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SLM Corporation SLM

Set alert

Price alert · SLM

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18.19 USD +0.39 +2.19%

As of Nov 2, 11:46 AM ET

Bid
18.18 × 13
Ask
18.19 × 3
17.88 Day range 18.20
17.35 52-week range 31.06
YTD
-32.78%
1 year
-32.25%
Open
17.93
Prev close
17.80
Mkt cap
3.42B
Vol
806.65K
Avg vol
2.66M
EPS
2.79
P/E
6.52
Div yield
2.85%
More statistics
Low
17.88
High
18.20
Forward P/E
5.85
Beta
0.98
Short ratio
7.08
Inst. own
117.33%
Dividend
0.52
Ex-div date
Dec 3, 2026
Earnings
Jan 28, 2027
50-d avg
23.79
200-d avg
23.59
1y target
24.78

MAX chart

Chart tools
Interval
1m5m15m30m

Events in this range
  • Dec 1, 1986Dividend: 6.5552
  • Jun 1, 1987Dividend: 0.09
  • Dec 1, 1987Dividend: 0.135
  • Dec 1, 1988Dividend: 0.2
  • Dec 1, 1989Dividend: 0.13
  • Dec 3, 1990Dividend: 0.2
  • Dec 2, 1991Dividend: 0.25
  • Dec 1, 1992Dividend: 0.3
  • Jun 2, 1993Dividend: 0.3
  • Dec 1, 1993Dividend: 0.35
  • Dec 2, 1993Dividend: 0.979
  • Jun 2, 1994Dividend: 0.35
  • Dec 1, 1994Dividend: 1.035
  • Jun 2, 1995Dividend: 0.37
  • Dec 4, 1995Dividend: 0.4
  • Jun 4, 1996Dividend: 0.4
  • Sep 3, 1996Dividend: 0.4
  • Dec 3, 1996Dividend: 0.44
  • Jun 4, 1997Dividend: 0.44
  • Sep 3, 1997Dividend: 0.44
  • Dec 3, 1997Dividend: 0.49
  • Dec 4, 1997Dividend: 1.371
  • Jun 3, 1998Dividend: 0.14
  • Sep 2, 1998Dividend: 0.14
  • Dec 2, 1998Dividend: 0.15
  • Jun 2, 1999Dividend: 0.15
  • Sep 1, 1999Dividend: 0.15
  • Dec 1, 1999Dividend: 0.16
  • Mar 1, 2000Dividend: 0.16
  • Sep 5, 2001Dividend: 1.4681
  • Dec 4, 2001Dividend: 0.2
  • Dec 5, 2001Dividend: 0.2
  • Jun 5, 2002Dividend: 0.2
  • Sep 4, 2002Dividend: 0.2
  • Dec 4, 2002Dividend: 0.25
  • Mar 5, 2003Dividend: 0.25
  • Jun 4, 2003Dividend: 0.51
  • Sep 3, 2003Dividend: 0.17
  • Dec 3, 2003Dividend: 0.17
  • Mar 3, 2004Dividend: 0.17
  • Jun 2, 2004Dividend: 0.19
  • Sep 1, 2004Dividend: 0.19
  • Dec 1, 2004Dividend: 0.19
  • Mar 2, 2005Dividend: 0.19
  • Jun 1, 2005Dividend: 0.22
  • Mar 1, 2006Dividend: 0.22
  • Jun 1, 2011Dividend: 0.1
  • Sep 5, 2012Dividend: 0.125
  • Dec 5, 2012Dividend: 0.125
  • Jun 5, 2013Dividend: 0.15
  • Sep 4, 2013Dividend: 0.15
  • Dec 4, 2013Dividend: 0.15
  • Mar 5, 2014Dividend: 0.15
  • Mar 4, 2019Dividend: 0.03
  • Jun 6, 2019Dividend: 0.03
  • Sep 5, 2019Dividend: 0.03
  • Dec 5, 2019Dividend: 0.03
  • Mar 5, 2020Dividend: 0.03
  • Jun 4, 2020Dividend: 0.03
  • Sep 3, 2020Dividend: 0.03
  • Dec 3, 2020Dividend: 0.03
  • Mar 4, 2021Dividend: 0.03
  • Jun 3, 2021Dividend: 0.03
  • Sep 2, 2021Dividend: 0.03
