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Penns Woods Bancorp, Inc. PWOD

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Price alert · PWOD

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30.00 0.00 0.00%

At close · Jul 28

30.00 Day range 30.00
17.01 52-week range 34.56
Open
30.00
Prev close
30.00
Mkt cap
230.71M
Vol
114.25K
Avg vol
18.12K
EPS
2.64
P/E
11.57
Div yield
4.09%
More statistics
Low
30.00
High
30.00
Forward P/E
0.00
Beta
0.46
Short ratio
0.49
Inst. own
24.70%
Dividend
1.28
Ex-div date
Dec 9, 2024
50-d avg
29.29
200-d avg
22.83
1y target
0.00

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Financial health

Altman Z-Score

-0.67 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 12.9×
FY 2015: 14.6×FY 2016: 19.1×FY 2017: 22.3×FY 2018: 12.8×FY 2019: 15.9×FY 2020: 12.0×FY 2021: 10.4×FY 2022: 10.8×FY 2023: 9.6×FY 2024: 12.9×
FY 2015 5y median 10.8× FY 2024
P/S 1.9×
FY 2015: 3.5×FY 2016: 4.1×FY 2017: 3.6×FY 2018: 2.8×FY 2019: 3.2×FY 2020: 2.4×FY 2021: 2.4×FY 2022: 2.6×FY 2023: 1.6×FY 2024: 1.9×
FY 2015 5y median 2.4× FY 2024
P/B 1.1×
FY 2015: 1.5×FY 2016: 1.7×FY 2017: 1.6×FY 2018: 1.3×FY 2019: 1.6×FY 2020: 1.1×FY 2021: 1.0×FY 2022: 1.1×FY 2023: 0.8×FY 2024: 1.1×
FY 2015 5y median 1.1× FY 2024
P/FCF 12.6×
FY 2015: 15.1×FY 2016: 19.8×FY 2017: 17.3×FY 2018: 12.4×FY 2019: 22.1×FY 2020: 9.5×FY 2021: 9.9×FY 2022: 8.0×FY 2023: 8.9×FY 2024: 12.6×
FY 2015 5y median 9.5× FY 2024
EV/EBITDA 19.2×
FY 2015: 16.2×FY 2016: 15.0×FY 2017: 18.0×FY 2018: 29.3×FY 2019: 17.1×FY 2020: 6.0×FY 2021: 3.7×FY 2022: 16.1×FY 2023: 22.5×FY 2024: 19.2×
FY 2015 5y median 16.1× FY 2024
EV/Sales 4.2×
FY 2015: 5.9×FY 2016: 5.2×FY 2017: 6.0×FY 2018: 8.7×FY 2019: 4.9×FY 2020: 1.8×FY 2021: 1.3×FY 2022: 5.5×FY 2023: 5.2×FY 2024: 4.2×
FY 2015 5y median 4.2× FY 2024
FCF Yield 7.9%
FY 2015: 6.6%FY 2016: 5.0%FY 2017: 5.8%FY 2018: 8.1%FY 2019: 4.5%FY 2020: 10.6%FY 2021: 10.1%FY 2022: 12.5%FY 2023: 11.3%FY 2024: 7.9%
FY 2015 5y median 10.6% FY 2024

Profitability

Gross Margin 57.3%
FY 2015: 87.1%FY 2016: 88.5%FY 2017: 89.1%FY 2018: 81.4%FY 2019: 75.8%FY 2020: 77.2%FY 2021: 86.7%FY 2022: 87.7%FY 2023: 64.8%FY 2024: 57.3%
FY 2015 5y median 77.2% FY 2024
Operating Margin 18.3%
FY 2015: 30.2%FY 2016: 29.0%FY 2017: 28.4%FY 2018: 25.7%FY 2019: 24.4%FY 2020: 25.0%FY 2021: 28.3%FY 2022: 29.3%FY 2023: 20.3%FY 2024: 18.3%
FY 2015 5y median 25.0% FY 2024
Net Margin 14.9%
FY 2015: 23.8%FY 2016: 21.2%FY 2017: 16.1%FY 2018: 21.6%FY 2019: 20.3%FY 2020: 20.3%FY 2021: 22.9%FY 2022: 23.7%FY 2023: 16.6%FY 2024: 14.9%
FY 2015 5y median 20.3% FY 2024
ROE 8.6%
FY 2015: 10.2%FY 2016: 9.0%FY 2017: 7.1%FY 2018: 10.2%FY 2019: 10.1%FY 2020: 9.3%FY 2021: 9.3%FY 2022: 10.4%FY 2023: 8.7%FY 2024: 8.6%
FY 2015 5y median 9.3% FY 2024
ROIC 3.4%
FY 2015: 4.8%FY 2016: 4.9%FY 2017: 3.0%FY 2018: 3.2%FY 2019: 4.6%FY 2020: 4.5%FY 2021: 5.0%FY 2022: 3.9%FY 2023: 2.7%FY 2024: 3.4%
FY 2015 5y median 3.9% FY 2024
ROA 0.8%
FY 2015: 1.1%FY 2016: 0.9%FY 2017: 0.7%FY 2018: 0.9%FY 2019: 0.9%FY 2020: 0.8%FY 2021: 0.8%FY 2022: 0.9%FY 2023: 0.8%FY 2024: 0.8%
FY 2015 5y median 0.8% FY 2024

