SoFi Technologies, Inc. SOFI
At closeNov 5, 2026, 7:31 AM EST
Pre-market · Nov 5, 7:31 AM ET
- YTD
- -33.61%
- 1 year
- -42.20%
- Market cap
- 22.54B
- Revenue (ttm)
- 4.69B
- Profit margin
- 15.75%
- EPS (ttm)
- 0.55
- Shares out
- 1.30B
- P/E ratio
- 31.60
- Forward P/E
- 19.32
- YTD return
- -33.61%
- 1-year return
- -42.20%
- Volume
- 55.15M
- Avg volume
- 48.09M
- Open
- 17.02
- Previous close
- 16.77
- Day's range
- 16.97 – 17.74
- 52-week range
- 13.86 – 32.73
- Beta
- 2.24
- Analysts
- Hold
- Price target
- 20.84 (+19.9%)
- Earnings date
- Jan 29, 2027
1Y -12.69 (-42.20%)
Key statistics
- Enterprise value
- 22.91B
- PEG ratio
- 0.55
- Price / sales
- 4.81
- Price / book
- 2.00
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 43.90%
- Free cash flow
- 0
- Total cash
- 2.81B
- Total debt
- 3.98B
- Return on equity
- 7.35%
- Short % of float
- 17.17%
- 50-day average
- 16.50
- 200-day average
- 17.69
Analyst view
Consensus: hold
- Target (low)
- 12.00
- Target (mean)
- 20.84
- Target (high)
- 30.00
- Strong buy4
- Buy7
- Hold10
- Sell2
- Strong sell2
Next earnings
Jan 29, 2027
Expected Jan 29, 2027. Consensus EPS estimate 0.19673.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 29, 2027 | Dec 30, 2026 | 0.20 | — | — | — |
| Oct 27, 2026 | Sep 30, 2026 | 0.1623 | 0.18 | +0.02 | +10.91% |
| Jul 29, 2026 | Jun 30, 2026 | 0.1077 | 0.12 | +0.01 | +11.42% |
| Apr 29, 2026 | Mar 31, 2026 | 0.119 | 0.12 | 0.00 | +0.84% |
| Jan 30, 2026 | Dec 31, 2025 | 0.1153 | 0.13 | +0.01 | +12.75% |
| Oct 28, 2025 | Sep 30, 2025 | 0.08332 | 0.11 | +0.03 | +32.02% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 3, 2026 | Truist Securities | main | Hold | Hold |
| Oct 29, 2026 | UBS | main | Neutral | Neutral |
| Oct 28, 2026 | Scotiabank | main | Sector Outperform | Sector Outperform |
| Oct 28, 2026 | TD Cowen | main | Hold | Hold |
| Oct 28, 2026 | StoneX | main | Buy | Buy |
| Oct 28, 2026 | Wells Fargo | main | Equal-Weight | Equal-Weight |
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- sofi.com
News
Block Surges 16% on Earnings Beat and Raised Outlook; SoFi and PayPal Advance 4%
SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
Prediction: These Will Be 3 of the Best-Performing Financial Stocks of 2027
Is SoFi Stock a Buy in November 2026? Truist Securities Maintains Hold on SoFi Technologies, Raises Price Target to $17
SoFi Stock Rises as Oil Prices Calm Inflation Fears
SoFi Stock Rises as Oil Prices Calm Inflation Fears
SoFi Added a Record 1.2 Million Members Last Quarter. Its Stock Is Still Down More Than 30% in 2026.
This Up-and-Coming Tech Company Just Delivered 44% Revenue Growth, and It Has Nothing to Do With AI.
Upstart Drops 5% to Near 52-Week Low Ahead of Earnings; Affirm Advances 5%, SoFi Gains 4%
Your note
Sign in to keep a note on SOFI — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| FREIBERG STEVEN J | Director | Conversion of Exercise of derivative security | Jun 8, 2026 | 593,998 |
| KEOUGH KELLI ALLEN | Officer | Sale | Oct 19, 2026 | 397,870 |
| LAPOINTE CHRISTOPHER | Chief Financial Officer | Conversion of Exercise of derivative security | Sep 13, 2026 | 1,870,290 |
| NOTO ANTHONY J. | Chief Executive Officer | Conversion of Exercise of derivative security | Sep 13, 2026 | 12,276,300 |
| PINTO ARUN | Officer | Conversion of Exercise of derivative security | Sep 13, 2026 | 228,623 |
| RISHEL JEREMY DYLAN | Chief Technology Officer | Sale | Sep 20, 2026 | 912,650 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 5.61% | 72,444,208 | 1.26B | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.49% | 57,928,852 | 1.01B | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 3.93% | 50,740,132 | 881.86M | Jun 29, 2026 |
| Goldman Sachs Group Inc | 2.73% | 35,207,678 | 611.91M | Jun 29, 2026 |
| UBS Group AG | 2.72% | 35,168,018 | 611.22M | Jun 29, 2026 |
| State Street Corporation | 2.23% | 28,763,660 | 499.91M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.15% | 40,740,277 | 708.07M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.28% | 29,415,426 | 511.24M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Growth Index Fund | 1.31% | 16,973,510 | 295.00M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 1.14% | 14,710,320 | 255.67M | Jun 29, 2026 |
| Fidelity Concord Street Trust-Fidelity Extended Market Index Fund | 0.49% | 6,306,378 | 109.60M | Aug 30, 2026 |
| iShares Trust-iShares Russell Mid-Cap ETF | 0.40% | 5,206,726 | 90.49M | Sep 29, 2026 |
