Neptune Insurance Holdings Inc. NP
29.28 USD -0.08 (-0.27%)
At closeNov 3, 2026, 4:00 PM EST
29.25 -0.03 -0.10%
After hours · Nov 3, 4:00 PM ET
28.79 Day range 29.60
14.78 52-week range 35.15
- YTD
- +0.41%
- 1 year
- +15.91%
Financial health
Altman Z-Score
4.46 Safe zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
7 / 9 Strong
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
C+2 / 5 overall
- DCF 4
- Return on Equity 1
- Return on Assets 5
- Debt / Equity 1
- P/E 1
- P/B 1
Valuation
P/E 108×
FY 2023 5y median 23.8× FY 2025
P/S 25.2×
FY 2023 5y median 2.7× FY 2025
P/B -17.7×
FY 2023 5y median -0.6× FY 2025
P/FCF 84.5×
FY 2023 5y median 15.9× FY 2025
EV/EBITDA 56.4×
FY 2023 5y median 8.4× FY 2025
EV/Sales 26.7×
FY 2023 5y median 4.7× FY 2025
FCF Yield 1.2%
FY 2023 5y median 6.3% FY 2025
Profitability
Gross Margin 64.6%
FY 2023 5y median 64.6% FY 2025
Operating Margin 50.1%
FY 2023 5y median 53.5% FY 2025
Net Margin 23.4%
FY 2023 5y median 23.4% FY 2025
ROE -16.4%
FY 2023 5y median -9.5% FY 2025
ROIC 445.5%
FY 2023 5y median 445.5% FY 2025
ROA 57.3%
FY 2023 5y median 57.3% FY 2025
Growth (YoY)
Revenue 33.7%
FY 2023 FY 2025
Operating Income 16.7%
FY 2023 FY 2025
EPS (diluted) -82.9%
FY 2023 FY 2025
Free Cash Flow 3.2%
FY 2023 FY 2025
Financial Health
Current Ratio 1.0×
FY 2023 5y median 1.0× FY 2025
Quick Ratio 1.0×
FY 2023 5y median 1.0× FY 2025
Debt / Equity -1.1×
FY 2023 5y median -0.5× FY 2025
Net Debt / EBITDA 3.1×
FY 2023 5y median 3.1× FY 2025
Interest Coverage 4.4×
FY 2023 5y median 3.9× FY 2025
Dividends
Dividend Yield 4.3%
FY 2023 5y median 4.3% FY 2025
Payout Ratio 467.8%
FY 2023 5y median 467.8% FY 2025
Annual · latest fiscal year ends 2025-12-31