Paymentus Holdings, Inc. PAY

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Price alert · PAY

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35.05 USD +2.23 +6.79%

At close · Nov 2

35.10 +0.05 +0.14%

After hours · Nov 2, 4:00 PM ET

Bid
34.84 × 300
Ask
35.06 × 700
32.44 Day range 35.26
20.11 52-week range 45.31
YTD
+10.95%
1 year
+22.55%
Open
32.90
Prev close
32.82
Mkt cap
4.41B
Vol
1.89M
Avg vol
1.08M
EPS
0.66
P/E
53.11
Div yield
0.00%
More statistics
Low
32.44
High
35.26
Forward P/E
32.12
Beta
1.38
Short ratio
2.45
Inst. own
119.56%
Dividend
0.00
Ex-div date
Earnings
Nov 2, 2026
50-d avg
33.74
200-d avg
28.79
1y target
40.14

MAX chart

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Interval

Events in this range
  • Aug 4, 2025Earnings: 0.15; estimate 0.14; surprise 7.14%
  • Nov 3, 2025Earnings: 0.17; estimate 0.16; surprise 6.25%
  • Feb 23, 2026Earnings: 0.2; estimate 0.18; surprise 11.11%
  • May 4, 2026Earnings: 0.21; estimate 0.17; surprise 23.53%
  • Jul 30, 2026Downgrade: Baird · Outperform → Neutral
  • Aug 3, 2026Earnings: 0.25; estimate 0.1886; surprise 32.56%
  • Aug 4, 2026Rating: Baird · Neutral → Neutral
  • Aug 4, 2026Rating: Goldman Sachs · Neutral → Neutral
  • Aug 25, 2026Downgrade: Wolfe Research · Outperform → Peer Perform
  • Sep 15, 2026Rating: Freedom Capital Markets · Buy → Buy
  • Sep 17, 2026Rating: Seaport Global · — → Buy
  • Nov 2, 2026Earnings: —; estimate 0.2086; surprise —%
Signals (91)
NameDateAgo
MACD: Sell SignalSep 28, 20261 month ago
SMA: BearishSep 14, 20261 month ago
RSI: OverboughtAug 3, 20263 months ago
SMA: BullishJun 29, 20264 months ago
SMA: BullishJun 29, 20264 months ago
MACD: Buy SignalJun 29, 20264 months ago
MACD: Sell SignalJun 1, 20265 months ago
SMA: BearishMay 11, 20265 months ago
SMA: BullishApr 13, 20266 months ago
MACD: Buy SignalApr 13, 20266 months ago
SMA: BearishApr 6, 20267 months ago
SMA: BullishMar 30, 20267 months ago
SMA: BearishDec 8, 202510 months ago
SMA: BearishDec 8, 202510 months ago
MACD: Sell SignalDec 8, 202510 months ago
SMA: BullishNov 24, 202511 months ago
SMA: BearishNov 17, 202511 months ago
MACD: Buy SignalNov 10, 202511 months ago
SMA: BullishNov 3, 202512 months ago
SMA: BullishNov 3, 202512 months ago
SMA: BearishSep 22, 20251 year ago
SMA: BearishSep 22, 20251 year ago
MACD: Sell SignalSep 22, 20251 year ago
SMA: BullishSep 15, 20251 year ago
SMA: BearishSep 8, 20251 year ago
MACD: Buy SignalAug 18, 20251 year ago
SMA: BullishAug 4, 20251 year ago
SMA: BullishAug 4, 20251 year ago
SMA: BearishJun 30, 20251 year ago
MACD: Sell SignalJun 23, 20251 year ago
SMA: BearishJun 9, 20251 year ago
MACD: Buy SignalApr 28, 20251 year ago
SMA: BullishApr 21, 20251 year ago
SMA: BullishApr 14, 20251 year ago
SMA: BearishMar 17, 20251 year ago
SMA: BullishMar 10, 20251 year ago
SMA: BearishFeb 17, 20251 year ago
MACD: Sell SignalJan 13, 20251 year ago
SMA: BearishJan 6, 20251 year ago
RSI: OverboughtNov 11, 20241 year ago
MACD: Buy SignalOct 14, 20242 years ago
SMA: BullishOct 7, 20242 years ago
SMA: BullishSep 30, 20242 years ago
SMA: BearishSep 23, 20242 years ago
SMA: BearishSep 23, 20242 years ago
MACD: Sell SignalSep 23, 20242 years ago
SMA: BullishSep 9, 20242 years ago
SMA: BearishSep 2, 20242 years ago
SMA: BullishAug 5, 20242 years ago
MACD: Buy SignalAug 5, 20242 years ago
SMA: BearishJul 29, 20242 years ago
SMA: BullishJul 1, 20242 years ago
SMA: BearishMay 6, 20242 years ago
MACD: Sell SignalMay 6, 20242 years ago
SMA: BullishApr 22, 20242 years ago
SMA: BearishApr 15, 20242 years ago
MACD: Buy SignalMar 11, 20242 years ago
RSI: OverboughtMar 11, 20242 years ago
SMA: BullishMar 4, 20242 years ago
SMA: BullishMar 4, 20242 years ago
SMA: BearishFeb 19, 20242 years ago
SMA: BearishJan 15, 20242 years ago
SMA: BullishJan 8, 20242 years ago
SMA: BearishJan 1, 20242 years ago
MACD: Sell SignalJan 1, 20242 years ago
SMA: BullishOct 30, 20233 years ago
SMA: BearishOct 16, 20233 years ago
RSI: OverboughtSep 25, 20233 years ago
RSI: OverboughtSep 11, 20233 years ago
RSI: OverboughtAug 28, 20233 years ago
RSI: OverboughtAug 7, 20233 years ago
SMA: BullishMay 8, 20233 years ago
SMA: BullishMay 8, 20233 years ago
SMA: BearishApr 17, 20233 years ago
SMA: BullishMar 27, 20233 years ago
SMA: BearishMar 6, 20233 years ago
SMA: BullishJan 16, 20233 years ago
SMA: BearishNov 14, 20223 years ago
SMA: BullishNov 7, 20223 years ago
SMA: BearishAug 1, 20224 years ago
SMA: BullishJul 25, 20224 years ago
MACD: Buy SignalJul 4, 20224 years ago
SMA: BearishFeb 14, 20224 years ago
SMA: BearishFeb 14, 20224 years ago
MACD: Sell SignalFeb 14, 20224 years ago
SMA: BullishJan 31, 20224 years ago
SMA: BullishJan 31, 20224 years ago
SMA: BearishJan 3, 20224 years ago
SMA: BearishJan 3, 20224 years ago
SMA: BullishDec 20, 20214 years ago
SMA: BullishOct 18, 20215 years ago

