ICICI Bank Limited IBN

Full chart Compare
Set alert

Price alert · IBN

All alert types
31.26 USD +1.13 (+3.75%)

At closeNov 5, 2026, 8:20 AM EST

31.82 +0.56 +1.79%

Pre-market · Nov 5, 8:20 AM ET

30.50 Day range 31.45
25.08 52-week range 31.78
YTD
+4.90%
1 year
+2.93%

Financial health

Altman Z-Score

0.50 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 4
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 2
  • P/B 1

Valuation

P/E 15.9×
FY 2017: 15.9×FY 2018: 24.0×FY 2019: 63.1×FY 2020: 21.8×FY 2021: 21.6×FY 2022: 19.9×FY 2023: 18.1×FY 2024: 17.1×FY 2025: 18.6×FY 2026: 15.9×
FY 2017 5y median 18.1× FY 2026
P/S 2.8×
FY 2017: 1.5×FY 2018: 1.6×FY 2019: 2.0×FY 2020: 1.5×FY 2021: 2.5×FY 2022: 3.2×FY 2023: 3.3×FY 2024: 3.2×FY 2025: 3.3×FY 2026: 2.8×
FY 2017 5y median 3.2× FY 2026
P/B 2.4×
FY 2017: 1.6×FY 2018: 1.8×FY 2019: 2.3×FY 2020: 1.8×FY 2021: 2.5×FY 2022: 2.7×FY 2023: 2.9×FY 2024: 3.0×FY 2025: 3.1×FY 2026: 2.4×
FY 2017 5y median 2.9× FY 2026
P/FCF 13.6×
FY 2017: 4.7×FY 2018: 6.7×FY 2019: 5.9×FY 2020: 3.4×FY 2021: 2.9×FY 2022: 6.4×FY 2023: 11.2×FY 2024: 4.9×FY 2025: 12.5×FY 2026: 13.6×
FY 2017 5y median 11.2× FY 2026
EV/EBITDA 10.2×
FY 2017: 20.3×FY 2018: 28.8×FY 2019: 52.4×FY 2020: 20.5×FY 2021: 16.3×FY 2022: 15.9×FY 2023: 13.0×FY 2024: 12.1×FY 2025: 5.7×FY 2026: 10.2×
FY 2017 5y median 12.1× FY 2026
EV/Sales 2.6×
FY 2017: 2.2×FY 2018: 2.5×FY 2019: 2.7×FY 2020: 1.7×FY 2021: 2.2×FY 2022: 2.8×FY 2023: 3.5×FY 2024: 3.3×FY 2025: 3.2×FY 2026: 2.6×
FY 2017 5y median 3.2× FY 2026
FCF Yield 7.4%
FY 2017: 21.3%FY 2018: 14.9%FY 2019: 16.9%FY 2020: 29.1%FY 2021: 34.3%FY 2022: 15.6%FY 2023: 8.9%FY 2024: 20.3%FY 2025: 8.0%FY 2026: 7.4%
FY 2017 5y median 8.9% FY 2026

Profitability

Gross Margin 69.7%
FY 2017: 52.5%FY 2018: 54.5%FY 2019: 53.3%FY 2020: 55.2%FY 2021: 59.9%FY 2022: 62.8%FY 2023: 69.6%FY 2024: 68.1%FY 2025: 68.1%FY 2026: 69.7%
FY 2017 5y median 68.1% FY 2026
Operating Margin 24.8%
FY 2017: 10.0%FY 2018: 7.6%FY 2019: 4.3%FY 2020: 7.5%FY 2021: 12.6%FY 2022: 16.8%FY 2023: 25.6%FY 2024: 26.1%FY 2025: 24.8%FY 2026: 24.8%
FY 2017 5y median 24.8% FY 2026
Net Margin 17.4%
FY 2017: 9.0%FY 2018: 6.5%FY 2019: 3.2%FY 2020: 6.4%FY 2021: 11.4%FY 2022: 15.9%FY 2023: 18.4%FY 2024: 18.8%FY 2025: 17.3%FY 2026: 17.4%
FY 2017 5y median 17.4% FY 2026
ROE 14.9%
FY 2017: 9.7%FY 2018: 7.0%FY 2019: 3.7%FY 2020: 7.8%FY 2021: 11.7%FY 2022: 13.8%FY 2023: 15.9%FY 2024: 17.3%FY 2025: 16.3%FY 2026: 14.9%
FY 2017 5y median 15.9% FY 2026
ROIC 5.3%
FY 2017: 2.4%FY 2018: 1.7%FY 2019: 1.0%FY 2020: 2.0%FY 2021: 3.4%FY 2022: 4.0%FY 2023: 4.8%FY 2024: 5.0%FY 2025: 5.5%FY 2026: 5.3%
FY 2017 5y median 5.0% FY 2026
ROA 1.9%
FY 2017: 1.0%FY 2018: 0.7%FY 2019: 0.3%FY 2020: 0.7%FY 2021: 1.2%FY 2022: 1.4%FY 2023: 1.7%FY 2024: 1.9%FY 2025: 1.9%FY 2026: 1.9%
FY 2017 5y median 1.9% FY 2026

