SmartFinancial, Inc. SMBK
Nov 4, 2026, 2:06 PM EST
- YTD
- +33.99%
- 1 year
- +40.84%
- Market cap
- 847.91M
- Revenue (ttm)
- 159.20M
- Profit margin
- 20.53%
- EPS (ttm)
- 3.67
- Shares out
- 16.93M
- P/E ratio
- 13.51
- Forward P/E
- 13.31
- Dividend
- 0.32 (0.74%)
- Ex-dividend date
- Nov 11, 2024
- YTD return
- +33.99%
- 1-year return
- +40.84%
- Volume
- 71.25K
- Avg volume
- 115.33K
- Open
- 49.50
- Previous close
- 48.60
- Day's range
- 49.07 – 50.89
- 52-week range
- 34.50 – 54.14
- Beta
- 0.67
- Analysts
- Hold
- Price target
- 35.29 (-28.8%)
- Earnings date
- Jan 27, 2025
1M -1.00 (-1.98%)
Key statistics
- Enterprise value
- 402.44M
- PEG ratio
- 0.00
- Price / sales
- 3.33
- Price / book
- 1.08
- Dividend yield
- 1.02%
- Payout ratio
- 16.58%
- Revenue growth
- 34.60%
- Free cash flow
- 0
- Total cash
- 205.30M
- Total debt
- 74.90M
- Return on equity
- 6.99%
- Short % of float
- 0.34%
- 50-day average
- 34.04
- 200-day average
- 26.83
Analyst view
Consensus: hold
- Target (low)
- 29.00
- Target (mean)
- 35.29
- Target (high)
- 38.25
- Strong buy0
- Buy1
- Hold5
- Sell0
- Strong sell0
Next earnings
Jan 27, 2025
Expected Jan 27, 2025. Consensus EPS estimate 0.505.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 27, 2025 | Dec 1, 2024 | 0.54 | — | — | — |
| Oct 21, 2024 | Sep 1, 2024 | 0.49 | 0.54 | +0.05 | +10.20% |
| Jul 22, 2024 | Jun 1, 2024 | 0.41 | 0.46 | +0.05 | +12.20% |
| Apr 22, 2024 | Mar 1, 2024 | 0.41 | 0.49 | +0.08 | +19.51% |
| Jan 22, 2024 | Dec 1, 2023 | 0.43 | 0.41 | -0.02 | -4.65% |
| Oct 23, 2023 | Sep 1, 2023 | 0.47 | 0.43 | -0.04 | -8.51% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 23, 2024 | Raymond James | main | Strong Buy | Strong Buy |
| Jul 24, 2024 | Piper Sandler | down | Overweight | Neutral |
| Jul 23, 2024 | Stephens & Co. | reit | Overweight | Overweight |
| May 23, 2024 | Stephens & Co. | main | Overweight | Overweight |
| Apr 24, 2024 | Stephens & Co. | reit | Overweight | Overweight |
| Apr 24, 2024 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About SmartFinancial, Inc.
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; and direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and mid-size companies; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- smartbank.com
News
SmartFinancial Approves Regular Quarterly Cash Dividend 
Solink Raises $100+ Million in Fresh Funding: NYSE Content Update 
This Qiagen Analyst Is No Longer Bullish; Here Are Top 3 Downgrades For Thursday 
Keefe, Bruyette & Woods Maintains Market Perform on SmartFinancial, Raises Price Target to $52 
StoneX Maintains Buy on SmartFinancial, Lowers Price Target to $58 
This Chipotle Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For Wednesday 
SmartFinancial: 3 Key Takeaways for Long-Term Investors 
Raymond James Downgrades SmartFinancial to Outperform, Lowers Price Target to $56 
SmartFinancial (NASDAQ:SMBK) Stock Breaks Below Fifty Day Moving Average – Should You Sell? 
SmartFinancial, Inc. (SMBK) Q3 2026 Earnings Call Transcript
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ACKERMANN CATHY G. | Director | Stock Award(Grant) | Jan 30, 2024 | 14,997 |
| BARRETT VICTOR LYNN | Director | Stock Award(Grant) | Jan 30, 2024 | 156,017 |
| JORDAN RHETT D | Officer | Sale | Dec 3, 2024 | 10,308 |
| MILLER TED CHARLES | Director | Stock Award(Grant) | Jan 30, 2024 | 141,709 |
| OGLE DAVID AUSTIN | Director | Stock Award(Grant) | Jan 30, 2024 | 231,480 |
| PETTY GARY WAYNE JR | Officer | Conversion of Exercise of derivative security | Mar 4, 2024 | 19,091 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.23% | 1,392,202 | 43.56M | Sep 29, 2024 |
| Vanguard Group Inc | 5.06% | 856,648 | 26.80M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 4.29% | 725,651 | 22.71M | Sep 29, 2024 |
| Private Capital Management, Inc. | 3.30% | 557,745 | 17.45M | Sep 29, 2024 |
| Banc Funds Company, L.L.C. (The) | 3.04% | 514,713 | 16.11M | Sep 29, 2024 |
| Cravens & Co Advisors, LLC | 2.67% | 451,492 | 14.13M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.76% | 466,605 | 14.60M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.74% | 463,632 | 14.51M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.48% | 250,731 | 7.85M | Sep 29, 2024 |
| Avantis U.S. Small Cap Value ETF | 1.20% | 202,534 | 6.34M | Sep 29, 2024 |
| DFA U.S. Small Cap Value Series | 1.05% | 177,937 | 5.57M | Jul 30, 2024 |
| Fidelity Small Cap Index Fund | 0.94% | 159,598 | 4.99M | Aug 30, 2024 |