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Aflac Incorporated AFL

Set alert

Price alert · AFL

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124.59 USD +0.70 +0.57%

At close · Nov 2

124.59 0.00 0.00%

After hours · Nov 2, 6:36 PM ET

Bid
124.54 × 200
Ask
124.64 × 100
122.93 Day range 124.73
105.48 52-week range 130.22
YTD
+12.99%
1 year
+16.23%
Open
124.41
Prev close
123.89
Mkt cap
62.46B
Vol
1.80M
Avg vol
1.96M
EPS
9.30
P/E
13.40
Div yield
1.97%
More statistics
Low
122.93
High
124.73
Forward P/E
16.36
Beta
0.55
Short ratio
5.10
Inst. own
60.05%
Dividend
2.44
Ex-div date
Aug 18, 2026
Earnings
Nov 4, 2026
50-d avg
116.72
200-d avg
115.87
1y target
117.33

MAX chart

Chart tools
Interval
1m5m15m30m

Events in this range
  • Jun 4, 1985Split: 3 for 2
  • Mar 3, 1986Split: 4 for 3
  • Dec 1, 2022Dividend: 0.4
  • Nov 4, 2026Earnings: —; estimate 1.8; surprise —%
Signals (52)
NameDateAgo
RSI: OverboughtSep 1, 20233 years ago
RSI: OverboughtSep 1, 20224 years ago
MACD: Buy SignalJun 1, 20215 years ago
SMA: BullishDec 1, 20205 years ago
SMA: BullishSep 1, 20206 years ago
SMA: BearishMar 1, 20206 years ago
MACD: Sell SignalMar 1, 20206 years ago
SMA: BearishDec 1, 20196 years ago
RSI: OverboughtDec 1, 20178 years ago
SMA: BullishMar 1, 201610 years ago
SMA: BearishDec 1, 201510 years ago
SMA: BullishSep 1, 201511 years ago
SMA: BearishJun 1, 201511 years ago
MACD: Buy SignalMar 1, 201313 years ago
SMA: BullishSep 1, 201214 years ago
SMA: BullishSep 1, 201214 years ago
SMA: BearishMar 1, 201214 years ago
SMA: BullishDec 1, 201114 years ago
SMA: BearishJun 1, 201115 years ago
SMA: BearishJun 1, 201115 years ago
MACD: Sell SignalMar 1, 201115 years ago
MACD: Buy SignalDec 1, 201015 years ago
SMA: BullishJun 1, 201016 years ago
SMA: BearishMar 1, 201016 years ago
SMA: BullishDec 1, 200916 years ago
SMA: BullishSep 1, 200917 years ago
SMA: BearishDec 1, 200817 years ago
SMA: BearishSep 1, 200818 years ago
MACD: Sell SignalSep 1, 200818 years ago
MACD: Buy SignalMar 1, 200719 years ago
RSI: OverboughtMar 1, 200719 years ago
MACD: Sell SignalSep 1, 200620 years ago
RSI: OverboughtJun 1, 200521 years ago
MACD: Buy SignalDec 1, 200322 years ago
RSI: OverboughtDec 1, 200322 years ago
MACD: Sell SignalJun 1, 200224 years ago
SMA: BullishMar 1, 200224 years ago
MACD: Buy SignalMar 1, 200224 years ago
SMA: BearishDec 1, 200124 years ago
MACD: Sell SignalDec 1, 200124 years ago
RSI: OverboughtSep 1, 200026 years ago
SMA: BullishMar 1, 200026 years ago
SMA: BearishDec 1, 199926 years ago
RSI: OverboughtSep 1, 199828 years ago
RSI: OverboughtDec 1, 199431 years ago
RSI: OverboughtMar 1, 199432 years ago
RSI: OverboughtSep 1, 199135 years ago
SMA: BullishSep 1, 199036 years ago
SMA: BearishJun 1, 199036 years ago
SMA: BullishDec 1, 198837 years ago
SMA: BearishSep 1, 198739 years ago
SMA: BullishJun 1, 198739 years ago

Financial health

Altman Z-Score

2.42 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 2
  • P/B 2

Valuation

P/E 16.1×
FY 2016: 10.8×FY 2017: 8.0×FY 2018: 12.0×FY 2019: 11.9×FY 2020: 6.6×FY 2021: 9.1×FY 2022: 10.3×FY 2023: 10.6×FY 2024: 10.7×FY 2025: 16.1×
FY 2016 5y median 10.6× FY 2025
P/S 3.4×
FY 2016: 1.3×FY 2017: 1.6×FY 2018: 1.6×FY 2019: 1.8×FY 2020: 1.4×FY 2021: 1.8×FY 2022: 2.4×FY 2023: 2.6×FY 2024: 3.0×FY 2025: 3.4×
FY 2016 5y median 2.6× FY 2025
P/B 2.0×
FY 2016: 1.4×FY 2017: 1.4×FY 2018: 1.5×FY 2019: 1.4×FY 2020: 0.9×FY 2021: 1.2×FY 2022: 2.3×FY 2023: 2.2×FY 2024: 2.2×FY 2025: 2.0×
FY 2016 5y median 2.2× FY 2025
P/FCF 22.9×
FY 2016: 4.8×FY 2017: 5.7×FY 2018: 5.8×FY 2019: 7.2×FY 2020: 5.3×FY 2021: 7.8×FY 2022: 11.8×FY 2023: 15.4×FY 2024: 21.3×FY 2025: 22.9×
FY 2016 5y median 15.4× FY 2025
EV/EBITDA 10.9×
FY 2016: 7.2×FY 2017: 9.1×FY 2018: 9.2×FY 2019: 9.2×FY 2020: 8.3×FY 2021: 8.1×FY 2022: 10.1×FY 2023: 9.9×FY 2024: 9.2×FY 2025: 10.9×
FY 2016 5y median 9.9× FY 2025
EV/Sales 3.5×
FY 2016: 1.3×FY 2017: 1.7×FY 2018: 1.7×FY 2019: 1.8×FY 2020: 1.5×FY 2021: 2.0×FY 2022: 2.6×FY 2023: 2.8×FY 2024: 3.1×FY 2025: 3.5×
FY 2016 5y median 2.8× FY 2025
FCF Yield 4.4%
FY 2016: 20.9%FY 2017: 17.6%FY 2018: 17.2%FY 2019: 13.9%FY 2020: 18.8%FY 2021: 12.8%FY 2022: 8.5%FY 2023: 6.5%FY 2024: 4.7%FY 2025: 4.4%
FY 2016 5y median 6.5% FY 2025

