NMI Holdings, Inc. NMIH
Set alert
42.67 USD -0.51 -1.18%
At close · Oct 30
42.67 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
42.13 Day range 43.16
35.42 52-week range 45.71
- YTD
- +4.61%
- 1 year
- +17.39%
- Open
- 42.94
- Prev close
- 43.18
- Mkt cap
- 3.21B
- Vol
- 604.41K
- Avg vol
- 683.43K
- EPS
- 5.08
- P/E
- 8.40
- Div yield
- 0.00%
More statistics
- Low
- 42.13
- High
- 43.16
- Forward P/E
- 7.77
- Beta
- 0.56
- Short ratio
- 3.60
- Inst. own
- 101.33%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Nov 5, 2026
- 50-d avg
- 42.32
- 200-d avg
- 40.21
- 1y target
- 48.88
2Y chart
Events in this range
- Jul 29, 2025Earnings: 1.22; estimate 1.16; surprise 5.17%
- Nov 4, 2025Earnings: 1.21; estimate 1.21; surprise 0%
- Feb 10, 2026Earnings: 1.2; estimate 1.17; surprise 2.56%
- Apr 30, 2026Earnings: 1.28; estimate 1.22; surprise 4.92%
- Jun 25, 2026Rating: Keefe, Bruyette & Woods · Outperform → Outperform
- Jul 13, 2026Rating: JP Morgan · Overweight → Overweight
- Jul 30, 2026Earnings: 1.38; estimate 1.28; surprise 7.81%
- Jul 31, 2026Rating: Truist Securities · Buy → Buy
- Jul 31, 2026Rating: JP Morgan · Overweight → Overweight
- Oct 12, 2026Rating: JP Morgan · Overweight → Overweight
- Oct 30, 2026Downgrade: B of A Securities · Buy → Neutral
Signals (119)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 29, 2026 | 2 days ago |
| SMA: Bearish | Oct 28, 2026 | 3 days ago |
| SMA: Bullish | Oct 16, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 9, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 9, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bearish | Sep 30, 2026 | 1 month ago |
| RSI: Oversold | Sep 24, 2026 | 1 month ago |
| SMA: Bearish | Sep 15, 2026 | 1 month ago |
| MACD: Sell Signal | Aug 18, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 14, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 10, 2026 | 2 months ago |
| RSI: Overbought | Aug 5, 2026 | 2 months ago |
| MACD: Buy Signal | Jul 28, 2026 | 3 months ago |
| RSI: Overbought | Jul 28, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 22, 2026 | 3 months ago |
| RSI: Overbought | Jul 16, 2026 | 3 months ago |
| RSI: Overbought | Jul 13, 2026 | 3 months ago |
| RSI: Overbought | Jun 26, 2026 | 4 months ago |
| SMA: Bullish | Jun 23, 2026 | 4 months ago |
| SMA: Bullish | Jun 23, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 9, 2026 | 4 months ago |
| SMA: Bearish | May 19, 2026 | 5 months ago |
| SMA: Bearish | May 19, 2026 | 5 months ago |
| SMA: Bullish | May 18, 2026 | 5 months ago |
| SMA: Bullish | May 18, 2026 | 5 months ago |
| SMA: Bearish | May 11, 2026 | 5 months ago |
| SMA: Bearish | May 11, 2026 | 5 months ago |
| SMA: Bullish | May 7, 2026 | 5 months ago |
| SMA: Bullish | May 7, 2026 | 5 months ago |
| SMA: Bearish | May 1, 2026 | 6 months ago |
| SMA: Bearish | May 1, 2026 | 6 months ago |
| MACD: Sell Signal | May 1, 2026 | 6 months ago |
| RSI: Overbought | Apr 27, 2026 | 6 months ago |
| SMA: Bullish | Apr 13, 2026 | 6 months ago |
| SMA: Bearish | Apr 10, 2026 | 6 months ago |
| SMA: Bullish | Apr 8, 2026 | 6 months ago |
| SMA: Bullish | Apr 8, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 30, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 27, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 26, 2026 | 7 months ago |
| SMA: Bearish | Mar 5, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| SMA: Bullish | Feb 25, 2026 | 8 months ago |
| SMA: Bullish | Feb 24, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| SMA: Bearish | Feb 19, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 19, 2026 | 8 months ago |
| SMA: Bullish | Feb 4, 2026 | 8 months ago |
| SMA: Bearish | Feb 3, 2026 | 9 months ago |
| SMA: Bullish | Feb 2, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 30, 2026 | 9 months ago |
| SMA: Bullish | Jan 29, 2026 | 9 months ago |
