PennyMac Financial Services, Inc. PFSI
Set alert
At close · Oct 30
After hours · Oct 30, 4:01 PM ET
- YTD
- -52.28%
- 1 year
- -49.78%
- Open
- 60.93
- Prev close
- 64.41
- Mkt cap
- 3.27B
- Vol
- 1.29M
- Avg vol
- 608.95K
- EPS
- 7.27
- P/E
- 8.65
- Div yield
- 1.86%
More statistics
- Low
- 60.24
- High
- 63.06
- Forward P/E
- 6.14
- Beta
- 1.45
- Short ratio
- 5.13
- Inst. own
- 66.56%
- Dividend
- 1.20
- Ex-div date
- Aug 16, 2026
- Earnings
- Feb 4, 2027
- 50-d avg
- 66.22
- 200-d avg
- 84.88
- 1y target
- 80.33
2Y chart
Events in this range
- Nov 18, 2024Dividend: 0.3
- Feb 13, 2025Dividend: 0.3
- May 14, 2025Dividend: 0.3
- Aug 13, 2025Dividend: 0.3
- Oct 21, 2025Earnings: 3.37; estimate 2.7; surprise 24.81%
- Nov 17, 2025Dividend: 0.3
- Jan 29, 2026Earnings: 1.97; estimate 3.23; surprise -39.01%
- Feb 13, 2026Dividend: 0.3
- May 5, 2026Earnings: 2.19; estimate 2.22; surprise -1.35%
- May 18, 2026Dividend: 0.3
- Jul 29, 2026Earnings: 1.39; estimate 2.11; surprise -34.12%
- Jul 30, 2026Rating: Stephens & Co. · Equal-Weight → Equal-Weight
- Jul 31, 2026Rating: Keefe, Bruyette & Woods · Outperform → Outperform
- Aug 17, 2026Dividend: 0.3
- Oct 5, 2026Rating: Barclays · Equal-Weight → Equal-Weight
- Oct 9, 2026Rating: Piper Sandler · Neutral → Neutral
- Oct 12, 2026Rating: BTIG · Buy → Buy
- Oct 29, 2026Earnings: 1.05; estimate 1.27; surprise -17.32%
- Oct 30, 2026Rating: Wells Fargo · Overweight → Overweight
Signals (90)
| Name | Date | Ago |
|---|---|---|
| MACD: Buy Signal | Oct 15, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 9, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 8, 2026 | 3 weeks ago |
| MACD: Sell Signal | Oct 7, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 6, 2026 | 3 weeks ago |
| RSI: Oversold | Sep 23, 2026 | 1 month ago |
| RSI: Oversold | Sep 16, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 9, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 4, 2026 | 1 month ago |
| MACD: Sell Signal | Aug 17, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 14, 2026 | 2 months ago |
| SMA: Bearish | Jul 30, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 30, 2026 | 3 months ago |
| SMA: Bullish | Jul 24, 2026 | 3 months ago |
| SMA: Bearish | Jul 23, 2026 | 3 months ago |
| SMA: Bullish | Jul 22, 2026 | 3 months ago |
| SMA: Bearish | Jul 20, 2026 | 3 months ago |
| SMA: Bullish | Jul 15, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 15, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 8, 2026 | 3 months ago |
| SMA: Bearish | Jul 1, 2026 | 4 months ago |
| SMA: Bullish | Jun 29, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 15, 2026 | 4 months ago |
| SMA: Bearish | May 11, 2026 | 5 months ago |
| SMA: Bullish | May 8, 2026 | 5 months ago |
| SMA: Bearish | May 5, 2026 | 5 months ago |
| MACD: Sell Signal | May 4, 2026 | 6 months ago |
| MACD: Buy Signal | May 1, 2026 | 6 months ago |
| SMA: Bullish | Apr 30, 2026 | 6 months ago |
| SMA: Bearish | Apr 29, 2026 | 6 months ago |
| MACD: Sell Signal | Apr 29, 2026 | 6 months ago |
| SMA: Bullish | Apr 10, 2026 | 6 months ago |
| RSI: Oversold | Mar 12, 2026 | 7 months ago |
| RSI: Oversold | Mar 5, 2026 | 8 months ago |
| RSI: Oversold | Mar 2, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 24, 2026 | 8 months ago |
| RSI: Oversold | Feb 19, 2026 | 8 months ago |
| SMA: Bearish | Jan 30, 2026 | 9 months ago |
| SMA: Bearish | Jan 30, 2026 | 9 months ago |
| RSI: Oversold | Jan 30, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 28, 2026 | 9 months ago |
| RSI: Overbought | Jan 9, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 7, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 30, 2025 | 10 months ago |
| MACD: Buy Signal | Dec 22, 2025 | 10 months ago |
