AMERISAFE, Inc. AMSF

Set alert

Price alert · AMSF

All alert types
20.91 USD -2.18 -9.44%

At close · Oct 30

21.31 +0.39 +1.89%

After hours · Oct 30, 4:00 PM ET

Bid
20.90 × 2
Ask
20.91 × 2
20.87 Day range 23.48
20.91 52-week range 41.57
YTD
-45.56%
1 year
-47.65%
Open
23.48
Prev close
23.09
Mkt cap
387.59M
Vol
689.08K
Avg vol
470.83K
EPS
2.15
P/E
9.73
Div yield
2.82%
More statistics
Low
20.87
High
23.48
Forward P/E
22.19
Beta
0.30
Short ratio
1.48
Inst. own
98.29%
Dividend
1.48
Ex-div date
Dec 5, 2024
Earnings
Apr 23, 2025
50-d avg
55.33
200-d avg
49.24
1y target
56.33

5D chart

Chart tools
Interval

Signals (94)
NameTimeAgo
RSI: OversoldOct 30, 3:50 PM1 day ago
MACD: Sell SignalOct 30, 3:40 PM1 day ago
RSI: OversoldOct 30, 3:40 PM1 day ago
SMA: BearishOct 30, 3:25 PM1 day ago
SMA: BullishOct 30, 2:45 PM1 day ago
MACD: Buy SignalOct 30, 2:40 PM1 day ago
RSI: OversoldOct 30, 2:30 PM1 day ago
MACD: Sell SignalOct 30, 2:10 PM1 day ago
RSI: OversoldOct 30, 2:05 PM1 day ago
SMA: BearishOct 30, 1:50 PM1 day ago
SMA: BullishOct 30, 1:30 PM1 day ago
SMA: BearishOct 30, 12:00 PM1 day ago
RSI: OversoldOct 30, 11:55 AM1 day ago
SMA: BullishOct 30, 11:40 AM1 day ago
MACD: Buy SignalOct 30, 11:40 AM1 day ago
RSI: OversoldOct 30, 10:40 AM1 day ago
SMA: BearishOct 30, 9:40 AM1 day ago
SMA: BearishOct 30, 9:40 AM1 day ago
SMA: BullishOct 30, 9:30 AM1 day ago
SMA: BullishOct 30, 9:30 AM1 day ago
SMA: BearishOct 29, 3:55 PM2 days ago
MACD: Sell SignalOct 29, 3:40 PM2 days ago
SMA: BearishOct 29, 3:35 PM2 days ago
SMA: BullishOct 29, 3:15 PM2 days ago
SMA: BullishOct 29, 1:15 PM2 days ago
SMA: BullishOct 29, 12:50 PM2 days ago
SMA: BearishOct 29, 12:45 PM2 days ago
SMA: BullishOct 29, 12:40 PM2 days ago
RSI: OversoldOct 29, 12:10 PM2 days ago
SMA: BearishOct 29, 12:00 PM2 days ago
RSI: OversoldOct 29, 12:00 PM2 days ago
SMA: BullishOct 29, 11:50 AM2 days ago
SMA: BearishOct 29, 11:15 AM2 days ago
SMA: BullishOct 29, 11:10 AM2 days ago
MACD: Buy SignalOct 29, 11:10 AM2 days ago
SMA: BearishOct 29, 9:30 AM2 days ago
SMA: BearishOct 29, 9:30 AM2 days ago
RSI: OversoldOct 29, 9:30 AM2 days ago
SMA: BullishOct 28, 3:55 PM3 days ago
SMA: BullishOct 28, 3:55 PM3 days ago
SMA: BearishOct 28, 3:25 PM3 days ago
MACD: Sell SignalOct 28, 3:25 PM3 days ago
MACD: Buy SignalOct 28, 3:05 PM3 days ago
SMA: BullishOct 28, 3:00 PM3 days ago
SMA: BullishOct 28, 2:45 PM3 days ago
MACD: Sell SignalOct 28, 2:10 PM3 days ago
SMA: BullishOct 28, 12:10 PM3 days ago
SMA: BearishOct 28, 12:00 PM3 days ago
SMA: BullishOct 28, 11:55 AM3 days ago
SMA: BearishOct 28, 11:50 AM3 days ago
SMA: BullishOct 28, 11:45 AM3 days ago
MACD: Buy SignalOct 28, 11:45 AM3 days ago
SMA: BearishOct 28, 11:20 AM3 days ago
SMA: BullishOct 28, 11:15 AM3 days ago
MACD: Sell SignalOct 28, 10:20 AM3 days ago
SMA: BearishOct 28, 10:15 AM3 days ago
SMA: BearishOct 28, 10:15 AM3 days ago
SMA: BullishOct 28, 10:10 AM3 days ago
SMA: BearishOct 28, 10:05 AM3 days ago
SMA: BullishOct 28, 9:55 AM3 days ago
SMA: BullishOct 28, 9:55 AM3 days ago
SMA: BearishOct 28, 9:35 AM3 days ago
SMA: BearishOct 28, 9:35 AM3 days ago
SMA: BullishOct 27, 3:45 PM4 days ago
SMA: BullishOct 27, 3:45 PM4 days ago
SMA: BullishOct 27, 3:10 PM4 days ago
SMA: BullishOct 27, 2:55 PM4 days ago
SMA: BearishOct 27, 2:20 PM4 days ago
SMA: BullishOct 27, 2:15 PM4 days ago
SMA: BearishOct 27, 2:10 PM4 days ago
MACD: Buy SignalOct 27, 12:30 PM4 days ago
RSI: OversoldOct 27, 12:15 PM4 days ago
RSI: OversoldOct 27, 11:40 AM4 days ago
RSI: OversoldOct 27, 11:05 AM4 days ago
RSI: OversoldOct 27, 10:10 AM4 days ago
RSI: OversoldOct 27, 9:30 AM4 days ago
SMA: BearishOct 26, 3:55 PM5 days ago
SMA: BullishOct 26, 3:50 PM5 days ago
MACD: Sell SignalOct 26, 3:40 PM5 days ago
SMA: BearishOct 26, 3:30 PM5 days ago
SMA: BearishOct 26, 3:30 PM5 days ago
SMA: BullishOct 26, 3:05 PM5 days ago
SMA: BullishOct 26, 2:40 PM5 days ago
MACD: Buy SignalOct 26, 2:20 PM5 days ago
SMA: BullishOct 26, 2:10 PM5 days ago
MACD: Sell SignalOct 26, 1:40 PM5 days ago
SMA: BearishOct 26, 1:25 PM5 days ago
SMA: BullishOct 26, 1:15 PM5 days ago
SMA: BearishOct 26, 1:10 PM5 days ago
SMA: BullishOct 26, 12:05 PM5 days ago
RSI: OversoldOct 26, 11:40 AM5 days ago
RSI: OversoldOct 26, 11:20 AM5 days ago
SMA: BearishOct 26, 10:35 AM5 days ago
SMA: BullishOct 26, 10:30 AM5 days ago

