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Unipol Assicurazioni S.p.A. UFGSY

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Price alert · UFGSY

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15.85 USD 0.00 0.00%

At close · Oct 30

15.85 Day range 15.85
10.36 52-week range 18.45
YTD
+37.59%
1 year
+38.79%
Open
15.85
Prev close
15.85
Mkt cap
23.38B
Vol
100
Avg vol
520
EPS
1.36
P/E
11.65
More statistics
Low
15.85
High
15.85

5D chart

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Financial health

Altman Z-Score

0.49 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A+4 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 4
  • P/B 2

Valuation

P/E 9.9×
FY 2016: 7.1×FY 2017: -0.3×FY 2018: 0.3×FY 2019: 2.8×FY 2020: 3.3×FY 2021: 5.4×FY 2022: 5.7×FY 2023: 3.0×FY 2024: 6.1×FY 2025: 9.9×
FY 2016 5y median 5.7× FY 2025
P/S 1.0×
FY 2016: 0.1×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.5×FY 2023: 0.3×FY 2024: 0.6×FY 2025: 1.0×
FY 2016 5y median 0.5× FY 2025
P/B 1.4×
FY 2016: 0.4×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.4×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.5×FY 2023: 0.4×FY 2024: 0.7×FY 2025: 1.4×
FY 2016 5y median 0.5× FY 2025
P/FCF 3.5×
FY 2016: 1.7×FY 2017: -0.1×FY 2018: 0.0×FY 2019: 1.9×FY 2020: 4.7×FY 2021: 2.4×FY 2022: 2.6×FY 2023: 13.4×FY 2024: 4.1×FY 2025: 3.5×
FY 2016 5y median 3.5× FY 2025
EV/EBITDA 9.0×
FY 2016: 8.5×FY 2017: 6.1×FY 2018: 2.9×FY 2019: 4.1×FY 2020: 5.3×FY 2021: 5.0×FY 2022: 6.2×FY 2023: 4.0×FY 2024: 7.6×FY 2025: 9.0×
FY 2016 5y median 6.2× FY 2025
EV/Sales 1.4×
FY 2016: 0.5×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.5×FY 2021: 0.4×FY 2022: 0.9×FY 2023: 0.6×FY 2024: 0.9×FY 2025: 1.4×
FY 2016 5y median 0.9× FY 2025
FCF Yield 28.8%
FY 2016: 59.7%FY 2017: -1370.1%FY 2018: 2252.8%FY 2019: 52.0%FY 2020: 21.4%FY 2021: 41.1%FY 2022: 37.9%FY 2023: 7.4%FY 2024: 24.3%FY 2025: 28.8%
FY 2016 5y median 28.8% FY 2025

Profitability

Gross Margin 85.0%
FY 2016: 88.9%FY 2017: 86.8%FY 2018: 86.7%FY 2019: 88.0%FY 2020: 86.2%FY 2021: 86.8%FY 2022: 55.0%FY 2023: 101.9%FY 2024: 101.9%FY 2025: 85.0%
FY 2016 5y median 86.8% FY 2025
Operating Margin 15.0%
FY 2016: 4.3%FY 2017: 6.0%FY 2018: 8.7%FY 2019: 8.2%FY 2020: 7.6%FY 2021: 6.6%FY 2022: 13.7%FY 2023: 14.1%FY 2024: 11.3%FY 2025: 15.0%
FY 2016 5y median 13.7% FY 2025
Net Margin 10.8%
FY 2016: 2.0%FY 2017: -2.5%FY 2018: 2.9%FY 2019: 5.7%FY 2020: 5.2%FY 2021: 4.4%FY 2022: 8.2%FY 2023: 9.9%FY 2024: 9.2%FY 2025: 10.8%
FY 2016 5y median 9.2% FY 2025
ROE 14.3%
FY 2016: 5.8%FY 2017: -6.3%FY 2018: 8.0%FY 2019: 13.5%FY 2020: 9.3%FY 2021: 8.1%FY 2022: 8.6%FY 2023: 13.4%FY 2024: 11.5%FY 2025: 14.3%
FY 2016 5y median 11.5% FY 2025
ROIC 1.7%
FY 2016: 0.4%FY 2017: 0.6%FY 2018: 0.9%FY 2019: 0.9%FY 2020: 0.7%FY 2021: 0.7%FY 2022: 0.6%FY 2023: 1.8%FY 2024: 1.3%FY 2025: 1.7%
FY 2016 5y median 1.3% FY 2025
ROA 1.6%
FY 2016: 0.4%FY 2017: -0.4%FY 2018: 0.5%FY 2019: 1.2%FY 2020: 0.9%FY 2021: 0.8%FY 2022: 0.7%FY 2023: 1.4%FY 2024: 1.3%FY 2025: 1.6%
FY 2016 5y median 1.3% FY 2025

