Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

Summit Bancshares, Inc. SMAL

Set alert

Price alert · SMAL

All alert types
12.00 USD 0.00 0.00%

At close · Oct 30

12.00 Day range 12.00
11.00 52-week range 59.35
YTD
-78.84%
1 year
-78.57%
Open
12.00
Prev close
12.00
Mkt cap
13.97M
Vol
268
Avg vol
1.80K
EPS
2.60
P/E
4.62
More statistics
Low
12.00
High
12.00

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for SMAL has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

-0.45 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 21.8×
FY 2016: 13.3×FY 2017: 19.5×FY 2018: 21.0×FY 2019: 10.3×FY 2020: 12.2×FY 2021: 18.3×FY 2022: 12.6×FY 2023: 7.8×FY 2024: 11.4×FY 2025: 21.8×
FY 2016 5y median 12.6× FY 2025
P/S 4.0×
FY 2016: 2.8×FY 2017: 3.4×FY 2018: 5.5×FY 2019: 3.4×FY 2020: 2.7×FY 2021: 3.5×FY 2022: 3.4×FY 2023: 2.5×FY 2024: 3.6×FY 2025: 4.0×
FY 2016 5y median 3.5× FY 2025
P/B 1.3×
FY 2016: 1.0×FY 2017: 1.4×FY 2018: 2.3×FY 2019: 1.4×FY 2020: 1.0×FY 2021: 1.2×FY 2022: 1.2×FY 2023: 1.1×FY 2024: 1.2×FY 2025: 1.3×
FY 2016 5y median 1.2× FY 2025
P/FCF 16.0×
FY 2016: 12.5×FY 2017: -15.2×FY 2018: 27.5×FY 2019: 11.2×FY 2020: 12.6×FY 2021: 11.7×FY 2022: 11.5×FY 2023: 7.8×FY 2024: 11.9×FY 2025: 16.0×
FY 2016 5y median 11.7× FY 2025
EV/EBITDA 13.8×
FY 2016: 655×FY 2017: 11.5×FY 2018: 0.7×FY 2019: -1.5×FY 2020: -2.8×FY 2021: -0.2×FY 2022: -6.1×FY 2023: -4.0×FY 2024: -0.2×FY 2025: 13.8×
FY 2016 5y median -0.2× FY 2025
EV/Sales 3.7×
FY 2016: 3.2×FY 2017: 4.5×FY 2018: 0.2×FY 2019: -0.6×FY 2020: -0.8×FY 2021: -0.1×FY 2022: -2.1×FY 2023: -1.6×FY 2024: -0.1×FY 2025: 3.7×
FY 2016 5y median -0.1× FY 2025
FCF Yield 6.2%
FY 2016: 8.0%FY 2017: -6.6%FY 2018: 3.6%FY 2019: 8.9%FY 2020: 7.9%FY 2021: 8.5%FY 2022: 8.7%FY 2023: 12.7%FY 2024: 8.4%FY 2025: 6.2%
FY 2016 5y median 8.5% FY 2025

