USCB Financial Holdings, Inc. USCB
At closeNov 4, 2026, 4:00 PM EST
After hours · Nov 4, 4:00 PM ET
- YTD
- +8.25%
- 1 year
- +14.80%
- Market cap
- 368.19M
- Revenue (ttm)
- 71.79M
- Profit margin
- 28.54%
- EPS (ttm)
- 1.56
- Shares out
- 19.84M
- P/E ratio
- 12.78
- Forward P/E
- 11.39
- Dividend
- 0.20 (2.49%)
- Ex-dividend date
- Nov 14, 2024
- YTD return
- +8.25%
- 1-year return
- +14.80%
- Volume
- 73.45K
- Avg volume
- 75.14K
- Open
- 20.34
- Previous close
- 19.84
- Day's range
- 19.90 – 21.42
- 52-week range
- 17.03 – 23.89
- Beta
- 0.40
- Analysts
- Buy
- Price target
- 20.95 (+5.1%)
- Earnings date
- Jan 23, 2025
3M -2.44 (-10.90%)
Key statistics
- Enterprise value
- 428.16M
- PEG ratio
- 0.00
- Price / sales
- 4.82
- Price / book
- 1.60
- Dividend yield
- 1.17%
- Payout ratio
- 14.42%
- Revenue growth
- 32.80%
- Free cash flow
- 0
- Total cash
- 46.20M
- Total debt
- 134.89M
- Return on equity
- 10.33%
- Short % of float
- 0.53%
- 50-day average
- 17.90
- 200-day average
- 14.21
Analyst view
Consensus: buy
- Target (low)
- 16.00
- Target (mean)
- 20.95
- Target (high)
- 24.00
- Strong buy3
- Buy0
- Hold2
- Sell0
- Strong sell0
Next earnings
Jan 23, 2025
Expected Jan 23, 2025. Consensus EPS estimate 0.365.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 23, 2025 | Dec 1, 2024 | 0.37 | — | — | — |
| Oct 31, 2024 | Sep 1, 2024 | 0.32 | 0.35 | +0.03 | +9.38% |
| Jul 25, 2024 | Jun 1, 2024 | 0.24 | 0.31 | +0.07 | +29.17% |
| Jul 25, 2024 | Jun 1, 2024 | 0.24 | — | — | — |
| Apr 25, 2024 | Mar 1, 2024 | 0.21 | 0.23 | +0.02 | +9.52% |
| Apr 25, 2024 | Mar 1, 2024 | 0.21 | — | — | — |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 4, 2024 | Piper Sandler | up | Neutral | Overweight |
| Jul 29, 2024 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Jan 30, 2024 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Jan 29, 2024 | Raymond James | main | Outperform | Outperform |
| Jul 31, 2023 | Piper Sandler | main | Neutral | Neutral |
| Jul 11, 2023 | Janney Montgomery Scott | init | — | Neutral |
About USCB Financial Holdings, Inc.
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- uscentury.com
News
Piper Sandler Maintains Overweight on USCB Financial Holdings, Lowers Price Target to $24 
This Carpenter Technology Analyst Is No Longer Bullish; Here Are Top 4 Downgrades For Monday 
Raymond James Downgrades USCB Financial Holdings to Outperform, Lowers Price Target to $23 
USCB Financial Holdings Q3 2026 Earnings Call Transcript 
USCB Financial Holdings Q3 Adj. EPS $0.51 Misses $0.56 Estimate, Sales $26.972M Miss $29.380M Estimate 
Keefe, Bruyette & Woods Maintains Outperform on USCB Financial Holdings, Raises Price Target to $24 
Top 3 Financial Stocks That May Keep You Up At Night This Quarter 
Piper Sandler Maintains Overweight on USCB Financial Holdings, Raises Price Target to $27 
USCB Financial Holdings Q2 Adj. EPS $0.49, Inline, Sales $27.947M Beat $26.784M Estimate 
Earnings Scheduled For July 23, 2026
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ANDERSON ROBERT B | Chief Financial Officer | Stock Award(Grant) | Oct 27, 2024 | 112,204 |
| BUSTLE NICHOLAS | Officer | Stock Award(Grant) | Oct 27, 2024 | 52,698 |
| COLLAZO ANDRES | Officer | Stock Award(Grant) | Oct 27, 2024 | 23,612 |
| DE LA AGUILERA LUIS | Chief Executive Officer | Stock Award(Grant) | Oct 27, 2024 | 215,874 |
| FERNANDES BERNARDO | Director | Stock Award(Grant) | Apr 21, 2024 | 1,940 |
| FERNANDEZ BERNARDO B. JR | Director | Stock Award(Grant) | Apr 21, 2024 | 1,940 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Patriot Financial Partners Gp, Lp | 22.61% | 4,485,909 | 78.19M | Sep 29, 2024 |
| Endeavour Capital Advisors Inc | 6.93% | 1,375,707 | 23.98M | Sep 29, 2024 |
| Alliancebernstein L.P. | 4.57% | 906,388 | 15.80M | Sep 29, 2024 |
| Blackrock Inc. | 3.63% | 720,567 | 12.56M | Sep 29, 2024 |
| Mendon Capital Advisors Corp | 3.17% | 628,605 | 10.96M | Sep 29, 2024 |
| Curi RMB Capital, LLC | 2.88% | 570,636 | 9.95M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| RMB Mendon Financial Services Fund | 2.88% | 570,636 | 9.95M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 1.35% | 266,953 | 4.65M | Oct 30, 2024 |
| Vanguard Total Stock Market Index Fund | 1.07% | 213,020 | 3.71M | Sep 29, 2024 |
| Vanguard Extended Market Index Fund | 0.78% | 154,100 | 2.69M | Sep 29, 2024 |
| RBB Fund Inc.-Adara Smaller Companies Fund | 0.73% | 145,670 | 2.54M | Oct 30, 2024 |
| Fidelity Small Cap Index Fund | 0.54% | 107,953 | 1.88M | Aug 30, 2024 |