Advertisement

NBT Bancorp Inc. NBTB

Set alert

Price alert · NBTB

All alert types
52.19 USD -0.78 -1.47%

At close · Oct 30

52.19 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
52.19 × 2
Ask
52.24 × 2
52.10 Day range 53.24
39.61 52-week range 54.26
YTD
+25.70%
1 year
+28.90%
Open
53.11
Prev close
52.97
Mkt cap
2.71B
Vol
283.97K
Avg vol
311.08K
EPS
4.17
P/E
12.52
Div yield
3.02%
More statistics
Low
52.10
High
53.24
Forward P/E
11.44
Beta
0.49
Short ratio
7.15
Inst. own
69.47%
Dividend
1.60
Ex-div date
Nov 30, 2026
Earnings
Jan 25, 2027
50-d avg
51.34
200-d avg
47.65
1y target
58.00

2Y chart

Chart tools
Interval

Events in this range
  • Dec 2, 2024Dividend: 0.34
  • Mar 3, 2025Dividend: 0.34
  • Jun 2, 2025Dividend: 0.34
  • Aug 29, 2025Dividend: 0.37
  • Oct 27, 2025Earnings: 1.05; estimate 0.968; surprise 8.47%
  • Dec 1, 2025Dividend: 0.37
  • Jan 26, 2026Earnings: 1.05; estimate 0.99; surprise 6.06%
  • Mar 2, 2026Dividend: 0.37
  • Apr 23, 2026Earnings: 0.97; estimate 0.98; surprise -1.02%
  • Apr 27, 2026Rating: DA Davidson · Buy → Buy
  • Jun 1, 2026Dividend: 0.37
  • Jun 26, 2026Rating: Piper Sandler · Overweight → Overweight
  • Jul 27, 2026Earnings: 1.01; estimate 1.02; surprise -0.98%
  • Jul 29, 2026Rating: DA Davidson · Buy → Buy
  • Jul 30, 2026Downgrade: Stephens & Co. · Overweight → Equal-Weight
  • Aug 3, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
  • Sep 1, 2026Dividend: 0.4
  • Oct 27, 2026Earnings: 1.11; estimate 1.09; surprise 1.83%
  • Oct 30, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
Signals (94)
NameDateAgo
SMA: BullishOct 20, 20261 week ago
MACD: Buy SignalOct 15, 20262 weeks ago
MACD: Sell SignalOct 6, 20263 weeks ago
MACD: Buy SignalOct 5, 20263 weeks ago
MACD: Sell SignalSep 18, 20261 month ago
SMA: BearishSep 16, 20261 month ago
SMA: BullishSep 14, 20261 month ago
MACD: Buy SignalSep 14, 20261 month ago
SMA: BearishSep 8, 20261 month ago
SMA: BullishSep 4, 20261 month ago
SMA: BearishAug 31, 20262 months ago
MACD: Sell SignalJul 31, 20263 months ago
MACD: Buy SignalJul 28, 20263 months ago
RSI: OverboughtJul 28, 20263 months ago
MACD: Sell SignalJul 23, 20263 months ago
RSI: OverboughtJul 16, 20263 months ago
MACD: Buy SignalJun 23, 20264 months ago
MACD: Sell SignalJun 17, 20264 months ago
MACD: Buy SignalJun 5, 20264 months ago
MACD: Sell SignalJun 3, 20265 months ago
MACD: Buy SignalMay 20, 20265 months ago
MACD: Sell SignalMay 13, 20265 months ago
MACD: Buy SignalMay 8, 20265 months ago
SMA: BullishApr 27, 20266 months ago
SMA: BearishApr 24, 20266 months ago
MACD: Sell SignalApr 24, 20266 months ago
RSI: OverboughtApr 9, 20266 months ago
SMA: BullishApr 6, 20266 months ago
SMA: BullishMar 31, 20267 months ago
SMA: BearishMar 27, 20267 months ago
SMA: BullishMar 26, 20267 months ago
MACD: Buy SignalMar 24, 20267 months ago
SMA: BearishMar 5, 20268 months ago
SMA: BearishFeb 27, 20268 months ago
SMA: BullishFeb 25, 20268 months ago
SMA: BearishFeb 23, 20268 months ago
MACD: Sell SignalFeb 17, 20268 months ago
MACD: Buy SignalJan 30, 20269 months ago
MACD: Sell SignalJan 28, 20269 months ago
MACD: Buy SignalJan 15, 20269 months ago
SMA: BullishJan 5, 20269 months ago
SMA: BullishJan 5, 20269 months ago
SMA: BearishDec 30, 202510 months ago
SMA: BearishDec 30, 202510 months ago
MACD: Sell SignalDec 23, 202510 months ago
RSI: OverboughtDec 15, 202510 months ago
SMA: BullishDec 8, 202510 months ago
SMA: BullishNov 25, 202511 months ago
SMA: BearishNov 24, 202511 months ago
MACD: Buy SignalNov 24, 202511 months ago
SMA: BullishNov 21, 202511 months ago
MACD: Sell SignalNov 17, 202511 months ago
MACD: Buy SignalOct 21, 20251 year ago
RSI: OversoldOct 10, 20251 year ago
SMA: BearishSep 24, 20251 year ago
SMA: BullishSep 23, 20251 year ago
SMA: BearishSep 22, 20251 year ago
SMA: BullishSep 18, 20251 year ago
SMA: BearishSep 15, 20251 year ago
MACD: Sell SignalSep 9, 20251 year ago
SMA: BearishAug 29, 20251 year ago
SMA: BullishAug 26, 20251 year ago
SMA: BearishAug 25, 20251 year ago
SMA: BullishAug 22, 20251 year ago
SMA: BullishAug 12, 20251 year ago
MACD: Buy SignalAug 12, 20251 year ago
SMA: BearishJul 31, 20251 year ago
SMA: BullishJul 29, 20251 year ago
SMA: BearishJul 24, 20251 year ago
MACD: Sell SignalJul 21, 20251 year ago
SMA: BullishJul 1, 20251 year ago
MACD: Buy SignalJun 26, 20251 year ago
SMA: BearishJun 13, 20251 year ago
MACD: Sell SignalJun 13, 20251 year ago
MACD: Buy SignalJun 12, 20251 year ago
SMA: BullishJun 9, 20251 year ago
SMA: BearishMay 28, 20251 year ago
SMA: BullishMay 27, 20251 year ago
SMA: BearishMay 22, 20251 year ago
MACD: Sell SignalMay 21, 20251 year ago
SMA: BullishMay 2, 20251 year ago
MACD: Buy SignalApr 17, 20251 year ago
MACD: Sell SignalApr 3, 20251 year ago
RSI: OversoldApr 3, 20251 year ago
MACD: Buy SignalMar 24, 20251 year ago
RSI: OversoldMar 10, 20251 year ago
MACD: Sell SignalFeb 20, 20251 year ago
SMA: BearishFeb 12, 20251 year ago
SMA: BullishFeb 11, 20251 year ago
SMA: BearishFeb 7, 20251 year ago
SMA: BullishFeb 6, 20251 year ago
MACD: Buy SignalJan 17, 20251 year ago
RSI: OverboughtDec 16, 20241 year ago
RSI: OverboughtNov 25, 20241 year ago

