TCBK

TriCo Bancshares

Financial Services · USD

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Price alert · TCBK

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52.52 USD -0.96 -1.80%
As of Oct 30, 2026 Extended hours 52.52 0.00%
Bid
52.53 × 2
Ask
52.54 × 2
52.26 Day range 53.67
43.86 52-week range 61.62
YTD
+10.87%
1 year
+19.74%
Open
53.67
Prev close
53.48
Mkt cap
1.68B
Vol
209.01K
Avg vol
267.64K
EPS
4.32
P/E
12.16
Div yield
2.69%
More statistics
Low
52.26
High
53.67
Forward P/E
11.82
Beta
0.67
Short ratio
5.49
Inst. own
73.89%
Dividend
1.44
Ex-div date
Nov 15, 2026
Earnings
Jan 28, 2027
50-d avg
52.91
200-d avg
51.96
1y target
57.84

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Financial health

Altman Z-Score

0.37 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 4
  • Debt / Equity 4
  • P/E 3
  • P/B 3

Valuation

P/E 12.7×
FY 2016: 17.4×FY 2017: 21.4×FY 2018: 13.1×FY 2019: 13.5×FY 2020: 16.3×FY 2021: 10.8×FY 2022: 13.2×FY 2023: 12.2×FY 2024: 12.6×FY 2025: 12.7×
FY 2016 5y median 12.6× FY 2025
P/S 2.9×
FY 2016: 3.7×FY 2017: 3.8×FY 2018: 3.8×FY 2019: 3.9×FY 2020: 3.3×FY 2021: 3.8×FY 2022: 4.1×FY 2023: 2.9×FY 2024: 2.8×FY 2025: 2.9×
FY 2016 5y median 2.9× FY 2025
P/B 1.2×
FY 2016: 1.6×FY 2017: 1.7×FY 2018: 1.2×FY 2019: 1.4×FY 2020: 1.1×FY 2021: 1.3×FY 2022: 1.6×FY 2023: 1.2×FY 2024: 1.2×FY 2025: 1.2×
FY 2016 5y median 1.2× FY 2025
P/FCF 12.0×
FY 2016: 20.9×FY 2017: 21.6×FY 2018: 12.3×FY 2019: 12.6×FY 2020: 9.4×FY 2021: 9.9×FY 2022: 10.7×FY 2023: 10.7×FY 2024: 13.8×FY 2025: 12.0×
FY 2016 5y median 10.7× FY 2025
EV/EBITDA 8.0×
FY 2016: 7.0×FY 2017: 10.0×FY 2018: 8.6×FY 2019: 7.6×FY 2020: 4.9×FY 2021: 3.8×FY 2022: 10.6×FY 2023: 11.8×FY 2024: 8.9×FY 2025: 8.0×
FY 2016 5y median 8.9× FY 2025
EV/Sales 2.7×
FY 2016: 2.7×FY 2017: 3.8×FY 2018: 3.3×FY 2019: 3.4×FY 2020: 1.6×FY 2021: 2.1×FY 2022: 4.9×FY 2023: 4.3×FY 2024: 2.9×FY 2025: 2.7×
FY 2016 5y median 2.9× FY 2025
FCF Yield 8.3%
FY 2016: 4.8%FY 2017: 4.6%FY 2018: 8.1%FY 2019: 7.9%FY 2020: 10.7%FY 2021: 10.1%FY 2022: 9.4%FY 2023: 9.4%FY 2024: 7.3%FY 2025: 8.3%
FY 2016 5y median 9.4% FY 2025

