PennyMac Financial Services, Inc. PFSI
Nov 4, 2026, 10:06 AM EST
- YTD
- -49.73%
- 1 year
- -47.76%
- Market cap
- 3.44B
- Revenue (ttm)
- 1.84B
- Profit margin
- 13.06%
- EPS (ttm)
- 7.27
- Shares out
- 51.92M
- P/E ratio
- 9.11
- Forward P/E
- 9.37
- Dividend
- 1.20 (1.89%)
- Ex-dividend date
- Nov 15, 2026
- YTD return
- -49.73%
- 1-year return
- -47.76%
- Volume
- 48.80K
- Avg volume
- 608.67K
- Open
- 66.43
- Previous close
- 63.90
- Day's range
- 65.27 – 68.00
- 52-week range
- 57.52 – 160.36
- Beta
- 1.49
- Analysts
- Buy
- Price target
- 72.17 (+8.9%)
- Earnings date
- Feb 4, 2027
15m -0.27 (-0.42%)
Key statistics
- Enterprise value
- 26.15B
- PEG ratio
- 0.00
- Price / sales
- 1.80
- Price / book
- 0.76
- Dividend yield
- 1.84%
- Payout ratio
- 16.51%
- Revenue growth
- 0.00%
- Free cash flow
- 0
- Total cash
- 724.00M
- Total debt
- 23.47B
- Return on equity
- 5.60%
- Short % of float
- 12.57%
- 50-day average
- 65.77
- 200-day average
- 84.03
Analyst view
Consensus: buy
- Target (low)
- 60.00
- Target (mean)
- 72.17
- Target (high)
- 85.00
- Strong buy0
- Buy2
- Hold5
- Sell0
- Strong sell0
Next earnings
Feb 4, 2027
Expected Feb 4, 2027. Consensus EPS estimate 1.05.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 4, 2027 | Dec 30, 2026 | 1.16 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 1.27 | 1.05 | -0.22 | -17.32% |
| Jul 29, 2026 | Jun 30, 2026 | 2.11 | 1.39 | -0.72 | -34.12% |
| May 5, 2026 | Mar 31, 2026 | 2.22 | 2.19 | -0.03 | -1.35% |
| Jan 29, 2026 | Dec 31, 2025 | 3.23 | 1.97 | -1.26 | -39.01% |
| Oct 21, 2025 | Sep 30, 2025 | 2.70 | 3.37 | +0.67 | +24.81% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 2, 2026 | Barclays | main | Equal-Weight | Equal-Weight |
| Nov 2, 2026 | Keefe, Bruyette & Woods | down | Outperform | Market Perform |
| Oct 30, 2026 | Wells Fargo | main | Overweight | Overweight |
| Oct 12, 2026 | BTIG | main | Buy | Buy |
| Oct 9, 2026 | Piper Sandler | main | Neutral | Neutral |
| Oct 5, 2026 | Barclays | main | Equal-Weight | Equal-Weight |
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.
- Sector
- Financial Services
- Industry
- Mortgage Finance
- Country
- United States
- Website
- pfsi.pennymac.com
News
Barclays Maintains Equal-Weight on PennyMac Financial Servs, Lowers Price Target to $67 
This Coinbase Analyst Turns Bearish; Here Are Top 5 Downgrades For Monday 
Regeneron Pharmaceuticals To Rally Around 11%? Here Are 10 Top Analyst Forecasts For Monday 
Keefe, Bruyette & Woods Downgrades PennyMac Financial Servs to Market Perform, Lowers Price Target to $80 
PennyMac Financial Services Q3 Earnings Call Highlights 
Wells Fargo Maintains Overweight on PennyMac Financial Servs, Lowers Price Target to $85 
PennyMac Financial Services, Inc. (PFSI) Q3 2026 Earnings Call Transcript 
PennyMac Financial (PFSI) Q3 Earnings and Revenues Lag Estimates 
PennyMac Financial Servs Q3 Adj. EPS $1.05 Misses $1.47 Estimate, Sales $469.000M Miss $536.529M Estimate 
PennyMac Financial Services, Inc. Reports Third Quarter 2026 Results and Announces Changes to its Leadership Team
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HENDRY GREGORY LYNN | Officer | Sale | Jun 30, 2026 | 48,968 |
| JONES DOUGLAS | President | Conversion of Exercise of derivative security | Feb 19, 2026 | 457,726 |
| KINSELLA PATRICK | Director | Purchase | Feb 11, 2026 | 34,210 |
| MAZZELLA JOSEPH F | Director | Stock Award(Grant) | May 6, 2026 | 246,936 |
| MCCALLION ANNE D | Director | Stock Award(Grant) | Feb 10, 2026 | 158,466 |
| NANJI FARHAD | Director | Stock Award(Grant) | Jul 30, 2026 | 4,720,010 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| MFN Partners Management, LP | 8.72% | 4,531,792 | 289.26M | Jun 29, 2026 |
| T. Rowe Price Investment Management, Inc. | 7.55% | 3,921,911 | 250.34M | Jun 29, 2026 |
| Blackrock Inc. | 4.48% | 2,327,613 | 148.57M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.10% | 2,130,571 | 135.99M | Jun 29, 2026 |
| Donald Smith & Co., Inc. | 3.62% | 1,882,201 | 120.14M | Jun 29, 2026 |
| Rubric Capital Management LP | 3.27% | 1,700,000 | 108.51M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| T. Rowe Price Small-Cap Value Fund, Inc. | 2.06% | 1,071,901 | 68.42M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.75% | 910,036 | 58.09M | Jun 29, 2026 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 1.57% | 815,933 | 52.08M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 1.55% | 806,636 | 51.49M | Sep 29, 2026 |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 1.39% | 721,361 | 46.04M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.26% | 654,413 | 41.77M | Jun 29, 2026 |