Norwood Financial Corp. NWFL

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Price alert · NWFL

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36.15 USD +0.64 +1.80%

At close · Nov 2

36.15 0.00 0.00%

After hours · Nov 2, 4:00 PM ET

Bid
36.09 × 2
Ask
36.16 × 2
33.00 Day range 36.84
25.73 52-week range 37.39
YTD
+28.88%
1 year
+35.85%
Open
35.88
Prev close
35.51
Mkt cap
394.57M
Vol
72.48K
Avg vol
40.45K
EPS
2.78
P/E
13.00
Div yield
4.45%
More statistics
Low
33.00
High
36.84
Forward P/E
0.00
Beta
0.61
Short ratio
4.93
Inst. own
27.23%
Dividend
1.24
Ex-div date
Jan 14, 2025
50-d avg
29.69
200-d avg
26.88
1y target
0.00

MAX chart

Chart tools
Interval

Events in this range
  • May 4, 1998Dividend: 0.4679
  • Aug 3, 1998Dividend: 0.4679
Signals (147)
NameDateAgo
SMA: BullishNov 1, 20251 year ago
MACD: Buy SignalNov 1, 20251 year ago
SMA: BullishOct 1, 20251 year ago
SMA: BearishSep 1, 20251 year ago
SMA: BullishAug 1, 20251 year ago
MACD: Sell SignalFeb 1, 20251 year ago
SMA: BearishDec 1, 20241 year ago
SMA: BearishDec 1, 20241 year ago
SMA: BullishOct 1, 20242 years ago
MACD: Buy SignalOct 1, 20242 years ago
SMA: BullishSep 1, 20242 years ago
SMA: BearishAug 1, 20242 years ago
SMA: BearishAug 1, 20242 years ago
SMA: BullishJul 1, 20242 years ago
SMA: BullishJul 1, 20242 years ago
SMA: BearishJan 1, 20242 years ago
SMA: BearishJan 1, 20242 years ago
MACD: Sell SignalJan 1, 20242 years ago
SMA: BullishDec 1, 20232 years ago
SMA: BullishDec 1, 20232 years ago
MACD: Buy SignalDec 1, 20232 years ago
SMA: BearishAug 1, 20233 years ago
SMA: BearishAug 1, 20233 years ago
MACD: Sell SignalAug 1, 20233 years ago
SMA: BullishJul 1, 20233 years ago
MACD: Buy SignalJul 1, 20233 years ago
SMA: BullishJun 1, 20233 years ago
MACD: Sell SignalMay 1, 20233 years ago
SMA: BearishApr 1, 20233 years ago
SMA: BearishApr 1, 20233 years ago
SMA: BullishOct 1, 20224 years ago
SMA: BullishSep 1, 20224 years ago
SMA: BearishAug 1, 20224 years ago
SMA: BullishJul 1, 20224 years ago
SMA: BearishMay 1, 20224 years ago
SMA: BearishMay 1, 20224 years ago
SMA: BullishJan 1, 20224 years ago
SMA: BullishOct 1, 20215 years ago
SMA: BearishJul 1, 20215 years ago
MACD: Buy SignalMay 1, 20215 years ago
SMA: BullishFeb 1, 20215 years ago
SMA: BearishJan 1, 20215 years ago
SMA: BullishNov 1, 20206 years ago
SMA: BearishFeb 1, 20206 years ago
SMA: BearishFeb 1, 20206 years ago
SMA: BullishNov 1, 20197 years ago
SMA: BullishNov 1, 20197 years ago
SMA: BearishAug 1, 20197 years ago
SMA: BearishAug 1, 20197 years ago
SMA: BullishJun 1, 20197 years ago
SMA: BullishFeb 1, 20197 years ago
SMA: BearishJan 1, 20197 years ago
SMA: BearishDec 1, 20187 years ago
MACD: Sell SignalDec 1, 20187 years ago
MACD: Buy SignalJun 1, 20188 years ago
RSI: OverboughtJun 1, 20188 years ago
SMA: BullishMay 1, 20188 years ago
MACD: Sell SignalMay 1, 20188 years ago
SMA: BearishApr 1, 20188 years ago
SMA: BullishMar 1, 20188 years ago
SMA: BearishFeb 1, 20188 years ago
RSI: OverboughtJun 1, 20179 years ago
RSI: OverboughtJan 1, 20179 years ago
RSI: OverboughtNov 1, 201610 years ago
