United Bankshares, Inc. UBSI
At closeNov 3, 2026, 4:04 PM EST
After hours · Nov 3, 4:04 PM ET
- YTD
- +26.22%
- 1 year
- +34.60%
- Market cap
- 6.60B
- Revenue (ttm)
- 1.26B
- Profit margin
- 40.78%
- EPS (ttm)
- 3.68
- Shares out
- 136.21M
- P/E ratio
- 13.17
- Forward P/E
- 12.46
- Dividend
- 1.52 (3.15%)
- Ex-dividend date
- Sep 10, 2026
- YTD return
- +26.22%
- 1-year return
- +34.60%
- Volume
- 806.23K
- Avg volume
- 921.02K
- Open
- 49.37
- Previous close
- 49.31
- Day's range
- 48.39 – 49.39
- 52-week range
- 34.68 – 49.62
- Beta
- 0.74
- Analysts
- Hold
- Price target
- 51.67 (+6.6%)
- Earnings date
- Jan 28, 2027
1m -0.72 (-1.46%)
Key statistics
- Enterprise value
- 5.43B
- PEG ratio
- 1.95
- Price / sales
- 5.34
- Price / book
- 1.23
- Dividend yield
- 3.15%
- Payout ratio
- 41.14%
- Revenue growth
- 2.50%
- Free cash flow
- 0
- Total cash
- 1.88B
- Total debt
- 824.74M
- Return on equity
- 9.45%
- Short % of float
- 5.14%
- 50-day average
- 47.05
- 200-day average
- 44.80
Analyst view
Consensus: hold
- Target (low)
- 49.00
- Target (mean)
- 51.67
- Target (high)
- 54.00
- Strong buy2
- Buy0
- Hold4
- Sell0
- Strong sell0
Next earnings
Jan 28, 2027
Expected Jan 28, 2027. Consensus EPS estimate 0.965.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 28, 2027 | Dec 30, 2026 | 0.97 | — | — | — |
| Oct 22, 2026 | Sep 30, 2026 | 0.932 | 0.94 | +0.01 | +0.86% |
| Jul 23, 2026 | Jun 30, 2026 | 0.887 | 0.95 | +0.06 | +7.10% |
| Apr 23, 2026 | Mar 31, 2026 | 0.85 | 0.89 | +0.04 | +4.71% |
| Jan 22, 2026 | Dec 31, 2025 | 0.86 | 0.91 | +0.05 | +5.81% |
| Oct 23, 2025 | Sep 30, 2025 | 0.812 | 0.92 | +0.11 | +13.30% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Jul 27, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jul 1, 2026 | Raymond James | main | Outperform | Outperform |
| Jun 24, 2026 | Hovde Group | init | — | Market Perform |
| Jan 26, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jan 23, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About United Bankshares, Inc.
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- ubsi-inc.com
News
Piper Sandler Maintains Overweight on United Bankshares, Raises Price Target to $54 
United Bankshares (UBSI) Q3 Earnings Meet Estimates 
United Bankshares Q3 EPS $0.94 Beats $0.93 Estimate, Sales $325.096M Miss $328.233M Estimate 
United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026 
United Bankshares (UBSI) is a Top Dividend Stock Right Now: Should You Buy? 
United Bankshares (UBSI) Earnings Expected to Grow: Should You Buy? 
National Bank of Canada (OTCMKTS:NTIOF) versus United Bankshares (NASDAQ:UBSI) Critical Contrast 
United Bankshares, Inc. Announces Florida Expansion 
This is Why United Bankshares (UBSI) is a Great Dividend Stock 
United Bankshares: Record Dividends And Superior CET1 Ratios Support A Buy Rating
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADAMS RICHARD M SR | Officer and Director | Stock Award(Grant) | Feb 22, 2026 | 1,003,230 |
| ADAMS RICHARD M. JR. | Chief Executive Officer | Stock Award(Grant) | Feb 22, 2026 | 213,951 |
| CONSAGRA JAMES J JR | Chief Operating Officer | Stock Award(Grant) | Feb 22, 2026 | 159,797 |
| CONVERSE PETER A | Director | Stock Award(Grant) | Feb 18, 2026 | 438,261 |
| ERNEST DOUGLAS BRYAN | Officer | Stock Award(Grant) | Feb 22, 2026 | 59,896 |
| MCNAMARA J PAUL | Director | Stock Award(Grant) | Feb 18, 2026 | 81,612 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 14.82% | 20,187,911 | 995.47M | Jun 29, 2026 |
| State Street Corporation | 6.34% | 8,640,931 | 426.08M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 5.65% | 7,691,387 | 379.26M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 5.35% | 7,280,922 | 359.02M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.59% | 6,246,820 | 308.03M | Jun 29, 2026 |
| Geode Capital Management, LLC | 3.02% | 4,108,797 | 202.60M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Mid-Cap ETF | 3.43% | 4,677,993 | 230.67M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.21% | 4,369,399 | 215.46M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.52% | 3,427,300 | 169.00M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.32% | 3,158,273 | 155.73M | Jun 29, 2026 |
| iShares Trust-iShares Select Dividend ETF | 2.17% | 2,952,437 | 145.58M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 1.47% | 2,001,909 | 98.71M | Jun 29, 2026 |