Financial health

Altman Z-Score

25.45 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 2
  • P/B 2

Valuation

P/E 59.6×
FY 2015: 41.5×FY 2016: -341×FY 2017: -18.3×FY 2019: 373×FY 2020: 389×FY 2021: 583×FY 2022: -1907×FY 2023: 99.3×FY 2024: 90.8×FY 2025: 59.6×
FY 2015 5y median 90.8× FY 2025
P/S 3.4×
FY 2015: 1.6×FY 2016: 1.6×FY 2017: 1.7×FY 2019: 14.3×FY 2020: 11.0×FY 2021: 10.0×FY 2022: 2.0×FY 2023: 3.6×FY 2024: 4.7×FY 2025: 3.4×
FY 2015 5y median 3.6× FY 2025
P/B 7.3×
FY 2015: 3.6×FY 2016: 3.9×FY 2017: 4.2×FY 2019: 49.0×FY 2020: 39.3×FY 2021: 10.2×FY 2022: 2.5×FY 2023: 5.1×FY 2024: 8.4×FY 2025: 7.3×
FY 2015 5y median 7.3× FY 2025
P/FCF 25.3×
FY 2015: 22.8×FY 2016: 35.9×FY 2017: 32.4×FY 2019: 674×FY 2020: 160×FY 2021: -4306×FY 2022: -85.5×FY 2023: 63.9×FY 2024: 64.3×FY 2025: 25.3×
FY 2015 5y median 25.3× FY 2025
EV/EBITDA 29.9×
FY 2015: 14.1×FY 2016: 18.3×FY 2017: 120×FY 2019: 137×FY 2020: 124×FY 2021: 160×FY 2022: 37.1×FY 2023: 36.6×FY 2024: 42.7×FY 2025: 29.9×
FY 2015 5y median 37.1× FY 2025
EV/Sales 3.2×
FY 2015: 1.9×FY 2016: 2.0×FY 2017: 2.1×FY 2019: 14.1×FY 2020: 10.9×FY 2021: 9.6×FY 2022: 1.7×FY 2023: 3.3×FY 2024: 4.4×FY 2025: 3.2×
FY 2015 5y median 3.3× FY 2025
FCF Yield 4.0%
FY 2015: 4.4%FY 2016: 2.8%FY 2017: 3.1%FY 2019: 0.1%FY 2020: 0.6%FY 2021: -0.0%FY 2022: -1.2%FY 2023: 1.6%FY 2024: 1.6%FY 2025: 4.0%
FY 2015 5y median 1.6% FY 2025

