Lemonade, Inc. LMND

Set alert

Price alert · LMND

All alert types
41.19 USD -1.75 -4.08%

At close · Nov 2

41.35 +0.16 +0.39%

After hours · Nov 2, 6:20 PM ET

Bid
41.17 × 100
Ask
41.22 × 100
41.10 Day range 43.77
41.10 52-week range 99.90
YTD
-42.13%
1 year
-31.44%
Open
43.17
Prev close
42.94
Mkt cap
3.19B
Vol
1.07M
Avg vol
1.07M
EPS
-1.82
P/E
0.00
Div yield
0.00%
More statistics
Low
41.10
High
43.77
Forward P/E
-47.32
Beta
1.95
Short ratio
9.72
Inst. own
61.08%
Dividend
0.00
Ex-div date
Earnings
Nov 5, 2026
50-d avg
47.87
200-d avg
58.41
1y target
58.44

MAX chart

Chart tools
Interval

Events in this range
  • Aug 5, 2025Earnings: -0.6; estimate -0.81; surprise 25.93%
  • Nov 5, 2025Earnings: -0.51; estimate -0.72; surprise 29.17%
  • Feb 19, 2026Earnings: -0.29; estimate -0.41; surprise 29.27%
  • Apr 29, 2026Earnings: -0.47; estimate -0.58; surprise 18.97%
  • Jul 8, 2026Rating: Keefe, Bruyette & Woods · Underperform → Underperform
  • Jul 15, 2026Rating: Piper Sandler · Neutral → Neutral
  • Jul 29, 2026Earnings: -0.56; estimate -0.56429; surprise 0.76%
  • Jul 30, 2026Rating: Keefe, Bruyette & Woods · Underperform → Market Perform
  • Jul 30, 2026Rating: Piper Sandler · Neutral → Neutral
  • Aug 19, 2026Rating: Morgan Stanley · Equal-Weight → Equal-Weight
  • Oct 6, 2026Rating: Morgan Stanley · Equal-Weight → Equal-Weight
Signals (123)
NameDateAgo
MACD: Sell SignalJul 27, 20263 months ago
SMA: BearishJul 20, 20263 months ago
SMA: BearishJul 20, 20263 months ago
SMA: BullishJun 29, 20264 months ago
MACD: Buy SignalJun 29, 20264 months ago
SMA: BullishJun 15, 20264 months ago
SMA: BearishApr 27, 20266 months ago
SMA: BearishApr 20, 20266 months ago
SMA: BullishApr 13, 20266 months ago
SMA: BullishApr 13, 20266 months ago
SMA: BearishFeb 9, 20268 months ago
SMA: BearishFeb 2, 20269 months ago
MACD: Sell SignalFeb 2, 20269 months ago
RSI: OverboughtJan 19, 20269 months ago
RSI: OverboughtNov 3, 202512 months ago
SMA: BullishOct 27, 20251 year ago
MACD: Buy SignalOct 27, 20251 year ago
MACD: Sell SignalOct 13, 20251 year ago
SMA: BearishOct 6, 20251 year ago
RSI: OverboughtAug 11, 20251 year ago
SMA: BullishAug 4, 20251 year ago
SMA: BearishJul 28, 20251 year ago
SMA: BullishJun 2, 20251 year ago
MACD: Buy SignalJun 2, 20251 year ago
SMA: BullishMay 5, 20251 year ago
SMA: BearishMar 31, 20251 year ago
SMA: BearishMar 17, 20251 year ago
SMA: BullishFeb 24, 20251 year ago
MACD: Sell SignalJan 13, 20251 year ago
SMA: BearishDec 30, 20241 year ago
RSI: OverboughtNov 4, 20241 year ago
MACD: Buy SignalOct 28, 20242 years ago
SMA: BullishOct 14, 20242 years ago
SMA: BullishOct 7, 20242 years ago
SMA: BearishSep 23, 20242 years ago
MACD: Sell SignalSep 16, 20242 years ago
SMA: BearishSep 2, 20242 years ago
SMA: BullishAug 19, 20242 years ago
SMA: BullishAug 19, 20242 years ago
MACD: Buy SignalAug 19, 20242 years ago
MACD: Sell SignalAug 12, 20242 years ago
SMA: BearishJul 29, 20242 years ago
SMA: BearishJul 29, 20242 years ago
SMA: BullishJul 8, 20242 years ago
SMA: BullishJul 8, 20242 years ago
MACD: Buy SignalJul 8, 20242 years ago
SMA: BearishMay 20, 20242 years ago
SMA: BearishMay 20, 20242 years ago
MACD: Sell SignalMay 20, 20242 years ago
SMA: BullishMay 13, 20242 years ago
MACD: Buy SignalMay 13, 20242 years ago
SMA: BearishMay 6, 20242 years ago
MACD: Sell SignalMay 6, 20242 years ago
MACD: Buy SignalApr 29, 20242 years ago
SMA: BullishApr 22, 20242 years ago
SMA: BullishApr 22, 20242 years ago
SMA: BearishApr 15, 20242 years ago
MACD: Sell SignalMar 18, 20242 years ago
SMA: BearishMar 11, 20242 years ago
SMA: BullishFeb 12, 20242 years ago
SMA: BearishDec 25, 20232 years ago
SMA: BullishNov 13, 20232 years ago
SMA: BearishNov 6, 20232 years ago
SMA: BullishOct 30, 20233 years ago
SMA: BullishOct 30, 20233 years ago
MACD: Buy SignalOct 30, 20233 years ago
MACD: Sell SignalAug 14, 20233 years ago
SMA: BearishAug 7, 20233 years ago
SMA: BearishJul 31, 20233 years ago
SMA: BullishJul 10, 20233 years ago
SMA: BearishJul 3, 20233 years ago
SMA: BullishMay 22, 20233 years ago
SMA: BullishMay 1, 20233 years ago
MACD: Buy SignalMay 1, 20233 years ago
MACD: Sell SignalApr 24, 20233 years ago
MACD: Buy SignalMar 27, 20233 years ago
MACD: Sell SignalMar 20, 20233 years ago
SMA: BearishFeb 27, 20233 years ago
SMA: BullishJan 30, 20233 years ago
MACD: Buy SignalJan 30, 20233 years ago
MACD: Sell SignalDec 5, 20223 years ago
SMA: BearishNov 14, 20223 years ago
SMA: BearishNov 14, 20223 years ago
SMA: BullishNov 7, 20223 years ago
SMA: BullishNov 7, 20223 years ago
SMA: BearishOct 31, 20224 years ago
SMA: BearishOct 31, 20224 years ago
SMA: BullishOct 17, 20224 years ago
SMA: BullishOct 17, 20224 years ago
SMA: BearishSep 19, 20224 years ago
SMA: BearishSep 12, 20224 years ago
SMA: BullishSep 5, 20224 years ago
SMA: BullishSep 5, 20224 years ago
SMA: BearishAug 29, 20224 years ago
SMA: BearishAug 22, 20224 years ago
SMA: BullishAug 1, 20224 years ago
SMA: BullishAug 1, 20224 years ago
SMA: BearishJul 11, 20224 years ago
SMA: BullishJul 4, 20224 years ago
RSI: OversoldJun 13, 20224 years ago
SMA: BearishMay 30, 20224 years ago
SMA: BullishMay 23, 20224 years ago
RSI: OversoldApr 18, 20224 years ago
SMA: BearishApr 4, 20224 years ago
MACD: Buy SignalMar 21, 20224 years ago
SMA: BullishMar 14, 20224 years ago
RSI: OversoldJan 3, 20224 years ago
SMA: BearishNov 8, 20214 years ago
SMA: BullishNov 1, 20215 years ago
SMA: BearishJul 12, 20215 years ago
MACD: Sell SignalJul 12, 20215 years ago
SMA: BearishJun 28, 20215 years ago
SMA: BullishJun 21, 20215 years ago
MACD: Buy SignalJun 21, 20215 years ago
SMA: BullishMay 24, 20215 years ago
SMA: BearishMar 22, 20215 years ago
MACD: Sell SignalMar 1, 20215 years ago
SMA: BearishFeb 22, 20215 years ago
RSI: OverboughtFeb 8, 20215 years ago
RSI: OverboughtDec 21, 20205 years ago
SMA: BullishNov 2, 20206 years ago
SMA: BearishOct 19, 20206 years ago
SMA: BullishOct 5, 20206 years ago

