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United Bankshares, Inc. UBSI

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Price alert · UBSI

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48.22 USD -0.49 -1.01%

At close · Oct 30

48.00 -0.22 -0.46%

After hours · Oct 30, 4:23 PM ET

Bid
48.22 × 2
Ask
48.23 × 2
48.12 Day range 48.95
34.83 52-week range 49.37
YTD
+25.57%
1 year
+34.81%
Open
48.93
Prev close
48.71
Mkt cap
6.57B
Vol
922.23K
Avg vol
923.74K
EPS
3.68
P/E
13.10
Div yield
3.12%
More statistics
Low
48.12
High
48.95
Forward P/E
12.19
Beta
0.74
Short ratio
5.90
Inst. own
77.66%
Dividend
1.52
Ex-div date
Sep 10, 2026
Earnings
Jan 28, 2027
50-d avg
47.04
200-d avg
44.77
1y target
51.67

2Y chart

Chart tools
Interval

Events in this range
  • Dec 13, 2024Dividend: 0.37
  • Mar 14, 2025Dividend: 0.37
  • Jun 13, 2025Dividend: 0.37
  • Sep 12, 2025Dividend: 0.37
  • Oct 23, 2025Earnings: 0.92; estimate 0.812; surprise 13.3%
  • Dec 12, 2025Dividend: 0.38
  • Jan 22, 2026Earnings: 0.91; estimate 0.86; surprise 5.81%
  • Jan 23, 2026Rating: Stephens & Co. · Equal-Weight → Equal-Weight
  • Jan 26, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
  • Mar 13, 2026Dividend: 0.38
  • Apr 23, 2026Earnings: 0.89; estimate 0.85; surprise 4.71%
  • Jun 12, 2026Dividend: 0.38
  • Jun 24, 2026Rating: Hovde Group · — → Market Perform
  • Jul 1, 2026Rating: Raymond James · Outperform → Outperform
  • Jul 23, 2026Earnings: 0.95; estimate 0.887; surprise 7.1%
  • Jul 27, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
  • Sep 11, 2026Dividend: 0.38
  • Oct 22, 2026Earnings: 0.94; estimate 0.932; surprise 0.86%
  • Oct 26, 2026Rating: Piper Sandler · Overweight → Overweight
Signals (88)
NameDateAgo
SMA: BullishOct 20, 20261 week ago
MACD: Buy SignalOct 15, 20262 weeks ago
MACD: Sell SignalSep 17, 20261 month ago
SMA: BearishSep 16, 20261 month ago
MACD: Buy SignalSep 15, 20261 month ago
SMA: BullishSep 14, 20261 month ago
SMA: BearishSep 8, 20261 month ago
SMA: BullishSep 3, 20261 month ago
SMA: BearishAug 31, 20262 months ago
MACD: Sell SignalAug 7, 20262 months ago
MACD: Buy SignalJul 16, 20263 months ago
RSI: OverboughtJul 16, 20263 months ago
MACD: Sell SignalJul 8, 20263 months ago
SMA: BullishJun 4, 20264 months ago
MACD: Buy SignalJun 4, 20264 months ago
SMA: BearishJun 3, 20265 months ago
MACD: Sell SignalJun 3, 20265 months ago
SMA: BullishJun 2, 20265 months ago
SMA: BearishJun 1, 20265 months ago
MACD: Buy SignalMay 26, 20265 months ago
SMA: BullishMay 18, 20265 months ago
SMA: BearishMay 15, 20265 months ago
MACD: Sell SignalApr 24, 20266 months ago
RSI: OverboughtApr 8, 20266 months ago
SMA: BullishApr 6, 20266 months ago
MACD: Buy SignalMar 24, 20267 months ago
SMA: BearishMar 3, 20268 months ago
SMA: BullishMar 2, 20268 months ago
SMA: BearishFeb 27, 20268 months ago
MACD: Sell SignalFeb 13, 20268 months ago
RSI: OverboughtFeb 3, 20269 months ago
RSI: OverboughtJan 21, 20269 months ago
MACD: Buy SignalJan 9, 20269 months ago
MACD: Sell SignalDec 26, 202510 months ago
RSI: OverboughtDec 17, 202510 months ago
RSI: OverboughtDec 11, 202510 months ago
SMA: BullishNov 21, 202511 months ago
SMA: BullishNov 21, 202511 months ago
MACD: Buy SignalNov 21, 202511 months ago
SMA: BearishNov 17, 202511 months ago
MACD: Sell SignalNov 17, 202511 months ago
SMA: BearishNov 12, 202511 months ago
SMA: BullishNov 11, 202511 months ago
SMA: BullishNov 7, 202511 months ago
SMA: BearishNov 6, 202511 months ago
SMA: BullishNov 5, 202512 months ago
SMA: BearishOct 29, 20251 year ago
MACD: Buy SignalOct 27, 20251 year ago
SMA: BullishOct 24, 20251 year ago
SMA: BearishOct 15, 20251 year ago
SMA: BullishOct 14, 20251 year ago
SMA: BearishOct 10, 20251 year ago
SMA: BearishOct 9, 20251 year ago
SMA: BullishOct 8, 20251 year ago
SMA: BearishOct 7, 20251 year ago
SMA: BullishOct 3, 20251 year ago
SMA: BearishOct 1, 20251 year ago
SMA: BearishSep 22, 20251 year ago
SMA: BullishSep 18, 20251 year ago
SMA: BearishSep 15, 20251 year ago
MACD: Sell SignalSep 9, 20251 year ago
SMA: BullishAug 22, 20251 year ago
SMA: BearishAug 21, 20251 year ago
SMA: BullishAug 12, 20251 year ago
MACD: Buy SignalAug 12, 20251 year ago
SMA: BearishJul 29, 20251 year ago
SMA: BullishJul 28, 20251 year ago
SMA: BearishJul 24, 20251 year ago
MACD: Sell SignalJul 15, 20251 year ago
MACD: Buy SignalJun 26, 20251 year ago
SMA: BullishJun 23, 20251 year ago
SMA: BearishJun 16, 20251 year ago
MACD: Sell SignalMay 23, 20251 year ago
SMA: BullishMay 1, 20251 year ago
MACD: Buy SignalApr 16, 20251 year ago
MACD: Sell SignalApr 3, 20251 year ago
RSI: OversoldApr 3, 20251 year ago
MACD: Buy SignalMar 18, 20251 year ago
RSI: OversoldMar 13, 20251 year ago
RSI: OversoldMar 11, 20251 year ago
MACD: Sell SignalFeb 14, 20251 year ago
SMA: BearishFeb 12, 20251 year ago
SMA: BullishFeb 11, 20251 year ago
SMA: BearishFeb 7, 20251 year ago
SMA: BullishFeb 6, 20251 year ago
MACD: Buy SignalJan 15, 20251 year ago
RSI: OversoldJan 10, 20251 year ago
RSI: OverboughtNov 22, 20241 year ago