| SMA: Bearish | Jan 27, 2026 | 9 months ago |
| SMA: Bullish | Jan 26, 2026 | 9 months ago |
| SMA: Bearish | Jan 23, 2026 | 9 months ago |
| SMA: Bullish | Jan 22, 2026 | 9 months ago |
| SMA: Bearish | Jan 13, 2026 | 9 months ago |
| SMA: Bearish | Jan 13, 2026 | 9 months ago |
| RSI: Oversold | Jan 13, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 31, 2025 | 10 months ago |
| RSI: Overbought | Dec 22, 2025 | 10 months ago |
| RSI: Overbought | Dec 17, 2025 | 10 months ago |
| SMA: Bullish | Dec 10, 2025 | 10 months ago |
| MACD: Buy Signal | Dec 10, 2025 | 10 months ago |
| MACD: Sell Signal | Dec 8, 2025 | 10 months ago |
| SMA: Bearish | Dec 4, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| SMA: Bullish | Nov 20, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| SMA: Bullish | Nov 14, 2025 | 11 months ago |
| SMA: Bullish | Nov 14, 2025 | 11 months ago |
| SMA: Bearish | Nov 12, 2025 | 11 months ago |
| SMA: Bearish | Nov 12, 2025 | 11 months ago |
| SMA: Bullish | Nov 11, 2025 | 11 months ago |
| SMA: Bullish | Nov 11, 2025 | 11 months ago |
| MACD: Buy Signal | Oct 21, 2025 | 1 year ago |
| RSI: Oversold | Oct 6, 2025 | 1 year ago |
| SMA: Bearish | Oct 1, 2025 | 1 year ago |
| SMA: Bearish | Sep 29, 2025 | 1 year ago |
| SMA: Bullish | Sep 23, 2025 | 1 year ago |
| SMA: Bearish | Sep 22, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 16, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 15, 2025 | 1 year ago |
| SMA: Bullish | Sep 3, 2025 | 1 year ago |
| SMA: Bearish | Aug 28, 2025 | 1 year ago |
| SMA: Bullish | Aug 27, 2025 | 1 year ago |
| SMA: Bearish | Aug 26, 2025 | 1 year ago |
| SMA: Bullish | Aug 22, 2025 | 1 year ago |
| SMA: Bearish | Aug 15, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 6, 2025 | 1 year ago |
| SMA: Bearish | Jul 10, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 7, 2025 | 1 year ago |
| RSI: Overbought | Jul 3, 2025 | 1 year ago |
| RSI: Overbought | Jul 1, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 23, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 17, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 12, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 5, 2025 | 1 year ago |
| MACD: Buy Signal | May 27, 2025 | 1 year ago |
| MACD: Sell Signal | May 22, 2025 | 1 year ago |
| SMA: Bullish | Apr 30, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 28, 2025 | 1 year ago |
| RSI: Oversold | Apr 7, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 4, 2025 | 1 year ago |
| SMA: Bearish | Apr 3, 2025 | 1 year ago |
| SMA: Bullish | Apr 1, 2025 | 1 year ago |
| SMA: Bearish | Mar 28, 2025 | 1 year ago |
| SMA: Bullish | Mar 27, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 17, 2025 | 1 year ago |
| MACD: Sell Signal | Mar 10, 2025 | 1 year ago |
| MACD: Buy Signal | Feb 28, 2025 | 1 year ago |
| SMA: Bearish | Feb 7, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 7, 2025 | 1 year ago |
| SMA: Bullish | Jan 17, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 16, 2025 | 1 year ago |
Key statistics
- Market cap
- 3.21B
- Enterprise value
- 3.51B
- Trailing P/E
- 8.40
- Forward P/E
- 7.77
- PEG ratio
- 0.00
- Price / sales
- 4.39
- Price / book
- 1.19
- EPS (TTM)
- 5.08
- Beta
- 0.56
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 54.10%
- Revenue (TTM)
- 730.78M
- Revenue growth
- 8.10%
- Free cash flow
- 329.76M
- Total cash
- 161.26M
- Total debt
- 426.15M
- Return on equity
- 15.43%
- Shares outstanding
- 75.22M
- Short % of float
- 4.83%
- 50-day average
- 42.32
- 200-day average
- 40.21
Analyst view
Consensus: buy
Buy
Price target (mean) 48.88 +14.5% upside
Now 42.67
- Target (low)
- 43.00
- Target (mean)
- 48.88
- Target (high)
- 54.00
Ratings (0m) 8 6 buy · 2 hold · 0 sell
- Strong buy2
- Buy4
- Hold2
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 1.31.