Profitability

Gross Margin 75.9%
FY 2016: 100.1%FY 2017: 97.0%FY 2018: 94.3%FY 2019: 95.7%FY 2020: 83.5%FY 2021: 100.4%FY 2022: 93.2%FY 2023: 78.6%FY 2024: 72.9%FY 2025: 75.9%
FY 2016 5y median 78.6% FY 2025
Operating Margin 31.7%
FY 2016: 34.0%FY 2017: 34.2%FY 2018: 34.3%FY 2019: 39.5%FY 2020: 27.5%FY 2021: 48.9%FY 2022: 42.2%FY 2023: 32.7%FY 2024: 29.6%FY 2025: 31.7%
FY 2016 5y median 32.7% FY 2025
Net Margin 22.8%
FY 2016: 21.0%FY 2017: 17.9%FY 2018: 25.1%FY 2019: 28.7%FY 2020: 20.4%FY 2021: 35.1%FY 2022: 30.4%FY 2023: 23.8%FY 2024: 21.9%FY 2025: 22.8%
FY 2016 5y median 23.8% FY 2025
ROE 9.2%
FY 2016: 9.4%FY 2017: 8.0%FY 2018: 8.3%FY 2019: 10.2%FY 2020: 7.0%FY 2021: 11.8%FY 2022: 12.0%FY 2023: 10.1%FY 2024: 9.4%FY 2025: 9.2%
FY 2016 5y median 10.1% FY 2025
ROIC 8.0%
FY 2016: 7.3%FY 2017: 5.5%FY 2018: 6.9%FY 2019: 8.4%FY 2020: 5.7%FY 2021: 9.4%FY 2022: 7.8%FY 2023: 5.7%FY 2024: 7.3%FY 2025: 8.0%
FY 2016 5y median 7.8% FY 2025
ROA 1.2%
FY 2016: 1.0%FY 2017: 0.9%FY 2018: 1.1%FY 2019: 1.4%FY 2020: 0.8%FY 2021: 1.4%FY 2022: 1.3%FY 2023: 1.2%FY 2024: 1.2%FY 2025: 1.2%
FY 2016 5y median 1.2% FY 2025

Growth (YoY)

Revenue 1.8%
FY 2016: 5.3%FY 2017: 6.3%FY 2018: 20.1%FY 2019: 17.7%FY 2020: -1.1%FY 2021: 5.6%FY 2022: 23.0%FY 2023: 19.6%FY 2024: 6.3%FY 2025: 1.8%
FY 2016 FY 2025
Operating Income 9.1%
FY 2016: -0.3%FY 2017: 6.9%FY 2018: 20.4%FY 2019: 35.9%FY 2020: -31.1%FY 2021: 87.4%FY 2022: 6.2%FY 2023: -7.5%FY 2024: -3.6%FY 2025: 9.1%
FY 2016 FY 2025
EPS (diluted) 6.9%
FY 2016: 1.6%FY 2017: -10.3%FY 2018: 46.0%FY 2019: 18.1%FY 2020: -28.0%FY 2021: 82.4%FY 2022: -2.8%FY 2023: -8.1%FY 2024: -1.4%FY 2025: 6.9%
FY 2016 FY 2025
Free Cash Flow 21.7%
FY 2016: -24.4%FY 2017: 7.8%FY 2018: 108.0%FY 2019: 17.8%FY 2020: 13.7%FY 2021: 15.2%FY 2022: 23.5%FY 2023: -15.9%FY 2024: -21.5%FY 2025: 21.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.1×
FY 2016: 0.2×FY 2017: 0.4×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.4×FY 2023: 0.7×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA -0.4×
FY 2016: -2.7×FY 2017: -0.1×FY 2018: -1.3×FY 2019: -1.1×FY 2020: -5.0×FY 2021: -3.2×FY 2022: 1.7×FY 2023: 3.9×FY 2024: 0.4×FY 2025: -0.4×
FY 2016 5y median 0.4× FY 2025
Interest Coverage 1.4×
FY 2016: 12.7×FY 2017: 11.4×FY 2018: 7.3×FY 2019: 8.2×FY 2020: 9.2×FY 2021: 29.7×FY 2022: 18.3×FY 2023: 2.0×FY 2024: 1.1×FY 2025: 1.4×
FY 2016 5y median 2.0× FY 2025

Dividends

Dividend Yield 2.9%
FY 2016: 1.8%FY 2017: 1.7%FY 2018: 1.8%FY 2019: 2.0%FY 2020: 2.5%FY 2021: 2.3%FY 2022: 2.1%FY 2023: 2.8%FY 2024: 3.0%FY 2025: 2.9%
FY 2016 5y median 2.8% FY 2025
Payout Ratio 37.0%
FY 2016: 30.6%FY 2017: 37.3%FY 2018: 27.5%FY 2019: 27.2%FY 2020: 40.6%FY 2021: 25.3%FY 2022: 28.5%FY 2023: 34.0%FY 2024: 38.0%FY 2025: 37.0%
FY 2016 5y median 34.0% FY 2025

Annual · latest fiscal year ends 2025-12-31