Security National Financial Corporation SNFCA

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9.22 USD -0.06 (-0.65%)

At closeNov 3, 2026, 4:00 PM EST

9.22 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

9.17 Day range 9.32
7.33 52-week range 10.23
YTD
+7.46%
1 year
+19.58%

Financial health

Altman Z-Score

0.52 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 3
  • Return on Equity 2
  • Return on Assets 4
  • Debt / Equity 4
  • P/E 4
  • P/B 4

Valuation

P/E 6.6×
FY 2016: 7.2×FY 2017: 5.7×FY 2018: 3.7×FY 2019: 8.4×FY 2020: 2.7×FY 2021: 4.5×FY 2022: 5.4×FY 2023: 13.0×FY 2024: 10.5×FY 2025: 6.6×
FY 2016 5y median 6.6× FY 2025
P/S 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 18.8×FY 2022: 14.3×FY 2023: 19.8×FY 2024: 32.6×FY 2025: 0.6×
FY 2016 5y median 18.8× FY 2025
P/B 0.5×
FY 2016: 0.7×FY 2017: 0.5×FY 2018: 0.5×FY 2019: 0.5×FY 2020: 0.6×FY 2021: 0.6×FY 2022: 0.5×FY 2023: 0.6×FY 2024: 0.8×FY 2025: 0.5×
FY 2016 5y median 0.6× FY 2025
P/FCF 4.8×
FY 2016: 2.8×FY 2017: 1.8×FY 2018: 14.2×FY 2019: -1.2×FY 2020: -1.1×FY 2021: 1.3×FY 2022: 1.1×FY 2023: 3.6×FY 2024: 4.9×FY 2025: 4.8×
FY 2016 5y median 3.6× FY 2025
EV/EBITDA 3.8×
FY 2016: 6.2×FY 2017: 8.2×FY 2018: 2.9×FY 2019: 5.4×FY 2020: 3.5×FY 2021: 3.7×FY 2022: 3.0×FY 2023: 5.5×FY 2024: 5.0×FY 2025: 3.8×
FY 2016 5y median 3.8× FY 2025
EV/Sales 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 31.6×FY 2022: 18.5×FY 2023: 17.6×FY 2024: 28.5×FY 2025: 0.6×
FY 2016 5y median 18.5× FY 2025
FCF Yield 20.7%
FY 2016: 35.9%FY 2017: 54.2%FY 2018: 7.1%FY 2019: -84.6%FY 2020: -87.7%FY 2021: 79.0%FY 2022: 93.2%FY 2023: 27.9%FY 2024: 20.5%FY 2025: 20.7%
FY 2016 5y median 27.9% FY 2025

Profitability

Gross Margin 70.7%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 24.1%FY 2022: 19.0%FY 2023: 49.0%FY 2024: 48.1%FY 2025: 70.7%
FY 2016 5y median 48.1% FY 2025
Operating Margin 12.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 551.9%FY 2022: 355.6%FY 2023: 170.7%FY 2024: 416.3%FY 2025: 12.0%
FY 2016 5y median 355.6% FY 2025
Net Margin 9.3%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 421.1%FY 2022: 265.8%FY 2023: 151.8%FY 2024: 323.9%FY 2025: 9.3%
FY 2016 5y median 265.8% FY 2025
ROE 7.8%
FY 2016: 9.2%FY 2017: 9.5%FY 2018: 12.6%FY 2019: 5.5%FY 2020: 21.1%FY 2021: 13.2%FY 2022: 8.8%FY 2023: 4.6%FY 2024: 7.8%FY 2025: 7.8%
FY 2016 5y median 7.8% FY 2025
ROIC 2.1%
FY 2016: 1.3%FY 2017: 0.8%FY 2018: 2.1%FY 2019: 0.9%FY 2020: 3.6%FY 2021: 2.6%FY 2022: 1.8%FY 2023: 1.0%FY 2024: 1.8%FY 2025: 2.1%
FY 2016 5y median 1.8% FY 2025
ROA 2.1%
FY 2016: 1.3%FY 2017: 1.4%FY 2018: 2.1%FY 2019: 0.8%FY 2020: 3.6%FY 2021: 2.6%FY 2022: 1.8%FY 2023: 1.0%FY 2024: 1.8%FY 2025: 2.1%
FY 2016 5y median 1.8% FY 2025

Growth (YoY)

Revenue 4106.2%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 3.0%FY 2023: -1.2%FY 2024: -14.2%FY 2025: 4106.2%
FY 2016 FY 2025
Operating Income 21.4%
FY 2016: -6.2%FY 2017: -61.8%FY 2018: 247.6%FY 2019: -46.7%FY 2020: 412.4%FY 2021: -27.5%FY 2022: -33.6%FY 2023: -52.6%FY 2024: 109.2%FY 2025: 21.4%
FY 2016 FY 2025
EPS (diluted) 18.9%
FY 2016: -9.7%FY 2017: 7.1%FY 2018: 60.0%FY 2019: -50.0%FY 2020: 393.8%FY 2021: -31.2%FY 2022: -28.2%FY 2023: -47.9%FY 2024: 73.8%FY 2025: 18.9%
FY 2016 FY 2025
Free Cash Flow -20.1%
FY 2016: 200.7%FY 2017: 35.8%FY 2018: -86.8%FY 2019: -1452.3%FY 2020: -69.5%FY 2021: 206.2%FY 2022: -7.6%FY 2023: -59.0%FY 2024: 4.0%FY 2025: -20.1%
FY 2016 FY 2025

Financial Health

Current Ratio 6.4×
FY 2016: 0.6×FY 2017: 0.6×FY 2018: 1.0×FY 2019: 2.4×FY 2020: 1.7×FY 2021: 2.5×FY 2022: 7.5×FY 2023: 50.5×FY 2024: 17.9×FY 2025: 6.4×
FY 2016 5y median 7.5× FY 2025
Quick Ratio 6.4×
FY 2016: 0.6×FY 2017: 0.6×FY 2018: 1.0×FY 2019: 2.4×FY 2020: 1.7×FY 2021: 2.5×FY 2022: 7.5×FY 2023: 50.5×FY 2024: 17.9×FY 2025: 6.4×
FY 2016 5y median 7.5× FY 2025
Debt / Equity 0.2×
FY 2016: 1.1×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 1.1×FY 2020: 1.1×FY 2021: 0.8×FY 2022: 0.6×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA -0.1×
FY 2016: 3.4×FY 2017: 4.8×FY 2018: 1.0×FY 2019: 2.7×FY 2020: 2.0×FY 2021: 1.5×FY 2022: 0.7×FY 2023: -0.7×FY 2024: -0.7×FY 2025: -0.1×
FY 2016 5y median -0.1× FY 2025
Interest Coverage 9.2×
FY 2016: 3.9×FY 2017: 1.2×FY 2018: 3.8×FY 2019: 1.9×FY 2020: 8.3×FY 2021: 7.3×FY 2022: 4.4×FY 2023: 3.4×FY 2024: 8.0×FY 2025: 9.2×
FY 2016 5y median 7.3× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31