NMI Holdings, Inc. NMIH
43.31 USD -0.11 (-0.25%)
At closeNov 3, 2026, 4:01 PM EST
43.31 0.00 0.00%
After hours · Nov 3, 4:01 PM ET
43.06 Day range 43.65
34.84 52-week range 46.74
- YTD
- +6.18%
- 1 year
- +17.72%
- Market cap
- 3.26B
- Revenue (ttm)
- 730.78M
- Profit margin
- 54.10%
- EPS (ttm)
- 5.08
- Shares out
- 75.22M
- P/E ratio
- 8.53
- Forward P/E
- 7.89
- YTD return
- +6.18%
- 1-year return
- +17.72%
- Volume
- 620.57K
- Avg volume
- 680.20K
- Open
- 43.43
- Previous close
- 43.42
- Day's range
- 43.06 – 43.65
- 52-week range
- 34.84 – 46.74
- Beta
- 0.49
- Analysts
- Buy
- Price target
- 48.00 (+10.8%)
- Earnings date
- Nov 5, 2026
2Y +6.40 (+17.32%)
Key statistics
- Enterprise value
- 3.53B
- PEG ratio
- 0.00
- Price / sales
- 4.46
- Price / book
- 1.21
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 8.10%
- Free cash flow
- 329.76M
- Total cash
- 161.26M
- Total debt
- 426.15M
- Return on equity
- 15.43%
- Short % of float
- 4.83%
- 50-day average
- 42.23
- 200-day average
- 40.27
Analyst view
Consensus: buy
Buy
Price target (mean) 48.00 +10.8% upside
Now 43.31
- Target (low)
- 43.00
- Target (mean)
- 48.00
- Target (high)
- 54.00
Ratings (0m) 8 5 buy · 3 hold · 0 sell
- Strong buy2
- Buy3
- Hold3
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 1.31.
Financials — quick view
NMIH Revenue — quarterly 187.89M
NMIH Net income — quarterly 105.79M
NMIH EPS — quarterly 1.40
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 1.30 | — | — | — |
| Jul 30, 2026 | Jun 30, 2026 | 1.28 | 1.38 | +0.10 | +7.81% |
| Apr 30, 2026 | Mar 31, 2026 | 1.22 | 1.28 | +0.06 | +4.92% |
| Feb 10, 2026 | Dec 31, 2025 | 1.17 | 1.20 | +0.03 | +2.56% |
| Nov 4, 2025 | Sep 30, 2025 | 1.21 | 1.21 | 0.00 | 0.00% |
| Jul 29, 2025 | Jun 30, 2025 | 1.16 | 1.22 | +0.06 | +5.17% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | B of A Securities | down | Buy | Neutral |
| Oct 12, 2026 | JP Morgan | main | Overweight | Overweight |
| Jul 31, 2026 | JP Morgan | main | Overweight | Overweight |
| Jul 31, 2026 | Truist Securities | main | Buy | Buy |
| Jul 13, 2026 | JP Morgan | main | Overweight | Overweight |
| Jun 25, 2026 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
About NMI Holdings, Inc.
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Country
- United States
- Website
- nationalmi.com
News
B of A Securities Downgrades NMI Holdings to Neutral, Lowers Price Target to $44 
NMI Holdings (NMIH) Earnings Expected to Grow: Should You Buy? 
Here's Why NMI Holdings (NMIH) is a Strong Momentum Stock 
Will NMI Holdings (NMIH) Beat Estimates Again in Its Next Earnings Report? 
Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term 
Sharplink Gaming (NASDAQ:SBET) and NMI (NASDAQ:NMIH) Head-To-Head Comparison 
NMI Holdings, Inc. to Announce Third Quarter 2026 Financial Results on November 5, 2026 
JP Morgan Maintains Overweight on NMI Holdings, Lowers Price Target to $45 
Implied Volatility Surging for NMI Holdings Stock Options 
Are Investors Undervaluing NMI (NMIH) Right Now?
Your note
Sign in to keep a note on NMIH — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| EMBLER MICHAEL J | Director | Sale | Nov 18, 2025 | 46,046 |
| LEATHERBERRY WILLIAM J | General Counsel | Stock Award(Grant) | Feb 10, 2026 | 164,234 |
| MONTGOMERY MICHAEL CURRY | Director | Sale | May 18, 2026 | 69,026 |
| MUEHLHAUSER REGINA | Director | Stock Award(Grant) | May 7, 2025 | 69,292 |
| POLLITZER ADAM S | Chief Executive Officer | Sale | Sep 3, 2026 | 270,267 |
| SCHEID STEVEN L | Director | Sale | Sep 14, 2025 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.53% | 13,189,334 | 571.23M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 6.20% | 4,665,910 | 202.08M | Jun 29, 2026 |
| State Street Corporation | 4.62% | 3,478,523 | 150.65M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.55% | 3,420,198 | 148.13M | Jun 29, 2026 |
| American Century Companies Inc | 4.05% | 3,046,624 | 131.95M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 3.86% | 2,901,852 | 125.68M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.95% | 4,478,837 | 193.98M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.21% | 2,415,181 | 104.60M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.18% | 2,391,464 | 103.57M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.77% | 2,080,907 | 90.12M | Sep 29, 2026 |
| Delaware Group Equity Funds V-Nomura Small Cap Core Fund | 2.00% | 1,505,594 | 65.21M | Aug 30, 2026 |
| Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund | 1.68% | 1,261,677 | 54.64M | Jun 29, 2026 |