Third Century Bancorp TDCB

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Price alert · TDCB

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15.48 USD 0.00 0.00%

At close · Oct 30

15.70 Day range 15.70
8.85 52-week range 19.79
YTD
+65.56%
1 year
+71.62%
Open
15.70
Prev close
15.48
Mkt cap
18.21M
Vol
32
Avg vol
218
EPS
1.61
P/E
9.61
More statistics
Low
15.70
High
15.70

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Financial health

Altman Z-Score

0.29 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-3 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 2
  • Debt / Equity 1
  • P/E 4
  • P/B 2

Valuation

P/E 5.8×
FY 2004: 34.5×FY 2005: 37.1×FY 2006: 36.5×FY 2019: 14.2×FY 2020: 10.1×FY 2021: 8.8×FY 2022: 5.3×FY 2023: 8.0×FY 2024: 8.0×FY 2025: 5.8×
FY 2004 5y median 8.0× FY 2025
P/S 0.6×
FY 2004: 3.1×FY 2005: 2.6×FY 2006: 1.9×FY 2019: 1.7×FY 2020: 1.7×FY 2021: 1.9×FY 2022: 1.0×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.6×
FY 2004 5y median 0.6× FY 2025
P/B 0.8×
FY 2004: 0.9×FY 2005: 0.9×FY 2006: 0.9×FY 2019: 0.8×FY 2020: 0.9×FY 2021: 1.0×FY 2022: 1.4×FY 2023: 0.9×FY 2024: 1.1×FY 2025: 0.8×
FY 2004 5y median 1.0× FY 2025
P/FCF 4.9×
FY 2004: 65.5×FY 2005: 117×FY 2006: -38.9×FY 2019: 35.0×FY 2020: 24.8×FY 2021: 31.9×FY 2022: 45.0×FY 2023: -19.5×FY 2024: 4.3×FY 2025: 4.9×
FY 2004 5y median 4.9× FY 2025
EV/EBITDA 13.0×
FY 2004: 21.0×FY 2005: 27.0×FY 2006: 33.4×FY 2019: 14.6×FY 2020: 9.9×FY 2021: 6.7×FY 2022: 14.5×FY 2023: 41.2×FY 2024: 35.7×FY 2025: 13.0×
FY 2004 5y median 14.5× FY 2025
EV/Sales 1.7×
FY 2004: 3.7×FY 2005: 3.7×FY 2006: 3.6×FY 2019: 2.7×FY 2020: 2.3×FY 2021: 2.0×FY 2022: 3.5×FY 2023: 3.5×FY 2024: 3.6×FY 2025: 1.7×
FY 2004 5y median 3.5× FY 2025
FCF Yield 20.2%
FY 2004: 1.5%FY 2005: 0.9%FY 2006: -2.6%FY 2019: 2.9%FY 2020: 4.0%FY 2021: 3.1%FY 2022: 2.2%FY 2023: -5.1%FY 2024: 23.3%FY 2025: 20.2%
FY 2004 5y median 3.1% FY 2025

Profitability

Gross Margin 56.9%
FY 2004: 72.5%FY 2005: 71.7%FY 2006: 63.8%FY 2019: 84.6%FY 2020: 90.0%FY 2021: 93.0%FY 2022: 86.2%FY 2023: 61.8%FY 2024: 53.9%FY 2025: 56.9%
FY 2004 5y median 61.8% FY 2025
Operating Margin 11.3%
FY 2004: 14.9%FY 2005: 11.5%FY 2006: 8.7%FY 2019: 15.0%FY 2020: 20.3%FY 2021: 25.7%FY 2022: 20.5%FY 2023: 6.2%FY 2024: 7.8%FY 2025: 11.3%
FY 2004 5y median 11.3% FY 2025
Net Margin 10.2%
FY 2004: 9.0%FY 2005: 6.9%FY 2006: 5.2%FY 2019: 11.9%FY 2020: 16.9%FY 2021: 22.2%FY 2022: 18.8%FY 2023: 6.9%FY 2024: 7.7%FY 2025: 10.2%
FY 2004 5y median 10.2% FY 2025
ROE 14.2%
FY 2004: 2.7%FY 2005: 2.4%FY 2006: 2.4%FY 2019: 5.7%FY 2020: 8.7%FY 2021: 10.9%FY 2022: 26.4%FY 2023: 10.7%FY 2024: 13.9%FY 2025: 14.2%
FY 2004 5y median 13.9% FY 2025
ROIC 0.5%
FY 2004: 1.6%FY 2005: 1.3%FY 2006: 1.0%FY 2019: 0.8%FY 2020: 4.8%FY 2021: 1.2%FY 2022: 5.2%FY 2023: 0.4%FY 2024: 1.7%FY 2025: 0.5%
FY 2004 5y median 1.2% FY 2025
ROA 0.5%
FY 2004: 0.5%FY 2005: 0.4%FY 2006: 0.3%FY 2019: 0.6%FY 2020: 0.8%FY 2021: 1.0%FY 2022: 0.8%FY 2023: 0.3%FY 2024: 0.4%FY 2025: 0.5%
FY 2004 5y median 0.5% FY 2025

