Menu

Markets

Research

News

Learn
Paper trading
AI Chat
Get the app WatchlistsPortfoliosAlerts
Sign in

Texas Community Bancshares, Inc. TCBS

Set alert

Price alert · TCBS

All alert types
17.40 USD +0.12 +0.69%

At close · Oct 30

17.21 -0.19 -1.09%

After hours · Oct 30, 4:10 PM ET

Bid
17.20 × 4
Ask
17.52 × 4
17.28 Day range 17.28
15.72 52-week range 20.00
YTD
-3.17%
1 year
+8.21%
Open
17.28
Prev close
17.28
Mkt cap
49.64M
Vol
173
Avg vol
2.08K
EPS
1.21
P/E
14.28
Div yield
1.39%
More statistics
Low
17.28
High
17.28
Forward P/E
0.00
Beta
0.01
Short ratio
2.03
Inst. own
8.38%
Dividend
0.16
Ex-div date
Sep 11, 2024
50-d avg
14.94
200-d avg
14.43
1y target
0.00

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for TCBS has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

-0.63 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 1
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 2
  • P/E 2
  • P/B 4

Valuation

P/E 17.3×
FY 2019: 45.5×FY 2020: 62.5×FY 2021: 91.2×FY 2022: 26.5×FY 2023: -58.8×FY 2024: -33.9×FY 2025: 17.3×
FY 2019 5y median 17.3× FY 2025
P/S 1.9×
FY 2019: 4.1×FY 2020: 3.9×FY 2021: 3.8×FY 2022: 3.2×FY 2023: 2.2×FY 2024: 2.1×FY 2025: 1.9×
FY 2019 5y median 2.2× FY 2025
P/B 0.9×
FY 2019: 1.5×FY 2020: 1.5×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 0.8×FY 2024: 0.9×FY 2025: 0.9×
FY 2019 5y median 0.8× FY 2025
P/FCF 50.4×
FY 2019: 23.5×FY 2020: 43.1×FY 2021: 28.7×FY 2022: 17.0×FY 2023: -13.1×FY 2024: 60.1×FY 2025: 50.4×
FY 2019 5y median 28.7× FY 2025
EV/EBITDA 21.6×
FY 2019: 32.6×FY 2020: 42.6×FY 2021: 51.0×FY 2022: 38.4×FY 2023: -199×FY 2024: -66.7×FY 2025: 21.6×
FY 2019 5y median 21.6× FY 2025
EV/Sales 3.3×
FY 2019: 4.8×FY 2020: 4.7×FY 2021: 4.4×FY 2022: 6.9×FY 2023: 5.3×FY 2024: 3.9×FY 2025: 3.3×
FY 2019 5y median 4.4× FY 2025
FCF Yield 2.0%
FY 2019: 4.3%FY 2020: 2.3%FY 2021: 3.5%FY 2022: 5.9%FY 2023: -7.7%FY 2024: 1.7%FY 2025: 2.0%
FY 2019 5y median 2.0% FY 2025

Profitability

Gross Margin 60.9%
FY 2019: 76.0%FY 2020: 75.8%FY 2021: 82.3%FY 2022: 82.7%FY 2023: 57.2%FY 2024: 51.7%FY 2025: 60.9%
FY 2019 5y median 60.9% FY 2025
Operating Margin 13.2%
FY 2019: 11.1%FY 2020: 7.6%FY 2021: 5.0%FY 2022: 15.1%FY 2023: -4.8%FY 2024: -8.5%FY 2025: 13.2%
FY 2019 5y median 5.0% FY 2025
Net Margin 11.1%
FY 2019: 9.1%FY 2020: 6.1%FY 2021: 4.2%FY 2022: 12.2%FY 2023: -3.8%FY 2024: -6.3%FY 2025: 11.1%
FY 2019 5y median 4.2% FY 2025
ROE 5.3%
FY 2019: 3.4%FY 2020: 2.3%FY 2021: 0.9%FY 2022: 3.1%FY 2023: -1.4%FY 2024: -2.5%FY 2025: 5.3%
FY 2019 5y median 0.9% FY 2025
ROIC 2.8%
FY 2019: 1.7%FY 2020: 1.2%FY 2021: 0.6%FY 2022: 1.5%FY 2023: -0.5%FY 2024: -1.2%FY 2025: 2.8%
FY 2019 5y median 0.6% FY 2025
ROA 0.7%
FY 2019: 0.4%FY 2020: 0.2%FY 2021: 0.1%FY 2022: 0.4%FY 2023: -0.2%FY 2024: -0.3%FY 2025: 0.7%
FY 2019 5y median 0.1% FY 2025

Growth (YoY)

Revenue 22.7%
FY 2019: 0.0%FY 2020: 6.1%FY 2021: -0.9%FY 2022: 17.8%FY 2023: 34.0%FY 2024: 7.8%FY 2025: 22.7%
FY 2019 FY 2025
Operating Income 288.9%
FY 2019: 0.0%FY 2020: -26.8%FY 2021: -35.1%FY 2022: 256.3%FY 2023: -143.0%FY 2024: -90.1%FY 2025: 288.9%
FY 2019 FY 2025
EPS (diluted) 327.3%
FY 2019: 0.0%FY 2020: -27.3%FY 2021: 6.3%FY 2022: 241.2%FY 2023: -141.4%FY 2024: -83.3%FY 2025: 327.3%
FY 2019 FY 2025
Free Cash Flow 31.5%
FY 2019: 0.0%FY 2020: -45.4%FY 2021: 46.6%FY 2022: 68.9%FY 2023: -221.1%FY 2024: 122.3%FY 2025: 31.5%
FY 2019 FY 2025

Financial Health

Current Ratio 0.2×
FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.3×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.2×
FY 2019 5y median 0.3× FY 2025
Quick Ratio 0.2×
FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.3×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.2×
FY 2019 5y median 0.3× FY 2025
Debt / Equity 0.8×
FY 2019: 1.0×FY 2020: 1.0×FY 2021: 0.5×FY 2022: 1.1×FY 2023: 1.4×FY 2024: 1.0×FY 2025: 0.8×
FY 2019 5y median 1.0× FY 2025
Net Debt / EBITDA 9.2×
FY 2019: 4.8×FY 2020: 7.9×FY 2021: 6.6×FY 2022: 20.5×FY 2023: -115×FY 2024: -29.9×FY 2025: 9.2×
FY 2019 5y median 6.6× FY 2025
Interest Coverage 0.4×
FY 2019: 0.5×FY 2020: 0.4×FY 2021: 0.3×FY 2022: 1.0×FY 2023: -0.1×FY 2024: -0.2×FY 2025: 0.4×
FY 2019 5y median 0.3× FY 2025

Dividends

Dividend Yield 1.2%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.9%FY 2024: 1.1%FY 2025: 1.2%
FY 2019 5y median 0.9% FY 2025
Payout Ratio 20.9%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: -50.2%FY 2024: -38.6%FY 2025: 20.9%
FY 2019 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31