Financial health

Altman Z-Score

0.19 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C2 / 5 overall

  • DCF 4
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 3
  • P/E 1
  • P/B 1

Valuation

P/E -30.9×
FY 2017: -26.9×FY 2018: -57.4×FY 2019: -27.9×FY 2020: -55.4×FY 2021: -10.7×FY 2022: -3.0×FY 2023: -4.7×FY 2024: -12.9×FY 2025: -30.9×
FY 2017 5y median -10.7× FY 2025
P/S 6.9×
FY 2017: 315×FY 2018: 135×FY 2019: 45.0×FY 2020: 71.8×FY 2021: 20.1×FY 2022: 3.5×FY 2023: 2.6×FY 2024: 4.9×FY 2025: 6.9×
FY 2017 5y median 4.9× FY 2025
P/B 9.6×
FY 2017: 23.6×FY 2018: -38.3×FY 2019: -16.6×FY 2020: 12.5×FY 2021: 2.6×FY 2022: 1.0×FY 2023: 1.6×FY 2024: 4.4×FY 2025: 9.6×
FY 2017 5y median 2.6× FY 2025
P/FCF -197×
FY 2017: -39.0×FY 2018: -72.9×FY 2019: -37.2×FY 2020: -70.5×FY 2021: -16.7×FY 2022: -5.1×FY 2023: -8.8×FY 2024: -125×FY 2025: -197×
FY 2017 5y median -16.7× FY 2025
EV/EBITDA -33.7×
FY 2017: 435×FY 2018: -55.7×FY 2019: -25.7×FY 2020: -52.1×FY 2021: -10.1×FY 2022: -2.3×FY 2023: -4.3×FY 2024: -12.7×FY 2025: -33.7×
FY 2017 5y median -10.1× FY 2025
EV/Sales 6.7×
FY 2017: 308×FY 2018: 130×FY 2019: 41.0×FY 2020: 65.7×FY 2021: 18.1×FY 2022: 2.5×FY 2023: 2.1×FY 2024: 4.4×FY 2025: 6.7×
FY 2017 5y median 4.4× FY 2025
FCF Yield -0.5%
FY 2017: -2.6%FY 2018: -1.4%FY 2019: -2.7%FY 2020: -1.4%FY 2021: -6.0%FY 2022: -19.5%FY 2023: -11.4%FY 2024: -0.8%FY 2025: -0.5%
FY 2017 5y median -6.0% FY 2025

