Old Second Bancorp, Inc. OSBC

Full chart Compare
Set alert

Price alert · OSBC

All alert types
24.99 USD -0.08 (-0.32%)

At closeNov 3, 2026, 4:01 PM EST

24.99 0.00 0.00%

After hours · Nov 3, 4:01 PM ET

24.77 Day range 25.41
17.61 52-week range 26.06
YTD
+28.15%
1 year
+38.83%
Market cap
1.27B
Revenue (ttm)
355.94M
Profit margin
31.32%
EPS (ttm)
2.14
Shares out
50.88M
P/E ratio
11.68
Forward P/E
10.57
Dividend
0.32 (1.28%)
Ex-dividend date
Oct 29, 2026
YTD return
+28.15%
1-year return
+38.83%
Volume
645.83K
Avg volume
506.36K
Open
25.07
Previous close
25.07
Day's range
24.77 – 25.41
52-week range
17.61 – 26.06
Beta
0.77
Analysts
Buy
Price target
28.00 (+12.0%)
Earnings date
Jan 20, 2027

2Y +8.75 (+53.88%)

152025Jan 25Jun 25Nov 25Mar 26Aug 2624.99

Key statistics

Enterprise value
1.62B
PEG ratio
1.51
Price / sales
3.57
Price / book
1.41
Dividend yield
1.28%
Payout ratio
15.34%
Revenue growth
19.20%
Free cash flow
0
Total cash
108.10M
Total debt
490.38M
Return on equity
12.78%
Short % of float
6.20%
50-day average
24.97
200-day average
22.52

Financials — quick view

All financials
OSBC Revenue — quarterly 89.09M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OSBC Net income — quarterly 28.18M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OSBC EPS — quarterly 0.55
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

OSBC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 20, 2027Dec 30, 20260.58———
Oct 21, 2026Sep 30, 20260.580.55-0.03-5.17%
Jul 22, 2026Jun 30, 20260.5450.55+0.01+0.92%
Apr 22, 2026Mar 31, 20260.5140.49-0.02-4.67%
Jan 21, 2026Dec 31, 20250.530.58+0.05+9.43%
Oct 22, 2025Sep 30, 20250.510.19-0.32-62.75%

Upgrades / downgrades

OSBC analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026Piper SandlermainOverweightOverweight
Oct 6, 2026Raymond JamesupOutperformStrong Buy
Jul 27, 2026Piper SandlerreitOverweightOverweight
Jul 24, 2026DA DavidsonmainNeutralNeutral
Jun 26, 2026Piper SandlermainOverweightOverweight
Apr 27, 2026Piper SandlermainOverweightOverweight

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

Your note

Sign in to keep a note on OSBC — it syncs with the Stock Master app.

Insider holders

OSBC insider holders
InsiderRelationLatest transactionDateShares held
ADAMS BRADLEY S.Chief Operating OfficerStock Award(Grant)Mar 1, 2026170,603
CAMPBELL DARIN PATRICKOfficer and DirectorSaleSep 1, 2026261,151
COLLINS GARY SOfficer and DirectorSaleSep 22, 202674,367
ECCHER JAMES LChief Executive OfficerSaleAug 11, 2026303,399
GARTELMANN RICHARD A JROfficerStock Award(Grant)Mar 1, 202642,114
LADOWICZ JOHNDirectorSaleJan 14, 20260

Institution ownership

OSBC institution ownership
Holder% heldSharesValueReported
Blackrock Inc.8.45%4,298,683107.42MJun 29, 2026
Dimensional Fund Advisors LP4.91%2,498,67162.44MJun 29, 2026
Vanguard Capital Management LLC4.28%2,179,87754.48MJun 29, 2026
State Street Corporation3.62%1,839,20245.96MJun 29, 2026
Davis Asset Management, L.P.3.54%1,800,00044.98MJun 29, 2026
American Century Companies Inc3.51%1,783,82044.58MJun 29, 2026

Fund ownership

OSBC fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF3.19%1,622,30040.54MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.02%1,535,47438.37MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.67%1,358,95833.96MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.17%593,41114.83MJun 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund1.08%551,24913.78MAug 30, 2026
SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF0.97%495,25012.38MSep 29, 2026