Profitability

Gross Margin 85.2%
FY 2016: 100.0%FY 2017: 96.5%FY 2018: 96.8%FY 2019: 96.5%FY 2020: 96.1%FY 2021: 95.9%FY 2022: 95.8%FY 2023: 92.2%FY 2024: 100.0%FY 2025: 85.2%
FY 2016 5y median 95.8% FY 2025
Operating Margin 26.0%
FY 2016: 0.0%FY 2017: 38.4%FY 2018: 33.9%FY 2019: 42.9%FY 2020: 28.8%FY 2021: 25.1%FY 2022: 34.2%FY 2023: 40.7%FY 2024: 43.4%FY 2025: 26.0%
FY 2016 5y median 34.2% FY 2025
Net Margin 18.5%
FY 2016: 20.6%FY 2017: 16.2%FY 2018: 23.9%FY 2019: 30.7%FY 2020: 20.4%FY 2021: 17.8%FY 2022: 24.1%FY 2023: 28.7%FY 2024: 28.0%FY 2025: 18.5%
FY 2016 5y median 24.1% FY 2025
ROE 6.2%
FY 2016: 7.5%FY 2017: 6.5%FY 2018: 9.9%FY 2019: 12.8%FY 2020: 7.4%FY 2021: 5.9%FY 2022: 8.3%FY 2023: 12.1%FY 2024: 9.5%FY 2025: 6.2%
FY 2016 5y median 8.3% FY 2025
ROIC 1.1%
FY 2016: 0.0%FY 2017: 1.4%FY 2018: 8.4%FY 2019: 10.7%FY 2020: 6.2%FY 2021: 5.0%FY 2022: 6.9%FY 2023: 10.2%FY 2024: 8.8%FY 2025: 1.1%
FY 2016 5y median 6.9% FY 2025
ROA 1.1%
FY 2016: 0.8%FY 2017: 0.7%FY 2018: 1.2%FY 2019: 1.8%FY 2020: 0.9%FY 2021: 0.6%FY 2022: 0.9%FY 2023: 1.7%FY 2024: 1.5%FY 2025: 1.1%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 1.2%
FY 2016: -3.3%FY 2017: 15.3%FY 2018: 13.0%FY 2019: 14.1%FY 2020: -7.2%FY 2021: -4.1%FY 2022: 7.9%FY 2023: 35.4%FY 2024: -15.4%FY 2025: 1.2%
FY 2016 FY 2025
Operating Income -39.2%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: -0.2%FY 2019: 44.5%FY 2020: -37.7%FY 2021: -16.3%FY 2022: 46.8%FY 2023: 61.1%FY 2024: -9.8%FY 2025: -39.2%
FY 2016 FY 2025
EPS (diluted) -33.3%
FY 2016: -11.7%FY 2017: -2.5%FY 2018: 67.5%FY 2019: 46.9%FY 2020: -38.5%FY 2021: -16.3%FY 2022: 48.7%FY 2023: 62.8%FY 2024: -17.4%FY 2025: -33.3%
FY 2016 FY 2025
Free Cash Flow -15.3%
FY 2016: 38.7%FY 2017: -217.6%FY 2018: 199.8%FY 2019: 76.9%FY 2020: -35.4%FY 2021: 34.7%FY 2022: 4.6%FY 2023: 47.4%FY 2024: -20.2%FY 2025: -15.3%
FY 2016 FY 2025

Financial Health

Current Ratio 82.9×
FY 2016: 0.9×FY 2017: 0.8×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 82.9×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 82.9×
FY 2016: 0.9×FY 2017: 0.8×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 82.9×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -1.1×
FY 2016: 97.2×FY 2017: 2.7×FY 2018: -15.1×FY 2019: -9.4×FY 2020: -11.8×FY 2021: -13.7×FY 2022: -15.6×FY 2023: -10.0×FY 2024: -8.8×FY 2025: -1.1×
FY 2016 5y median -10.0× FY 2025
Interest Coverage 2.0×
FY 2016: 0.0×FY 2017: 10.8×FY 2018: 10.6×FY 2019: 12.3×FY 2020: 7.3×FY 2021: 6.2×FY 2022: 8.1×FY 2023: 5.2×FY 2024: 3.3×FY 2025: 2.0×
FY 2016 5y median 5.2× FY 2025

Dividends

Dividend Yield 2.5%
FY 2016: 1.1%FY 2017: 0.9%FY 2018: 0.5%FY 2019: 0.7%FY 2020: 2.1%FY 2021: 0.9%FY 2022: 1.0%FY 2023: 3.0%FY 2024: 3.8%FY 2025: 2.5%
FY 2016 5y median 2.5% FY 2025
Payout Ratio 54.2%
FY 2016: 15.3%FY 2017: 18.2%FY 2018: 11.6%FY 2019: 8.2%FY 2020: 28.3%FY 2021: 18.4%FY 2022: 13.8%FY 2023: 25.9%FY 2024: 48.8%FY 2025: 54.2%
FY 2016 5y median 25.9% FY 2025

Annual · latest fiscal year ends 2025-12-31