Growth (YoY)

Revenue 17.7%
FY 2016: -10.6%FY 2017: -16.5%FY 2018: 0.1%FY 2019: 15.7%FY 2020: -14.4%FY 2021: 6.0%FY 2022: -55.4%FY 2023: 74.2%FY 2024: 4.8%FY 2025: 17.7%
FY 2016 FY 2025
Operating Income 56.5%
FY 2016: -26.3%FY 2017: 15.1%FY 2018: 45.8%FY 2019: 8.6%FY 2020: -20.3%FY 2021: -7.4%FY 2022: -7.9%FY 2023: 78.9%FY 2024: -15.8%FY 2025: 56.5%
FY 2016 FY 2025
EPS (diluted) 32.7%
FY 2016: 23.7%FY 2017: -204.3%FY 2018: 214.3%FY 2019: 125.0%FY 2020: -21.4%FY 2021: -11.1%FY 2022: -17.0%FY 2023: 111.0%FY 2024: -2.6%FY 2025: 32.7%
FY 2016 FY 2025
Free Cash Flow 154.5%
FY 2016: 45.2%FY 2017: -215.2%FY 2018: 272.9%FY 2019: -52.4%FY 2020: -62.3%FY 2021: 180.0%FY 2022: -20.2%FY 2023: -78.3%FY 2024: 552.9%FY 2025: 154.5%
FY 2016 FY 2025

Financial Health

Current Ratio 9.6×
FY 2016: 31.6×FY 2017: 104×FY 2018: 105×FY 2019: 97.6×FY 2020: 109×FY 2021: 86.2×FY 2022: 54.2×FY 2023: 1.6×FY 2024: 9.1×FY 2025: 9.6×
FY 2016 5y median 9.6× FY 2025
Quick Ratio 9.6×
FY 2016: 31.6×FY 2017: 104×FY 2018: 105×FY 2019: 97.6×FY 2020: 109×FY 2021: 86.2×FY 2022: 54.2×FY 2023: 1.6×FY 2024: 9.1×FY 2025: 9.6×
FY 2016 5y median 9.6× FY 2025
Debt / Equity 0.6×
FY 2016: 1.1×FY 2017: 1.2×FY 2018: 0.8×FY 2019: 0.7×FY 2020: 0.7×FY 2021: 0.6×FY 2022: 0.8×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
Net Debt / EBITDA 2.3×
FY 2016: 6.1×FY 2017: 6.0×FY 2018: 2.8×FY 2019: 2.3×FY 2020: 3.4×FY 2021: 2.0×FY 2022: 3.0×FY 2023: 2.0×FY 2024: 2.8×FY 2025: 2.3×
FY 2016 5y median 2.3× FY 2025
Interest Coverage 0.0×
FY 2016: 3.1×FY 2017: 6.0×FY 2018: 7.0×FY 2019: 7.6×FY 2020: 6.3×FY 2021: 5.9×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 6.8%
FY 2016: 5.4%FY 2017: 107.8%FY 2018: 103.0%FY 2019: 5.0%FY 2020: 0.0%FY 2021: 11.7%FY 2022: 10.8%FY 2023: 11.8%FY 2024: 5.3%FY 2025: 6.8%
FY 2016 5y median 10.8% FY 2025
Payout Ratio 64.3%
FY 2016: 38.7%FY 2017: -36.9%FY 2018: 31.9%FY 2019: 14.3%FY 2020: 0.0%FY 2021: 64.1%FY 2022: 61.1%FY 2023: 35.2%FY 2024: 32.6%FY 2025: 64.3%
FY 2016 5y median 61.1% FY 2025

Annual · latest fiscal year ends 2025-12-31