Profitability

Gross Margin 38.9%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 35.6%FY 2025: 38.9%
FY 2016 5y median 100.0% FY 2025
Operating Margin 26.6%
FY 2016: 18.1%FY 2017: 18.6%FY 2018: 18.3%FY 2019: 20.0%FY 2020: 18.7%FY 2021: 24.2%FY 2022: 25.4%FY 2023: 27.9%FY 2024: 33.5%FY 2025: 26.6%
FY 2016 5y median 26.6% FY 2025
Net Margin 20.9%
FY 2016: 11.8%FY 2017: 21.3%FY 2018: 13.5%FY 2019: 14.9%FY 2020: 21.5%FY 2021: 19.6%FY 2022: 23.1%FY 2023: 24.7%FY 2024: 28.5%FY 2025: 20.9%
FY 2016 5y median 23.1% FY 2025
ROE 12.4%
FY 2016: 13.0%FY 2017: 18.9%FY 2018: 12.4%FY 2019: 11.4%FY 2020: 14.2%FY 2021: 12.7%FY 2022: 21.9%FY 2023: 21.2%FY 2024: 20.9%FY 2025: 12.4%
FY 2016 5y median 20.9% FY 2025
ROIC 3.4%
FY 2016: 2.0%FY 2017: 2.9%FY 2018: 2.1%FY 2019: 2.2%FY 2020: 2.5%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 3.4%
FY 2016 5y median 0.0% FY 2025
ROA 3.1%
FY 2016: 2.0%FY 2017: 3.4%FY 2018: 2.1%FY 2019: 2.2%FY 2020: 2.9%FY 2021: 2.7%FY 2022: 3.4%FY 2023: 3.7%FY 2024: 4.6%FY 2025: 3.1%
FY 2016 5y median 3.4% FY 2025

Growth (YoY)

Revenue -8.8%
FY 2016: 8.1%FY 2017: -4.0%FY 2018: 0.5%FY 2019: 2.5%FY 2020: 0.1%FY 2021: -3.2%FY 2022: -11.1%FY 2023: -1.6%FY 2024: 1.5%FY 2025: -8.8%
FY 2016 FY 2025
Operating Income -27.7%
FY 2016: 5.3%FY 2017: -1.2%FY 2018: -0.9%FY 2019: 11.6%FY 2020: -6.4%FY 2021: 25.2%FY 2022: -6.5%FY 2023: 8.1%FY 2024: 21.9%FY 2025: -27.7%
FY 2016 FY 2025
EPS (diluted) -29.1%
FY 2016: 9.6%FY 2017: 70.7%FY 2018: -31.2%FY 2019: 17.5%FY 2020: 50.6%FY 2021: -4.2%FY 2022: 8.5%FY 2023: 12.3%FY 2024: 23.8%FY 2025: -29.1%
FY 2016 FY 2025
Free Cash Flow -5.6%
FY 2016: -11.6%FY 2017: 2.4%FY 2018: -1.9%FY 2019: -9.3%FY 2020: 9.2%FY 2021: -15.2%FY 2022: -23.2%FY 2023: -17.8%FY 2024: -15.1%FY 2025: -5.6%
FY 2016 FY 2025

Financial Health

Current Ratio 12.4×
FY 2016: 127×FY 2017: 162×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 12.4×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 12.4×
FY 2016: 127×FY 2017: 162×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 12.4×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 0.3×
FY 2016: 0.3×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.4×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA 0.4×
FY 2016: 0.1×FY 2017: 0.4×FY 2018: 0.4×FY 2019: 0.4×FY 2020: 0.7×FY 2021: 0.6×FY 2022: 0.7×FY 2023: 0.6×FY 2024: 0.2×FY 2025: 0.4×
FY 2016 5y median 0.6× FY 2025
Interest Coverage 21.1×
FY 2016: 15.2×FY 2017: 16.7×FY 2018: 17.9×FY 2019: 19.5×FY 2020: 17.2×FY 2021: 21.9×FY 2022: 21.5×FY 2023: 27.0×FY 2024: 32.6×FY 2025: 21.1×
FY 2016 5y median 21.9× FY 2025

Dividends

Dividend Yield 2.0%
FY 2016: 2.3%FY 2017: 1.9%FY 2018: 2.3%FY 2019: 2.0%FY 2020: 2.4%FY 2021: 2.2%FY 2022: 2.1%FY 2023: 2.0%FY 2024: 1.9%FY 2025: 2.0%
FY 2016 5y median 2.0% FY 2025
Payout Ratio 32.9%
FY 2016: 24.7%FY 2017: 14.4%FY 2018: 27.2%FY 2019: 23.3%FY 2020: 16.1%FY 2021: 20.2%FY 2022: 22.2%FY 2023: 20.7%FY 2024: 20.0%FY 2025: 32.9%
FY 2016 5y median 20.7% FY 2025

Annual · latest fiscal year ends 2025-12-31