Exzeo Group, Inc. XZO
16.29 USD -0.94 (-5.46%)
At closeNov 6, 2026, 4:26 PM EST
16.29 0.00 0.00%
After hours · Nov 6, 4:26 PM ET
15.82 Day range 16.97
12.55 52-week range 24.25
- YTD
- -32.82%
- 1 year
- -14.49%
Financial health
Altman Z-Score
10.87 Safe zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
6 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
Rating
B+3 / 5 overall
- DCF 1
- Return on Equity 5
- Return on Assets 5
- Debt / Equity 4
- P/E 2
- P/B 1
Valuation
P/E 27.9×
FY 2019 5y median 27.9× FY 2025
P/S 10.2×
FY 2019 5y median 21.6× FY 2025
P/B 8.7×
FY 2019 5y median 26.9× FY 2025
P/FCF 22.6×
FY 2019 5y median 22.6× FY 2025
EV/EBITDA 16.8×
FY 2019 5y median 16.8× FY 2025
EV/Sales 8.8×
FY 2019 5y median 13.9× FY 2025
FCF Yield 4.4%
FY 2019 5y median 2.9% FY 2025
Profitability
Gross Margin 60.4%
FY 2019 5y median 19.2% FY 2025
Operating Margin 48.8%
FY 2019 5y median 2.9% FY 2025
Net Margin 38.1%
FY 2019 5y median 23.5% FY 2025
ROE 32.6%
FY 2019 5y median 29.3% FY 2025
ROIC 29.9%
FY 2019 5y median 29.9% FY 2025
ROA 23.8%
FY 2019 5y median 3.3% FY 2025
Growth (YoY)
Revenue 62.0%
FY 2019 FY 2025
Operating Income 178.8%
FY 2019 FY 2025
EPS (diluted) 135.1%
FY 2019 FY 2025
Free Cash Flow -48.3%
FY 2019 FY 2025
Financial Health
Current Ratio 3.9×
FY 2019 5y median 0.0× FY 2025
Quick Ratio 3.9×
FY 2019 5y median 0.0× FY 2025
Debt / Equity 0.0×
FY 2019 5y median 0.5× FY 2025
Net Debt / EBITDA -2.6×
FY 2019 5y median 0.0× FY 2025
Interest Coverage 0.0×
FY 2019 5y median 0.0× FY 2025
Dividends
Dividend Yield 0.0%
FY 2019 5y median 0.2% FY 2025
Payout Ratio 0.0%
FY 2019 5y median 0.0% FY 2025
Annual · latest fiscal year ends 2025-12-31