MACD: Buy SignalSep 1, 201610 years ago
SMA: BullishAug 1, 201610 years ago
SMA: BullishJul 1, 201610 years ago
SMA: BearishMay 1, 201610 years ago
SMA: BullishApr 1, 201610 years ago
SMA: BearishOct 1, 201511 years ago
SMA: BullishSep 1, 201511 years ago
SMA: BearishAug 1, 201511 years ago
SMA: BearishAug 1, 201511 years ago
MACD: Sell SignalAug 1, 201511 years ago
MACD: Buy SignalJul 1, 201511 years ago
SMA: BullishApr 1, 201511 years ago
SMA: BullishApr 1, 201511 years ago
SMA: BearishFeb 1, 201511 years ago
SMA: BearishFeb 1, 201511 years ago
SMA: BullishOct 1, 201412 years ago
SMA: BearishSep 1, 201412 years ago
SMA: BullishJul 1, 201412 years ago
SMA: BearishMay 1, 201412 years ago
SMA: BullishApr 1, 201412 years ago
SMA: BearishMar 1, 201412 years ago
SMA: BullishJan 1, 201412 years ago
MACD: Sell SignalNov 1, 201313 years ago
SMA: BullishApr 1, 201214 years ago
SMA: BearishJan 1, 201214 years ago
MACD: Buy SignalJan 1, 201214 years ago
SMA: BullishDec 1, 201114 years ago
SMA: BullishDec 1, 201114 years ago
MACD: Sell SignalJul 1, 201115 years ago
SMA: BearishFeb 1, 201115 years ago
MACD: Buy SignalSep 1, 201016 years ago
SMA: BullishJul 1, 201016 years ago
MACD: Sell SignalNov 1, 200917 years ago
SMA: BearishOct 1, 200917 years ago
SMA: BearishOct 1, 200917 years ago
SMA: BullishJun 1, 200917 years ago
MACD: Buy SignalJun 1, 200917 years ago
SMA: BullishApr 1, 200917 years ago
SMA: BearishNov 1, 200818 years ago
SMA: BearishNov 1, 200818 years ago
SMA: BullishOct 1, 200818 years ago
SMA: BullishOct 1, 200818 years ago
SMA: BearishMay 1, 200818 years ago
SMA: BearishMar 1, 200818 years ago
SMA: BullishFeb 1, 200818 years ago
SMA: BullishFeb 1, 200818 years ago
SMA: BearishJan 1, 200818 years ago
SMA: BullishDec 1, 200718 years ago
SMA: BearishJul 1, 200719 years ago
SMA: BearishJul 1, 200719 years ago
SMA: BullishApr 1, 200719 years ago
SMA: BearishMar 1, 200719 years ago
SMA: BullishFeb 1, 200719 years ago
SMA: BullishFeb 1, 200719 years ago
SMA: BearishJan 1, 200719 years ago
SMA: BearishJan 1, 200719 years ago
SMA: BullishDec 1, 200619 years ago
SMA: BearishSep 1, 200620 years ago
SMA: BullishFeb 1, 200620 years ago
SMA: BearishJan 1, 200620 years ago
SMA: BullishNov 1, 200521 years ago
SMA: BearishJun 1, 200521 years ago
SMA: BullishApr 1, 200521 years ago
SMA: BearishMar 1, 200521 years ago
MACD: Sell SignalMar 1, 200521 years ago
RSI: OverboughtDec 1, 200421 years ago
MACD: Buy SignalNov 1, 200422 years ago
MACD: Sell SignalSep 1, 200422 years ago
SMA: BullishAug 1, 200422 years ago
SMA: BearishJul 1, 200422 years ago
RSI: OverboughtApr 1, 200422 years ago
RSI: OverboughtFeb 1, 200422 years ago
SMA: BullishApr 1, 200323 years ago
RSI: OverboughtApr 1, 200323 years ago
SMA: BearishMar 1, 200323 years ago
RSI: OverboughtAug 1, 200224 years ago
SMA: BullishApr 1, 200125 years ago
SMA: BullishJan 1, 200125 years ago
SMA: BearishNov 1, 200026 years ago
RSI: OversoldNov 1, 200026 years ago
SMA: BullishAug 1, 200026 years ago
SMA: BearishOct 1, 199927 years ago
SMA: BullishJun 1, 199927 years ago