Key statistics

Market cap
2.72B
Enterprise value
3.00B
Trailing P/E
12.54
Forward P/E
11.44
PEG ratio
2.66
Price / sales
3.71
Price / book
1.40
EPS (TTM)
4.17
Beta
0.49
Dividend yield
3.02%
Payout ratio
36.19%
Profit margin
29.74%
Revenue (TTM)
732.08M
Revenue growth
4.50%
Free cash flow
0
Total cash
322.20M
Total debt
569.11M
Return on equity
11.47%
Shares outstanding
51.94M
Short % of float
6.85%
50-day average
51.34
200-day average
47.65

Analyst view

Consensus: hold

Hold
Price target (mean) 58.00 +11.1% upside
Target (low)
54.00
Target (mean)
58.00
Target (high)
62.00
Ratings (0m) 7 2 buy · 5 hold · 0 sell
  • Strong buy1
  • Buy1
  • Hold5
  • Sell0
  • Strong sell0

Next earnings

Jan 25, 2027

Expected Jan 25, 2027. Consensus EPS estimate 1.10.

Earnings history

Financials — quick view

All financials
NBTB Revenue — quarterly 180.55M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
NBTB Net income — quarterly 53.03M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
NBTB EPS — quarterly 1.02
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

NBTB recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 25, 2027Dec 30, 20261.09———
Oct 27, 2026Sep 30, 20261.091.11+0.02+1.83%
Jul 27, 2026Jun 30, 20261.021.01-0.01-0.98%
Apr 23, 2026Mar 31, 20260.980.97-0.01-1.02%
Jan 26, 2026Dec 31, 20250.991.05+0.06+6.06%
Oct 27, 2025Sep 30, 20250.9681.05+0.08+8.47%

Upgrades / downgrades

NBTB analyst upgrades and downgrades
DateFirmActionFromTo
Oct 30, 2026Keefe, Bruyette & WoodsreitMarket PerformMarket Perform
Aug 3, 2026Keefe, Bruyette & WoodsreitMarket PerformMarket Perform
Jul 30, 2026Stephens & Co.downOverweightEqual-Weight
Jul 29, 2026DA DavidsonmainBuyBuy
Jun 26, 2026Piper SandlermainOverweightOverweight
Apr 27, 2026DA DavidsonmainBuyBuy

About NBT Bancorp Inc.

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

Your note

Sign in to keep a note on NBTB — it syncs with the Stock Master app.

Insider holders

NBTB insider holders
InsiderRelationLatest transactionDateShares held
AMES JOHANNA RDirectorStock Award(Grant)May 18, 2026211,779
CANTELE RICHARD J JRDirectorStock Award(Grant)May 18, 202661,320
DELANEY TIMOTHY EDirectorStock Award(Grant)May 18, 202675,674
DIETRICH MARTIN ADirectorStock Award(Grant)May 18, 2026112,294
KINGSLEY SCOTT ALLENChief Executive OfficerStock Award(Grant)Mar 22, 202657,936
NASCA DAVID JDirectorStock Award(Grant)May 18, 202673,838

Institution ownership

NBTB institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.39%7,477,880391.09MJun 29, 2026
Vanguard Portfolio Management LLC6.64%3,449,538180.41MJun 29, 2026
State Street Corporation5.26%2,731,491142.86MJun 29, 2026
Dimensional Fund Advisors LP4.63%2,406,173125.84MJun 29, 2026
Vanguard Capital Management LLC4.34%2,254,925117.93MJun 29, 2026
FMR, LLC3.34%1,737,93790.89MJun 29, 2026

Fund ownership

NBTB fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.97%3,100,352162.15MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.03%1,573,60282.30MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.62%1,361,51071.21MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund2.18%1,135,28559.38MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund1.38%717,81237.54MJun 29, 2026
American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.31%678,69735.50MSep 29, 2026
Advertisement