RDN

Radian Group Inc.

Financial Services · USD

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35.54 USD -0.14 -0.39%
As of Oct 30, 2026 Extended hours 35.54 0.00%
Bid
35.37 × 100
Ask
35.54 × 200
35.11 Day range 35.91
30.61 52-week range 39.71
YTD
-1.25%
1 year
+5.30%
Open
35.75
Prev close
35.68
Mkt cap
4.70B
Vol
964.96K
Avg vol
1.46M
EPS
4.05
P/E
8.78
Div yield
2.86%
More statistics
Low
35.11
High
35.91
Forward P/E
6.78
Beta
0.71
Short ratio
4.27
Inst. own
97.00%
Dividend
1.02
Ex-div date
Aug 23, 2026
Earnings
Nov 4, 2026
50-d avg
34.85
200-d avg
35.19
1y target
43.57

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RDN five-day price chart34.935.335.635.936.3Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

1.20 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 2
  • Return on Equity 3
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 8.6×
FY 2016: 12.3×FY 2017: 36.8×FY 2018: 5.8×FY 2019: 7.8×FY 2020: 10.1×FY 2021: 6.6×FY 2022: 4.3×FY 2023: 7.5×FY 2024: 8.0×FY 2025: 8.6×
FY 2016 5y median 7.5× FY 2025
P/S 4.0×
FY 2016: 3.1×FY 2017: 3.6×FY 2018: 2.8×FY 2019: 3.4×FY 2020: 2.7×FY 2021: 3.0×FY 2022: 2.7×FY 2023: 3.6×FY 2024: 3.7×FY 2025: 4.0×
FY 2016 5y median 3.6× FY 2025
P/B 1.0×
FY 2016: 1.3×FY 2017: 1.5×FY 2018: 1.0×FY 2019: 1.3×FY 2020: 0.9×FY 2021: 0.9×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 42.9×
FY 2016: 11.0×FY 2017: 13.4×FY 2018: 5.4×FY 2019: 7.9×FY 2020: 6.2×FY 2021: 7.3×FY 2022: 8.6×FY 2023: 8.8×FY 2024: -7.3×FY 2025: 42.9×
FY 2016 5y median 8.6× FY 2025
EV/EBITDA 6.9×
FY 2016: 7.6×FY 2017: 10.9×FY 2018: 5.6×FY 2019: 6.3×FY 2020: 8.8×FY 2021: 5.8×FY 2022: 4.2×FY 2023: 6.5×FY 2024: 7.6×FY 2025: 6.9×
FY 2016 5y median 6.5× FY 2025
EV/Sales 4.9×
FY 2016: 3.9×FY 2017: 4.4×FY 2018: 3.6×FY 2019: 4.0×FY 2020: 3.8×FY 2021: 4.1×FY 2022: 4.0×FY 2023: 4.9×FY 2024: 5.5×FY 2025: 4.9×
FY 2016 5y median 4.9× FY 2025
FCF Yield 2.3%
FY 2016: 9.1%FY 2017: 7.5%FY 2018: 18.6%FY 2019: 12.7%FY 2020: 16.2%FY 2021: 13.7%FY 2022: 11.6%FY 2023: 11.4%FY 2024: -13.8%FY 2025: 2.3%
FY 2016 5y median 11.4% FY 2025

Profitability

Gross Margin 92.3%
FY 2016: 72.5%FY 2017: 78.4%FY 2018: 82.1%FY 2019: 82.6%FY 2020: 58.2%FY 2021: 88.4%FY 2022: 119.5%FY 2023: 98.3%FY 2024: 95.1%FY 2025: 92.3%
FY 2016 5y median 95.1% FY 2025
Operating Margin 61.2%
FY 2016: 39.1%FY 2017: 28.4%FY 2018: 53.7%FY 2019: 55.6%FY 2020: 33.3%FY 2021: 57.5%FY 2022: 80.0%FY 2023: 61.9%FY 2024: 59.8%FY 2025: 61.2%
FY 2016 5y median 61.2% FY 2025
Net Margin 46.7%
FY 2016: 24.9%FY 2017: 9.9%FY 2018: 47.6%FY 2019: 44.0%FY 2020: 27.3%FY 2021: 45.2%FY 2022: 62.4%FY 2023: 48.6%FY 2024: 46.8%FY 2025: 46.7%
FY 2016 5y median 46.8% FY 2025
ROE 12.2%
FY 2016: 10.7%FY 2017: 4.0%FY 2018: 17.4%FY 2019: 16.6%FY 2020: 9.2%FY 2021: 14.1%FY 2022: 19.0%FY 2023: 13.7%FY 2024: 13.1%FY 2025: 12.2%
FY 2016 5y median 13.7% FY 2025
ROIC 9.4%
FY 2016: 5.4%FY 2017: 2.2%FY 2018: 10.1%FY 2019: 10.3%FY 2020: 5.1%FY 2021: 7.9%FY 2022: 10.7%FY 2023: 8.1%FY 2024: 7.1%FY 2025: 9.4%
FY 2016 5y median 8.1% FY 2025
ROA 7.2%
FY 2016: 5.3%FY 2017: 2.1%FY 2018: 9.6%FY 2019: 9.9%FY 2020: 5.0%FY 2021: 7.7%FY 2022: 10.5%FY 2023: 7.9%FY 2024: 7.0%FY 2025: 7.2%
FY 2016 5y median 7.7% FY 2025

