MetroCity Bankshares, Inc. MCBS

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36.55 USD +0.74 (+2.07%)

Nov 4, 2026, 12:53 PM EST

36.27 Day range 37.05
24.53 52-week range 37.46
YTD
+37.72%
1 year
+41.94%
Market cap
1.05B
Revenue (ttm)
194.02M
Profit margin
44.78%
EPS (ttm)
3.05
Shares out
28.66M
P/E ratio
12.00
Forward P/E
11.54
Dividend
1.24 (3.24%)
Ex-dividend date
Nov 3, 2026
YTD return
+37.72%
1-year return
+41.94%
Volume
102.86K
Avg volume
86.11K
Open
36.28
Previous close
35.81
Day's range
36.27 – 37.05
52-week range
24.53 – 37.46
Beta
0.69
Analysts
Hold
Price target
41.00 (+12.2%)
Earnings date
Jan 25, 2027

2Y +7.12 (+24.15%)

253035Jan 25Jun 25Nov 25Apr 26Aug 2636.60

Key statistics

Enterprise value
1.12B
PEG ratio
0.00
Price / sales
5.34
Price / book
1.78
Dividend yield
3.38%
Payout ratio
36.11%
Revenue growth
24.70%
Free cash flow
0
Total cash
321.27M
Total debt
388.35M
Return on equity
16.87%
Short % of float
3.80%
50-day average
35.13
200-day average
32.79

Financials — quick view

All financials
MCBS Revenue — quarterly 50.59M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
MCBS Net income — quarterly 22.13M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
MCBS EPS — quarterly 0.77
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

MCBS recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 25, 2027Dec 30, 20260.78———
Oct 23, 2026Sep 30, 20260.840.840.000.00%
Jul 24, 2026Jun 30, 20260.810.76-0.05-6.17%
Apr 24, 2026Mar 31, 20260.770.770.000.00%
Jan 30, 2026Dec 31, 20250.730.68-0.05-6.85%
Oct 17, 2025Sep 30, 20250.710.67-0.04-5.63%

Upgrades / downgrades

MCBS analyst upgrades and downgrades
DateFirmActionFromTo
Apr 9, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Mar 23, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Oct 21, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Apr 22, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Dec 4, 2024Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Oct 22, 2024Keefe, Bruyette & WoodsmainMarket PerformMarket Perform

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

MCBS insider holders
InsiderRelationLatest transactionDateShares held
GLOVER FRANKDirectorStock Award(Grant)May 31, 2026203,825
KIM HOWARD HWASAENGOfficer and DirectorStock Award(Grant)May 31, 2026677,628
LAI FRANCISDirectorStock Award(Grant)May 31, 2026543,973
LEUNG DON T.P.DirectorStock Award(Grant)May 31, 2026817,330
LU FEIYINGDirectorStock Award(Grant)May 31, 2026168,530
PAEK JOHNDirectorStock Award(Grant)May 31, 2026235,821

Institution ownership

MCBS institution ownership
Holder% heldSharesValueReported
Blackrock Inc.7.46%1,812,56665.47MJun 29, 2026
Vanguard Capital Management LLC3.93%955,63134.52MJun 29, 2026
American Century Companies Inc3.03%737,10226.62MJun 29, 2026
Geode Capital Management, LLC2.45%595,24321.50MJun 29, 2026
Dimensional Fund Advisors LP2.27%552,27419.95MJun 29, 2026
State Street Corporation2.10%509,91018.42MJun 29, 2026

Fund ownership

MCBS fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF2.93%711,79125.71MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.83%688,47424.87MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.54%617,00522.29MSep 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund1.06%256,9259.28MAug 30, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.01%246,3338.90MJun 29, 2026
iShares Trust-iShares Russell 2000 Growth ETF0.60%146,3725.29MSep 29, 2026