Growth (YoY)

Revenue 19.4%
FY 2015: -3.0%FY 2016: 1.1%FY 2017: 3.0%FY 2018: 12.3%FY 2019: 13.2%FY 2020: -3.1%FY 2021: -6.3%FY 2022: 5.1%FY 2023: 35.8%FY 2024: 19.4%
FY 2015 FY 2024
Operating Income 7.7%
FY 2015: -4.2%FY 2016: -3.2%FY 2017: 0.9%FY 2018: 1.7%FY 2019: 7.3%FY 2020: -0.6%FY 2021: 6.1%FY 2022: 8.8%FY 2023: -5.9%FY 2024: 7.7%
FY 2015 FY 2024
EPS (diluted) 0.4%
FY 2015: -4.0%FY 2016: -9.3%FY 2017: -21.0%FY 2018: 50.4%FY 2019: -1.4%FY 2020: 4.9%FY 2021: 5.1%FY 2022: 8.8%FY 2023: -5.3%FY 2024: 0.4%
FY 2015 FY 2024
Free Cash Flow 0.8%
FY 2015: -15.6%FY 2016: -10.4%FY 2017: 5.3%FY 2018: 20.3%FY 2019: -25.7%FY 2020: 70.4%FY 2021: -13.2%FY 2022: 40.1%FY 2023: -23.4%FY 2024: 0.8%
FY 2015 FY 2024

Financial Health

Current Ratio 0.1×
FY 2015: 0.2×FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×
FY 2015 5y median 0.1× FY 2024
Quick Ratio 0.1×
FY 2015: 0.2×FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×
FY 2015 5y median 0.1× FY 2024
Debt / Equity 1.5×
FY 2015: 1.2×FY 2016: 0.8×FY 2017: 1.2×FY 2018: 3.3×FY 2019: 1.1×FY 2020: 1.0×FY 2021: 0.8×FY 2022: 1.5×FY 2023: 2.1×FY 2024: 1.5×
FY 2015 5y median 1.5× FY 2024
Net Debt / EBITDA 10.4×
FY 2015: 6.7×FY 2016: 3.4×FY 2017: 7.2×FY 2018: 20.1×FY 2019: 5.8×FY 2020: -2.3×FY 2021: -3.3×FY 2022: 8.7×FY 2023: 15.6×FY 2024: 10.4×
FY 2015 5y median 8.7× FY 2024
Interest Coverage 0.4×
FY 2015: 3.4×FY 2016: 3.1×FY 2017: 2.9×FY 2018: 1.6×FY 2019: 1.2×FY 2020: 1.3×FY 2021: 2.3×FY 2022: 3.0×FY 2023: 0.6×FY 2024: 0.4×
FY 2015 5y median 1.3× FY 2024

Dividends

Dividend Yield 4.2%
FY 2015: 4.4%FY 2016: 3.7%FY 2017: 4.0%FY 2018: 4.7%FY 2019: 3.5%FY 2020: 4.9%FY 2021: 5.4%FY 2022: 4.8%FY 2023: 5.7%FY 2024: 4.2%
FY 2015 5y median 4.9% FY 2024
Payout Ratio 54.4%
FY 2015: 64.5%FY 2016: 71.4%FY 2017: 90.4%FY 2018: 60.0%FY 2019: 56.6%FY 2020: 59.3%FY 2021: 56.4%FY 2022: 51.9%FY 2023: 55.2%FY 2024: 54.4%
FY 2015 5y median 55.2% FY 2024

Annual · latest fiscal year ends 2024-12-31