| MACD: Sell Signal | Dec 8, 2025 | 10 months ago |
| MACD: Buy Signal | Nov 25, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| SMA: Bearish | Nov 20, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 4, 2025 | 12 months ago |
| RSI: Overbought | Oct 27, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 22, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 23, 2025 | 1 year ago |
| RSI: Overbought | Sep 4, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 6, 2025 | 1 year ago |
| SMA: Bullish | Aug 4, 2025 | 1 year ago |
| SMA: Bearish | Jul 23, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 23, 2025 | 1 year ago |
| MACD: Buy Signal | Jul 22, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 15, 2025 | 1 year ago |
| SMA: Bullish | Jun 23, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 23, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 17, 2025 | 1 year ago |
| SMA: Bearish | Jun 13, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 11, 2025 | 1 year ago |
| SMA: Bullish | Jun 10, 2025 | 1 year ago |
| MACD: Sell Signal | May 22, 2025 | 1 year ago |
| SMA: Bearish | May 21, 2025 | 1 year ago |
| SMA: Bullish | May 12, 2025 | 1 year ago |
| SMA: Bearish | May 9, 2025 | 1 year ago |
| SMA: Bullish | May 8, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 29, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 8, 2025 | 1 year ago |
| SMA: Bearish | Apr 7, 2025 | 1 year ago |
| SMA: Bullish | Apr 2, 2025 | 1 year ago |
| SMA: Bearish | Mar 25, 2025 | 1 year ago |
| SMA: Bullish | Mar 24, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 19, 2025 | 1 year ago |
| MACD: Sell Signal | Mar 10, 2025 | 1 year ago |
| SMA: Bearish | Mar 4, 2025 | 1 year ago |
| SMA: Bullish | Feb 28, 2025 | 1 year ago |
| MACD: Buy Signal | Feb 28, 2025 | 1 year ago |
| SMA: Bearish | Feb 7, 2025 | 1 year ago |
| SMA: Bullish | Feb 4, 2025 | 1 year ago |
| SMA: Bearish | Feb 3, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 3, 2025 | 1 year ago |
| RSI: Overbought | Jan 30, 2025 | 1 year ago |
| RSI: Overbought | Jan 27, 2025 | 1 year ago |
| SMA: Bullish | Jan 15, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 15, 2025 | 1 year ago |
Key statistics
- Market cap
- 3.27B
- Enterprise value
- 26.76B
- Trailing P/E
- 8.66
- Forward P/E
- 6.14
- PEG ratio
- 0.00
- Price / sales
- 0.98
- Price / book
- 0.76
- EPS (TTM)
- 7.27
- Beta
- 1.45
- Dividend yield
- 1.86%
- Payout ratio
- 16.51%
- Profit margin
- 11.78%
- Revenue (TTM)
- 3.33B
- Revenue growth
- 1.80%
- Free cash flow
- 0
- Total cash
- 415.95M
- Total debt
- 23.83B
- Return on equity
- 9.38%
- Shares outstanding
- 51.95M
- Short % of float
- 12.57%
- 50-day average
- 66.22
- 200-day average
- 84.88
Analyst view
Consensus: buy
- Target (low)
- 65.00
- Target (mean)
- 80.33
- Target (high)
- 100.00
- Strong buy1
- Buy2
- Hold4
- Sell0
- Strong sell0
Next earnings
Feb 4, 2027
Expected Feb 4, 2027. Consensus EPS estimate 1.65.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 4, 2027 | Dec 30, 2026 | 1.84 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 1.27 | 1.05 | -0.22 | -17.32% |
| Jul 29, 2026 | Jun 30, 2026 | 2.11 | 1.39 | -0.72 | -34.12% |
| May 5, 2026 | Mar 31, 2026 | 2.22 | 2.19 | -0.03 | -1.35% |
| Jan 29, 2026 | Dec 31, 2025 | 3.23 | 1.97 | -1.26 | -39.01% |
| Oct 21, 2025 | Sep 30, 2025 | 2.70 | 3.37 | +0.67 | +24.81% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | Wells Fargo | main | Overweight | Overweight |
| Oct 12, 2026 | BTIG | main | Buy | Buy |
| Oct 9, 2026 | Piper Sandler | main | Neutral | Neutral |
| Oct 5, 2026 | Barclays | main | Equal-Weight | Equal-Weight |
| Jul 31, 2026 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Jul 30, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.