  • Dec 2, 2021Dividend: 0.11
  • Mar 3, 2022Dividend: 0.11
  • Jun 2, 2022Dividend: 0.11
  • Sep 1, 2022Dividend: 0.11
  • Dec 1, 2022Dividend: 0.11
  • Mar 2, 2023Dividend: 0.11
  • Jun 1, 2023Dividend: 0.11
  • Dec 1, 2023Dividend: 0.11
  • Dec 4, 2023Dividend: 0.11
  • Mar 1, 2024Dividend: 0.11
  • Jun 5, 2024Dividend: 0.11
  • Jun 6, 2024Dividend: 0.11
  • Sep 5, 2024Dividend: 0.11
  • Dec 5, 2024Dividend: 0.13
  • Mar 5, 2025Dividend: 0.13
  • Jun 5, 2025Dividend: 0.13
  • Sep 4, 2025Dividend: 0.13
  • Dec 4, 2025Dividend: 0.13
  • Mar 5, 2026Dividend: 0.13
  • Jun 4, 2026Dividend: 0.13
  • Sep 4, 2026Dividend: 0.13
Signals (53)
NameDateAgo
SMA: BearishSep 1, 20262 months ago
MACD: Sell SignalMar 1, 20268 months ago
SMA: BearishDec 1, 202511 months ago
RSI: OverboughtSep 1, 20242 years ago
SMA: BullishDec 1, 20232 years ago
MACD: Buy SignalDec 1, 20232 years ago
MACD: Sell SignalJun 1, 20233 years ago
SMA: BearishDec 1, 20223 years ago
SMA: BullishSep 1, 20224 years ago
SMA: BearishJun 1, 20224 years ago
RSI: OverboughtMar 1, 20215 years ago
MACD: Buy SignalDec 1, 20205 years ago
SMA: BullishSep 1, 20206 years ago
SMA: BullishSep 1, 20206 years ago
SMA: BearishMar 1, 20206 years ago
SMA: BullishDec 1, 20196 years ago
SMA: BearishJun 1, 20197 years ago
MACD: Sell SignalJun 1, 20197 years ago
SMA: BearishMar 1, 20197 years ago
SMA: BullishDec 1, 20187 years ago
SMA: BearishSep 1, 20188 years ago
SMA: BullishSep 1, 201610 years ago
MACD: Buy SignalSep 1, 201610 years ago
SMA: BullishMar 1, 201610 years ago
MACD: Sell SignalMar 1, 201610 years ago
SMA: BearishDec 1, 201510 years ago
SMA: BearishJun 1, 201511 years ago
SMA: BullishMar 1, 201313 years ago
MACD: Buy SignalSep 1, 201115 years ago
SMA: BullishSep 1, 201016 years ago
SMA: BearishSep 1, 200719 years ago
SMA: BearishJun 1, 200719 years ago
SMA: BullishMar 1, 200719 years ago
MACD: Sell SignalSep 1, 200620 years ago
SMA: BearishJun 1, 200620 years ago
RSI: OverboughtJun 1, 200422 years ago
RSI: OverboughtDec 1, 200025 years ago
SMA: BullishSep 1, 200026 years ago
MACD: Buy SignalSep 1, 200026 years ago
SMA: BearishDec 1, 199926 years ago
MACD: Sell SignalDec 1, 199926 years ago
RSI: OverboughtJun 1, 199927 years ago
RSI: OverboughtSep 1, 199828 years ago
RSI: OverboughtSep 1, 199630 years ago
MACD: Buy SignalDec 1, 199530 years ago
RSI: OverboughtDec 1, 199530 years ago
SMA: BullishMar 1, 199531 years ago
SMA: BullishMar 1, 199531 years ago
SMA: BearishSep 1, 199333 years ago
SMA: BearishDec 1, 199233 years ago
SMA: BullishDec 1, 199035 years ago
RSI: OverboughtDec 1, 199035 years ago
SMA: BearishSep 1, 199036 years ago

