NBT Bancorp Inc. NBTB
Set alert
At close · Oct 30
After hours · Oct 30, 4:00 PM ET
- YTD
- +25.70%
- 1 year
- +28.90%
- Open
- 53.11
- Prev close
- 52.97
- Mkt cap
- 2.71B
- Vol
- 283.97K
- Avg vol
- 311.08K
- EPS
- 4.17
- P/E
- 12.52
- Div yield
- 3.02%
More statistics
- Low
- 52.10
- High
- 53.24
- Forward P/E
- 11.44
- Beta
- 0.49
- Short ratio
- 7.15
- Inst. own
- 69.47%
- Dividend
- 1.60
- Ex-div date
- Nov 30, 2026
- Earnings
- Jan 25, 2027
- 50-d avg
- 51.34
- 200-d avg
- 47.65
- 1y target
- 58.00
2Y chart
Events in this range
- Dec 2, 2024Dividend: 0.34
- Mar 3, 2025Dividend: 0.34
- Jun 2, 2025Dividend: 0.34
- Aug 29, 2025Dividend: 0.37
- Oct 27, 2025Earnings: 1.05; estimate 0.968; surprise 8.47%
- Dec 1, 2025Dividend: 0.37
- Jan 26, 2026Earnings: 1.05; estimate 0.99; surprise 6.06%
- Mar 2, 2026Dividend: 0.37
- Apr 23, 2026Earnings: 0.97; estimate 0.98; surprise -1.02%
- Apr 27, 2026Rating: DA Davidson · Buy → Buy
- Jun 1, 2026Dividend: 0.37
- Jun 26, 2026Rating: Piper Sandler · Overweight → Overweight
- Jul 27, 2026Earnings: 1.01; estimate 1.02; surprise -0.98%
- Jul 29, 2026Rating: DA Davidson · Buy → Buy
- Jul 30, 2026Downgrade: Stephens & Co. · Overweight → Equal-Weight
- Aug 3, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Sep 1, 2026Dividend: 0.4
- Oct 27, 2026Earnings: 1.11; estimate 1.09; surprise 1.83%
- Oct 30, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
Signals (94)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| MACD: Buy Signal | Oct 15, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 6, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 5, 2026 | 3 weeks ago |
| MACD: Sell Signal | Sep 18, 2026 | 1 month ago |
| SMA: Bearish | Sep 16, 2026 | 1 month ago |
| SMA: Bullish | Sep 14, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 14, 2026 | 1 month ago |
| SMA: Bearish | Sep 8, 2026 | 1 month ago |
| SMA: Bullish | Sep 4, 2026 | 1 month ago |
| SMA: Bearish | Aug 31, 2026 | 2 months ago |
| MACD: Sell Signal | Jul 31, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 28, 2026 | 3 months ago |
| RSI: Overbought | Jul 28, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 23, 2026 | 3 months ago |
| RSI: Overbought | Jul 16, 2026 | 3 months ago |
| MACD: Buy Signal | Jun 23, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 17, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 5, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 3, 2026 | 5 months ago |
| MACD: Buy Signal | May 20, 2026 | 5 months ago |
| MACD: Sell Signal | May 13, 2026 | 5 months ago |
| MACD: Buy Signal | May 8, 2026 | 5 months ago |
| SMA: Bullish | Apr 27, 2026 | 6 months ago |
| SMA: Bearish | Apr 24, 2026 | 6 months ago |
| MACD: Sell Signal | Apr 24, 2026 | 6 months ago |
| RSI: Overbought | Apr 9, 2026 | 6 months ago |
| SMA: Bullish | Apr 6, 2026 | 6 months ago |
| SMA: Bullish | Mar 31, 2026 | 7 months ago |
| SMA: Bearish | Mar 27, 2026 | 7 months ago |
| SMA: Bullish | Mar 26, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 24, 2026 | 7 months ago |
| SMA: Bearish | Mar 5, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| SMA: Bullish | Feb 25, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 17, 2026 | 8 months ago |
| MACD: Buy Signal | Jan 30, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 28, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 15, 2026 | 9 months ago |
| SMA: Bullish | Jan 5, 2026 | 9 months ago |
| SMA: Bullish | Jan 5, 2026 | 9 months ago |
| SMA: Bearish | Dec 30, 2025 | 10 months ago |
| SMA: Bearish | Dec 30, 2025 | 10 months ago |
| MACD: Sell Signal | Dec 23, 2025 | 10 months ago |
| RSI: Overbought | Dec 15, 2025 | 10 months ago |
| SMA: Bullish | Dec 8, 2025 | 10 months ago |
| SMA: Bullish | Nov 25, 2025 | 11 months ago |
| SMA: Bearish | Nov 24, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 24, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 17, 2025 | 11 months ago |
| MACD: Buy Signal | Oct 21, 2025 | 1 year ago |
| RSI: Oversold | Oct 10, 2025 | 1 year ago |
| SMA: Bearish | Sep 24, 2025 | 1 year ago |
| SMA: Bullish | Sep 23, 2025 | 1 year ago |
| SMA: Bearish | Sep 22, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 15, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 9, 2025 | 1 year ago |
| SMA: Bearish | Aug 29, 2025 | 1 year ago |
| SMA: Bullish | Aug 26, 2025 | 1 year ago |
| SMA: Bearish | Aug 25, 2025 | 1 year ago |
| SMA: Bullish | Aug 22, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 12, 2025 | 1 year ago |
| SMA: Bearish | Jul 31, 2025 | 1 year ago |
| SMA: Bullish | Jul 29, 2025 | 1 year ago |
| SMA: Bearish | Jul 24, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 21, 2025 | 1 year ago |
| SMA: Bullish | Jul 1, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 26, 2025 | 1 year ago |
