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XP Inc. XP

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Price alert · XP

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14.29 USD -0.76 -5.05%

At close · Oct 30

14.29 0.00 -0.01%

After hours · Oct 30, 7:59 PM ET

Bid
14.31 × 2
Ask
14.32 × 2
14.21 Day range 14.61
14.29 52-week range 32.60
YTD
-12.71%
1 year
-20.17%
Open
14.47
Prev close
15.05
Mkt cap
7.25B
Vol
20.54M
Avg vol
11.50M
EPS
1.91
P/E
7.48
Div yield
1.33%
More statistics
Low
14.21
High
14.61
Forward P/E
5.80
Beta
1.03
Short ratio
1.96
Inst. own
83.43%
Dividend
0.20
Ex-div date
Jun 9, 2026
Earnings
Nov 16, 2026
50-d avg
22.44
200-d avg
19.23
1y target
24.80

1M chart

Chart tools
Interval

Events in this range
  • Oct 6, 2026Rating: Itau BBA · Market Perform → Outperform
  • Oct 6, 2026Rating: JP Morgan · Overweight → Overweight
  • Oct 8, 2026Rating: UBS · Buy → Buy
  • Oct 27, 2026Downgrade: Citigroup · Buy → Neutral
Signals (9)
NameDateAgo
SMA: BearishOct 26, 20265 days ago
RSI: OversoldOct 26, 20265 days ago
SMA: BearishOct 21, 20261 week ago
MACD: Sell SignalOct 21, 20261 week ago
SMA: BullishOct 20, 20261 week ago
RSI: OverboughtOct 19, 20261 week ago
SMA: BearishOct 16, 20262 weeks ago
MACD: Buy SignalOct 5, 20263 weeks ago
RSI: OverboughtOct 5, 20263 weeks ago

Key statistics

Market cap
7.25B
Enterprise value
-120.25B
Trailing P/E
7.48
Forward P/E
5.80
PEG ratio
0.00
Price / sales
0.39
Price / book
1.47
EPS (TTM)
1.91
Beta
1.03
Dividend yield
1.33%
Payout ratio
20.39%
Profit margin
28.54%
Revenue (TTM)
18.63B
Revenue growth
10.60%
Free cash flow
0
Total cash
287.43B
Total debt
159.54B
Return on equity
22.56%
Shares outstanding
405.69M
Short % of float
5.37%
50-day average
22.44
200-day average
19.23

Analyst view

Consensus: buy

Buy
Price target (mean) 24.80 +73.6% upside
Target (low)
15.02
Target (mean)
24.80
Target (high)
36.36
Ratings (0m) 13 9 buy · 4 hold · 0 sell
  • Strong buy3
  • Buy6
  • Hold4
  • Sell0
  • Strong sell0

Next earnings

Nov 16, 2026

Expected Nov 16, 2026. Consensus EPS estimate 2.78.

Earnings history

Financials — quick view

All financials
XP Revenue — quarterly 4.85B
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XP Net income — quarterly 1.39B
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XP EPS — quarterly 2.71
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

XP recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 16, 2026Sep 30, 20260.536———
Aug 17, 2026Jun 30, 20260.500.53+0.03+6.00%
May 18, 2026Mar 31, 20260.48730.47-0.02-3.55%
Feb 12, 2026Dec 31, 20250.450.46+0.01+2.22%
Nov 17, 2025Sep 30, 20250.4570.45-0.01-1.53%
Aug 18, 2025Jun 30, 20250.42980.430.00+0.05%

Upgrades / downgrades

XP analyst upgrades and downgrades
DateFirmActionFromTo
Oct 27, 2026CitigroupdownBuyNeutral
Oct 8, 2026UBSmainBuyBuy
Oct 6, 2026JP MorganmainOverweightOverweight
Oct 6, 2026Itau BBAupMarket PerformOutperform
Sep 29, 2026CitigroupmainBuyBuy
Aug 31, 2026Itau BBAupMarket PerformOutperform

About XP Inc.

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

Sector
Financial Services
Industry
Capital Markets
Country
Cayman Islands
Website
xpinc.com

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Institution ownership

XP institution ownership
Holder% heldSharesValueReported
Blackrock Inc.11.75%48,995,053700.14MJun 29, 2026
Dodge & Cox Inc.7.81%32,564,312465.34MJun 29, 2026
ARGA Investment Management, LP5.91%24,643,382352.15MJun 29, 2026
General Atlantic, L.P.4.93%20,566,133293.89MJun 29, 2026
Capital World Investors4.65%19,370,669276.81MJun 29, 2026
Massachusetts Financial Services Co.3.01%12,558,750179.46MJun 29, 2026

Fund ownership

XP fund ownership
Holder% heldSharesValueReported
Dodge & Cox Funds-Dodge & Cox International Stock Fund3.95%16,476,502235.45MJun 29, 2026
MFS SERIES TRUST X-MFS International Growth Fund1.85%7,724,799110.39MAug 30, 2026
iShares, Inc.-iShares MSCI Brazil ETF1.65%6,887,28698.42MSep 29, 2026
Fidelity Investment TRT-Fidelity Series Emerging Markets Opportunities1.32%5,512,03078.77MAug 30, 2026
Dodge & Cox Funds-Dodge & Cox Global Stock Fund1.26%5,246,48474.97MJun 29, 2026
iShares, Inc.-iShares Core MSCI Emerging Markets ETF1.09%4,550,82565.03MSep 29, 2026
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