Pagaya Technologies Ltd. PGY
At closeNov 6, 2026, 7:09 PM EST
After hours · Nov 6, 7:09 PM ET
- YTD
- -16.27%
- 1 year
- -25.18%
- Market cap
- 1.47B
- Revenue (ttm)
- 1.43B
- Profit margin
- 10.77%
- EPS (ttm)
- 1.68
- Shares out
- 72.74M
- P/E ratio
- 10.42
- Forward P/E
- 4.16
- YTD return
- -16.27%
- 1-year return
- -25.18%
- Volume
- 1.73M
- Avg volume
- 2.23M
- Open
- 17.53
- Previous close
- 17.41
- Day's range
- 17.04 – 17.71
- 52-week range
- 10.64 – 27.77
- Beta
- 5.69
- Analysts
- Strong Buy
- Price target
- 29.27 (+67.3%)
- Earnings date
- Feb 8, 2027
ALL -99.74 (-85.07%)
Key statistics
- Enterprise value
- 1.18B
- PEG ratio
- 0.03
- Price / sales
- 1.03
- Price / book
- 2.35
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 11.50%
- Free cash flow
- 251.11M
- Total cash
- 1.35B
- Total debt
- 992.09M
- Return on equity
- 22.18%
- Short % of float
- 14.21%
- 50-day average
- 19.43
- 200-day average
- 16.41
Analyst view
Consensus: strong buy
- Target (low)
- 23.00
- Target (mean)
- 29.27
- Target (high)
- 38.00
- Strong buy2
- Buy9
- Hold0
- Sell0
- Strong sell0
Next earnings
Feb 8, 2027
Expected Feb 8, 2027. Consensus EPS estimate 0.98214.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 8, 2027 | Dec 30, 2026 | 0.499 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 0.467 | 1.07 | +0.60 | +129.12% |
| Jul 30, 2026 | Jun 30, 2026 | 0.3221 | 0.49 | +0.17 | +52.13% |
| May 7, 2026 | Mar 31, 2026 | 0.32 | 0.29 | -0.03 | -9.38% |
| Feb 9, 2026 | Dec 31, 2025 | 0.3422 | 0.36 | +0.02 | +5.20% |
| Nov 10, 2025 | Sep 30, 2025 | 0.2114 | 0.23 | +0.02 | +8.80% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | TD Cowen | main | Buy | Buy |
| Oct 30, 2026 | B. Riley Securities | reit | Buy | Buy |
| Oct 6, 2026 | TD Cowen | main | Buy | Buy |
| Sep 29, 2026 | StoneX | reit | Buy | Buy |
| Aug 18, 2026 | Jefferies | main | Buy | Buy |
| Jul 31, 2026 | B. Riley Securities | main | Buy | Buy |
About Pagaya Technologies Ltd.
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.
- Sector
- Technology
- Industry
- Software - Infrastructure
- Country
- United States
- Website
- pagaya.com
News
PGY Q3 Earnings Call Highlights Bank Demand and Margin Recovery 
Pagaya Technologies (NASDAQ:PGY) & CLEAR Secure (NYSE:YOU) Head to Head Comparison 
Pagaya to Participate in Upcoming Investor Conferences and Events 
PGY Delivers Record Q3 Performance: Is it Time to Buy the Stock? 
TD Cowen Maintains Buy on Pagaya Technologies, Raises Price Target to $27 
Pagaya Technologies: Stuck In The Fintech Discount Isle 
PGY Gains as Q3 Earnings Beat on Record Revenues, Raises 2026 View 
Pagaya: I Was Wrong On Profitability, Upgrading To Hold 
B. Riley Securities Reiterates Buy on Pagaya Technologies, Raises Price Target to $38 
Pagaya Techs Q3 2026 Earnings Call Transcript
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| DAS SANJIV | President | Sale | Sep 27, 2026 | 173,864 |
| DAVIS ALISON | Director | Stock Award(Grant) | Dec 9, 2025 | 0 |
| GOLUB HARVEY | Director | Stock Award(Grant) | Dec 9, 2025 | 252,360 |
| KRUBINER GAL | Chief Executive Officer | Purchase | Jun 23, 2026 | 555,906 |
| MEHTA ASHEET | Director | Stock Award(Grant) | Dec 9, 2025 | 30,196 |
| PERROS EVANGELOS | Former | Sale | Jun 11, 2026 | 131,241 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Viola Ventures V.c. Management 4 Ltd. | 18.37% | 98,109,329 | 1.72B | Dec 30, 2023 |
| Clal Insurance Enterprises Holdings Ltd | 4.02% | 21,469,135 | 375.71M | Dec 30, 2023 |
| Millennium Management Llc | 1.11% | 5,934,008 | 103.85M | Dec 30, 2023 |
| Nuveen Asset Management, LLC | 1.05% | 5,589,352 | 97.81M | Dec 30, 2023 |
| Ejf Capital Llc | 1.04% | 5,555,429 | 97.22M | Dec 30, 2023 |
| Blackrock Inc. | 0.70% | 3,738,289 | 65.42M | Dec 30, 2023 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| ARK ETF Tr-ARK Israel Innovative Technology ETF | 0.28% | 1,489,697 | 26.07M | Dec 30, 2023 |
| iShares Core MSCI EAFE ETF | 0.18% | 968,985 | 16.96M | Dec 30, 2023 |
| iShares MSCI EAFE Small Cap ETF | 0.17% | 931,111 | 16.29M | Dec 30, 2023 |
| Global X Fds-Global X FinTech ETF | 0.11% | 584,066 | 10.22M | Dec 30, 2023 |
| ETF Managers Tr-BlueStar TA-BIGI Tech Israel Technology ETF | 0.07% | 355,238 | 6.22M | Sep 29, 2023 |
| Fidelity NASDAQ Composite Index Fund | 0.06% | 316,374 | 5.54M | Dec 30, 2023 |