Financial health

Altman Z-Score

-0.02 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 1
  • P/E 4
  • P/B 2

Valuation

P/E 7.7×
FY 2016: 20.4×FY 2017: 17.9×FY 2018: 7.7×FY 2019: 6.6×FY 2020: 5.5×FY 2021: 5.4×FY 2022: 9.3×FY 2023: 7.8×FY 2024: 10.1×FY 2025: 7.7×
FY 2016 5y median 7.8× FY 2025
P/S 1.8×
FY 2016: 4.1×FY 2017: 3.4×FY 2018: 1.9×FY 2019: 1.6×FY 2020: 2.0×FY 2021: 2.6×FY 2022: 1.8×FY 2023: 1.6×FY 2024: 2.0×FY 2025: 1.8×
FY 2016 5y median 1.8× FY 2025
P/B 2.3×
FY 2016: 2.0×FY 2017: 2.0×FY 2018: 1.2×FY 2019: 1.1×FY 2020: 1.9×FY 2021: 2.9×FY 2022: 2.5×FY 2023: 2.4×FY 2024: 2.8×FY 2025: 2.3×
FY 2016 5y median 2.5× FY 2025
P/FCF 9.7×
FY 2016: -23.5×FY 2017: -29.2×FY 2018: -35.2×FY 2019: -243×FY 2020: 2.2×FY 2021: -125×FY 2022: 859×FY 2023: -30.6×FY 2024: -18.1×FY 2025: 9.7×
FY 2016 5y median -18.1× FY 2025
EV/EBITDA 7.2×
FY 2016: 11.7×FY 2017: 13.2×FY 2018: 9.3×FY 2019: 3.8×FY 2020: 4.7×FY 2021: 5.0×FY 2022: 7.5×FY 2023: 6.4×FY 2024: 9.4×FY 2025: 7.2×
FY 2016 5y median 7.2× FY 2025
EV/Sales 2.3×
FY 2016: 4.3×FY 2017: 4.6×FY 2018: 2.8×FY 2019: 1.2×FY 2020: 2.3×FY 2021: 3.2×FY 2022: 2.1×FY 2023: 1.9×FY 2024: 2.6×FY 2025: 2.3×
FY 2016 5y median 2.3× FY 2025
FCF Yield 10.3%
FY 2016: -4.3%FY 2017: -3.4%FY 2018: -2.8%FY 2019: -0.4%FY 2020: 45.2%FY 2021: -0.8%FY 2022: 0.1%FY 2023: -3.3%FY 2024: -5.5%FY 2025: 10.3%
FY 2016 5y median -0.8% FY 2025

Profitability

Gross Margin 53.1%
FY 2016: 69.9%FY 2017: 65.6%FY 2018: 59.3%FY 2019: 55.4%FY 2020: 72.9%FY 2021: 85.5%FY 2022: 50.3%FY 2023: 51.6%FY 2024: 48.2%FY 2025: 53.1%
FY 2016 5y median 51.6% FY 2025
Operating Margin 31.9%
FY 2016: 36.2%FY 2017: 34.3%FY 2018: 29.7%FY 2019: 31.3%FY 2020: 49.3%FY 2021: 63.9%FY 2022: 26.7%FY 2023: 27.4%FY 2024: 26.7%FY 2025: 31.9%
FY 2016 5y median 27.4% FY 2025
Net Margin 24.0%
FY 2016: 21.8%FY 2017: 20.1%FY 2018: 25.9%FY 2019: 24.3%FY 2020: 37.6%FY 2021: 48.2%FY 2022: 19.8%FY 2023: 20.5%FY 2024: 20.4%FY 2025: 24.0%
FY 2016 5y median 20.5% FY 2025
ROE 30.4%
FY 2016: 10.7%FY 2017: 11.7%FY 2018: 16.4%FY 2019: 17.5%FY 2020: 34.4%FY 2021: 54.0%FY 2022: 27.2%FY 2023: 30.9%FY 2024: 28.2%FY 2025: 30.4%
FY 2016 5y median 30.4% FY 2025
ROIC 8.6%
FY 2016: 5.2%FY 2017: 4.8%FY 2018: 6.5%FY 2019: 7.0%FY 2020: 10.9%FY 2021: 13.8%FY 2022: 6.4%FY 2023: 7.7%FY 2024: 6.8%FY 2025: 8.6%
FY 2016 5y median 7.7% FY 2025
ROA 2.5%
FY 2016: 1.4%FY 2017: 1.3%FY 2018: 1.8%FY 2019: 1.8%FY 2020: 2.9%FY 2021: 4.0%FY 2022: 1.6%FY 2023: 2.0%FY 2024: 2.0%FY 2025: 2.5%
FY 2016 5y median 2.0% FY 2025