| SMA: Bearish | Jun 13, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 13, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 12, 2025 | 1 year ago |
| SMA: Bullish | Jun 9, 2025 | 1 year ago |
| SMA: Bearish | May 28, 2025 | 1 year ago |
| SMA: Bullish | May 27, 2025 | 1 year ago |
| SMA: Bearish | May 22, 2025 | 1 year ago |
| MACD: Sell Signal | May 21, 2025 | 1 year ago |
| SMA: Bullish | May 2, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 17, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 3, 2025 | 1 year ago |
| RSI: Oversold | Apr 3, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 24, 2025 | 1 year ago |
| RSI: Oversold | Mar 10, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 20, 2025 | 1 year ago |
| SMA: Bearish | Feb 12, 2025 | 1 year ago |
| SMA: Bullish | Feb 11, 2025 | 1 year ago |
| SMA: Bearish | Feb 7, 2025 | 1 year ago |
| SMA: Bullish | Feb 6, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 17, 2025 | 1 year ago |
| RSI: Overbought | Dec 16, 2024 | 1 year ago |
| RSI: Overbought | Nov 25, 2024 | 1 year ago |
Key statistics
- Market cap
- 2.72B
- Enterprise value
- 3.00B
- Trailing P/E
- 12.54
- Forward P/E
- 11.44
- PEG ratio
- 2.66
- Price / sales
- 3.71
- Price / book
- 1.40
- EPS (TTM)
- 4.17
- Beta
- 0.49
- Dividend yield
- 3.02%
- Payout ratio
- 36.19%
- Profit margin
- 29.74%
- Revenue (TTM)
- 732.08M
- Revenue growth
- 4.50%
- Free cash flow
- 0
- Total cash
- 322.20M
- Total debt
- 569.11M
- Return on equity
- 11.47%
- Shares outstanding
- 51.94M
- Short % of float
- 6.85%
- 50-day average
- 51.34
- 200-day average
- 47.65
Analyst view
Consensus: hold
- Target (low)
- 54.00
- Target (mean)
- 58.00
- Target (high)
- 62.00
- Strong buy1
- Buy1
- Hold5
- Sell0
- Strong sell0
Next earnings
Jan 25, 2027
Expected Jan 25, 2027. Consensus EPS estimate 1.10.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 25, 2027 | Dec 30, 2026 | 1.09 | — | — | — |
| Oct 27, 2026 | Sep 30, 2026 | 1.09 | 1.11 | +0.02 | +1.83% |
| Jul 27, 2026 | Jun 30, 2026 | 1.02 | 1.01 | -0.01 | -0.98% |
| Apr 23, 2026 | Mar 31, 2026 | 0.98 | 0.97 | -0.01 | -1.02% |
| Jan 26, 2026 | Dec 31, 2025 | 0.99 | 1.05 | +0.06 | +6.06% |
| Oct 27, 2025 | Sep 30, 2025 | 0.968 | 1.05 | +0.08 | +8.47% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | Keefe, Bruyette & Woods | reit | Market Perform | Market Perform |
| Aug 3, 2026 | Keefe, Bruyette & Woods | reit | Market Perform | Market Perform |
| Jul 30, 2026 | Stephens & Co. | down | Overweight | Equal-Weight |
| Jul 29, 2026 | DA Davidson | main | Buy | Buy |
| Jun 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Apr 27, 2026 | DA Davidson | main | Buy | Buy |
About NBT Bancorp Inc.
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- nbtbancorp.com
News
- Keefe, Bruyette & Woods Reiterates Market Perform on NBT Bancorp, Lowers Price Target to $55
- NBT Bancorp Q3 Earnings Call Highlights
- NBT Bancorp Inc. (NBTB) Q3 2026 Earnings Call Transcript
- NBT Bancorp Q3 2026 Earnings Call Transcript
- NBT (NBTB) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
- NBT Bancorp (NBTB) Q3 Earnings and Revenues Beat Estimates
- NBT Bancorp Q3 Adj. EPS $1.11 Beats $1.09 Estimate, Sales $195.029M Beat $194.001M Estimate
- NBT Bancorp Inc. Announces Record Third Quarter 2026 Results and Declares Cash Dividend
- NBT Bancorp (NBTB) Reports Next Week: Wall Street Expects Earnings Growth
- NBT Bancorp Inc. Announces Date of Third Quarter Conference Call
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| AMES JOHANNA R | Director | Stock Award(Grant) | May 18, 2026 | 211,779 |
| CANTELE RICHARD J JR | Director | Stock Award(Grant) | May 18, 2026 | 61,320 |
| DELANEY TIMOTHY E | Director | Stock Award(Grant) | May 18, 2026 | 75,674 |
| DIETRICH MARTIN A | Director | Stock Award(Grant) | May 18, 2026 | 112,294 |
| KINGSLEY SCOTT ALLEN | Chief Executive Officer | Stock Award(Grant) | Mar 22, 2026 | 57,936 |
| NASCA DAVID J | Director | Stock Award(Grant) | May 18, 2026 | 73,838 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 14.39% | 7,477,880 | 391.09M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 6.64% | 3,449,538 | 180.41M | Jun 29, 2026 |
| State Street Corporation | 5.26% | 2,731,491 | 142.86M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.63% | 2,406,173 | 125.84M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.34% | 2,254,925 | 117.93M | Jun 29, 2026 |
| FMR, LLC | 3.34% | 1,737,937 | 90.89M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.97% | 3,100,352 | 162.15M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.03% | 1,573,602 | 82.30M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.62% | 1,361,510 | 71.21M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.18% | 1,135,285 | 59.38M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 1.38% | 717,812 | 37.54M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.31% | 678,697 | 35.50M | Sep 29, 2026 |