Mercury General Corporation MCY
Nov 4, 2026, 1:05 PM EST
- YTD
- -4.45%
- 1 year
- +12.67%
- Market cap
- 4.97B
- Revenue (ttm)
- 6.34B
- Profit margin
- 14.78%
- EPS (ttm)
- 16.75
- Shares out
- 55.39M
- P/E ratio
- 5.36
- Forward P/E
- 8.38
- Dividend
- 1.27 (1.27%)
- Ex-dividend date
- Sep 9, 2026
- YTD return
- -4.45%
- 1-year return
- +12.67%
- Volume
- 439.07K
- Avg volume
- 290.97K
- Open
- 96.02
- Previous close
- 102.71
- Day's range
- 87.51 – 97.26
- 52-week range
- 80.42 – 113.06
- Beta
- 0.94
- Price target
- 120.00 (+33.5%)
- Earnings date
- Feb 16, 2027
1Y +8.47 (+10.36%)
Key statistics
- Enterprise value
- 4.64B
- PEG ratio
- 1.11
- Price / sales
- 0.90
- Price / book
- 2.00
- Dividend yield
- 1.22%
- Payout ratio
- 7.51%
- Revenue growth
- 13.80%
- Free cash flow
- 1.14B
- Total cash
- 2.07B
- Total debt
- 962.13M
- Return on equity
- 38.99%
- Short % of float
- 4.45%
- 50-day average
- 102.21
- 200-day average
- 98.70
Analyst view
- Strong buy0
- Buy1
- Hold0
- Sell0
- Strong sell0
Next earnings
Feb 16, 2027
Expected Feb 16, 2027. Consensus EPS estimate 3.35.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 16, 2027 | Dec 30, 2026 | 3.13 | — | — | — |
| Nov 3, 2026 | Sep 30, 2026 | 3.43 | 3.49 | +0.06 | +1.75% |
| Aug 4, 2026 | Jun 30, 2026 | 2.53 | 3.52 | +0.99 | +39.13% |
| May 5, 2026 | Mar 31, 2026 | 2.15 | 3.50 | +1.35 | +62.79% |
| Feb 17, 2026 | Dec 31, 2025 | 2.56 | 3.66 | +1.10 | +42.97% |
| Nov 4, 2025 | Sep 30, 2025 | 2.15 | 3.86 | +1.71 | +79.53% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 22, 2025 | Raymond James | reit | Strong Buy | Strong Buy |
| Aug 4, 2025 | Raymond James | reit | Strong Buy | Strong Buy |
| Feb 12, 2025 | Raymond James | up | Outperform | Strong Buy |
| Jul 7, 2023 | Raymond James | down | Strong Buy | Outperform |
| May 8, 2023 | Raymond James | main | — | Strong Buy |
| Nov 4, 2022 | Raymond James | up | Underperform | Strong Buy |
About Mercury General Corporation
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Country
- United States
- Website
- mercuryinsurance.com
News
Mercury General (MCY) Q3 Earnings and Revenues Beat Estimates 
Mercury General Q3 Adj. EPS $3.49 Beats $3.42 Estimate, Sales $1.381B Miss $1.632B Estimate 
Mercury General Corporation Announces Third Quarter Results and Declares Quarterly Dividend 
Deer Season Driving: The Split-Second Decisions That Could Save Your Life 
Is Mercury General (MCY) Stock Undervalued Right Now? 
If a Tree Falls, Who's Responsible for the Damage? 
The Scariest Place for Your Car This Halloween Might Be Right Outside Your Home 
Before You Hand Down That Old Phone, Make Sure You're Not Giving Away Your Personal Information 
Why Mercury General (MCY) is a Top Momentum Stock for the Long-Term 
After the Fire: What Homeowners Should Do in the First 24 Hours
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BRAUNEGG GEORGE GWYER | Director | Purchase | Dec 9, 2025 | 3,053 |
| BUTLER KELLY LYNN | Officer | Conversion of Exercise of derivative security | Feb 19, 2026 | 50 |
| GRAVES CHRISTOPHER W | Chief Investment Officer | Conversion of Exercise of derivative security | Feb 19, 2026 | 6,439 |
| JOSEPH VICTOR GEORGE | President | Conversion of Exercise of derivative security | Feb 19, 2026 | 15,033 |
| RIBISI MARK ALLAN | Officer | Conversion of Exercise of derivative security | Feb 19, 2026 | 759 |
| SCHROEDER JEFFREY MICHAEL | Officer | Conversion of Exercise of derivative security | Feb 19, 2026 | 903 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.12% | 4,498,256 | 461.70M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.91% | 2,163,143 | 222.02M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 3.22% | 1,781,446 | 182.85M | Jun 29, 2026 |
| Rubric Capital Management LP | 2.78% | 1,541,440 | 158.21M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 2.23% | 1,232,655 | 126.52M | Jun 29, 2026 |
| State Street Corporation | 2.09% | 1,159,962 | 119.06M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 2.86% | 1,582,874 | 162.47M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.59% | 878,232 | 90.14M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.51% | 839,100 | 86.13M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 1.34% | 742,480 | 76.21M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.15% | 634,565 | 65.13M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 0.73% | 402,337 | 41.30M | Jun 29, 2026 |