA: BearishJul 1, 20215 years ago
MACD: Sell SignalJul 1, 20215 years ago
SMA: BearishJun 1, 20215 years ago
SMA: BullishMay 1, 20215 years ago
MACD: Buy SignalMay 1, 20215 years ago
SMA: BearishApr 1, 20215 years ago
SMA: BullishMar 1, 20215 years ago
SMA: BullishMar 1, 20215 years ago
SMA: BearishSep 1, 20206 years ago
SMA: BearishSep 1, 20206 years ago
SMA: BullishAug 1, 20206 years ago
SMA: BullishJul 1, 20206 years ago
SMA: BearishMay 1, 20206 years ago
MACD: Sell SignalApr 1, 20206 years ago
SMA: BearishFeb 1, 20206 years ago
MACD: Buy SignalAug 1, 20197 years ago
SMA: BullishJun 1, 20197 years ago
SMA: BullishJun 1, 20197 years ago
SMA: BearishMar 1, 20197 years ago
SMA: BearishMar 1, 20197 years ago
SMA: BullishFeb 1, 20197 years ago
SMA: BullishFeb 1, 20197 years ago
SMA: BearishDec 1, 20187 years ago
SMA: BearishDec 1, 20187 years ago
MACD: Sell SignalDec 1, 20187 years ago
MACD: Buy SignalOct 1, 20188 years ago
SMA: BullishJul 1, 20188 years ago
SMA: BullishJul 1, 20188 years ago
SMA: BearishJun 1, 20188 years ago
SMA: BearishJun 1, 20188 years ago
SMA: BullishApr 1, 20188 years ago
SMA: BearishFeb 1, 20188 years ago
SMA: BearishFeb 1, 20188 years ago
SMA: BullishOct 1, 20179 years ago
SMA: BullishSep 1, 20179 years ago
SMA: BearishAug 1, 20179 years ago
SMA: BullishJun 1, 20179 years ago
SMA: BearishMay 1, 20179 years ago
SMA: BearishApr 1, 20179 years ago
MACD: Sell SignalApr 1, 20179 years ago
SMA: BullishNov 1, 201610 years ago
SMA: BearishOct 1, 201610 years ago
RSI: OverboughtMay 1, 201610 years ago
MACD: Buy SignalJul 1, 201511 years ago
SMA: BullishOct 1, 201412 years ago
MACD: Sell SignalJun 1, 201412 years ago
SMA: BearishMay 1, 201412 years ago
RSI: OverboughtFeb 1, 201412 years ago
RSI: OverboughtNov 1, 201313 years ago
RSI: OverboughtFeb 1, 201313 years ago
MACD: Buy SignalNov 1, 201115 years ago
SMA: BullishOct 1, 201115 years ago
MACD: Sell SignalSep 1, 201115 years ago
SMA: BearishAug 1, 201115 years ago
SMA: BullishFeb 1, 201115 years ago
MACD: Buy SignalFeb 1, 201115 years ago
MACD: Sell SignalJan 1, 201115 years ago
SMA: BearishDec 1, 201015 years ago
MACD: Buy SignalSep 1, 201016 years ago
SMA: BullishJun 1, 201016 years ago
SMA: BullishApr 1, 201016 years ago
SMA: BearishMar 1, 201016 years ago
SMA: BearishMar 1, 201016 years ago
SMA: BullishJul 1, 200917 years ago
SMA: BearishFeb 1, 200917 years ago
SMA: BearishFeb 1, 200917 years ago
SMA: BullishMay 1, 200818 years ago
SMA: BearishJul 1, 200719 years ago
SMA: BullishOct 1, 200620 years ago

Financial health

Altman Z-Score

1.16 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 3
  • P/B 2

Valuation

P/E 15.5×
FY 2016: 15.3×FY 2017: 25.6×FY 2018: 15.2×FY 2019: 13.7×FY 2020: 12.8×FY 2021: 15.8×FY 2022: 18.0×FY 2023: 14.5×FY 2024: 17.7×FY 2025: 15.5×
FY 2016 5y median 15.8× FY 2025
P/S 2.3×
FY 2016: 3.0×FY 2017: 3.1×FY 2018: 2.9×FY 2019: 3.4×FY 2020: 3.3×FY 2021: 3.3×FY 2022: 3.4×FY 2023: 2.9×FY 2024: 3.2×FY 2025: 2.3×
FY 2016 5y median 3.2× FY 2025
P/B 2.9×
FY 2016: 2.6×FY 2017: 2.8×FY 2018: 2.7×FY 2019: 3.0×FY 2020: 2.5×FY 2021: 2.6×FY 2022: 3.1×FY 2023: 3.1×FY 2024: 3.8×FY 2025: 2.9×
FY 2016 5y median 3.1× FY 2025
P/FCF 81.7×
FY 2016: 10.6×FY 2017: 9.1×FY 2018: 11.2×FY 2019: 16.3×FY 2020: 17.7×FY 2021: 28.4×FY 2022: 38.3×FY 2023: 30.7×FY 2024: 42.1×FY 2025: 81.7×
FY 2016 5y median 38.3× FY 2025
EV/EBITDA 11.2×
FY 2016: 9.9×FY 2017: 13.5×FY 2018: 11.8×FY 2019: 10.5×FY 2020: 9.7×FY 2021: 12.1×FY 2022: 13.6×FY 2023: 0.0×FY 2024: 13.4×FY 2025: 11.2×
FY 2016 5y median 12.1× FY 2025
EV/Sales 2.1×
FY 2016: 2.9×FY 2017: 3.0×FY 2018: 2.8×FY 2019: 3.3×FY 2020: 3.1×FY 2021: 3.1×FY 2022: 3.2×FY 2023: 2.8×FY 2024: 3.0×FY 2025: 2.1×
FY 2016 5y median 3.0× FY 2025
FCF Yield 1.2%
FY 2016: 9.5%FY 2017: 11.0%FY 2018: 8.9%FY 2019: 6.1%FY 2020: 5.6%FY 2021: 3.5%FY 2022: 2.6%FY 2023: 3.3%FY 2024: 2.4%FY 2025: 1.2%
FY 2016 5y median 2.6% FY 2025

