United Bankshares, Inc. UBSI
Set alert
At close · Oct 30
After hours · Oct 30, 4:23 PM ET
- YTD
- +25.57%
- 1 year
- +34.81%
- Open
- 48.93
- Prev close
- 48.71
- Mkt cap
- 6.57B
- Vol
- 922.23K
- Avg vol
- 923.74K
- EPS
- 3.68
- P/E
- 13.10
- Div yield
- 3.12%
More statistics
- Low
- 48.12
- High
- 48.95
- Forward P/E
- 12.19
- Beta
- 0.74
- Short ratio
- 5.90
- Inst. own
- 77.66%
- Dividend
- 1.52
- Ex-div date
- Sep 10, 2026
- Earnings
- Jan 28, 2027
- 50-d avg
- 47.04
- 200-d avg
- 44.77
- 1y target
- 51.67
2Y chart
Events in this range
- Dec 13, 2024Dividend: 0.37
- Mar 14, 2025Dividend: 0.37
- Jun 13, 2025Dividend: 0.37
- Sep 12, 2025Dividend: 0.37
- Oct 23, 2025Earnings: 0.92; estimate 0.812; surprise 13.3%
- Dec 12, 2025Dividend: 0.38
- Jan 22, 2026Earnings: 0.91; estimate 0.86; surprise 5.81%
- Jan 23, 2026Rating: Stephens & Co. · Equal-Weight → Equal-Weight
- Jan 26, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Mar 13, 2026Dividend: 0.38
- Apr 23, 2026Earnings: 0.89; estimate 0.85; surprise 4.71%
- Jun 12, 2026Dividend: 0.38
- Jun 24, 2026Rating: Hovde Group · — → Market Perform
- Jul 1, 2026Rating: Raymond James · Outperform → Outperform
- Jul 23, 2026Earnings: 0.95; estimate 0.887; surprise 7.1%
- Jul 27, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Sep 11, 2026Dividend: 0.38
- Oct 22, 2026Earnings: 0.94; estimate 0.932; surprise 0.86%
- Oct 26, 2026Rating: Piper Sandler · Overweight → Overweight
Signals (88)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| MACD: Buy Signal | Oct 15, 2026 | 2 weeks ago |
| MACD: Sell Signal | Sep 17, 2026 | 1 month ago |
| SMA: Bearish | Sep 16, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 15, 2026 | 1 month ago |
| SMA: Bullish | Sep 14, 2026 | 1 month ago |
| SMA: Bearish | Sep 8, 2026 | 1 month ago |
| SMA: Bullish | Sep 3, 2026 | 1 month ago |
| SMA: Bearish | Aug 31, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 7, 2026 | 2 months ago |
| MACD: Buy Signal | Jul 16, 2026 | 3 months ago |
| RSI: Overbought | Jul 16, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 8, 2026 | 3 months ago |
| SMA: Bullish | Jun 4, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 4, 2026 | 4 months ago |
| SMA: Bearish | Jun 3, 2026 | 5 months ago |
| MACD: Sell Signal | Jun 3, 2026 | 5 months ago |
| SMA: Bullish | Jun 2, 2026 | 5 months ago |
| SMA: Bearish | Jun 1, 2026 | 5 months ago |
| MACD: Buy Signal | May 26, 2026 | 5 months ago |
| SMA: Bullish | May 18, 2026 | 5 months ago |
| SMA: Bearish | May 15, 2026 | 5 months ago |
| MACD: Sell Signal | Apr 24, 2026 | 6 months ago |
| RSI: Overbought | Apr 8, 2026 | 6 months ago |
| SMA: Bullish | Apr 6, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 24, 2026 | 7 months ago |
| SMA: Bearish | Mar 3, 2026 | 8 months ago |
| SMA: Bullish | Mar 2, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 13, 2026 | 8 months ago |
| RSI: Overbought | Feb 3, 2026 | 9 months ago |
| RSI: Overbought | Jan 21, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 9, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 26, 2025 | 10 months ago |
| RSI: Overbought | Dec 17, 2025 | 10 months ago |
| RSI: Overbought | Dec 11, 2025 | 10 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 21, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 17, 2025 | 11 months ago |
| SMA: Bearish | Nov 12, 2025 | 11 months ago |
| SMA: Bullish | Nov 11, 2025 | 11 months ago |
| SMA: Bullish | Nov 7, 2025 | 11 months ago |
| SMA: Bearish | Nov 6, 2025 | 11 months ago |
| SMA: Bullish | Nov 5, 2025 | 12 months ago |
| SMA: Bearish | Oct 29, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 27, 2025 | 1 year ago |
| SMA: Bullish | Oct 24, 2025 | 1 year ago |
| SMA: Bearish | Oct 15, 2025 | 1 year ago |
| SMA: Bullish | Oct 14, 2025 | 1 year ago |
| SMA: Bearish | Oct 10, 2025 | 1 year ago |
| SMA: Bearish | Oct 9, 2025 | 1 year ago |
| SMA: Bullish | Oct 8, 2025 | 1 year ago |
| SMA: Bearish | Oct 7, 2025 | 1 year ago |
| SMA: Bullish | Oct 3, 2025 | 1 year ago |
| SMA: Bearish | Oct 1, 2025 | 1 year ago |
| SMA: Bearish | Sep 22, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 15, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 9, 2025 | 1 year ago |
| SMA: Bullish | Aug 22, 2025 | 1 year ago |
| SMA: Bearish | Aug 21, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 12, 2025 | 1 year ago |
| SMA: Bearish | Jul 29, 2025 | 1 year ago |
| SMA: Bullish | Jul 28, 2025 | 1 year ago |
| SMA: Bearish | Jul 24, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 15, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 26, 2025 | 1 year ago |
| SMA: Bullish | Jun 23, 2025 | 1 year ago |
| SMA: Bearish | Jun 16, 2025 | 1 year ago |