Financial health

Altman Z-Score

1.16 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 2
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 3
  • P/B 5

Valuation

P/E 15.5×
FY 2016: 15.3×FY 2017: 25.6×FY 2018: 15.2×FY 2019: 13.7×FY 2020: 12.8×FY 2021: 15.8×FY 2022: 18.0×FY 2023: 14.5×FY 2024: 17.7×FY 2025: 15.5×
FY 2016 5y median 15.8× FY 2025
P/S 2.3×
FY 2016: 3.0×FY 2017: 3.1×FY 2018: 2.9×FY 2019: 3.4×FY 2020: 3.3×FY 2021: 3.3×FY 2022: 3.4×FY 2023: 2.9×FY 2024: 3.2×FY 2025: 2.3×
FY 2016 5y median 3.2× FY 2025
P/B 2.9×
FY 2016: 2.6×FY 2017: 2.8×FY 2018: 2.7×FY 2019: 3.0×FY 2020: 2.5×FY 2021: 2.6×FY 2022: 3.1×FY 2023: 3.1×FY 2024: 3.8×FY 2025: 2.9×
FY 2016 5y median 3.1× FY 2025
P/FCF 81.7×
FY 2016: 10.6×FY 2017: 9.1×FY 2018: 11.2×FY 2019: 16.3×FY 2020: 17.7×FY 2021: 28.4×FY 2022: 38.3×FY 2023: 30.7×FY 2024: 42.1×FY 2025: 81.7×
FY 2016 5y median 38.3× FY 2025
EV/EBITDA 11.2×
FY 2016: 9.9×FY 2017: 13.5×FY 2018: 11.8×FY 2019: 10.5×FY 2020: 9.7×FY 2021: 12.1×FY 2022: 13.6×FY 2023: 0.0×FY 2024: 13.4×FY 2025: 11.2×
FY 2016 5y median 12.1× FY 2025
EV/Sales 2.1×
FY 2016: 2.9×FY 2017: 3.0×FY 2018: 2.8×FY 2019: 3.3×FY 2020: 3.1×FY 2021: 3.1×FY 2022: 3.2×FY 2023: 2.8×FY 2024: 3.0×FY 2025: 2.1×
FY 2016 5y median 3.0× FY 2025
FCF Yield 1.2%
FY 2016: 9.5%FY 2017: 11.0%FY 2018: 8.9%FY 2019: 6.1%FY 2020: 5.6%FY 2021: 3.5%FY 2022: 2.6%FY 2023: 3.3%FY 2024: 2.4%FY 2025: 1.2%
FY 2016 5y median 2.6% FY 2025