Financial health

Altman Z-Score

1.35 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 9.3×
FY 2016: 19.0×FY 2017: 25.0×FY 2018: 15.1×FY 2019: 17.1×FY 2020: 12.5×FY 2021: 8.5×FY 2022: 9.3×FY 2023: 15.8×FY 2024: -1361×FY 2025: 9.3×
FY 2016 5y median 9.3× FY 2025
P/S 1.9×
FY 2016: 3.4×FY 2017: 4.5×FY 2018: 4.1×FY 2019: 4.5×FY 2020: 2.8×FY 2021: 2.7×FY 2022: 3.2×FY 2023: 2.6×FY 2024: 2.1×FY 2025: 1.9×
FY 2016 5y median 2.6× FY 2025
P/B 1.1×
FY 2016: 1.2×FY 2017: 1.8×FY 2018: 1.7×FY 2019: 1.8×FY 2020: 1.0×FY 2021: 1.0×FY 2022: 1.6×FY 2023: 1.5×FY 2024: 1.0×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
P/FCF 8.8×
FY 2016: 11.8×FY 2017: 14.2×FY 2018: 12.5×FY 2019: 14.5×FY 2020: 14.4×FY 2021: 7.6×FY 2022: 9.5×FY 2023: 9.3×FY 2024: 11.1×FY 2025: 8.8×
FY 2016 5y median 9.3× FY 2025
EV/EBITDA 7.8×
FY 2016: 18.6×FY 2017: 16.9×FY 2018: 17.0×FY 2019: 19.3×FY 2020: 9.2×FY 2021: 3.0×FY 2022: 10.9×FY 2023: 16.3×FY 2024: 304×FY 2025: 7.8×
FY 2016 5y median 10.9× FY 2025
EV/Sales 2.1×
FY 2016: 4.7×FY 2017: 5.8×FY 2018: 5.9×FY 2019: 6.4×FY 2020: 2.8×FY 2021: 1.2×FY 2022: 4.8×FY 2023: 3.5×FY 2024: 3.4×FY 2025: 2.1×
FY 2016 5y median 3.4× FY 2025
FCF Yield 11.4%
FY 2016: 8.5%FY 2017: 7.0%FY 2018: 8.0%FY 2019: 6.9%FY 2020: 6.9%FY 2021: 13.1%FY 2022: 10.5%FY 2023: 10.7%FY 2024: 9.0%FY 2025: 11.4%
FY 2016 5y median 10.7% FY 2025

