WU

The Western Union Company

Financial Services · USD

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6.16 USD -0.05 -0.81%
As of Oct 30, 2026 Extended hours 6.12 -0.65%
Bid
6.16 × 13,200
Ask
6.20 × 9,300
6.06 Day range 6.28
5.90 52-week range 10.28
YTD
-33.83%
1 year
-34.61%
Open
6.28
Prev close
6.21
Mkt cap
1.92B
Vol
8.44M
Avg vol
9.50M
EPS
1.23
P/E
5.01
Div yield
15.14%
More statistics
Low
6.06
High
6.28
Forward P/E
4.12
Beta
0.55
Short ratio
6.39
Inst. own
100.12%
Dividend
0.94
Ex-div date
Sep 15, 2026
Earnings
Nov 4, 2026
50-d avg
6.52
200-d avg
8.09
1y target
6.63

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WU five-day price chart5.926.036.146.256.36Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

1.03 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 4
  • P/B 1

Valuation

P/E 6.1×
FY 2016: 41.8×FY 2017: -16.0×FY 2018: 9.0×FY 2019: 10.8×FY 2020: 12.1×FY 2021: 9.0×FY 2022: 5.9×FY 2023: 7.1×FY 2024: 3.9×FY 2025: 6.1×
FY 2016 5y median 6.1× FY 2025
P/S 0.8×
FY 2016: 2.0×FY 2017: 1.6×FY 2018: 1.4×FY 2019: 2.2×FY 2020: 1.9×FY 2021: 1.4×FY 2022: 1.2×FY 2023: 1.0×FY 2024: 0.9×FY 2025: 0.8×
FY 2016 5y median 1.0× FY 2025
P/B 3.2×
FY 2016: 11.8×FY 2017: -18.1×FY 2018: -24.9×FY 2019: -290×FY 2020: 48.5×FY 2021: 20.4×FY 2022: 11.2×FY 2023: 9.2×FY 2024: 3.7×FY 2025: 3.2×
FY 2016 5y median 9.2× FY 2025
P/FCF 7.7×
FY 2016: 13.1×FY 2017: 15.7×FY 2018: 16.0×FY 2019: 14.6×FY 2020: 12.6×FY 2021: 8.7×FY 2022: 14.3×FY 2023: 7.0×FY 2024: 9.8×FY 2025: 7.7×
FY 2016 5y median 8.7× FY 2025
EV/EBITDA 4.8×
FY 2016: 15.0×FY 2017: 13.1×FY 2018: 6.3×FY 2019: 7.6×FY 2020: 8.5×FY 2021: 7.4×FY 2022: 5.3×FY 2023: 5.5×FY 2024: 5.0×FY 2025: 4.8×
FY 2016 5y median 5.3× FY 2025
EV/Sales 1.1×
FY 2016: 2.1×FY 2017: 1.8×FY 2018: 1.6×FY 2019: 2.5×FY 2020: 2.1×FY 2021: 1.8×FY 2022: 1.5×FY 2023: 1.3×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.3× FY 2025
FCF Yield 12.9%
FY 2016: 7.6%FY 2017: 6.4%FY 2018: 6.3%FY 2019: 6.9%FY 2020: 8.0%FY 2021: 11.4%FY 2022: 7.0%FY 2023: 14.4%FY 2024: 10.2%FY 2025: 12.9%
FY 2016 5y median 11.4% FY 2025

Profitability

Gross Margin 28.7%
FY 2016: 39.8%FY 2017: 39.3%FY 2018: 41.0%FY 2019: 41.7%FY 2020: 41.5%FY 2021: 42.9%FY 2022: 41.3%FY 2023: 38.7%FY 2024: 37.8%FY 2025: 28.7%
FY 2016 5y median 38.7% FY 2025
Operating Margin 19.4%
FY 2016: 8.9%FY 2017: 8.6%FY 2018: 20.1%FY 2019: 17.6%FY 2020: 20.0%FY 2021: 22.1%FY 2022: 19.8%FY 2023: 18.8%FY 2024: 17.2%FY 2025: 19.4%
FY 2016 5y median 19.4% FY 2025
Net Margin 12.4%
FY 2016: 4.7%FY 2017: -10.1%FY 2018: 15.2%FY 2019: 20.0%FY 2020: 15.4%FY 2021: 15.9%FY 2022: 20.3%FY 2023: 14.4%FY 2024: 22.2%FY 2025: 12.4%
FY 2016 5y median 15.9% FY 2025
ROE 52.2%
FY 2016: 28.1%FY 2017: 113.4%FY 2018: -275.0%FY 2019: -2679.2%FY 2020: 398.9%FY 2021: 226.6%FY 2022: 190.6%FY 2023: 130.7%FY 2024: 96.4%FY 2025: 52.2%
FY 2016 5y median 130.7% FY 2025
ROIC 14.5%
FY 2016: 8.7%FY 2017: -24.7%FY 2018: 27.1%FY 2019: 19.6%FY 2020: 20.2%FY 2021: 14.1%FY 2022: 11.2%FY 2023: 20.2%FY 2024: 9.5%FY 2025: 14.5%
FY 2016 5y median 14.1% FY 2025
ROA 6.0%
FY 2016: 2.7%FY 2017: -6.0%FY 2018: 9.5%FY 2019: 12.1%FY 2020: 7.8%FY 2021: 9.1%FY 2022: 10.7%FY 2023: 7.6%FY 2024: 11.2%FY 2025: 6.0%
FY 2016 5y median 9.1% FY 2025

