Joint Stock Company Kaspi.kz KSPI

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92.19 USD -1.20 (-1.28%)

At closeNov 3, 2026, 4:00 PM EST

92.19 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

91.93 Day range 94.05
68.59 52-week range 109.94
YTD
+18.00%
1 year
+22.82%
Market cap
17.52B
Profit margin
24.15%
EPS (ttm)
10.91
Shares out
190.03M
P/E ratio
8.45
Forward P/E
0.01
Dividend
5.74 (6.15%)
Ex-dividend date
Sep 9, 2026
YTD return
+18.00%
1-year return
+22.82%
Volume
288.77K
Avg volume
574.98K
Open
93.11
Previous close
93.39
Day's range
91.93 – 94.05
52-week range
68.59 – 109.94
Beta
0.23
Analysts
Buy
Price target
104.88 (+13.8%)
Earnings date
Nov 9, 2026

1D -1.20 (-1.28%)

9293949:59 AM11:09 AM12:29 PM1:46 PM3:30 PM92.19

Key statistics

Enterprise value
0
PEG ratio
0.00
Price / sales
0.00
Price / book
0.01
Dividend yield
6.15%
Payout ratio
33.12%
Revenue growth
13.60%
Free cash flow
-612.42B
Total cash
0
Total debt
0
Return on equity
44.78%
Short % of float
0.73%
50-day average
97.26
200-day average
86.55

Financials — quick view

All financials
KSPI Revenue — quarterly 1.11T
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
KSPI Net income — quarterly 256.73B
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
KSPI EPS — quarterly 1,352.00
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

KSPI recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 9, 2026Sep 30, 20263.12———
Aug 10, 2026Jun 30, 20262.782.83+0.05+1.80%
May 11, 2026Mar 31, 20262.592.63+0.04+1.54%
Mar 2, 2026Dec 31, 20253.252.80-0.45-13.85%
Nov 10, 2025Sep 30, 20254.312.72-1.59-36.89%
Aug 6, 2025Jun 30, 20252.662.69+0.03+1.13%

Upgrades / downgrades

KSPI analyst upgrades and downgrades
DateFirmActionFromTo
Aug 25, 2026Wolfe ResearchmainOutperformOutperform
Aug 12, 2026SusquehannamainNeutralNeutral
Mar 6, 2026Freedom Brokerinit—Hold
Aug 20, 2025JP MorgandownOverweightNeutral
Aug 1, 2025JP MorganmainOverweightOverweight
May 13, 2025SusquehannamainPositivePositive

About Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides ways for consumers to pay for shopping transactions and regular household bills, as well as make peer to peer payments; and enables merchants to accept payment online and in store, issue and settle invoices, pay suppliers, and monitor merchant turnover. It also offers proprietary data, which facilitates informed decision-making across multiple areas of business. Its Marketplace Platform segment connects both online and offline merchants with consumers, enabling merchants to increase sales through an omnichannel strategy and allowing consumers to purchase products and services from various merchants. This segment operates marketplaces through m-commerce, a mobile solution for shopping in person; e-Commerce, which allows consumers to shop anywhere and anytime with free delivery; and Kaspi Travel that allows consumers to book domestic and international flights, domestic rail tickets, and international package holidays. It also enhances merchants' sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with buy-now-pay-later, finance and savings products, and merchants with merchant finance services. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; e-grocery; classifieds; and storage and processing of information services. Joint Stock Company Kaspi.kz was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

Sector
Technology
Industry
Software - Infrastructure
Country
Kazakhstan
Website
ir.kaspi.kz

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Institution ownership

KSPI institution ownership
Holder% heldSharesValueReported
Baring Fintech Manager Holding Ltd8.81%16,737,0531.54BJun 29, 2026
Brehaut David Pascal6.45%12,257,3051.13BJun 29, 2026
Baring Fintech Fund III Managers Ltd3.74%7,106,927655.19MJun 29, 2026
BAILLIE GIFFORD & CO3.04%5,779,168532.78MJun 29, 2026
FIL LTD1.91%3,635,858335.19MJun 29, 2026
Pzena Investment Management LLC1.47%2,788,694257.09MSep 29, 2026

Fund ownership

KSPI fund ownership
Holder% heldSharesValueReported
Fidelity Investment Trust-Fidelity Emerging Markets Fund0.68%1,297,600119.63MAug 30, 2026
Fidelity Rutland Square TRT II-Strategic Advisers Fidelity Emerging Ma0.60%1,140,824105.17MAug 30, 2026
Advisors Series Trust-Pzena Emerging Markets Value Fund0.49%936,03486.29MSep 29, 2026
Touchstone Strategic TRT-Touchstone Strategic TRT-Touchstone Sands Cap0.35%673,54762.09MJun 29, 2026
Baillie Gifford Funds-Baillie Gifford Emerging Markets Equities Fund0.27%504,55146.51MJun 29, 2026
Columbia Funds Series Trust-Columbia Overseas Value Fund0.23%432,42339.87MAug 30, 2026