| MACD: Sell Signal | May 23, 2025 | 1 year ago |
| SMA: Bullish | May 1, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 16, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 3, 2025 | 1 year ago |
| RSI: Oversold | Apr 3, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 18, 2025 | 1 year ago |
| RSI: Oversold | Mar 13, 2025 | 1 year ago |
| RSI: Oversold | Mar 11, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 14, 2025 | 1 year ago |
| SMA: Bearish | Feb 12, 2025 | 1 year ago |
| SMA: Bullish | Feb 11, 2025 | 1 year ago |
| SMA: Bearish | Feb 7, 2025 | 1 year ago |
| SMA: Bullish | Feb 6, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 15, 2025 | 1 year ago |
| RSI: Oversold | Jan 10, 2025 | 1 year ago |
| RSI: Overbought | Nov 22, 2024 | 1 year ago |
Key statistics
- Market cap
- 6.57B
- Enterprise value
- 5.50B
- Trailing P/E
- 13.10
- Forward P/E
- 12.19
- PEG ratio
- 1.95
- Price / sales
- 5.22
- Price / book
- 1.20
- EPS (TTM)
- 3.68
- Beta
- 0.74
- Dividend yield
- 3.12%
- Payout ratio
- 41.14%
- Profit margin
- 40.78%
- Revenue (TTM)
- 1.26B
- Revenue growth
- 2.50%
- Free cash flow
- 0
- Total cash
- 1.88B
- Total debt
- 824.74M
- Return on equity
- 9.45%
- Shares outstanding
- 136.17M
- Short % of float
- 5.14%
- 50-day average
- 47.04
- 200-day average
- 44.77
Analyst view
Consensus: hold
- Target (low)
- 49.00
- Target (mean)
- 51.67
- Target (high)
- 54.00
- Strong buy2
- Buy0
- Hold4
- Sell0
- Strong sell0
Next earnings
Jan 28, 2027
Expected Jan 28, 2027. Consensus EPS estimate 0.965.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 28, 2027 | Dec 30, 2026 | 0.97 | — | — | — |
| Oct 22, 2026 | Sep 30, 2026 | 0.932 | 0.94 | +0.01 | +0.86% |
| Jul 23, 2026 | Jun 30, 2026 | 0.887 | 0.95 | +0.06 | +7.10% |
| Apr 23, 2026 | Mar 31, 2026 | 0.85 | 0.89 | +0.04 | +4.71% |
| Jan 22, 2026 | Dec 31, 2025 | 0.86 | 0.91 | +0.05 | +5.81% |
| Oct 23, 2025 | Sep 30, 2025 | 0.812 | 0.92 | +0.11 | +13.30% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Jul 27, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jul 1, 2026 | Raymond James | main | Outperform | Outperform |
| Jun 24, 2026 | Hovde Group | init | — | Market Perform |
| Jan 26, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jan 23, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About United Bankshares, Inc.
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- ubsi-inc.com
News
- Piper Sandler Maintains Overweight on United Bankshares, Raises Price Target to $54
- United Bankshares (UBSI) Q3 Earnings Meet Estimates
- United Bankshares Q3 EPS $0.94 Beats $0.93 Estimate, Sales $325.096M Miss $328.233M Estimate
- United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026
- United Bankshares (UBSI) is a Top Dividend Stock Right Now: Should You Buy?
- United Bankshares (UBSI) Earnings Expected to Grow: Should You Buy?
- National Bank of Canada (OTCMKTS:NTIOF) versus United Bankshares (NASDAQ:UBSI) Critical Contrast
- United Bankshares, Inc. Announces Florida Expansion
- This is Why United Bankshares (UBSI) is a Great Dividend Stock
- United Bankshares: Record Dividends And Superior CET1 Ratios Support A Buy Rating
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADAMS RICHARD M SR | Officer and Director | Stock Award(Grant) | Feb 22, 2026 | 1,003,230 |
| ADAMS RICHARD M. JR. | Chief Executive Officer | Stock Award(Grant) | Feb 22, 2026 | 213,951 |
| CONSAGRA JAMES J JR | Chief Operating Officer | Stock Award(Grant) | Feb 22, 2026 | 159,797 |
| CONVERSE PETER A | Director | Stock Award(Grant) | Feb 18, 2026 | 438,261 |
| ERNEST DOUGLAS BRYAN | Officer | Stock Award(Grant) | Feb 22, 2026 | 59,896 |
| MCNAMARA J PAUL | Director | Stock Award(Grant) | Feb 18, 2026 | 81,612 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 14.82% | 20,187,911 | 973.46M | Jun 29, 2026 |
| State Street Corporation | 6.34% | 8,640,931 | 416.67M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 5.65% | 7,691,387 | 370.88M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 5.35% | 7,280,922 | 351.09M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.59% | 6,246,820 | 301.22M | Jun 29, 2026 |
| Geode Capital Management, LLC | 3.02% | 4,108,797 | 198.13M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Mid-Cap ETF | 3.43% | 4,677,993 | 225.57M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.21% | 4,369,399 | 210.69M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.52% | 3,427,300 | 165.26M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.32% | 3,158,273 | 152.29M | Jun 29, 2026 |
| iShares Trust-iShares Select Dividend ETF | 2.17% | 2,952,437 | 142.37M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 1.47% | 2,001,909 | 96.53M | Jun 29, 2026 |