Profitability

Gross Margin 40.3%
FY 2017: 100.0%FY 2018: 13.8%FY 2019: 17.7%FY 2020: 21.6%FY 2021: 17.8%FY 2022: 11.1%FY 2023: 21.0%FY 2024: 32.8%FY 2025: 40.3%
FY 2017 5y median 21.0% FY 2025
Operating Margin -21.8%
FY 2017: -1095.8%FY 2018: -233.8%FY 2019: -160.3%FY 2020: -128.0%FY 2021: -181.9%FY 2022: -114.8%FY 2023: -53.5%FY 2024: -38.7%FY 2025: -21.8%
FY 2017 5y median -53.5% FY 2025
Net Margin -22.4%
FY 2017: -1170.8%FY 2018: -235.1%FY 2019: -161.2%FY 2020: -129.6%FY 2021: -187.9%FY 2022: -116.0%FY 2023: -55.1%FY 2024: -38.4%FY 2025: -22.4%
FY 2017 5y median -55.1% FY 2025
ROE -31.0%
FY 2017: -87.8%FY 2018: 66.9%FY 2019: 59.5%FY 2020: -22.6%FY 2021: -24.4%FY 2022: -34.4%FY 2023: -33.4%FY 2024: -34.1%FY 2025: -31.0%
FY 2017 5y median -33.4% FY 2025
ROIC -22.5%
FY 2017: -69.2%FY 2018: -33.8%FY 2019: 0.0%FY 2020: 0.0%FY 2021: -23.1%FY 2022: -32.7%FY 2023: -30.6%FY 2024: -28.9%FY 2025: -22.5%
FY 2017 5y median -28.9% FY 2025
ROA -8.6%
FY 2017: -69.4%FY 2018: -34.4%FY 2019: -26.2%FY 2020: -14.8%FY 2021: -16.0%FY 2022: -17.6%FY 2023: -14.5%FY 2024: -10.9%FY 2025: -8.6%
FY 2017 5y median -14.5% FY 2025

Growth (YoY)

Revenue 40.2%
FY 2017: 0.0%FY 2018: 837.5%FY 2019: 199.1%FY 2020: 40.3%FY 2021: 36.0%FY 2022: 99.9%FY 2023: 67.4%FY 2024: 22.5%FY 2025: 40.2%
FY 2017 FY 2025
Operating Income 21.1%
FY 2017: 0.0%FY 2018: -100.0%FY 2019: -105.1%FY 2020: -12.0%FY 2021: -93.4%FY 2022: -26.2%FY 2023: 22.0%FY 2024: 11.3%FY 2025: 21.1%
FY 2017 FY 2025
EPS (diluted) 19.3%
FY 2017: 0.0%FY 2018: 53.1%FY 2019: -105.8%FY 2020: 11.2%FY 2021: -78.3%FY 2022: -16.5%FY 2023: 25.9%FY 2024: 16.2%FY 2025: 19.3%
FY 2017 FY 2025
Free Cash Flow -24.5%
FY 2017: 0.0%FY 2018: -113.9%FY 2019: -96.1%FY 2020: -18.1%FY 2021: -60.2%FY 2022: -12.4%FY 2023: 25.9%FY 2024: 83.8%FY 2025: -24.5%
FY 2017 FY 2025

Financial Health

Current Ratio 1.5×
FY 2017: 14.4×FY 2018: 39.2×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 2.9×FY 2022: 2.0×FY 2023: 1.7×FY 2024: 1.5×FY 2025: 1.5×
FY 2017 5y median 1.7× FY 2025
Quick Ratio 1.5×
FY 2017: 14.4×FY 2018: 74.9×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 2.9×FY 2022: 2.0×FY 2023: 1.7×FY 2024: 1.5×FY 2025: 1.5×
FY 2017 5y median 1.7× FY 2025
Debt / Equity 0.3×
FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 0.3×
FY 2017 5y median 0.1× FY 2025
Net Debt / EBITDA 1.4×
FY 2017: -9.9×FY 2018: 1.9×FY 2019: 2.5×FY 2020: 4.8×FY 2021: 1.1×FY 2022: 0.9×FY 2023: 1.1×FY 2024: 1.5×FY 2025: 1.4×
FY 2017 5y median 1.1× FY 2025
Interest Coverage 0.0×
FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2017 5y median 0.0× FY 2025

Dividends

Dividend Yield 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2017 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2017 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31