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Joint Stock Company Kaspi.kz KSPI

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Price alert · KSPI

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91.27 USD -3.39 -3.58%

At close · Oct 30

91.27 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
91.26 × 2
Ask
91.34 × 2
90.43 Day range 93.91
68.84 52-week range 108.75
YTD
+16.82%
1 year
+25.01%
Open
93.01
Prev close
94.66
Mkt cap
17.34B
Vol
550.32K
Avg vol
579.58K
EPS
10.91
P/E
8.37
Div yield
6.06%
More statistics
Low
90.43
High
93.91
Forward P/E
0.01
Beta
0.18
Short ratio
1.55
Inst. own
47.39%
Dividend
5.74
Ex-div date
Sep 9, 2026
Earnings
Nov 9, 2026
50-d avg
97.75
200-d avg
86.42
1y target
104.73

MAX chart

Chart tools
Interval

Events in this range
  • Apr 12, 2024Dividend: 1.90095
  • May 20, 2024Dividend: 1.9
  • May 23, 2024Dividend: 1.91864
  • Aug 22, 2024Dividend: 1.77175
  • Nov 18, 2024Dividend: 1.75645
  • Nov 20, 2024Dividend: 1.71377
  • May 13, 2025Rating: Susquehanna · Positive → Positive
  • Aug 1, 2025Rating: JP Morgan · Overweight → Overweight
  • Aug 6, 2025Earnings: 2.69; estimate 2.66; surprise 1.13%
  • Aug 20, 2025Downgrade: JP Morgan · Overweight → Neutral
  • Nov 10, 2025Earnings: 2.72; estimate 4.31; surprise -36.89%
  • Mar 2, 2026Earnings: 2.8; estimate 3.25; surprise -13.85%
  • Mar 6, 2026Rating: Freedom Broker · — → Hold
  • Apr 16, 2026Dividend: 1.79136
  • May 11, 2026Earnings: 2.63; estimate 2.59; surprise 1.54%
  • Jun 10, 2026Dividend: 1.79775
  • Jun 12, 2026Dividend: 1.74266
  • Aug 10, 2026Earnings: 2.83; estimate 2.78; surprise 1.8%
  • Aug 12, 2026Rating: Susquehanna · Neutral → Neutral
  • Aug 25, 2026Rating: Wolfe Research · Outperform → Outperform
  • Sep 10, 2026Dividend: 2.17439
Signals (46)
NameDateAgo
SMA: BearishOct 30, 20261 day ago
MACD: Sell SignalSep 28, 20261 month ago
SMA: BearishSep 21, 20261 month ago
RSI: OverboughtAug 17, 20262 months ago
SMA: BullishJul 27, 20263 months ago
SMA: BearishJul 20, 20263 months ago
SMA: BullishJun 22, 20264 months ago
SMA: BearishJun 1, 20265 months ago
SMA: BullishApr 13, 20266 months ago
SMA: BullishMar 30, 20267 months ago
MACD: Buy SignalMar 30, 20267 months ago
MACD: Sell SignalFeb 23, 20268 months ago
SMA: BearishJan 26, 20269 months ago
SMA: BearishJan 12, 20269 months ago
SMA: BullishJan 5, 202610 months ago
MACD: Buy SignalDec 8, 202510 months ago
SMA: BullishNov 24, 202511 months ago
MACD: Sell SignalOct 6, 20251 year ago
SMA: BearishSep 8, 20251 year ago
SMA: BearishSep 1, 20251 year ago
SMA: BullishAug 4, 20251 year ago
SMA: BullishAug 4, 20251 year ago
SMA: BearishJul 28, 20251 year ago
SMA: BullishJul 14, 20251 year ago
SMA: BearishJun 30, 20251 year ago
SMA: BullishJun 23, 20251 year ago
MACD: Buy SignalJun 23, 20251 year ago
SMA: BearishJun 16, 20251 year ago
SMA: BullishJun 2, 20251 year ago
MACD: Sell SignalMar 31, 20251 year ago
SMA: BearishMar 10, 20251 year ago
SMA: BearishFeb 17, 20251 year ago
SMA: BullishFeb 10, 20251 year ago
SMA: BullishFeb 10, 20251 year ago
MACD: Buy SignalFeb 10, 20251 year ago
SMA: BearishDec 9, 20241 year ago
SMA: BullishDec 2, 20241 year ago
SMA: BearishNov 18, 20241 year ago
SMA: BullishNov 4, 20241 year ago
SMA: BearishSep 16, 20242 years ago
SMA: BearishSep 2, 20242 years ago
SMA: BullishAug 26, 20242 years ago
SMA: BearishJul 29, 20242 years ago
RSI: OverboughtJul 8, 20242 years ago
SMA: BullishMay 20, 20242 years ago
SMA: BearishMay 13, 20242 years ago