Key statistics

Market cap
6.57B
Enterprise value
5.50B
Trailing P/E
13.10
Forward P/E
12.19
PEG ratio
1.95
Price / sales
5.22
Price / book
1.20
EPS (TTM)
3.68
Beta
0.74
Dividend yield
3.12%
Payout ratio
41.14%
Profit margin
40.78%
Revenue (TTM)
1.26B
Revenue growth
2.50%
Free cash flow
0
Total cash
1.88B
Total debt
824.74M
Return on equity
9.45%
Shares outstanding
136.17M
Short % of float
5.14%
50-day average
47.04
200-day average
44.77

Analyst view

Consensus: hold

Hold
Price target (mean) 51.67 +7.1% upside
Target (low)
49.00
Target (mean)
51.67
Target (high)
54.00
Ratings (0m) 6 2 buy · 4 hold · 0 sell
  • Strong buy2
  • Buy0
  • Hold4
  • Sell0
  • Strong sell0

Next earnings

Jan 28, 2027

Expected Jan 28, 2027. Consensus EPS estimate 0.965.

Earnings history

Financials — quick view

All financials
UBSI Revenue — quarterly 318.86M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
UBSI Net income — quarterly 131.38M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
UBSI EPS — quarterly 0.95
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

UBSI recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 28, 2027Dec 30, 20260.97———
Oct 22, 2026Sep 30, 20260.9320.94+0.01+0.86%
Jul 23, 2026Jun 30, 20260.8870.95+0.06+7.10%
Apr 23, 2026Mar 31, 20260.850.89+0.04+4.71%
Jan 22, 2026Dec 31, 20250.860.91+0.05+5.81%
Oct 23, 2025Sep 30, 20250.8120.92+0.11+13.30%

Upgrades / downgrades

UBSI analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026Piper SandlermainOverweightOverweight
Jul 27, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Jul 1, 2026Raymond JamesmainOutperformOutperform
Jun 24, 2026Hovde Groupinit—Market Perform
Jan 26, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Jan 23, 2026Stephens & Co.mainEqual-WeightEqual-Weight

About United Bankshares, Inc.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Sector
Financial Services
Industry
Banks - Regional
Country
United States
Website
ubsi-inc.com

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Insider holders

UBSI insider holders
InsiderRelationLatest transactionDateShares held
ADAMS RICHARD M SROfficer and DirectorStock Award(Grant)Feb 22, 20261,003,230
ADAMS RICHARD M. JR.Chief Executive OfficerStock Award(Grant)Feb 22, 2026213,951
CONSAGRA JAMES J JRChief Operating OfficerStock Award(Grant)Feb 22, 2026159,797
CONVERSE PETER ADirectorStock Award(Grant)Feb 18, 2026438,261
ERNEST DOUGLAS BRYANOfficerStock Award(Grant)Feb 22, 202659,896
MCNAMARA J PAULDirectorStock Award(Grant)Feb 18, 202681,612

Institution ownership

UBSI institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.82%20,187,911973.46MJun 29, 2026
State Street Corporation6.34%8,640,931416.67MJun 29, 2026
Dimensional Fund Advisors LP5.65%7,691,387370.88MJun 29, 2026
Vanguard Portfolio Management LLC5.35%7,280,922351.09MJun 29, 2026
Vanguard Capital Management LLC4.59%6,246,820301.22MJun 29, 2026
Geode Capital Management, LLC3.02%4,108,797198.13MJun 29, 2026

Fund ownership

UBSI fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Mid-Cap ETF3.43%4,677,993225.57MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.21%4,369,399210.69MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.52%3,427,300165.26MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund2.32%3,158,273152.29MJun 29, 2026
iShares Trust-iShares Select Dividend ETF2.17%2,952,437142.37MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund1.47%2,001,90996.53MJun 29, 2026
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