Financials — quick view
NMIH Revenue — quarterly 187.89M
NMIH Net income — quarterly 105.79M
NMIH EPS — quarterly 1.40
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 1.30 | — | — | — |
| Jul 30, 2026 | Jun 30, 2026 | 1.28 | 1.38 | +0.10 | +7.81% |
| Apr 30, 2026 | Mar 31, 2026 | 1.22 | 1.28 | +0.06 | +4.92% |
| Feb 10, 2026 | Dec 31, 2025 | 1.17 | 1.20 | +0.03 | +2.56% |
| Nov 4, 2025 | Sep 30, 2025 | 1.21 | 1.21 | 0.00 | 0.00% |
| Jul 29, 2025 | Jun 30, 2025 | 1.16 | 1.22 | +0.06 | +5.17% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | B of A Securities | down | Buy | Neutral |
| Oct 12, 2026 | JP Morgan | main | Overweight | Overweight |
| Jul 31, 2026 | JP Morgan | main | Overweight | Overweight |
| Jul 31, 2026 | Truist Securities | main | Buy | Buy |
| Jul 13, 2026 | JP Morgan | main | Overweight | Overweight |
| Jun 25, 2026 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
About NMI Holdings, Inc.
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Country
- United States
- Website
- nationalmi.com
News
- B of A Securities Downgrades NMI Holdings to Neutral, Lowers Price Target to $44
- NMI Holdings (NMIH) Earnings Expected to Grow: Should You Buy?
- Here's Why NMI Holdings (NMIH) is a Strong Momentum Stock
- Will NMI Holdings (NMIH) Beat Estimates Again in Its Next Earnings Report?
- Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
- Sharplink Gaming (NASDAQ:SBET) and NMI (NASDAQ:NMIH) Head-To-Head Comparison
- NMI Holdings, Inc. to Announce Third Quarter 2026 Financial Results on November 5, 2026
- JP Morgan Maintains Overweight on NMI Holdings, Lowers Price Target to $45
- Implied Volatility Surging for NMI Holdings Stock Options
- Are Investors Undervaluing NMI (NMIH) Right Now?
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| EMBLER MICHAEL J | Director | Sale | Nov 18, 2025 | 46,046 |
| LEATHERBERRY WILLIAM J | General Counsel | Stock Award(Grant) | Feb 10, 2026 | 164,234 |
| MONTGOMERY MICHAEL CURRY | Director | Sale | May 18, 2026 | 69,026 |
| MUEHLHAUSER REGINA | Director | Stock Award(Grant) | May 7, 2025 | 69,292 |
| POLLITZER ADAM S | Chief Executive Officer | Sale | Sep 3, 2026 | 270,267 |
| SCHEID STEVEN L | Director | Sale | Sep 14, 2025 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.53% | 13,189,334 | 562.79M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 6.20% | 4,665,910 | 199.09M | Jun 29, 2026 |
| State Street Corporation | 4.62% | 3,478,523 | 148.43M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.55% | 3,420,198 | 145.94M | Jun 29, 2026 |
| American Century Companies Inc | 4.05% | 3,046,624 | 130.00M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 3.86% | 2,901,852 | 123.82M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.95% | 4,478,837 | 191.11M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.21% | 2,415,181 | 103.06M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.18% | 2,391,464 | 102.04M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.77% | 2,080,907 | 88.79M | Sep 29, 2026 |
| Delaware Group Equity Funds V-Nomura Small Cap Core Fund | 1.69% | 1,270,460 | 54.21M | May 30, 2026 |
| Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund | 1.68% | 1,261,677 | 53.84M | Jun 29, 2026 |