Key statistics

Market cap
17.34B
Enterprise value
0
Trailing P/E
8.37
Forward P/E
0.01
PEG ratio
0.00
Price / sales
0.00
Price / book
0.01
EPS (TTM)
10.91
Beta
0.18
Dividend yield
6.06%
Payout ratio
33.12%
Profit margin
24.15%
Revenue (TTM)
0
Revenue growth
13.60%
Free cash flow
-612.42B
Total cash
0
Total debt
0
Return on equity
44.78%
Shares outstanding
190.03M
Short % of float
0.73%
50-day average
97.75
200-day average
86.42

Analyst view

Consensus: buy

Buy
Price target (mean) 104.73 +14.7% upside
Target (low)
82.80
Target (mean)
104.73
Target (high)
133.80
Ratings (0m) 7 4 buy · 3 hold · 0 sell
  • Strong buy0
  • Buy4
  • Hold3
  • Sell0
  • Strong sell0

Next earnings

Nov 9, 2026

Expected Nov 9, 2026. Consensus EPS estimate 1,420.40.

Earnings history

Financials — quick view

All financials
KSPI Revenue — quarterly 1.11T
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
KSPI Net income — quarterly 256.73B
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
KSPI EPS — quarterly 1,352.00
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

KSPI recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 9, 2026Sep 30, 20263.12———
Aug 10, 2026Jun 30, 20262.782.83+0.05+1.80%
May 11, 2026Mar 31, 20262.592.63+0.04+1.54%
Mar 2, 2026Dec 31, 20253.252.80-0.45-13.85%
Nov 10, 2025Sep 30, 20254.312.72-1.59-36.89%
Aug 6, 2025Jun 30, 20252.662.69+0.03+1.13%

Upgrades / downgrades

KSPI analyst upgrades and downgrades
DateFirmActionFromTo
Aug 25, 2026Wolfe ResearchmainOutperformOutperform
Aug 12, 2026SusquehannamainNeutralNeutral
Mar 6, 2026Freedom Brokerinit—Hold
Aug 20, 2025JP MorgandownOverweightNeutral
Aug 1, 2025JP MorganmainOverweightOverweight
May 13, 2025SusquehannamainPositivePositive

About Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides ways for consumers to pay for shopping transactions and regular household bills, as well as make peer to peer payments; and enables merchants to accept payment online and in store, issue and settle invoices, pay suppliers, and monitor merchant turnover. It also offers proprietary data, which facilitates informed decision-making across multiple areas of business. Its Marketplace Platform segment connects both online and offline merchants with consumers, enabling merchants to increase sales through an omnichannel strategy and allowing consumers to purchase products and services from various merchants. This segment operates marketplaces through m-commerce, a mobile solution for shopping in person; e-Commerce, which allows consumers to shop anywhere and anytime with free delivery; and Kaspi Travel that allows consumers to book domestic and international flights, domestic rail tickets, and international package holidays. It also enhances merchants' sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with buy-now-pay-later, finance and savings products, and merchants with merchant finance services. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; e-grocery; classifieds; and storage and processing of information services. Joint Stock Company Kaspi.kz was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

Sector
Technology
Industry
Software - Infrastructure
Country
Kazakhstan
Website
ir.kaspi.kz

News

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Institution ownership

KSPI institution ownership
Holder% heldSharesValueReported
Baring Fintech Manager Holding Ltd8.81%16,737,0531.53BJun 29, 2026
Brehaut David Pascal6.45%12,257,3051.12BJun 29, 2026
Baring Fintech Fund III Managers Ltd3.74%7,106,927648.65MJun 29, 2026
BAILLIE GIFFORD & CO3.04%5,779,168527.46MJun 29, 2026
FIL LTD1.91%3,635,858331.84MJun 29, 2026
Pzena Investment Management LLC1.62%3,071,888280.37MJun 29, 2026

Fund ownership

KSPI fund ownership
Holder% heldSharesValueReported
Fidelity Investment Trust-Fidelity Emerging Markets Fund0.68%1,297,600118.43MAug 30, 2026
Fidelity Rutland Square TRT II-Strategic Advisers Fidelity Emerging Ma0.60%1,140,824104.12MAug 30, 2026
Advisors Series Trust-Pzena Emerging Markets Value Fund0.49%936,03485.43MSep 29, 2026
Touchstone Strategic TRT-Touchstone Strategic TRT-Touchstone Sands Cap0.35%673,54761.47MJun 29, 2026
Baillie Gifford Funds-Baillie Gifford Emerging Markets Equities Fund0.27%504,55146.05MJun 29, 2026
Columbia Funds Series Trust-Columbia Overseas Value Fund0.23%432,42339.47MAug 30, 2026
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