Profitability

Gross Margin 63.6%
FY 2016: 84.8%FY 2017: 86.3%FY 2018: 85.1%FY 2019: 81.6%FY 2020: 79.7%FY 2021: 87.5%FY 2022: 90.5%FY 2023: 62.4%FY 2024: 47.7%FY 2025: 63.6%
FY 2016 5y median 63.6% FY 2025
Operating Margin 26.1%
FY 2016: 23.0%FY 2017: 32.1%FY 2018: 32.7%FY 2019: 31.1%FY 2020: 27.7%FY 2021: 38.9%FY 2022: 42.5%FY 2023: 20.4%FY 2024: -0.3%FY 2025: 26.1%
FY 2016 5y median 26.1% FY 2025
Net Margin 20.4%
FY 2016: 17.9%FY 2017: 17.9%FY 2018: 27.5%FY 2019: 26.3%FY 2020: 22.8%FY 2021: 31.4%FY 2022: 34.2%FY 2023: 16.2%FY 2024: -0.2%FY 2025: 20.4%
FY 2016 5y median 20.4% FY 2025
ROE 11.5%
FY 2016: 6.0%FY 2017: 7.1%FY 2018: 11.2%FY 2019: 10.3%FY 2020: 7.7%FY 2021: 12.1%FY 2022: 17.5%FY 2023: 9.3%FY 2024: -0.1%FY 2025: 11.5%
FY 2016 5y median 11.5% FY 2025
ROIC 8.4%
FY 2016: 3.6%FY 2017: 4.1%FY 2018: 5.8%FY 2019: 5.3%FY 2020: 4.8%FY 2021: 8.0%FY 2022: 9.2%FY 2023: 4.2%FY 2024: -0.0%FY 2025: 8.4%
FY 2016 5y median 8.0% FY 2025
ROA 1.1%
FY 2016: 0.6%FY 2017: 0.7%FY 2018: 1.2%FY 2019: 1.2%FY 2020: 0.8%FY 2021: 1.2%FY 2022: 1.4%FY 2023: 0.8%FY 2024: -0.0%FY 2025: 1.1%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 34.2%
FY 2016: 15.2%FY 2017: 22.6%FY 2018: 8.0%FY 2019: 9.1%FY 2020: 22.5%FY 2021: 19.9%FY 2022: 7.8%FY 2023: 21.1%FY 2024: -2.2%FY 2025: 34.2%
FY 2016 FY 2025
Operating Income 13854.3%
FY 2016: 14.0%FY 2017: 71.6%FY 2018: 9.9%FY 2019: 3.8%FY 2020: 9.2%FY 2021: 68.0%FY 2022: 17.9%FY 2023: -41.9%FY 2024: -101.2%FY 2025: 13854.3%
FY 2016 FY 2025
EPS (diluted) 15250.0%
FY 2016: 7.5%FY 2017: 13.9%FY 2018: 65.6%FY 2019: 3.2%FY 2020: -6.7%FY 2021: 45.5%FY 2022: 17.8%FY 2023: -42.2%FY 2024: -101.0%FY 2025: 15250.0%
FY 2016 FY 2025
Free Cash Flow 48.6%
FY 2016: 6.4%FY 2017: 32.7%FY 2018: 13.9%FY 2019: 2.4%FY 2020: -22.4%FY 2021: 114.1%FY 2022: 2.3%FY 2023: -0.6%FY 2024: -30.7%FY 2025: 48.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.3×
FY 2016: 0.6×FY 2017: 0.7×FY 2018: 0.9×FY 2019: 0.9×FY 2020: 0.5×FY 2021: 0.4×FY 2022: 1.0×FY 2023: 0.9×FY 2024: 0.9×FY 2025: 0.3×
FY 2016 5y median 0.9× FY 2025
Net Debt / EBITDA 0.8×
FY 2016: 5.0×FY 2017: 3.9×FY 2018: 5.0×FY 2019: 5.8×FY 2020: -0.3×FY 2021: -3.6×FY 2022: 3.7×FY 2023: 4.5×FY 2024: 109×FY 2025: 0.8×
FY 2016 5y median 3.7× FY 2025
Interest Coverage 0.7×
FY 2016: 2.4×FY 2017: 3.6×FY 2018: 2.9×FY 2019: 1.9×FY 2020: 2.3×FY 2021: 5.4×FY 2022: 5.0×FY 2023: 0.6×FY 2024: -0.0×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025

Dividends

Dividend Yield 4.5%
FY 2016: 3.7%FY 2017: 2.6%FY 2018: 2.7%FY 2019: 2.5%FY 2020: 3.9%FY 2021: 4.0%FY 2022: 3.4%FY 2023: 3.6%FY 2024: 4.5%FY 2025: 4.5%
FY 2016 5y median 4.0% FY 2025
Payout Ratio 41.4%
FY 2016: 70.2%FY 2017: 65.7%FY 2018: 40.4%FY 2019: 42.5%FY 2020: 48.2%FY 2021: 34.3%FY 2022: 31.3%FY 2023: 56.2%FY 2024: -6074.4%FY 2025: 41.4%
FY 2016 5y median 34.3% FY 2025

Annual · latest fiscal year ends 2025-12-31