Profitability

Gross Margin 46.4%
FY 2016: 43.2%FY 2017: 37.6%FY 2018: 38.8%FY 2019: 45.6%FY 2020: 100.0%FY 2021: 49.1%FY 2022: 48.3%FY 2023: 44.1%FY 2024: 41.4%FY 2025: 46.4%
FY 2016 5y median 46.4% FY 2025
Operating Margin 18.6%
FY 2016: 28.4%FY 2017: 21.9%FY 2018: 23.2%FY 2019: 31.2%FY 2020: 31.5%FY 2021: 25.1%FY 2022: 23.0%FY 2023: 25.2%FY 2024: 22.3%FY 2025: 18.6%
FY 2016 5y median 23.0% FY 2025
Net Margin 14.9%
FY 2016: 19.6%FY 2017: 12.3%FY 2018: 19.0%FY 2019: 25.0%FY 2020: 25.5%FY 2021: 20.8%FY 2022: 18.9%FY 2023: 20.2%FY 2024: 17.9%FY 2025: 14.9%
FY 2016 5y median 18.9% FY 2025
ROE 18.7%
FY 2016: 17.1%FY 2017: 10.9%FY 2018: 17.5%FY 2019: 21.5%FY 2020: 19.7%FY 2021: 16.5%FY 2022: 17.5%FY 2023: 21.2%FY 2024: 21.5%FY 2025: 18.7%
FY 2016 5y median 18.7% FY 2025
ROIC 11.0%
FY 2016: 5.4%FY 2017: 3.2%FY 2018: 5.0%FY 2019: 6.5%FY 2020: 6.3%FY 2021: 10.9%FY 2022: 10.7%FY 2023: 11.5%FY 2024: 11.6%FY 2025: 11.0%
FY 2016 5y median 11.0% FY 2025
ROA 4.2%
FY 2016: 5.4%FY 2017: 3.2%FY 2018: 5.0%FY 2019: 6.5%FY 2020: 6.3%FY 2021: 4.7%FY 2022: 4.4%FY 2023: 5.1%FY 2024: 4.8%FY 2025: 4.2%
FY 2016 5y median 4.7% FY 2025

Growth (YoY)

Revenue 2.6%
FY 2016: -1.2%FY 2017: -5.4%FY 2018: 0.7%FY 2019: -2.0%FY 2020: -8.3%FY 2021: -6.9%FY 2022: -6.7%FY 2023: 4.1%FY 2024: 0.7%FY 2025: 2.6%
FY 2016 FY 2025
Operating Income -14.8%
FY 2016: 11.7%FY 2017: -27.1%FY 2018: 6.5%FY 2019: 31.9%FY 2020: -7.4%FY 2021: -25.7%FY 2022: -14.9%FY 2023: 14.4%FY 2024: -10.8%FY 2025: -14.8%
FY 2016 FY 2025
EPS (diluted) -14.5%
FY 2016: 9.8%FY 2017: -40.7%FY 2018: 54.6%FY 2019: 29.4%FY 2020: -6.9%FY 2021: -24.2%FY 2022: -15.0%FY 2023: 12.2%FY 2024: -10.5%FY 2025: -14.5%
FY 2016 FY 2025
Free Cash Flow -61.8%
FY 2016: 22.5%FY 2017: 15.8%FY 2018: -25.5%FY 2019: -19.9%FY 2020: -19.7%FY 2021: -41.3%FY 2022: -28.8%FY 2023: 12.2%FY 2024: -20.3%FY 2025: -61.8%
FY 2016 FY 2025

Financial Health

Current Ratio 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
Quick Ratio 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
Debt / Equity 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -1.0×
FY 2016: -0.5×FY 2017: -0.7×FY 2018: -0.5×FY 2019: -0.4×FY 2020: -0.6×FY 2021: -0.9×FY 2022: -0.9×FY 2023: 0.0×FY 2024: -0.6×FY 2025: -1.0×
FY 2016 5y median -0.9× FY 2025
Interest Coverage 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 6.7%
FY 2016: 6.4%FY 2017: 7.0%FY 2018: 7.8%FY 2019: 6.8%FY 2020: 8.0%FY 2021: 9.6%FY 2022: 10.0%FY 2023: 10.4%FY 2024: 8.7%FY 2025: 6.7%
FY 2016 5y median 9.6% FY 2025
Payout Ratio 103.1%
FY 2016: 97.7%FY 2017: 178.8%FY 2018: 118.0%FY 2019: 93.9%FY 2020: 102.5%FY 2021: 152.0%FY 2022: 180.6%FY 2023: 150.2%FY 2024: 154.1%FY 2025: 103.1%
FY 2016 5y median 152.0% FY 2025

Annual · latest fiscal year ends 2025-12-31