Profitability

Gross Margin 24.8%
FY 2015: 41.3%FY 2016: 39.9%FY 2017: 38.1%FY 2019: 31.6%FY 2020: 30.7%FY 2021: 30.7%FY 2022: 30.1%FY 2023: 29.7%FY 2024: 27.3%FY 2025: 24.8%
FY 2015 5y median 29.7% FY 2025
Operating Margin 6.3%
FY 2015: 5.4%FY 2016: 3.7%FY 2017: 2.6%FY 2019: 7.8%FY 2020: 6.1%FY 2021: 2.6%FY 2022: -0.6%FY 2023: 2.9%FY 2024: 5.1%FY 2025: 6.3%
FY 2015 5y median 2.9% FY 2025
Net Margin 5.6%
FY 2015: 4.0%FY 2016: -0.5%FY 2017: -9.3%FY 2019: 5.8%FY 2020: 4.5%FY 2021: 2.4%FY 2022: -0.1%FY 2023: 3.6%FY 2024: 5.1%FY 2025: 5.6%
FY 2015 5y median 3.6% FY 2025
ROE 11.9%
FY 2015: 8.8%FY 2016: -1.1%FY 2017: -23.0%FY 2019: 20.0%FY 2020: 16.2%FY 2021: 2.4%FY 2022: -0.1%FY 2023: 5.2%FY 2024: 9.1%FY 2025: 11.9%
FY 2015 5y median 5.2% FY 2025
ROIC 10.4%
FY 2015: 5.5%FY 2016: -19.9%FY 2017: 2.6%FY 2019: 19.1%FY 2020: 14.1%FY 2021: 2.3%FY 2022: -0.3%FY 2023: 3.6%FY 2024: 7.4%FY 2025: 10.4%
FY 2015 5y median 3.6% FY 2025
ROA 10.0%
FY 2015: 3.2%FY 2016: -0.4%FY 2017: -7.5%FY 2019: 17.0%FY 2020: 11.0%FY 2021: 2.0%FY 2022: -0.1%FY 2023: 4.4%FY 2024: 7.7%FY 2025: 10.0%
FY 2015 5y median 4.4% FY 2025

Growth (YoY)

Revenue 37.3%
FY 2015: 7.0%FY 2016: -0.4%FY 2017: -6.1%FY 2019: 0.0%FY 2020: 28.0%FY 2021: 31.1%FY 2022: 25.7%FY 2023: 23.6%FY 2024: 41.9%FY 2025: 37.3%
FY 2015 FY 2025
Operating Income 68.4%
FY 2015: 4107.4%FY 2016: -31.0%FY 2017: -35.5%FY 2019: 0.0%FY 2020: 0.3%FY 2021: -43.7%FY 2022: -128.7%FY 2023: 708.0%FY 2024: 147.9%FY 2025: 68.4%
FY 2015 FY 2025
EPS (diluted) 48.6%
FY 2015: 300.0%FY 2016: -112.3%FY 2017: -1759.4%FY 2019: 0.0%FY 2020: -3.9%FY 2021: -18.5%FY 2022: -107.0%FY 2023: 4385.7%FY 2024: 94.4%FY 2025: 48.6%
FY 2015 FY 2025
Free Cash Flow 156.1%
FY 2015: 25.2%FY 2016: -38.1%FY 2017: 11.5%FY 2019: 0.0%FY 2020: 316.8%FY 2021: -104.4%FY 2022: -1148.1%FY 2023: 402.0%FY 2024: 83.0%FY 2025: 156.1%
FY 2015 FY 2025

Financial Health

Current Ratio 4.5×
FY 2015: 1.4×FY 2016: 1.4×FY 2017: 1.3×FY 2019: 5.2×FY 2020: 2.6×FY 2021: 3.4×FY 2022: 4.4×FY 2023: 4.3×FY 2024: 4.2×FY 2025: 4.5×
FY 2015 5y median 4.3× FY 2025
Quick Ratio 4.5×
FY 2015: 1.2×FY 2016: 1.1×FY 2017: 1.1×FY 2019: 5.2×FY 2020: 2.6×FY 2021: 3.4×FY 2022: 4.4×FY 2023: 4.3×FY 2024: 4.2×FY 2025: 4.5×
FY 2015 5y median 4.3× FY 2025
Debt / Equity 0.0×
FY 2015: 0.9×FY 2016: 1.1×FY 2017: 1.1×FY 2019: 0.0×FY 2020: 0.1×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2015 5y median 0.0× FY 2025
Net Debt / EBITDA -2.5×
FY 2015: 2.2×FY 2016: 3.6×FY 2017: 21.5×FY 2019: -1.1×FY 2020: -1.4×FY 2021: -6.6×FY 2022: -5.9×FY 2023: -3.0×FY 2024: -2.2×FY 2025: -2.5×
FY 2015 5y median -3.0× FY 2025
Interest Coverage 0.0×
FY 2015: 3.4×FY 2016: 2.2×FY 2017: 1.5×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 1729×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2015 5y median 0.0× FY 2025

Dividends

Dividend Yield 0.0%
FY 2015: 0.0%FY 2016: 0.0%FY 2017: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.9%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2015 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2015: 0.0%FY 2016: 0.0%FY 2017: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 370.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2015 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31