Growth (YoY)

Revenue -4.0%
FY 2016: -1.1%FY 2017: 1.9%FY 2018: 1.2%FY 2019: -5.3%FY 2020: -8.6%FY 2021: 4.9%FY 2022: -11.7%FY 2023: -2.6%FY 2024: -3.4%FY 2025: -4.0%
FY 2016 FY 2025
Operating Income 8.0%
FY 2016: -56.4%FY 2017: -2.1%FY 2018: 137.0%FY 2019: -16.8%FY 2020: 3.6%FY 2021: 16.1%FY 2022: -21.2%FY 2023: -7.6%FY 2024: -11.2%FY 2025: 8.0%
FY 2016 FY 2025
EPS (diluted) -44.2%
FY 2016: -68.5%FY 2017: -333.3%FY 2018: 257.1%FY 2019: 31.6%FY 2020: -27.2%FY 2021: 10.1%FY 2022: 18.8%FY 2023: -28.2%FY 2024: 63.1%FY 2025: -44.2%
FY 2016 FY 2025
Free Cash Flow 6.5%
FY 2016: 0.9%FY 2017: -30.4%FY 2018: -14.6%FY 2019: 63.2%FY 2020: -8.4%FY 2021: 15.3%FY 2022: -55.0%FY 2023: 70.1%FY 2024: -41.9%FY 2025: 6.5%
FY 2016 FY 2025

Financial Health

Current Ratio 1.1×
FY 2016: 0.9×FY 2017: 0.8×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 1.0×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 7.1×FY 2025: 1.1×
FY 2016 5y median 1.0× FY 2025
Quick Ratio 1.1×
FY 2016: 0.9×FY 2017: 0.8×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 1.0×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 7.1×FY 2025: 1.1×
FY 2016 5y median 1.0× FY 2025
Debt / Equity 3.2×
FY 2016: 3.1×FY 2017: -6.2×FY 2018: -11.1×FY 2019: -87.9×FY 2020: 17.7×FY 2021: 9.0×FY 2022: 5.8×FY 2023: 5.2×FY 2024: 3.2×FY 2025: 3.2×
FY 2016 5y median 5.2× FY 2025
Net Debt / EBITDA 1.6×
FY 2016: 0.9×FY 2017: 1.2×FY 2018: 0.9×FY 2019: 1.0×FY 2020: 1.0×FY 2021: 1.6×FY 2022: 1.2×FY 2023: 1.2×FY 2024: 1.1×FY 2025: 1.6×
FY 2016 5y median 1.2× FY 2025
Interest Coverage 5.5×
FY 2016: 3.2×FY 2017: 3.3×FY 2018: 7.5×FY 2019: 6.1×FY 2020: 8.2×FY 2021: 10.6×FY 2022: 8.8×FY 2023: 7.8×FY 2024: 6.1×FY 2025: 5.5×
FY 2016 5y median 7.8× FY 2025

Dividends

Dividend Yield 10.2%
FY 2016: 2.9%FY 2017: 3.7%FY 2018: 4.4%FY 2019: 3.0%FY 2020: 4.1%FY 2021: 5.3%FY 2022: 6.8%FY 2023: 7.9%FY 2024: 8.9%FY 2025: 10.2%
FY 2016 5y median 7.9% FY 2025
Payout Ratio 61.8%
FY 2016: 123.3%FY 2017: -58.4%FY 2018: 40.1%FY 2019: 32.2%FY 2020: 49.8%FY 2021: 47.4%FY 2022: 40.0%FY 2023: 55.8%FY 2024: 34.4%FY 2025: 61.8%
FY 2016 5y median 47.4% FY 2025

Annual · latest fiscal year ends 2025-12-31