Growth (YoY)

Revenue -3.4%
FY 2016: 3.8%FY 2017: -1.4%FY 2018: 4.2%FY 2019: 19.9%FY 2020: -5.7%FY 2021: -7.7%FY 2022: -10.4%FY 2023: 4.2%FY 2024: 4.0%FY 2025: -3.4%
FY 2016 FY 2025
Operating Income -1.1%
FY 2016: 10.5%FY 2017: -28.3%FY 2018: 97.3%FY 2019: 24.1%FY 2020: -43.5%FY 2021: 59.5%FY 2022: 24.6%FY 2023: -19.4%FY 2024: 0.5%FY 2025: -1.1%
FY 2016 FY 2025
EPS (diluted) 5.6%
FY 2016: 12.3%FY 2017: -59.9%FY 2018: 403.6%FY 2019: 15.5%FY 2020: -37.5%FY 2021: 58.0%FY 2022: 37.7%FY 2023: -13.3%FY 2024: 4.0%FY 2025: 5.6%
FY 2016 FY 2025
Free Cash Flow 117.3%
FY 2016: 2618.6%FY 2017: -4.1%FY 2018: 96.4%FY 2019: 2.3%FY 2020: -3.8%FY 2021: -15.1%FY 2022: -31.9%FY 2023: 38.5%FY 2024: -229.9%FY 2025: 117.3%
FY 2016 FY 2025

Financial Health

Current Ratio 4.3×
FY 2016: 23.9×FY 2017: 15.3×FY 2018: 16.2×FY 2019: 15.2×FY 2020: 17.4×FY 2021: 19.8×FY 2022: 8.6×FY 2023: 5.8×FY 2024: 43.0×FY 2025: 4.3×
FY 2016 5y median 8.6× FY 2025
Quick Ratio 4.3×
FY 2016: 23.9×FY 2017: 15.3×FY 2018: 16.2×FY 2019: 15.2×FY 2020: 17.4×FY 2021: 19.8×FY 2022: 8.6×FY 2023: 5.8×FY 2024: 43.0×FY 2025: 4.3×
FY 2016 5y median 8.6× FY 2025
Debt / Equity 0.2×
FY 2016: 0.4×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.5×FY 2025: 0.2×
FY 2016 5y median 0.4× FY 2025
Net Debt / EBITDA 1.3×
FY 2016: 1.6×FY 2017: 1.9×FY 2018: 1.2×FY 2019: 1.0×FY 2020: 2.4×FY 2021: 1.5×FY 2022: 1.4×FY 2023: 1.7×FY 2024: 2.5×FY 2025: 1.3×
FY 2016 5y median 1.5× FY 2025
Interest Coverage 11.6×
FY 2016: 6.0×FY 2017: 5.5×FY 2018: 11.1×FY 2019: 15.1×FY 2020: 6.7×FY 2021: 9.1×FY 2022: 11.3×FY 2023: 8.6×FY 2024: 7.4×FY 2025: 11.6×
FY 2016 5y median 9.1× FY 2025

Dividends

Dividend Yield 2.9%
FY 2016: 0.1%FY 2017: 0.0%FY 2018: 0.1%FY 2019: 0.0%FY 2020: 2.5%FY 2021: 2.6%FY 2022: 4.2%FY 2023: 3.2%FY 2024: 3.1%FY 2025: 2.9%
FY 2016 5y median 3.1% FY 2025
Payout Ratio 25.0%
FY 2016: 0.7%FY 2017: 1.8%FY 2018: 0.4%FY 2019: 0.3%FY 2020: 24.8%FY 2021: 17.2%FY 2022: 18.2%FY 2023: 24.2%FY 2024: 25.1%FY 2025: 25.0%
FY 2016 5y median 24.2% FY 2025

Annual · latest fiscal year ends 2025-12-31