Growth (YoY)

Revenue 6.0%
FY 2017: 11.9%FY 2018: 4.9%FY 2019: 10.4%FY 2020: 13.9%FY 2021: 7.7%FY 2022: -2.3%FY 2023: 17.3%FY 2024: 27.4%FY 2025: 25.2%FY 2026: 6.0%
FY 2017 FY 2026
Operating Income 5.9%
FY 2017: 3.8%FY 2018: -19.8%FY 2019: -37.5%FY 2020: 97.3%FY 2021: 81.4%FY 2022: 30.3%FY 2023: 78.1%FY 2024: 30.2%FY 2025: 18.7%FY 2026: 5.9%
FY 2017 FY 2026
EPS (diluted) 5.1%
FY 2017: 0.1%FY 2018: -25.0%FY 2019: -46.9%FY 2020: 130.6%FY 2021: 84.7%FY 2022: 32.1%FY 2023: 35.0%FY 2024: 29.5%FY 2025: 14.6%FY 2026: 5.1%
FY 2017 FY 2026
Free Cash Flow -17.8%
FY 2017: 35.5%FY 2018: -20.6%FY 2019: 57.4%FY 2020: 39.6%FY 2021: 114.8%FY 2022: -43.0%FY 2023: -29.0%FY 2024: 178.3%FY 2025: -49.6%FY 2026: -17.8%
FY 2017 FY 2026

Financial Health

Current Ratio 0.1×
FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×FY 2026: 0.1×
FY 2017 5y median 0.2× FY 2026
Quick Ratio 0.1×
FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×FY 2026: 0.1×
FY 2017 5y median 0.2× FY 2026
Debt / Equity 0.6×
FY 2017: 1.8×FY 2018: 1.9×FY 2019: 1.8×FY 2020: 1.6×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.9×FY 2024: 0.8×FY 2025: 0.6×FY 2026: 0.6×
FY 2017 5y median 0.8× FY 2026
Net Debt / EBITDA -0.6×
FY 2017: 6.5×FY 2018: 9.6×FY 2019: 12.5×FY 2020: 3.2×FY 2021: -1.9×FY 2022: -2.0×FY 2023: 0.4×FY 2024: 0.2×FY 2025: -0.2×FY 2026: -0.6×
FY 2017 5y median -0.2× FY 2026
Interest Coverage 0.9×
FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.1×FY 2020: 0.3×FY 2021: 0.5×FY 2022: 0.6×FY 2023: 0.9×FY 2024: 0.8×FY 2025: 0.8×FY 2026: 0.9×
FY 2017 5y median 0.8× FY 2026

Dividends

Dividend Yield 0.9%
FY 2017: 1.9%FY 2018: 0.9%FY 2019: 0.4%FY 2020: 0.4%FY 2021: 0.0%FY 2022: 0.3%FY 2023: 0.6%FY 2024: 0.7%FY 2025: 0.7%FY 2026: 0.9%
FY 2017 5y median 0.7% FY 2026
Payout Ratio 14.5%
FY 2017: 32.5%FY 2018: 22.5%FY 2019: 27.2%FY 2020: 10.0%FY 2021: 0.0%FY 2022: 5.6%FY 2023: 10.4%FY 2024: 12.7%FY 2025: 14.0%FY 2026: 14.5%
FY 2017 5y median 12.7% FY 2026

Annual · latest fiscal year ends 2026-03-31