PSBQ

PSB Holdings, Inc.

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Price alert · PSBQ

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52.08 USD -0.41 -0.78%
As of Oct 30, 2026
52.08 Day range 52.09
24.34 52-week range 54.00
YTD
+99.54%
1 year
+105.77%
Open
52.08
Prev close
52.49
Mkt cap
209.50M
Vol
232
Avg vol
2.54K
EPS
3.43
P/E
15.18
More statistics
Low
52.08
High
52.09

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Financial health

Altman Z-Score

0.35 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 2
  • P/B 2

Valuation

P/E 7.9×
FY 2016: 10.7×FY 2017: 14.7×FY 2018: 9.8×FY 2019: 11.0×FY 2020: 8.6×FY 2021: 9.0×FY 2022: 7.1×FY 2023: 10.2×FY 2024: 11.2×FY 2025: 7.9×
FY 2016 5y median 9.0× FY 2025
P/S 1.2×
FY 2016: 2.5×FY 2017: 2.8×FY 2018: 2.4×FY 2019: 2.6×FY 2020: 1.9×FY 2021: 2.2×FY 2022: 1.8×FY 2023: 1.4×FY 2024: 1.4×FY 2025: 1.2×
FY 2016 5y median 1.4× FY 2025
P/B 0.8×
FY 2016: 1.3×FY 2017: 1.4×FY 2018: 1.3×FY 2019: 1.3×FY 2020: 0.9×FY 2021: 1.0×FY 2022: 0.9×FY 2023: 0.9×FY 2024: 0.9×FY 2025: 0.8×
FY 2016 5y median 0.9× FY 2025
P/FCF 6.8×
FY 2016: 10.5×FY 2017: 10.1×FY 2018: 9.6×FY 2019: 10.5×FY 2020: 5.7×FY 2021: 9.4×FY 2022: 5.8×FY 2023: 7.8×FY 2024: 8.9×FY 2025: 6.8×
FY 2016 5y median 7.8× FY 2025
EV/EBITDA 11.9×
FY 2016: 8.4×FY 2017: 9.7×FY 2018: 10.7×FY 2019: 10.7×FY 2020: 9.4×FY 2021: 9.1×FY 2022: 6.6×FY 2023: 13.2×FY 2024: 17.2×FY 2025: 11.9×
FY 2016 5y median 11.9× FY 2025
EV/Sales 2.6×
FY 2016: 3.5×FY 2017: 3.9×FY 2018: 4.1×FY 2019: 3.9×FY 2020: 3.2×FY 2021: 3.1×FY 2022: 2.6×FY 2023: 3.4×FY 2024: 3.3×FY 2025: 2.6×
FY 2016 5y median 3.1× FY 2025
FCF Yield 14.8%
FY 2016: 9.5%FY 2017: 9.9%FY 2018: 10.4%FY 2019: 9.5%FY 2020: 17.6%FY 2021: 10.6%FY 2022: 17.3%FY 2023: 12.8%FY 2024: 11.2%FY 2025: 14.8%
FY 2016 5y median 12.8% FY 2025

