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Usio, Inc. USIO

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Price alert · USIO

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2.92 USD -0.33 -10.15%

At close · Oct 30

2.92 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
2.86 × 2
Ask
2.92 × 2
2.83 Day range 3.19
1.03 52-week range 3.29
YTD
+114.71%
1 year
+104.20%
Open
3.18
Prev close
3.25
Mkt cap
83.21M
Vol
334.48K
Avg vol
345.31K
EPS
-0.06
P/E
0.00
Div yield
0.00%
More statistics
Low
2.83
High
3.19
Forward P/E
16.11
Beta
1.70
Short ratio
0.06
Inst. own
31.16%
Dividend
0.00
Ex-div date
50-d avg
1.42
200-d avg
1.50
1y target
6.25

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Financial health

Altman Z-Score

0.51 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 3
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 3
  • P/E 1
  • P/B 3

Valuation

P/E -14.6×
FY 2016: -12.3×FY 2017: -7.7×FY 2018: -5.4×FY 2019: -4.0×FY 2020: -14.1×FY 2021: -271×FY 2022: -6.1×FY 2023: -72.9×FY 2024: 12.2×FY 2025: -14.6×
FY 2016 5y median -14.6× FY 2025
P/S 0.4×
FY 2016: 1.2×FY 2017: 1.6×FY 2018: 0.8×FY 2019: 0.7×FY 2020: 1.3×FY 2021: 1.4×FY 2022: 0.5×FY 2023: 0.4×FY 2024: 0.5×FY 2025: 0.4×
FY 2016 5y median 0.5× FY 2025
P/B 2.0×
FY 2016: 1.6×FY 2017: 1.7×FY 2018: 2.1×FY 2019: 2.7×FY 2020: 2.5×FY 2021: 4.7×FY 2022: 2.4×FY 2023: 2.3×FY 2024: 2.0×FY 2025: 2.0×
FY 2016 5y median 2.3× FY 2025
P/FCF 33.9×
FY 2016: 20.9×FY 2017: -47.2×FY 2018: -5.8×FY 2019: -4.6×FY 2020: 7.6×FY 2021: 3.1×FY 2022: -1.9×FY 2023: 12.9×FY 2024: 20.6×FY 2025: 33.9×
FY 2016 5y median 12.9× FY 2025
EV/EBITDA -27089×
FY 2016: -22.6×FY 2017: -11.4×FY 2018: -9.2×FY 2019: -6.8×FY 2020: -17.4×FY 2021: 33.3×FY 2022: -12.6×FY 2023: 16.2×FY 2024: 11.7×FY 2025: -27089×
FY 2016 5y median 11.7× FY 2025
EV/Sales 0.4×
FY 2016: 0.9×FY 2017: 1.2×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 1.2×FY 2021: 1.3×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.4×
FY 2016 5y median 0.4× FY 2025
FCF Yield 2.9%
FY 2016: 4.8%FY 2017: -2.1%FY 2018: -17.2%FY 2019: -21.7%FY 2020: 13.2%FY 2021: 32.7%FY 2022: -53.1%FY 2023: 7.7%FY 2024: 4.9%FY 2025: 2.9%
FY 2016 5y median 4.9% FY 2025

Profitability

Gross Margin 23.1%
FY 2016: 31.3%FY 2017: 25.9%FY 2018: 22.3%FY 2019: 21.1%FY 2020: 22.9%FY 2021: 25.2%FY 2022: 21.0%FY 2023: 22.5%FY 2024: 23.7%FY 2025: 23.1%
FY 2016 5y median 23.1% FY 2025
Operating Margin -2.8%
FY 2016: -11.3%FY 2017: -19.5%FY 2018: -15.1%FY 2019: -18.0%FY 2020: -11.6%FY 2021: -0.3%FY 2022: -7.5%FY 2023: -2.3%FY 2024: -1.8%FY 2025: -2.8%
FY 2016 5y median -2.3% FY 2025
Net Margin -2.9%
FY 2016: -9.9%FY 2017: -20.6%FY 2018: -15.1%FY 2019: -18.1%FY 2020: -9.0%FY 2021: -0.5%FY 2022: -7.9%FY 2023: -0.6%FY 2024: 4.0%FY 2025: -2.9%
FY 2016 5y median -0.6% FY 2025
ROE -14.0%
FY 2016: -13.3%FY 2017: -22.9%FY 2018: -39.2%FY 2019: -67.6%FY 2020: -17.4%FY 2021: -1.7%FY 2022: -39.4%FY 2023: -3.2%FY 2024: 17.3%FY 2025: -14.0%
FY 2016 5y median -3.2% FY 2025
ROIC -10.8%
FY 2016: -15.1%FY 2017: -21.6%FY 2018: -38.9%FY 2019: -49.6%FY 2020: -19.2%FY 2021: -0.7%FY 2022: -30.7%FY 2023: -10.4%FY 2024: -6.4%FY 2025: -10.8%
FY 2016 5y median -10.4% FY 2025
ROA -1.9%
FY 2016: -1.7%FY 2017: -4.5%FY 2018: -5.5%FY 2019: -8.3%FY 2020: -3.5%FY 2021: -0.2%FY 2022: -5.6%FY 2023: -0.4%FY 2024: 3.1%FY 2025: -1.9%
FY 2016 5y median -0.4% FY 2025

Growth (YoY)

Revenue 3.0%
FY 2016: -16.0%FY 2017: 20.7%FY 2018: 71.7%FY 2019: 12.7%FY 2020: 14.4%FY 2021: 92.1%FY 2022: 12.1%FY 2023: 19.0%FY 2024: 0.4%FY 2025: 3.0%
FY 2016 FY 2025
Operating Income -60.5%
FY 2016: -243.7%FY 2017: -108.5%FY 2018: -33.0%FY 2019: -34.1%FY 2020: 25.8%FY 2021: 95.9%FY 2022: -3255.9%FY 2023: 63.1%FY 2024: 23.5%FY 2025: -60.5%
FY 2016 FY 2025
EPS (diluted) -177.8%
FY 2016: -287.5%FY 2017: -120.0%FY 2018: 6.1%FY 2019: -25.8%FY 2020: 51.3%FY 2021: 91.5%FY 2022: -1577.0%FY 2023: 91.3%FY 2024: 608.5%FY 2025: -177.8%
FY 2016 FY 2025
Free Cash Flow -43.4%
FY 2016: -46.9%FY 2017: -169.7%FY 2018: -616.8%FY 2019: -26.6%FY 2020: 224.2%FY 2021: 424.2%FY 2022: -162.6%FY 2023: 115.0%FY 2024: -28.7%FY 2025: -43.4%
FY 2016 FY 2025

Financial Health

Current Ratio 1.1×
FY 2016: 1.1×FY 2017: 1.1×FY 2018: 1.0×FY 2019: 1.0×FY 2020: 1.1×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 1.1×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
Quick Ratio 1.1×
FY 2016: 0.8×FY 2017: 0.8×FY 2018: 0.8×FY 2019: 1.0×FY 2020: 1.1×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 1.1×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
Debt / Equity 0.2×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 2903×
FY 2016: 9.0×FY 2017: 3.0×FY 2018: 1.4×FY 2019: -0.2×FY 2020: 1.0×FY 2021: -1.7×FY 2022: 1.1×FY 2023: -2.0×FY 2024: -1.4×FY 2025: 2903×
FY 2016 5y median -1.4× FY 2025
Interest Coverage -45.3×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: -36.0×FY 2022: -1287×FY 2023: -370×FY 2024: -27.3×FY 2025: -45.3×
FY 2016 5y median -45.3× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31