Profitability

Gross Margin 46.4%
FY 2016: 43.2%FY 2017: 37.6%FY 2018: 38.8%FY 2019: 45.6%FY 2020: 100.0%FY 2021: 49.1%FY 2022: 48.3%FY 2023: 44.1%FY 2024: 41.4%FY 2025: 46.4%
FY 2016 5y median 46.4% FY 2025
Operating Margin 18.6%
FY 2016: 28.4%FY 2017: 21.9%FY 2018: 23.2%FY 2019: 31.2%FY 2020: 31.5%FY 2021: 25.1%FY 2022: 23.0%FY 2023: 25.2%FY 2024: 22.3%FY 2025: 18.6%
FY 2016 5y median 23.0% FY 2025
Net Margin 14.9%
FY 2016: 19.6%FY 2017: 12.3%FY 2018: 19.0%FY 2019: 25.0%FY 2020: 25.5%FY 2021: 20.8%FY 2022: 18.9%FY 2023: 20.2%FY 2024: 17.9%FY 2025: 14.9%
FY 2016 5y median 18.9% FY 2025
ROE 18.7%
FY 2016: 17.1%FY 2017: 10.9%FY 2018: 17.5%FY 2019: 21.5%FY 2020: 19.7%FY 2021: 16.5%FY 2022: 17.5%FY 2023: 21.2%FY 2024: 21.5%FY 2025: 18.7%
FY 2016 5y median 18.7% FY 2025
ROIC 11.0%
FY 2016: 5.4%FY 2017: 3.2%FY 2018: 5.0%FY 2019: 6.5%FY 2020: 6.3%FY 2021: 10.9%FY 2022: 10.7%FY 2023: 11.5%FY 2024: 11.6%FY 2025: 11.0%
FY 2016 5y median 11.0% FY 2025
ROA 4.2%
FY 2016: 5.4%FY 2017: 3.2%FY 2018: 5.0%FY 2019: 6.5%FY 2020: 6.3%FY 2021: 4.7%FY 2022: 4.4%FY 2023: 5.1%FY 2024: 4.8%FY 2025: 4.2%
FY 2016 5y median 4.7% FY 2025

Growth (YoY)

Revenue 2.6%
FY 2016: -1.2%FY 2017: -5.4%FY 2018: 0.7%FY 2019: -2.0%FY 2020: -8.3%FY 2021: -6.9%FY 2022: -6.7%FY 2023: 4.1%FY 2024: 0.7%FY 2025: 2.6%
FY 2016 FY 2025
Operating Income -14.8%
FY 2016: 11.7%FY 2017: -27.1%FY 2018: 6.5%FY 2019: 31.9%FY 2020: -7.4%FY 2021: -25.7%FY 2022: -14.9%FY 2023: 14.4%FY 2024: -10.8%FY 2025: -14.8%
FY 2016 FY 2025
EPS (diluted) -14.5%
FY 2016: 9.8%FY 2017: -40.7%FY 2018: 54.6%FY 2019: 29.4%FY 2020: -6.9%FY 2021: -24.2%FY 2022: -15.0%FY 2023: 12.2%FY 2024: -10.5%FY 2025: -14.5%
FY 2016 FY 2025
Free Cash Flow -61.8%
FY 2016: 22.5%FY 2017: 15.8%FY 2018: -25.5%FY 2019: -19.9%FY 2020: -19.7%FY 2021: -41.3%FY 2022: -28.8%FY 2023: 12.2%FY 2024: -20.3%FY 2025: -61.8%
FY 2016 FY 2025

Financial Health

Current Ratio 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
Quick Ratio 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
Debt / Equity 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -1.0×
FY 2016: -0.5×FY 2017: -0.7×FY 2018: -0.5×FY 2019: -0.4×FY 2020: -0.6×FY 2021: -0.9×FY 2022: -0.9×FY 2023: 0.0×FY 2024: -0.6×FY 2025: -1.0×
FY 2016 5y median -0.9× FY 2025
Interest Coverage 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 6.7%
FY 2016: 6.4%FY 2017: 7.0%FY 2018: 7.8%FY 2019: 6.8%FY 2020: 8.0%FY 2021: 9.6%FY 2022: 10.0%FY 2023: 10.4%FY 2024: 8.7%FY 2025: 6.7%
FY 2016 5y median 9.6% FY 2025
Payout Ratio 103.1%
FY 2016: 97.7%FY 2017: 178.8%FY 2018: 118.0%FY 2019: 93.9%FY 2020: 102.5%FY 2021: 152.0%FY 2022: 180.6%FY 2023: 150.2%FY 2024: 154.1%FY 2025: 103.1%
FY 2016 5y median 152.0% FY 2025

Annual · latest fiscal year ends 2025-12-31