Profitability

Gross Margin 61.0%
FY 2016: 88.9%FY 2017: 87.2%FY 2018: 84.4%FY 2019: 80.7%FY 2020: 77.0%FY 2021: 91.3%FY 2022: 88.5%FY 2023: 65.9%FY 2024: 57.1%FY 2025: 61.0%
FY 2016 5y median 65.9% FY 2025
Operating Margin 18.5%
FY 2016: 34.6%FY 2017: 33.4%FY 2018: 32.3%FY 2019: 31.4%FY 2020: 28.4%FY 2021: 32.7%FY 2022: 33.4%FY 2023: 21.1%FY 2024: 15.0%FY 2025: 18.5%
FY 2016 5y median 21.1% FY 2025
Net Margin 16.5%
FY 2016: 23.5%FY 2017: 19.1%FY 2018: 24.7%FY 2019: 23.9%FY 2020: 21.8%FY 2021: 24.8%FY 2022: 25.4%FY 2023: 14.0%FY 2024: 13.1%FY 2025: 16.5%
FY 2016 5y median 16.5% FY 2025
ROE 10.6%
FY 2016: 12.2%FY 2017: 9.7%FY 2018: 12.8%FY 2019: 12.1%FY 2020: 10.2%FY 2021: 11.5%FY 2022: 13.4%FY 2023: 8.8%FY 2024: 8.8%FY 2025: 10.6%
FY 2016 5y median 10.6% FY 2025
ROIC 0.9%
FY 2016: 6.4%FY 2017: 5.3%FY 2018: 2.6%FY 2019: 6.2%FY 2020: 5.7%FY 2021: 7.1%FY 2022: 7.7%FY 2023: 3.5%FY 2024: 2.1%FY 2025: 0.9%
FY 2016 5y median 3.5% FY 2025
ROA 1.0%
FY 2016: 1.0%FY 2017: 0.8%FY 2018: 1.1%FY 2019: 1.2%FY 2020: 0.9%FY 2021: 1.0%FY 2022: 1.0%FY 2023: 0.7%FY 2024: 0.7%FY 2025: 1.0%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue 7.3%
FY 2016: 7.6%FY 2017: 4.9%FY 2018: 11.0%FY 2019: 13.0%FY 2020: 4.3%FY 2021: 5.2%FY 2022: 3.8%FY 2023: 27.4%FY 2024: 15.1%FY 2025: 7.3%
FY 2016 FY 2025
Operating Income 32.6%
FY 2016: 8.1%FY 2017: 1.2%FY 2018: 7.2%FY 2019: 9.9%FY 2020: -5.6%FY 2021: 21.0%FY 2022: 6.0%FY 2023: -19.6%FY 2024: -18.5%FY 2025: 32.6%
FY 2016 FY 2025
EPS (diluted) 39.7%
FY 2016: 13.7%FY 2017: -13.7%FY 2018: 44.9%FY 2019: 9.6%FY 2020: -4.4%FY 2021: 20.0%FY 2022: 6.6%FY 2023: -29.6%FY 2024: 9.7%FY 2025: 39.7%
FY 2016 FY 2025
Free Cash Flow 27.4%
FY 2016: 4.5%FY 2017: 21.5%FY 2018: 0.6%FY 2019: 10.9%FY 2020: 37.6%FY 2021: -23.7%FY 2022: 36.2%FY 2023: -29.1%FY 2024: 3.1%FY 2025: 27.4%
FY 2016 FY 2025

Financial Health

Current Ratio 0.6×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 1.4×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 0.6×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.6×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 1.4×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 0.6×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 1.0×
FY 2016: 0.9×FY 2017: 0.8×FY 2018: 1.1×FY 2019: 1.0×FY 2020: 0.8×FY 2021: 0.6×FY 2022: 0.7×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
Net Debt / EBITDA 6.2×
FY 2016: 2.3×FY 2017: 2.7×FY 2018: 4.3×FY 2019: 3.5×FY 2020: 3.9×FY 2021: 2.5×FY 2022: 2.1×FY 2023: 7.8×FY 2024: 9.9×FY 2025: 6.2×
FY 2016 5y median 6.2× FY 2025
Interest Coverage 0.5×
FY 2016: 3.2×FY 2017: 2.8×FY 2018: 2.1×FY 2019: 1.8×FY 2020: 2.4×FY 2021: 4.9×FY 2022: 2.9×FY 2023: 0.6×FY 2024: 0.4×FY 2025: 0.5×
FY 2016 5y median 0.6× FY 2025

Dividends

Dividend Yield 3.1%
FY 2016: 1.5%FY 2017: 1.4%FY 2018: 1.6%FY 2019: 1.5%FY 2020: 2.0%FY 2021: 1.8%FY 2022: 2.3%FY 2023: 3.2%FY 2024: 2.8%FY 2025: 3.1%
FY 2016 5y median 2.8% FY 2025
Payout Ratio 23.2%
FY 2016: 16.3%FY 2017: 20.2%FY 2018: 15.5%FY 2019: 15.9%FY 2020: 17.5%FY 2021: 16.0%FY 2022: 16.6%FY 2023: 31.3%FY 2024: 30.3%FY 2025: 23.2%
FY 2016 5y median 23.2% FY 2025

Annual · latest fiscal year ends 2025-12-31