- Sector
- Financial Services
- Industry
- Mortgage Finance
- Country
- United States
- Website
- pfsi.pennymac.com
News
- PennyMac Financial Services Q3 Earnings Call Highlights
- Wells Fargo Maintains Overweight on PennyMac Financial Servs, Lowers Price Target to $85
- PennyMac Financial Services, Inc. (PFSI) Q3 2026 Earnings Call Transcript
- PennyMac Financial (PFSI) Q3 Earnings and Revenues Lag Estimates
- PennyMac Financial Servs Q3 Adj. EPS $1.05 Misses $1.47 Estimate, Sales $469.000M Miss $536.529M Estimate
- PennyMac Financial Services, Inc. Reports Third Quarter 2026 Results and Announces Changes to its Leadership Team
- PennyMac Financial Services, Inc. Reschedules Third Quarter 2026 Earnings Call to 5:30 PM ET on Thursday, October 29
- PennyMac Mortgage Investment Trust Reschedules Third Quarter 2026 Earnings Call to 6:30 PM ET on Thursday, October 29
- PennyMac Financial Services, Inc. Reschedules Third Quarter 2026 Earnings Call to 5:30 PM ET on Thursday, October 29
- Earnings Preview: PennyMac Financial (PFSI) Q3 Earnings Expected to Decline
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HENDRY GREGORY LYNN | Officer | Sale | Jun 30, 2026 | 48,968 |
| JONES DOUGLAS | President | Conversion of Exercise of derivative security | Feb 19, 2026 | 457,726 |
| KINSELLA PATRICK | Director | Purchase | Feb 11, 2026 | 34,210 |
| MAZZELLA JOSEPH F | Director | Stock Award(Grant) | May 6, 2026 | 246,936 |
| MCCALLION ANNE D | Director | Stock Award(Grant) | Feb 10, 2026 | 158,466 |
| NANJI FARHAD | Director | Stock Award(Grant) | Jul 30, 2026 | 4,720,010 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| MFN Partners Management, LP | 8.72% | 4,531,792 | 285.37M | Jun 29, 2026 |
| T. Rowe Price Investment Management, Inc. | 7.55% | 3,921,911 | 246.96M | Jun 29, 2026 |
| Blackrock Inc. | 4.48% | 2,327,613 | 146.57M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.10% | 2,130,571 | 134.16M | Jun 29, 2026 |
| Donald Smith & Co., Inc. | 3.62% | 1,882,201 | 118.52M | Jun 29, 2026 |
| Rubric Capital Management LP | 3.27% | 1,700,000 | 107.05M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| T. Rowe Price Small-Cap Value Fund, Inc. | 2.06% | 1,071,901 | 67.50M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.75% | 910,036 | 57.30M | Jun 29, 2026 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 1.57% | 815,933 | 51.38M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 1.55% | 806,636 | 50.79M | Sep 29, 2026 |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 1.39% | 721,361 | 45.42M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.26% | 654,413 | 41.21M | Jun 29, 2026 |