Growth (YoY)

Revenue 4.1%
FY 2016: 13.1%FY 2017: 25.2%FY 2018: 31.3%FY 2019: 26.4%FY 2020: -1.6%FY 2021: 2.9%FY 2022: -1.8%FY 2023: 20.0%FY 2024: 5.2%FY 2025: 4.1%
FY 2016 FY 2025
Operating Income 24.3%
FY 2016: -5.6%FY 2017: 18.6%FY 2018: 13.8%FY 2019: 33.0%FY 2020: 55.2%FY 2021: 33.5%FY 2022: -59.1%FY 2023: 23.4%FY 2024: 2.6%FY 2025: 24.3%
FY 2016 FY 2025
EPS (diluted) 29.1%
FY 2016: -10.2%FY 2017: 17.0%FY 2018: 72.6%FY 2019: 25.2%FY 2020: 67.9%FY 2021: 60.4%FY 2022: -51.2%FY 2023: 36.9%FY 2024: 11.2%FY 2025: 29.1%
FY 2016 FY 2025
Free Cash Flow 274.7%
FY 2016: -120.3%FY 2017: 16.9%FY 2018: 38.4%FY 2019: 84.8%FY 2020: 13831.7%FY 2021: -102.3%FY 2022: 110.1%FY 2023: -2997.4%FY 2024: -127.7%FY 2025: 274.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.3×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 0.3×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.3×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 2.4×
FY 2016: 0.9×FY 2017: 1.3×FY 2018: 1.4×FY 2019: 1.4×FY 2020: 2.0×FY 2021: 2.8×FY 2022: 3.0×FY 2023: 2.8×FY 2024: 3.0×FY 2025: 2.4×
FY 2016 5y median 2.8× FY 2025
Net Debt / EBITDA 1.6×
FY 2016: 0.6×FY 2017: 3.5×FY 2018: 3.0×FY 2019: -1.2×FY 2020: 0.6×FY 2021: 1.0×FY 2022: 0.9×FY 2023: 1.2×FY 2024: 2.1×FY 2025: 1.6×
FY 2016 5y median 1.2× FY 2025
Interest Coverage 0.9×
FY 2016: 2.2×FY 2017: 1.6×FY 2018: 1.1×FY 2019: 1.1×FY 2020: 2.1×FY 2021: 4.0×FY 2022: 1.2×FY 2023: 0.8×FY 2024: 0.7×FY 2025: 0.9×
FY 2016 5y median 0.9× FY 2025

Dividends

Dividend Yield 12.5%
FY 2016: 0.4%FY 2017: 0.3%FY 2018: 0.4%FY 2019: 1.8%FY 2020: 1.2%FY 2021: 1.1%FY 2022: 2.8%FY 2023: 2.7%FY 2024: 2.0%FY 2025: 12.5%
FY 2016 5y median 2.7% FY 2025
Payout Ratio 94.0%
FY 2016: 8.5%FY 2017: 5.4%FY 2018: 3.2%FY 2019: 11.8%FY 2020: 6.4%FY 2021: 5.6%FY 2022: 26.0%FY 2023: 20.5%FY 2024: 19.3%FY 2025: 94.0%
FY 2016 5y median 20.5% FY 2025

Annual · latest fiscal year ends 2025-12-31