Growth (YoY)

Revenue 7.6%
FY 2004: 0.0%FY 2005: 11.0%FY 2006: 13.7%FY 2019: 0.0%FY 2020: 25.4%FY 2021: 0.3%FY 2022: 6.9%FY 2023: 30.8%FY 2024: 15.4%FY 2025: 7.6%
FY 2004 FY 2025
Operating Income 56.5%
FY 2004: 0.0%FY 2005: -14.3%FY 2006: -14.2%FY 2019: 0.0%FY 2020: 69.6%FY 2021: 27.3%FY 2022: -14.9%FY 2023: -60.5%FY 2024: 45.2%FY 2025: 56.5%
FY 2004 FY 2025
EPS (diluted) 42.5%
FY 2004: 0.0%FY 2005: -7.9%FY 2006: -11.4%FY 2019: 0.0%FY 2020: 77.4%FY 2021: 33.6%FY 2022: -8.5%FY 2023: -51.6%FY 2024: 28.4%FY 2025: 42.5%
FY 2004 FY 2025
Free Cash Flow -10.2%
FY 2004: 0.0%FY 2005: -49.1%FY 2006: -356.1%FY 2019: 0.0%FY 2020: 78.2%FY 2021: -10.5%FY 2022: -61.2%FY 2023: -267.8%FY 2024: 685.1%FY 2025: -10.2%
FY 2004 FY 2025

Financial Health

Current Ratio 11.8×
FY 2004: 0.1×FY 2005: 0.1×FY 2006: 0.1×FY 2019: 0.1×FY 2020: 0.0×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 11.8×
FY 2004 5y median 0.1× FY 2025
Quick Ratio 11.8×
FY 2004: 0.1×FY 2005: 0.1×FY 2006: 0.1×FY 2019: 0.1×FY 2020: 0.0×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 11.8×
FY 2004 5y median 0.1× FY 2025
Debt / Equity 4.2×
FY 2004: 0.7×FY 2005: 0.7×FY 2006: 1.3×FY 2019: 0.7×FY 2020: 0.6×FY 2021: 0.2×FY 2022: 3.9×FY 2023: 5.9×FY 2024: 6.4×FY 2025: 4.2×
FY 2004 5y median 4.2× FY 2025
Net Debt / EBITDA 8.6×
FY 2004: 3.4×FY 2005: 8.1×FY 2006: 15.8×FY 2019: 5.4×FY 2020: 2.7×FY 2021: 0.0×FY 2022: 10.4×FY 2023: 34.6×FY 2024: 29.7×FY 2025: 8.6×
FY 2004 5y median 10.4× FY 2025
Interest Coverage 0.3×
FY 2004: 0.6×FY 2005: 0.4×FY 2006: 0.2×FY 2019: 1.0×FY 2020: 2.0×FY 2021: 3.7×FY 2022: 1.5×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.3×
FY 2004 5y median 0.3× FY 2025

Dividends

Dividend Yield 2.7%
FY 2004: 0.3%FY 2005: 1.2%FY 2006: 21.2%FY 2019: 1.8%FY 2020: 2.5%FY 2021: 1.5%FY 2022: 3.9%FY 2023: 6.5%FY 2024: 1.7%FY 2025: 2.7%
FY 2004 5y median 2.7% FY 2025
Payout Ratio 15.5%
FY 2004: 9.7%FY 2005: 44.6%FY 2006: 778.5%FY 2019: 25.0%FY 2020: 25.3%FY 2021: 13.0%FY 2022: 20.7%FY 2023: 52.3%FY 2024: 13.3%FY 2025: 15.5%
FY 2004 5y median 15.5% FY 2025

Annual · latest fiscal year ends 2025-12-31